Ratings
User Ratings
| Options | Allstate | Cincinnati Insurance Companies |
|---|---|---|
| Rating/Reviews |
922 reviews
|
5 reviews
|
Mobile App Ratings
| Brand | Allstate | Cincinnati Insurance Companies |
|---|---|---|
| Android |
12,515 reviews
|
3 reviews
|
| iOS |
56,800 reviews
|
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|
Quotes & Discounts
| Discount Type | Allstate | Cincinnati Insurance Companies |
|---|---|---|
| Driving training discount |
Varies
|
-- |
| Good Student Discount |
up to 10%
|
up to 10% |
| Family Discount |
Varies
|
-- |
| Accident Forgiveness |
up to 30%
|
-- |
| Anti-Theft Device Discount |
up to 10%
|
up to 15% |
| Good Payer Discount |
up to 5%
|
-- |
| Anti-lock Brake Discount |
up to 10%
|
-- |
| Deductible discount |
Varies
|
Varies |
| Early Quote Discount |
up to 10%
|
-- |
| Farm Vehicle Discount |
up to 10%
|
-- |
| Defensive Driver Discount |
up to 20%
|
-- |
| Paperless documents discount |
Varies
|
-- |
| Accident Free Discount |
--
|
Varies |
| teenSMART Discount |
up to 35%
|
-- |
| Multiple Vehicle Discount |
up to 10%
|
up to 31% |
| Prepay Discount |
up to 10%
|
-- |
| Passive Restraint Discount |
up to 10%
|
-- |
| Student Away at School Discount |
up to 5%
|
up to 47% |
| Good Driver Discount |
up to 10%
|
up to 25% |
| Senior Adult Discount |
up to 5%
|
-- |
| E-billing Discount |
up to 10%
|
-- |
| Paid in full discount |
up to 10%
|
-- |
| Preferred payment discount |
up to 5%
|
-- |
| Utility Vehicle Discount |
Varies
|
-- |
| Good Credit Discount |
--
|
up to 54% |
| EV/Hybrid Discount |
up to 10%
|
-- |
| More Vehicles Than Drivers |
--
|
Varies |
| Low Mileage Discount |
up to 10%
|
-- |
| New Car Discount |
up to 15%
|
-- |
| Multiple Policy Discount |
up to 10%
|
up to 11% |
Payment Methods
| Payment Type | Allstate | Cincinnati Insurance Companies |
|---|---|---|
| Prepayment |
|
--
|
| Online Payment |
|
|
| Mobile App Payments |
|
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|
| Phone Payment |
|
|
| Electronic Check |
|
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|
| Credit Card Payment |
|
|
| Automatic Online Payment |
|
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|
| Person 2 Person Payment |
|
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|
| Debit Card Payments |
|
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|
| Bank Payment/Direct Deposit |
|
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|
| Mail Payment |
|
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|
Feature and Services
| Features and Services | Allstate | Cincinnati Insurance Companies |
|---|---|---|
| 24/7 service |
|
|
| Enhanced towing & substitute coverage |
|
--
|
| Roadside assistance |
|
|
| Accident forgiveness |
|
--
|
| Mobile app |
|
|
| Loyalty rewards program |
|
--
|
| Online account management |
|
|
Optional Coverages
| Coverage Type | Allstate | Cincinnati Insurance Companies |
|---|---|---|
| Sound System Coverage |
|
--
|
| Mechanical Breakdown Insurance |
|
--
|
| Accident Forgiveness |
|
--
|
| New Car Replacement Coverage |
|
|
| Umbrella Policy |
|
|
| Accidental Death, Dismemberment, Disability |
|
|
| Roadside Assistance |
|
|
| Vanishing Deductible |
--
|
|
| Gap Insurance |
--
|
|
| Child Safety Seat Replacement |
--
|
|
| Emergency Lockout Coverage |
|
|
| Antique or Collector Car Insurance |
|
|
| No Fault Coverage |
|
--
|
| Personal Auto Plus |
--
|
|
| Ridesharing Coverage |
|
--
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| Rental Reimbursement |
|
|
| Airbag Replacement Coverage |
--
|
|
| Personal/Upgraded Item Coverage |
--
|
|
| Electronic Key & Lock Replacement |
--
|
|
| Emergency Assistance Coverage |
--
|
|
| Preferred Repair Services |
|
--
|
| Glass Coverage |
--
|
|
| Loss of Use Coverage |
|
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|
Insurance by State
- Allstate
- Cincinnati Insurance Companies
- Both
Uber and Lyft driver insurance:
- Allstate
- Cincinnati Insurance Companies
- Both
Compare Insurance Products
| Product | Allstate | Cincinnati Insurance Companies |
|---|---|---|
 ATV Insurance |
|
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 Boat Insurance |
|
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 Business Insurance |
|
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 Car Insurance |
|
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 Condo Insurance |
|
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 Home Insurance |
|
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 Life Insurance |
|
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 Motorcycle Insurance |
|
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 Pet Insurance |
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 RV Insurance |
|
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 Renters Insurance |
|
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 Snowmobile insurance |
|
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 Umbrella Insurance |
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User Reviews
Most Positive Review
All of the hard work you guys have done to try to find me the cheapest rate and always staying in contact with me to make sure everything is going okay I love this they really are kindness towards their future customers
Most Critical Review
December 1, 2017
The last three policy periods Allstate has increased my premiums. I have no accidents, no tickets, no DUI's, no nothing and yet you continue to punishment me by raising my rates. Last period I had to raise my deductible from 500 to 750 just so I could continue to pay my premiums. I am VERY, VERY, VERY UNHAPPY with Allstate. Allstate gets a ZERO rating from me.
Most Positive Review
February 4, 2018
Good service
Most Critical Review
November 19, 2018
I have had this insurance company for about 3 years. Last year my rates went up $104.00 due to rate increase. This year they were going to raise it $139.00 due to underperforming issues on their part and a decrease in my insurance rating. I have no tickets, no accidents, excellent credit and low mileage on a car that is five years old. They can keep their insurance. I am going with another company.
December 11, 2017