Ratings
User Ratings
| Options | Allstate | American National |
|---|---|---|
| Rating/Reviews |
922 reviews
|
12 reviews
|
Mobile App Ratings
| Brand | Allstate | American National |
|---|---|---|
| Android |
12,515 reviews
|
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|
| iOS |
56,800 reviews
|
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|
Quotes & Discounts
| State | Allstate | American National |
|---|---|---|
| Alabama |
--
|
$59/mo |
| Alaska |
--
|
$597/mo |
| Arizona |
--
|
$24/mo |
| California |
--
|
$22/mo |
| Colorado |
--
|
$42/mo |
| Connecticut |
--
|
$25/mo |
| Delaware |
--
|
$36/mo |
| Florida |
--
|
$25/mo |
| Georgia |
--
|
$27/mo |
| Hawaii |
--
|
$35/mo |
| Idaho |
--
|
$21/mo |
| Illinois |
--
|
$23/mo |
| Iowa |
--
|
$41/mo |
| Kansas |
--
|
$81/mo |
| Kentucky |
--
|
$63/mo |
| Louisiana |
--
|
$69/mo |
| Maryland |
--
|
$57/mo |
| Massachusetts |
--
|
$25/mo |
| Michigan |
--
|
$23/mo |
| Minnesota |
--
|
$23/mo |
| Nebraska |
--
|
$24/mo |
| Nevada |
--
|
$378/mo |
| New Jersey |
--
|
$23/mo |
| New Mexico |
--
|
$218/mo |
| New York |
--
|
$24/mo |
| North Carolina |
--
|
$27/mo |
| North Dakota |
--
|
$74/mo |
| Ohio |
--
|
$25/mo |
| Oklahoma |
--
|
$23/mo |
| Oregon |
--
|
$32/mo |
| Pennsylvania |
--
|
$22/mo |
| South Carolina |
--
|
$90/mo |
| South Dakota |
--
|
$110/mo |
| Tennessee |
--
|
$24/mo |
| Texas |
--
|
$21/mo |
| Utah |
--
|
$22/mo |
| Virginia |
--
|
$23/mo |
| Washington |
--
|
$81/mo |
| Washington D.C. |
--
|
$61/mo |
| West Virginia |
--
|
$57/mo |
| Wisconsin |
--
|
$27/mo |
| Discount Type | Allstate | American National |
|---|---|---|
| Driving training discount |
Varies
|
-- |
| Good Student Discount |
up to 10%
|
up to 15% |
| Provider Switch Discount |
--
|
Varies |
| Family Discount |
Varies
|
-- |
| Accident Forgiveness |
up to 30%
|
-- |
| Anti-Theft Device Discount |
up to 10%
|
-- |
| Good Payer Discount |
up to 5%
|
-- |
| Anti-lock Brake Discount |
up to 10%
|
-- |
| Deductible discount |
Varies
|
-- |
| Early Quote Discount |
up to 10%
|
-- |
| Farm Vehicle Discount |
up to 10%
|
-- |
| Defensive Driver Discount |
up to 20%
|
-- |
| Paperless documents discount |
Varies
|
-- |
| Accident Free Discount |
--
|
up to 30% |
| teenSMART Discount |
up to 35%
|
-- |
| Multiple Vehicle Discount |
up to 10%
|
-- |
| Prepay Discount |
up to 10%
|
-- |
| Passive Restraint Discount |
up to 10%
|
Varies |
| Student Away at School Discount |
up to 5%
|
-- |
| Good Driver Discount |
up to 10%
|
-- |
| Motor club discount |
--
|
Varies |
| Senior Adult Discount |
up to 5%
|
-- |
| E-billing Discount |
up to 10%
|
-- |
| Paid in full discount |
up to 10%
|
-- |
| Preferred payment discount |
up to 5%
|
-- |
| Utility Vehicle Discount |
Varies
|
-- |
| EV/Hybrid Discount |
up to 10%
|
-- |
| Low Mileage Discount |
up to 10%
|
-- |
| New Car Discount |
up to 15%
|
-- |
| Multiple Policy Discount |
up to 10%
|
Varies |
Payment Methods
| Payment Type | Allstate | American National |
|---|---|---|
| Prepayment |
|
--
|
| Online Payment |
|
|
| Mobile App Payments |
|
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|
| Phone Payment |
|
--
|
| Electronic Check |
|
--
|
| Credit Card Payment |
|
|
| Automatic Online Payment |
|
|
| Person 2 Person Payment |
|
--
|
| Debit Card Payments |
|
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|
| Bank Payment/Direct Deposit |
|
--
|
| Mail Payment |
|
|
Feature and Services
| Features and Services | Allstate | American National |
|---|---|---|
| 24/7 service |
|
|
| Enhanced towing & substitute coverage |
|
--
|
| Roadside assistance |
|
|
| Accident forgiveness |
|
--
|
| Mobile app |
|
--
|
| Loyalty rewards program |
|
|
| Online account management |
|
|
Optional Coverages
| Coverage Type | Allstate | American National |
|---|---|---|
| Sound System Coverage |
|
--
|
| Mechanical Breakdown Insurance |
|
--
|
| Ridesharing Coverage |
|
--
|
| Rental Reimbursement |
|
|
| Accident Forgiveness |
|
--
|
| New Car Replacement Coverage |
|
|
| Umbrella Policy |
|
|
| Emergency Lockout Coverage |
|
--
|
| Accidental Death, Dismemberment, Disability |
|
|
| Loss of Use Coverage |
|
--
|
| Gap Insurance |
--
|
|
| Preferred Repair Services |
|
--
|
| Work Loss Coverage |
--
|
|
| Antique or Collector Car Insurance |
|
|
| Roadside Assistance |
|
|
| No Fault Coverage |
|
--
|
| Original Equipment Manufacturer Coverage |
--
|
|
Insurance by State
- Allstate
- American National
- Both
Uber and Lyft driver insurance:
- Allstate
- American National
- Both
Compare Insurance Products
| Product | Allstate | American National |
|---|---|---|
 ATV Insurance |
|
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|
 Boat Insurance |
|
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 Business Insurance |
|
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 Car Insurance |
|
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 Classic Car Insurance |
--
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 Condo Insurance |
|
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|
 Farm Insurance |
--
|
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 Health Insurance |
--
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 Home Insurance |
|
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 Life Insurance |
|
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 Motorcycle Insurance |
|
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 Pet Insurance |
|
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 RV Insurance |
|
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 Recreational Insurance |
--
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 Renters Insurance |
|
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 Snowmobile insurance |
|
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User Reviews
Most Positive Review
All of the hard work you guys have done to try to find me the cheapest rate and always staying in contact with me to make sure everything is going okay I love this they really are kindness towards their future customers
Most Critical Review
December 1, 2017
The last three policy periods Allstate has increased my premiums. I have no accidents, no tickets, no DUI's, no nothing and yet you continue to punishment me by raising my rates. Last period I had to raise my deductible from 500 to 750 just so I could continue to pay my premiums. I am VERY, VERY, VERY UNHAPPY with Allstate. Allstate gets a ZERO rating from me.
Most Positive Review
January 11, 2018
This data is GROSSLY inaccurate on American National, you are missing a LOT of check marks! American National - aka ANPAC DOES have flexible payments: Monthly, Quarterly, Or Semi-Annual payment options are available. American National DOES have a mobile app: AN Mobile They DO have an added coverage endorsement available. AND ANPAC DOES have just about EVERY insurance product listed that is not checked, the only ones I'm not sure on is if they have; Aviation, Collectibles, Mobile Home, or Personal Articles Insurance. They also have their Home Systems Breakdown Coverage INCLUDED in their Homeowners policies that covers things like your Furnace & Heat pumps, A/C units, Well Pumps, Electrical Svc Panels & a lot more. Plus the fact they have local agents in all 50 states is VERY nice!!!
Most Critical Review
November 23, 2017
Because my insurance renewal goes up $10 for the past year it had gone from $123 -$152 in a yr I been with Boykins insurance for 25 years
December 11, 2017