Alliance vs Farmers Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

Alliance
Not Rated
What is this?

Insurify Composite Score

Farmers
85
What is this?

Insurify Composite Score

Alliance VS Farmers
Not Rated
85
What is this?
User Ratings
OptionsAlliance Farmers
Rating/Reviews
17 reviews
506 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsAlliance Farmers
Insurer Website--About average
Local Agent--About average
Overall Satisfaction--About average
Policy Offerings--About average
Pricing--About average
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsAlliance Farmers
Claim Servicing--About average
Estimation Process--About average
First Notice of Loss (FNOL)--About average
Overall Satisfaction--About average
Rental Experience--About average
Repair Process--The rest
Settlement--About average
J.D. Power Ratings by Region (out of 1000)
RegionAlliance Farmers
California--795 pt
The rest
Central--821 pt
About average
Florida--820 pt
About average
Mid-Atlantic--814 pt
The rest
North Central--808 pt
The rest
Northwest--785 pt
The rest
Southwest--797 pt
The rest
Texas--822 pt
About average
Mobile App Ratings
RegionAlliance Farmers
Android--
2,565 Reviews
iOS--
538 Reviews
Financial Ratings
OptionsAlliance Farmers
A.M. Best--A
Fitch--A+
Moody's--A2
Standard & Poor's--A

Auto Insurance Quotes

For Married Drivers

CityAlliance Farmers
Chicago--$124
Phoenix--$126
Santa Monica$76$120

For Single Drivers

CityAlliance Farmers
Chicago--$117
Phoenix--$120
Santa Monica$135$263

For Male Drivers

CityAlliance Farmers
Chicago--$129
Phoenix--$129
Santa Monica$128$269

For Female Drivers

CityAlliance Farmers
Chicago--$112
Phoenix--$117
Santa Monica$83$114

For Drivers with Speeding Ticket

CityAlliance Farmers
Chicago--$163
Phoenix--$157
Santa Monica$180$302

For Drivers with No Speeding Ticket

CityAlliance Farmers
Chicago--$111
Phoenix--$116
Santa Monica$89$168

For Drivers Age Between 18-40

CityAlliance Farmers
Chicago--$120
Phoenix--$123
Santa Monica$155$303

For Drivers Age Between 40-65

CityAlliance Farmers
Chicago--$115
Phoenix--$118
Santa Monica$65$104

For Drivers Age of 65+

CityAlliance Farmers
Chicago--$142
Phoenix--$143
Santa Monica$73$101

For Drivers with Average Credit

CityAlliance Farmers
Chicago--$116
Phoenix--$123
Santa Monica$96$149

For Drivers with Fair Credit

CityAlliance Farmers
Chicago--$132
Phoenix--$134
Santa Monica$84$134

For Drivers with Good Credit

CityAlliance Farmers
Chicago--$126
Phoenix--$128
Santa Monica$78$140

For Drivers with Excellent Credit

CityAlliance Farmers
Chicago--$108
Phoenix--$108
Santa Monica$163$343

Quotes & Discounts

Discount typeAlliance Farmers
Claims Free RenewalVariesVaries
Defensive DriverVariesVaries
Good DriverVariesVaries
Multiple VehicleVariesVaries
Affinity group--Varies
Anti-Theft Device--Varies
Anti-lock Brake--Varies
Daytime Running Lights--Varies
Driving Habits--Varies
Driving training--Varies
E-billing--Varies
EV/Hybrid--Up to 5%
Early Quote--Varies
Electronic Stability Control--Varies
Family--Varies
Good Payer--Varies
Good Student--Varies
Home Owner--Varies
Loyalty--Varies
Mature driver--Varies
Military--Varies
Multiple Policy--Up to 10%
On Your Own--Varies
Organization--Varies
Paid in full--Varies
Paperless documents--Varies
Passive Restraint--Varies
Preferred payment--Varies
Prepay--Varies
Professional organization--Varies
Provider Switch--Varies
Senior Adult--Varies
Student Away at School--Varies
VIN Etching--Varies
Youth Driving--Varies
teenSMART--Varies

Payment Methods

Discount typeAlliance Farmers
Automatic Online Payment
yesyes
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
yesyes
In Person Payment
--yes
Mail Payment
yesyes
Mobile App Payments
--yes
Multi-Payment Installment Plans
--yes
Online Payment
yesyes
Phone Payment
--yes

Features and Services

Features and ServicesAlliance Farmers
Accident forgiveness--yes
Enhanced towing & substitute coverageyes--
Flexible / convenient paymentsyesyes
Mobile appyesyes
Online account managementyesyes
Policy bundling discounts--yes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesAlliance Farmers
Accident Forgiveness
--yes
Antique or Collector Car Insurance
--yes
Comprehensive Claim Forgiveness
--yes
Emergency Lockout Coverage
--yes
Glass Coverage --yes
Incident Forgiveness
--yes
Loss of Use Coverage
--yes
New Car Replacement Coverage
--yes
No Fault Coverage
--yes
Original Equipment Manufacturer Coverage
--yes
Personal/Upgraded Item Coverage
--yes
Rental Reimbursement
yesyes
Ridesharing Coverage
--yes
Roadside Assistance
yesyes
Small Claim Forgiveness
--yes
Umbrella Policy
--yes
Vanishing Deductible
--yes

Insurance by State

Uber and Lyft driver insurance

  • Alliance
  • Farmers
  • Both

SR‌-22 Insurance by State

  • Alliance
  • Farmers
  • Both

Compare Insurance Products

ProductAlliance Farmers
Car InsuranceCar Insuranceyesyes
Business InsuranceBusiness Insurance--yes
Classic Car InsuranceClassic Car Insurance--yes
Condo InsuranceCondo Insurance--yes
Earthquake InsuranceEarthquake Insurance--yes
Flood InsuranceFlood Insurance--yes
Home InsuranceHome Insurance--yes
Life InsuranceLife Insurance--yes
Mobile Home InsuranceMobile Home Insurance--yes
Motorcycle InsuranceMotorcycle Insurance--yes
Pet InsurancePet Insurance--yes
Recreational InsuranceRecreational Insurance--yes
Renters InsuranceRenters Insurance--yes
Umbrella InsuranceUmbrella Insurance--yes

User Reviews

  • Alliance Reviews
  • Farmers Reviews
2.1
5 Stars
12 %
4 Stars
18 %
2 Stars
12 %
1 Star
59 %

Most Positive Review

By Gary
There when I needed them. Low cost.

Most Critical Review

By Mandie
Their lack of confidence lack of customer service. Inability to handle claims. Crummy service all around

All Reviews

Showing 1 - 10 out of 17 Reviews
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Read reviews that mention

yee mang
Valen pura pinja. DO NOT! get this insurance. It really is a scam, bad service, never answer, don't deal with claims, don't pay up, doesn't protect against anything!
Elvia
The worst insurance ever. Don’t get insurance with them. When having full coverage, they don’t want to pay!
Nelly arriaga
Need Quote 408 6550085
Mohammed
Been 5 months since my accident. Someone hit me and they were insured also by the same insurance i have. They were at fault i had video proof dash cam showing they hit me. 5 months and i have no yet heard anything about my claim. I call them 100 times a day and all i get is that someones on vacation and no one answers. WORST company ever ! DONT WASTE UR TIME OR MONEY. I heard this from more than 10 people !!!! U might aswell go with another company. This is a 100% SCAM !
Evitalopez76@yahoo.com
Horrible customer service
Dung
Randall Grant
Though I have not dealt with an accident . I can tell you that I have nothing but good things to say about Alliance ....they are priced right and make it easy to accept my payment ....
Vivian
Service is terrible
Jose
Brian
Bad customer service and bad reviews
Showing 1 - 10 out of 17 reviews

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.