Alliance vs Allstate Car Insurance

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4.8 Rating

2,700 Reviews

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Last Updated: January 2022

Ratings

Insurify Composite Score

Alliance
Not Rated
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Insurify Composite Score

Allstate
85
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Insurify Composite Score

Alliance VS Allstate
Not Rated
85
What is this?
User Ratings
OptionsAlliance Allstate
Rating/Reviews
17 reviews
1,114 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsAlliance Allstate
Call Center Representative--About average
Insurer Website--The rest
Local Agent--About average
Overall Satisfaction--The rest
Policy Offerings--The rest
Pricing--The rest
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsAlliance Allstate
Claim Servicing--About average
Estimation Process--Better than most
First Notice of Loss (FNOL)--About average
Overall Satisfaction--About average
Rental Experience--About average
Repair Process--Better than most
Settlement--About average
J.D. Power Ratings by Region (out of 1000)
RegionAlliance Allstate
California--820 pt
About average
Central--822 pt
About average
Florida--837 pt
Better than most
Mid-Atlantic--837 pt
About average
New England--834 pt
Better than most
New York--824 pt
About average
North Central--823 pt
About average
Northwest--798 pt
The rest
Southeast--830 pt
About average
Southwest--815 pt
About average
Texas--835 pt
Better than most
Mobile App Ratings
RegionAlliance Allstate
Android--
12,515 Reviews
iOS--
56,800 Reviews
Financial Ratings
OptionsAlliance Allstate
A.M. Best--A+
Fitch--A+
Moody's--Aa3
Standard & Poor's--AA-

Auto Insurance Quotes

For Married Drivers

CityAlliance Allstate
Austin--$37
Chicago--$111
Philadelphia--$133
Phoenix--$105
Santa Monica$76$116

For Single Drivers

CityAlliance Allstate
Austin--$42
Chicago--$128
Philadelphia--$136
Phoenix--$129
Santa Monica$135$255

For Male Drivers

CityAlliance Allstate
Austin--$39
Chicago--$124
Philadelphia--$129
Phoenix--$129
Santa Monica$128$252

For Female Drivers

CityAlliance Allstate
Austin--$39
Chicago--$116
Philadelphia--$139
Phoenix--$105
Santa Monica$83$120

For Drivers with Speeding Ticket

CityAlliance Allstate
Austin--$44
Chicago--$175
Philadelphia--$144
Phoenix--$163
Santa Monica$180$341

For Drivers with No Speeding Ticket

CityAlliance Allstate
Austin--$38
Chicago--$108
Philadelphia--$133
Phoenix--$107
Santa Monica$89$153

For Drivers Age Between 18-40

CityAlliance Allstate
Austin--$41
Chicago--$130
Philadelphia--$130
Phoenix--$134
Santa Monica$155$290

For Drivers Age Between 40-65

CityAlliance Allstate
Austin--$37
Chicago--$102
Philadelphia--$121
Phoenix--$94
Santa Monica$65$104

For Drivers Age of 65+

CityAlliance Allstate
Austin--$41
Chicago--$146
Philadelphia--$193
Phoenix--$141
Santa Monica$73$101

For Drivers with Average Credit

CityAlliance Allstate
Austin--$41
Chicago--$122
Philadelphia--$149
Phoenix--$114
Santa Monica$96$153

For Drivers with Fair Credit

CityAlliance Allstate
Austin--$38
Chicago--$125
Philadelphia--$154
Phoenix--$117
Santa Monica$84$133

For Drivers with Good Credit

CityAlliance Allstate
Austin--$38
Chicago--$107
Philadelphia--$120
Phoenix--$103
Santa Monica$78$129

For Drivers with Excellent Credit

CityAlliance Allstate
Austin--$41
Chicago--$125
Philadelphia--$114
Phoenix--$134
Santa Monica$163$328

Quotes & Discounts

Discount typeAlliance Allstate
Claims Free RenewalVaries--
Defensive DriverVariesUp to 20%
Good DriverVariesUp to 10%
Multiple VehicleVariesUp to 10%
Accident Forgiveness--Up to 30%
Anti-Theft Device--Up to 10%
Anti-lock Brake--Up to 10%
Deductible--Varies
Discount Finder--Varies
Driving training--Varies
E-billing--Up to 10%
EV/Hybrid--Up to 10%
Early Quote--Up to 10%
Family--Varies
Farm Vehicle--Up to 10%
Good Student--Up to 10%
Low Mileage--Up to 10%
Multiple Policy--Up to 10%
New Car--Up to 15%
Paid in full--Up to 10%
Paperless documents--Varies
Passive Restraint--Up to 10%
Preferred payment--Up to 5%
Prepay--Up to 10%
Senior Adult--Up to 5%
Student Away at School--Up to 5%
Utility Vehicle--Varies
teenSMART--Up to 35%

Payment Methods

Discount typeAlliance Allstate
Automatic Online Payment
yesyes
Bank Payment/Direct Deposit --yes
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
yesyes
Mail Payment
yesyes
Mobile App Payments
--yes
Online Payment
yesyes
Person 2 Person Payment --yes
Phone Payment
--yes
Prepayment
--yes

Features and Services

Features and ServicesAlliance Allstate
24/7 service--yes
Accident forgiveness--yes
Enhanced towing & substitute coverageyesyes
Flexible / convenient paymentsyes--
Loyalty rewards program--yes
Mobile appyesyes
Online account managementyesyes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesAlliance Allstate
Accident Forgiveness
--yes
Accidental Death, Dismemberment, Disability
--yes
Antique or Collector Car Insurance
--yes
Emergency Lockout Coverage
--yes
Loss of Use Coverage
--yes
Mechanical Breakdown Insurance
--yes
New Car Replacement Coverage
--yes
No Fault Coverage
--yes
Preferred Repair Services
--yes
Rental Reimbursement
yesyes
Ridesharing Coverage
--yes
Roadside Assistance
yesyes
Sound System Coverage
--yes
Umbrella Policy
--yes

Uber and Lyft driver insurance

  • Alliance
  • Allstate
  • Both

SR‌-22 Insurance by State

  • Alliance
  • Allstate
  • Both

Compare Insurance Products

ProductAlliance Allstate
ATV InsuranceATV Insurance--yes
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insurance--yes
Business InsuranceBusiness Insurance--yes
Condo InsuranceCondo Insurance--yes
Home InsuranceHome Insurance--yes
Life InsuranceLife Insurance--yes
Motorcycle InsuranceMotorcycle Insurance--yes
Pet InsurancePet Insurance--yes
Renters InsuranceRenters Insurance--yes
RV InsuranceRV Insurance--yes
Snowmobile insuranceSnowmobile insurance--yes

User Reviews

  • Alliance Reviews
  • Allstate Reviews
2.1
5 Stars
12 %
4 Stars
18 %
2 Stars
12 %
1 Star
59 %

Most Positive Review

By Gary
There when I needed them. Low cost.

Most Critical Review

By Mandie
Their lack of confidence lack of customer service. Inability to handle claims. Crummy service all around

All Reviews

Showing 1 - 10 out of 17 Reviews
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Read reviews that mention

yee mang
Valen pura pinja. DO NOT! get this insurance. It really is a scam, bad service, never answer, don't deal with claims, don't pay up, doesn't protect against anything!
Elvia
The worst insurance ever. Don’t get insurance with them. When having full coverage, they don’t want to pay!
Nelly arriaga
Need Quote 408 6550085
Mohammed
Been 5 months since my accident. Someone hit me and they were insured also by the same insurance i have. They were at fault i had video proof dash cam showing they hit me. 5 months and i have no yet heard anything about my claim. I call them 100 times a day and all i get is that someones on vacation and no one answers. WORST company ever ! DONT WASTE UR TIME OR MONEY. I heard this from more than 10 people !!!! U might aswell go with another company. This is a 100% SCAM !
Evitalopez76@yahoo.com
Horrible customer service
Dung
Randall Grant
Though I have not dealt with an accident . I can tell you that I have nothing but good things to say about Alliance ....they are priced right and make it easy to accept my payment ....
Vivian
Service is terrible
Jose
Brian
Bad customer service and bad reviews
Showing 1 - 10 out of 17 reviews

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.