AIG vs Mercury Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

AIG
66
What is this?

Insurify Composite Score

Mercury
81
What is this?

Insurify Composite Score

AIG VS Mercury
66
81
What is this?
User Ratings
OptionsAIG Mercury
Rating/Reviews
8 reviews
1,419 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsAIG Mercury
Local Agent--The rest
Overall Satisfaction--The rest
Policy Offerings--The rest
Pricing--The rest
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsAIG Mercury
Claim Servicing--The rest
Estimation Process--About average
First Notice of Loss (FNOL)--The rest
Overall Satisfaction--The rest
Rental Experience--The rest
Repair Process--About average
Settlement--About average
J.D. Power Ratings by Region (out of 1000)
RegionAIG Mercury
California--795 pt
The rest
Florida--808 pt
The rest
Mobile App Ratings
RegionAIG Mercury
Android--
161 Reviews
Financial Ratings
OptionsAIG Mercury
A.M. BestAA
FitchA+A
Moody'sA2A2
Standard & Poor'sA+--

Auto Insurance Quotes

For Married Drivers

CityAIG Mercury
Austin--$74
Chicago--$106
Phoenix--$96
Santa Monica--$67

For Single Drivers

CityAIG Mercury
Austin--$81
Chicago--$152
Phoenix--$93
Santa Monica--$122

For Male Drivers

CityAIG Mercury
Austin--$77
Chicago--$146
Phoenix--$94
Santa Monica--$116

For Female Drivers

CityAIG Mercury
Austin--$78
Chicago--$113
Phoenix--$95
Santa Monica--$72

For Drivers with Speeding Ticket

CityAIG Mercury
Austin--$102
Chicago--$174
Phoenix--$114
Santa Monica--$134

For Drivers with No Speeding Ticket

CityAIG Mercury
Austin--$72
Chicago--$119
Phoenix--$91
Santa Monica--$86

For Drivers Age Between 18-40

CityAIG Mercury
Austin--$81
Chicago--$150
Phoenix--$92
Santa Monica--$136

For Drivers Age Between 40-65

CityAIG Mercury
Austin--$70
Chicago--$103
Phoenix--$90
Santa Monica--$60

For Drivers Age of 65+

CityAIG Mercury
Austin--$93
Chicago--$147
Phoenix--$123
Santa Monica--$67

For Drivers with Average Credit

CityAIG Mercury
Austin--$86
Chicago--$134
Phoenix--$103
Santa Monica--$83

For Drivers with Fair Credit

CityAIG Mercury
Austin--$84
Chicago--$111
Phoenix--$102
Santa Monica--$79

For Drivers with Good Credit

CityAIG Mercury
Austin--$74
Chicago--$123
Phoenix--$99
Santa Monica--$67

For Drivers with Excellent Credit

CityAIG Mercury
Austin--$67
Chicago--$149
Phoenix--$75
Santa Monica--$147

Quotes & Discounts

Discount typeAIG Mercury
Anti-Theft Device--Up to 5%
Federal Employee--Varies
Good Credit--Up to 73%
Good Driver--Up to 18%
Good Student--Up to 10%
Low Mileage--Varies
Multiple Policy--Up to 10%
Multiple Vehicle--Up to 26%
Occasional driver--Varies
Organization--Varies
Paid in full--Varies
Passive Restraint--Up to 5%
Professional organization--Varies
Public Safety Professional--Varies
Senior Adult--Varies
Student Away at School--Up to 10%
VIN Etching--Varies

Payment Methods

Discount typeAIG Mercury
Credit Card Payment yes--
Electronic Check
yes--
Mail Payment
yesyes
Online Payment
yesyes
Person 2 Person Payment --yes
Phone Payment
yesyes

Features and Services

Features and ServicesAIG Mercury
24/7 serviceyesyes
New vehicle replacement cost coverageyes--
Online account managementyesyes
Roadside assistance--yes

Optional Coverages

Optional CoveragesAIG Mercury
Antique or Collector Car Insurance
yes--
Comprehensive Claim Forgiveness
--yes
New Car Replacement Coverage
yes--
Original Equipment Manufacturer Coverage
yes--
Personal/Upgraded Item Coverage
yes--
Pet Coverage
yes--
Rental Reimbursement
yesyes
Roadside Assistance
--yes
Umbrella Policy
yes--

Uber and Lyft driver insurance

  • AIG
  • Mercury
  • Both

SR‌-22 Insurance by State

  • AIG
  • Mercury
  • Both

Compare Insurance Products

ProductAIG Mercury
Car InsuranceCar Insurance--yes
Business InsuranceBusiness Insurance--yes
Commercial InsuranceCommercial Insurance--yes
Condo InsuranceCondo Insurance--yes
Home InsuranceHome Insurance--yes
Life InsuranceLife Insuranceyes--
Renters InsuranceRenters Insurance--yes
Umbrella InsuranceUmbrella Insurance--yes

User Reviews

  • AIG Reviews
  • Mercury Reviews
2.9
5 Stars
25 %
4 Stars
13 %
3 Stars
25 %
1 Star
38 %

Most Helpful Review

By Karla Rice
ifer.alcala@aig.com | www.aig.com My son was in an accident a year ago with your insured. The representative for his claim was Jennifer Alcala. Jennifer and had several conversations all throughput the process of resolving the claim. I emailed faxed called etc. I submitted paperwork, mailed of checks. I was asked to submit all of his medical bills. I’m disappointed because unlike most people we could have carried this out for a larger settlement however all we were asking was for his medical bills to be paid, reimbursement for time off and the inconvenience of having to find a new car. Your customer was at fault. Accidents happen. I just don’t understand the rationale of not paying all medical cost. He was not compensated and all bills were not paid. So, I will be posting this to her page and any other page you guys are represented.

Most Critical Review

By Janice
Because u increased my premium with out notifying us. I will return if you call me and explain we have no accidents, paid on time every month. Why would u treat us so bad?? 443-564-3604 call us..

All Reviews

Showing 1 - 8 out of 8 Reviews
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Read reviews that mention

Adison Wright
Super kind and helpful. They were great at explaining everything and by far the best price.
Karla Rice
ifer.alcala@aig.com | www.aig.com My son was in an accident a year ago with your insured. The representative for his claim was Jennifer Alcala. Jennifer and had several conversations all throughput the process of resolving the claim. I emailed faxed called etc. I submitted paperwork, mailed of checks. I was asked to submit all of his medical bills. I’m disappointed because unlike most people we could have carried this out for a larger settlement however all we were asking was for his medical bills to be paid, reimbursement for time off and the inconvenience of having to find a new car. Your customer was at fault. Accidents happen. I just don’t understand the rationale of not paying all medical cost. He was not compensated and all bills were not paid. So, I will be posting this to her page and any other page you guys are represented.
Christy cogey
I just realized i recieved a check from aig that i should have got more than i recieved
Susan
Some problems with them
Shauna
idk
Janice
Because u increased my premium with out notifying us. I will return if you call me and explain we have no accidents, paid on time every month. Why would u treat us so bad?? 443-564-3604 call us..
Insurify User
Insurify User
Test Review AIG

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.