AIG vs GEICO Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Ratings

Insurify Composite Score

AIG
66
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Insurify Composite Score

GEICO
88
What is this?

Insurify Composite Score

AIG VS GEICO
66
88
What is this?
User Ratings
OptionsAIG GEICO
Rating/Reviews
8 reviews
3,736 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsAIG GEICO
Call Center Representative--About average
Insurer Website--Among the best
Local Agent--The rest
Overall Satisfaction--About average
Policy Offerings--Better than most
Pricing--Better than most
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsAIG GEICO
Claim Servicing--Better than most
Estimation Process--Better than most
First Notice of Loss (FNOL)--Better than most
Overall Satisfaction--Better than most
Rental Experience--Better than most
Repair Process--About average
Settlement--Better than most
J.D. Power Ratings by Region (out of 1000)
RegionAIG GEICO
California--807 pt
About average
Central--838 pt
Better than most
Florida--832 pt
Better than most
Mid-Atlantic--848 pt
Better than most
New England--827 pt
About average
New York--813 pt
About average
North Central--830 pt
About average
Northwest--805 pt
About average
Southeast--839 pt
About average
Southwest--798 pt
The rest
Texas--816 pt
The rest
Mobile App Ratings
RegionAIG GEICO
Android--
147,062 Reviews
iOS--
446,400 Reviews
Financial Ratings
OptionsAIG GEICO
A.M. BestAA++
FitchA+AA-
Moody'sA2Aa3
Standard & Poor'sA+AA+

Auto Insurance Quotes

For Married Drivers

CityAIG GEICO
Austin--$59
Chicago--$67
Philadelphia--$88
Phoenix--$38
Santa Monica--$48

For Single Drivers

CityAIG GEICO
Austin--$62
Chicago--$68
Philadelphia--$92
Phoenix--$44
Santa Monica--$129

For Male Drivers

CityAIG GEICO
Austin--$59
Chicago--$71
Philadelphia--$92
Phoenix--$42
Santa Monica--$123

For Female Drivers

CityAIG GEICO
Austin--$62
Chicago--$64
Philadelphia--$87
Phoenix--$40
Santa Monica--$53

For Drivers with Speeding Ticket

CityAIG GEICO
Austin--$74
Chicago--$92
Philadelphia--$128
Phoenix--$64
Santa Monica--$141

For Drivers with No Speeding Ticket

CityAIG GEICO
Austin--$58
Chicago--$62
Philadelphia--$84
Phoenix--$36
Santa Monica--$77

For Drivers Age Between 18-40

CityAIG GEICO
Austin--$63
Chicago--$71
Philadelphia--$98
Phoenix--$45
Santa Monica--$149

For Drivers Age Between 40-65

CityAIG GEICO
Austin--$54
Chicago--$61
Philadelphia--$79
Phoenix--$35
Santa Monica--$40

For Drivers Age of 65+

CityAIG GEICO
Austin--$75
Chicago--$78
Philadelphia--$99
Phoenix--$48
Santa Monica--$41

For Drivers with Average Credit

CityAIG GEICO
Austin--$68
Chicago--$70
Philadelphia--$94
Phoenix--$43
Santa Monica--$76

For Drivers with Fair Credit

CityAIG GEICO
Austin--$71
Chicago--$74
Philadelphia--$104
Phoenix--$43
Santa Monica--$56

For Drivers with Good Credit

CityAIG GEICO
Austin--$55
Chicago--$66
Philadelphia--$84
Phoenix--$37
Santa Monica--$60

For Drivers with Excellent Credit

CityAIG GEICO
Austin--$48
Chicago--$60
Philadelphia--$77
Phoenix--$41
Santa Monica--$161

Quotes & Discounts

Discount typeAIG GEICO
Accident Free--Varies
Anti-Theft Device--Up to 25%
Anti-lock Brake--Up to 5%
Daytime Running Lights--Up to 3%
Defensive Driver--Varies
Driving training--Varies
Emergency Deployment--Up to 25%
Federal Employee--Up to 25%
Good Driver--Up to 26%
Good Student--Up to 15%
Military--Up to 15%
Multiple Policy--Varies
Multiple Vehicle--Varies
Organization--Varies
Passive Restraint--Up to 25%
Seat Belt Use--Up to 15%
Senior Adult--Varies
teenSMART--Varies

Payment Methods

Discount typeAIG GEICO
Automatic Online Payment
--yes
Credit Card Payment yesyes
Debit Card Payments --yes
Electronic Check
yesyes
Mail Payment
yesyes
Mobile App Payments
--yes
Multi-Payment Installment Plans
--yes
Online Payment
yes--
Phone Payment
yesyes

Features and Services

Features and ServicesAIG GEICO
24/7 serviceyesyes
Accident forgiveness--yes
Mobile app--yes
New vehicle replacement cost coverageyes--
Online account managementyesyes
Policy bundling discounts--yes
Roadside assistance--yes
Text and email alerts--yes

Optional Coverages

Optional CoveragesAIG GEICO
Accident Forgiveness
--yes
Antique or Collector Car Insurance
yes--
Comprehensive Claim Forgiveness
--yes
Incident Forgiveness
--yes
Mechanical Breakdown Insurance
--yes
New Car Replacement Coverage
yes--
No Fault Coverage
--yes
Original Equipment Manufacturer Coverage
yes--
Personal/Upgraded Item Coverage
yes--
Pet Coverage
yes--
Rental Reimbursement
yesyes
Roadside Assistance
--yes
Umbrella Policy
yesyes

Uber and Lyft driver insurance

  • AIG
  • GEICO
  • Both

SR‌-22 Insurance by State

  • AIG
  • GEICO
  • Both

Compare Insurance Products

ProductAIG GEICO
ATV InsuranceATV Insurance--yes
Car InsuranceCar Insurance--yes
Boat InsuranceBoat Insurance--yes
Business InsuranceBusiness Insurance--yes
Classic Car InsuranceClassic Car Insurance--yes
Condo InsuranceCondo Insurance--yes
Dwelling Fire InsuranceDwelling Fire Insurance--yes
Flood InsuranceFlood Insurance--yes
Home InsuranceHome Insurance--yes
Identity Theft InsuranceIdentity Theft Insurance--yes
Jewelry InsuranceJewelry Insurance--yes
Life InsuranceLife Insuranceyesyes
Mobile Home InsuranceMobile Home Insurance--yes
Motorcycle InsuranceMotorcycle Insurance--yes
Pet InsurancePet Insurance--yes
Renters InsuranceRenters Insurance--yes
Ridesharing InsuranceRidesharing Insurance--yes
RV InsuranceRV Insurance--yes
Travel InsuranceTravel Insurance--yes
Umbrella InsuranceUmbrella Insurance--yes

User Reviews

  • AIG Reviews
  • GEICO Reviews
2.9
5 Stars
25 %
4 Stars
13 %
3 Stars
25 %
1 Star
38 %

Most Helpful Review

By Karla Rice
ifer.alcala@aig.com | www.aig.com My son was in an accident a year ago with your insured. The representative for his claim was Jennifer Alcala. Jennifer and had several conversations all throughput the process of resolving the claim. I emailed faxed called etc. I submitted paperwork, mailed of checks. I was asked to submit all of his medical bills. I’m disappointed because unlike most people we could have carried this out for a larger settlement however all we were asking was for his medical bills to be paid, reimbursement for time off and the inconvenience of having to find a new car. Your customer was at fault. Accidents happen. I just don’t understand the rationale of not paying all medical cost. He was not compensated and all bills were not paid. So, I will be posting this to her page and any other page you guys are represented.

Most Critical Review

By Janice
Because u increased my premium with out notifying us. I will return if you call me and explain we have no accidents, paid on time every month. Why would u treat us so bad?? 443-564-3604 call us..

All Reviews

Showing 1 - 8 out of 8 Reviews
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Read reviews that mention

Adison Wright
Super kind and helpful. They were great at explaining everything and by far the best price.
Karla Rice
ifer.alcala@aig.com | www.aig.com My son was in an accident a year ago with your insured. The representative for his claim was Jennifer Alcala. Jennifer and had several conversations all throughput the process of resolving the claim. I emailed faxed called etc. I submitted paperwork, mailed of checks. I was asked to submit all of his medical bills. I’m disappointed because unlike most people we could have carried this out for a larger settlement however all we were asking was for his medical bills to be paid, reimbursement for time off and the inconvenience of having to find a new car. Your customer was at fault. Accidents happen. I just don’t understand the rationale of not paying all medical cost. He was not compensated and all bills were not paid. So, I will be posting this to her page and any other page you guys are represented.
Christy cogey
I just realized i recieved a check from aig that i should have got more than i recieved
Susan
Some problems with them
Shauna
idk
Janice
Because u increased my premium with out notifying us. I will return if you call me and explain we have no accidents, paid on time every month. Why would u treat us so bad?? 443-564-3604 call us..
Insurify User
Insurify User
Test Review AIG

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.