Aggressive vs Liberty Mutual Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

Aggressive
Not Rated
What is this?

Insurify Composite Score

Liberty Mutual
82
What is this?

Insurify Composite Score

Aggressive VS Liberty Mutual
Not Rated
82
What is this?
User Ratings
OptionsAggressive Liberty Mutual
Rating/Reviews
56 reviews
857 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsAggressive Liberty Mutual
Call Center Representative--About average
Insurer Website--Better than most
Local Agent--Better than most
Overall Satisfaction--About average
Policy Offerings--Better than most
Pricing--About average
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsAggressive Liberty Mutual
Claim Servicing--The rest
Estimation Process--The rest
First Notice of Loss (FNOL)--About average
Overall Satisfaction--The rest
Rental Experience--About average
Repair Process--About average
Settlement--The rest
J.D. Power Ratings by Region (out of 1000)
RegionAggressive Liberty Mutual
California--816 pt
About average
Central--806 pt
The rest
Florida--805 pt
The rest
Mid-Atlantic--801 pt
The rest
New England--809 pt
About average
New York--818 pt
About average
North Central--812 pt
The rest
Northwest--807 pt
About average
Southeast--814 pt
The rest
Southwest--811 pt
About average
Texas--807 pt
The rest
Mobile App Ratings
RegionAggressive Liberty Mutual
Android--
2,531 Reviews
iOS--
12,900 Reviews
Financial Ratings
OptionsAggressive Liberty Mutual
A.M. Best--A
Fitch--A-
Moody's--A2
Standard & Poor's--A

Quotes & Discounts

Discount typeAggressive Liberty Mutual
Anti-Theft DeviceVariesUp to 25%
Anti-lock BrakeVariesVaries
Claims Free RenewalVariesVaries
Daytime Running LightsVaries--
Defensive DriverVaries--
Driving trainingVariesUp to 30%
Good StudentVariesUp to 22%
Home OwnerVariesVaries
Multiple VehicleVariesUp to 5%
Passive RestraintVariesUp to 20%
Student Away at SchoolVariesVaries
Youth DrivingVaries--
Accident Free--Varies
Accident Prevention Course--Varies
Advance shopper--Up to 45%
ByMile--Varies
EV/Hybrid--Varies
Early Shopper--Varies
Electronic Stability Control--Varies
Military--Varies
Multiple Policy--Varies
New Graduate--Varies
New Teen Driver--Varies
Newlywed--Varies
Organization--Varies
Paid in full--Varies
Paperless documents--Varies
Policy Update/Extension--Varies
Preferred payment--Varies
RightTrack--Up to 30%
Safety Feature--Varies
Senior Adult--Varies
Signing documents when you buy online--Varies
Starting your auto quote online--Up to 12%
teenSMART--Varies

Payment Methods

Discount typeAggressive Liberty Mutual
Automatic Online Payment
yesyes
Bank Payment/Direct Deposit --yes
Cash Payment
yes--
Credit Card Payment yesyes
Debit Card Payments --yes
Electronic Check
yesyes
Mail Payment
yesyes
Mobile App Payments
--yes
Multi-Payment Installment Plans
yes--
Online Payment
yesyes
Payroll Deduction
--yes
Phone Payment
yesyes
Prepayment
--yes

Features and Services

Features and ServicesAggressive Liberty Mutual
24/7 serviceyesyes
Accident forgiveness--yes
Enhanced towing & substitute coverage--yes
Mobile app--yes
Online account management--yes
Policy bundling discounts--yes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesAggressive Liberty Mutual
Accident Forgiveness
--yes
Better Car Replacement
--yes
Electronic Key & Lock Replacement
yes--
Emergency Assistance Coverage
--yes
Emergency Lockout Coverage
yesyes
Gap Insurance
--yes
Legal Defense Costs Coverage
--yes
Lifetime Repair Guarantee
--yes
New Car Replacement Coverage
--yes
Original Equipment Manufacturer Coverage
--yes
Rental Reimbursement
yesyes
Roadside Assistance
yesyes
Teachers Insurance
--yes
Vanishing Deductible
--yes
Work Loss Coverage
yesyes

Uber and Lyft driver insurance

  • Aggressive
  • Liberty Mutual
  • Both

SR‌-22 Insurance by State

  • Aggressive
  • Liberty Mutual
  • Both

Compare Insurance Products

ProductAggressive Liberty Mutual
Accident InsuranceAccident Insurance--yes
ATV InsuranceATV Insurance--yes
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insurance--yes
Classic Car InsuranceClassic Car Insurance--yes
Condo InsuranceCondo Insurance--yes
Critical Illness InsuranceCritical Illness Insurance--yes
Dwelling Fire InsuranceDwelling Fire Insurance--yes
Flood InsuranceFlood Insurance--yes
Home InsuranceHome Insurance--yes
Identity Theft InsuranceIdentity Theft Insurance--yes
Life InsuranceLife Insurance--yes
Mobile Home InsuranceMobile Home Insurance--yes
Motorcycle InsuranceMotorcycle Insurance--yes
Pet InsurancePet Insurance--yes
Renters InsuranceRenters Insurance--yes
RV InsuranceRV Insurance--yes
Small Business InsuranceSmall Business Insurance--yes
Tuition InsuranceTuition Insurance--yes
Umbrella InsuranceUmbrella Insurance--yes

User Reviews

  • Aggressive Reviews
  • Liberty Mutual Reviews
3.3
5 Stars
39 %
4 Stars
16 %
3 Stars
5 %
2 Stars
11 %
1 Star
29 %

Most Positive Review

By Shalonda
n/a

Most Critical Review

By Azzam
The high prices

All Reviews

Showing 1 - 10 out of 56 Reviews
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Read reviews that mention

Armando
Winifred Q.
Terrible. Tried to inquire if they covered chips in windshield. Stayed on hold with claims before I hung up. Read the bad reviews and called State Farm. I got a better policy, more coverage for $60 less.
Shalonda
n/a
Azzam
The high prices
Azzam
The high prices
Bluekia2017
Everything ia going quite well!!! No issues, thanks
Insurify User
I really love this insurance company! I enjoyed great coverage and excellent service.
charmaine
a equal opportunity insurer giving opportunities to drivers with less than perfect records without exhorbitant costs
ESTHER T.
I FILED A CLAIM ON MARCH 24.2017 CAR GOT DAMAGED IN THE PARKING LOT OF WALMART. SENT PICTURES TO AGGRESSIVE AL THE DAMAGES EERE EXTERNAL NO PROBLEM SEEING THEM. I GOT IT APPRAISED AND SENT IT TO THEM AND IT TOOK A MONTH TO EVEN GET ANYTHING BACK FROM THEM, THEY SENT ME THEIR APPRAISEL AND IT WAS NOT ENOUGH TO REPAIR MY CAR SO THE BODY SHOP HAD TO A SUPPLEMENT APPRAISEL AND THE WANT THEM TO SEND THEM RECEIPTS ON THE PARTS THE BUY TO REPAIR MY CAR BEFORE THEY WILL PAY THE SUPPLEMENT. WHAT INSURANCE COMPANY DOES THAT. THEY APPARENTLY DO NOT WANT TO PAY TO REPAIR MY CAR BUT WILL TAKE MY MONEY EVERY MONTH. THEY ARE SUPPOSE TO SEND THE AUTOBODY SHOP THE SUPPLEMENT CHECK AND THEN THEY WILL REPAIR MY CAR BUT INSTEAD THEY WANT THE SHOP TO SEND THEM RECEIPTS OF THE PARTS FIRST BEFORE THEY WILL PAY. THE BODY SHOP WILL NOT WORK ON MY CAR UNLESS THEY SEND THEM THE CHECK BECAUSE IF THEY START WORKING ON MY CAR AND AGGRESSIVE DON'T PAY I WILL BE LIABLE FOR THE REPAIRS. IT HAS BEEN SINCE MARCH WHEN I FILED THIS CLAIM AND NOW IT'S JUNE AND NOTHING HAS BEEN DONE. I WANT THEM TO SEND THE AUTO BODY SHOP THE CHECK SO THAT I CAN GET MY CAR REPAIRED. IT SHOULDN'T TAKE THIS LONG TO GET REPAIRS DONE AND YOU PAY YOUR POLICY EVERY MONTH. THEY ARE VERY RUDE AND UNETHICAL AND THE CUSTOMERS ARE OBVIOUSLY NOT THEIR PRIORITY. RECEIPTS BEFORE YOU SEND THEM A CHECK REALLY........ ALL I WANT IS TO BE TREATED FAIRLY NO BODY SHOP WILL WORK ON YOUR CAR ON A INSURANCE CLAIM NOT KNOWING IF THE INSURANCE COMPANY WILL PAY. THEY SURELY DON'T HAVE TIME TO BUY PARTS WITH THEIR OWN MONEY BETWEEN REPAIRS TO SEND COPIES OF RECEIPTS TO GET REFUNDED WHENEVER OR NOT SURE THEY WILL REFUND THEM AGGRESSIVE IS NOT TO BE TRUSTED THEY ARE ON WHAT YOU CALL A DO NOT WORK WITH THI INSURANCE COMPANY LIST BECAUSE OF THIS PROBLEM. ALL I WANT IS MY CAR FIXED.....
bill k.
This insurance company is a joke. They have bad reviews everywhere. If you get hit by someone with this insurance be prepaired to pay for your own rental without reimbursement, it takes them a month to get you your first settlement offer. The change thier own rules to suit them at the moment. Get a lawyer and a good one your gonna need it. Im giving one star only because there is not an option for zero stars.
Showing 1 - 10 out of 56 reviews

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.