Aggressive vs GEICO Car Insurance

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2,700 Reviews

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Last Updated: January 2022

Ratings

Insurify Composite Score

Aggressive
Not Rated
What is this?

Insurify Composite Score

GEICO
88
What is this?

Insurify Composite Score

Aggressive VS GEICO
Not Rated
88
What is this?
User Ratings
OptionsAggressive GEICO
Rating/Reviews
56 reviews
3,736 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsAggressive GEICO
Call Center Representative--About average
Insurer Website--Among the best
Local Agent--The rest
Overall Satisfaction--About average
Policy Offerings--Better than most
Pricing--Better than most
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsAggressive GEICO
Claim Servicing--Better than most
Estimation Process--Better than most
First Notice of Loss (FNOL)--Better than most
Overall Satisfaction--Better than most
Rental Experience--Better than most
Repair Process--About average
Settlement--Better than most
J.D. Power Ratings by Region (out of 1000)
RegionAggressive GEICO
California--807 pt
About average
Central--838 pt
Better than most
Florida--832 pt
Better than most
Mid-Atlantic--848 pt
Better than most
New England--827 pt
About average
New York--813 pt
About average
North Central--830 pt
About average
Northwest--805 pt
About average
Southeast--839 pt
About average
Southwest--798 pt
The rest
Texas--816 pt
The rest
Mobile App Ratings
RegionAggressive GEICO
Android--
147,062 Reviews
iOS--
446,400 Reviews
Financial Ratings
OptionsAggressive GEICO
A.M. Best--A++
Fitch--AA-
Moody's--Aa3
Standard & Poor's--AA+

Auto Insurance Quotes

For Married Drivers

CityAggressive GEICO
Austin--$59
Chicago--$67
Philadelphia--$88
Phoenix--$38
Santa Monica--$48

For Single Drivers

CityAggressive GEICO
Austin--$62
Chicago--$68
Philadelphia--$92
Phoenix--$44
Santa Monica--$129

For Male Drivers

CityAggressive GEICO
Austin--$59
Chicago--$71
Philadelphia--$92
Phoenix--$42
Santa Monica--$123

For Female Drivers

CityAggressive GEICO
Austin--$62
Chicago--$64
Philadelphia--$87
Phoenix--$40
Santa Monica--$53

For Drivers with Speeding Ticket

CityAggressive GEICO
Austin--$74
Chicago--$92
Philadelphia--$128
Phoenix--$64
Santa Monica--$141

For Drivers with No Speeding Ticket

CityAggressive GEICO
Austin--$58
Chicago--$62
Philadelphia--$84
Phoenix--$36
Santa Monica--$77

For Drivers Age Between 18-40

CityAggressive GEICO
Austin--$63
Chicago--$71
Philadelphia--$98
Phoenix--$45
Santa Monica--$149

For Drivers Age Between 40-65

CityAggressive GEICO
Austin--$54
Chicago--$61
Philadelphia--$79
Phoenix--$35
Santa Monica--$40

For Drivers Age of 65+

CityAggressive GEICO
Austin--$75
Chicago--$78
Philadelphia--$99
Phoenix--$48
Santa Monica--$41

For Drivers with Average Credit

CityAggressive GEICO
Austin--$68
Chicago--$70
Philadelphia--$94
Phoenix--$43
Santa Monica--$76

For Drivers with Fair Credit

CityAggressive GEICO
Austin--$71
Chicago--$74
Philadelphia--$104
Phoenix--$43
Santa Monica--$56

For Drivers with Good Credit

CityAggressive GEICO
Austin--$55
Chicago--$66
Philadelphia--$84
Phoenix--$37
Santa Monica--$60

For Drivers with Excellent Credit

CityAggressive GEICO
Austin--$48
Chicago--$60
Philadelphia--$77
Phoenix--$41
Santa Monica--$161

Quotes & Discounts

Discount typeAggressive GEICO
Anti-Theft DeviceVariesUp to 25%
Anti-lock BrakeVariesUp to 5%
Claims Free RenewalVaries--
Daytime Running LightsVariesUp to 3%
Defensive DriverVariesVaries
Driving trainingVariesVaries
Good StudentVariesUp to 15%
Home OwnerVaries--
Multiple VehicleVariesVaries
Passive RestraintVariesUp to 25%
Student Away at SchoolVaries--
Youth DrivingVaries--
Accident Free--Varies
Emergency Deployment--Up to 25%
Federal Employee--Up to 25%
Good Driver--Up to 26%
Military--Up to 15%
Multiple Policy--Varies
Organization--Varies
Seat Belt Use--Up to 15%
Senior Adult--Varies
teenSMART--Varies

Payment Methods

Discount typeAggressive GEICO
Automatic Online Payment
yesyes
Cash Payment
yes--
Credit Card Payment yesyes
Debit Card Payments --yes
Electronic Check
yesyes
Mail Payment
yesyes
Mobile App Payments
--yes
Multi-Payment Installment Plans
yesyes
Online Payment
yes--
Phone Payment
yesyes

Features and Services

Features and ServicesAggressive GEICO
24/7 serviceyesyes
Accident forgiveness--yes
Mobile app--yes
Online account management--yes
Policy bundling discounts--yes
Roadside assistanceyesyes
Text and email alerts--yes

Optional Coverages

Optional CoveragesAggressive GEICO
Accident Forgiveness
--yes
Comprehensive Claim Forgiveness
--yes
Electronic Key & Lock Replacement
yes--
Emergency Lockout Coverage
yes--
Incident Forgiveness
--yes
Mechanical Breakdown Insurance
--yes
No Fault Coverage
--yes
Rental Reimbursement
yesyes
Roadside Assistance
yesyes
Umbrella Policy
--yes
Work Loss Coverage
yes--

Uber and Lyft driver insurance

  • Aggressive
  • GEICO
  • Both

SR‌-22 Insurance by State

  • Aggressive
  • GEICO
  • Both

Compare Insurance Products

ProductAggressive GEICO
ATV InsuranceATV Insurance--yes
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insurance--yes
Business InsuranceBusiness Insurance--yes
Classic Car InsuranceClassic Car Insurance--yes
Condo InsuranceCondo Insurance--yes
Dwelling Fire InsuranceDwelling Fire Insurance--yes
Flood InsuranceFlood Insurance--yes
Home InsuranceHome Insurance--yes
Identity Theft InsuranceIdentity Theft Insurance--yes
Jewelry InsuranceJewelry Insurance--yes
Life InsuranceLife Insurance--yes
Mobile Home InsuranceMobile Home Insurance--yes
Motorcycle InsuranceMotorcycle Insurance--yes
Pet InsurancePet Insurance--yes
Renters InsuranceRenters Insurance--yes
Ridesharing InsuranceRidesharing Insurance--yes
RV InsuranceRV Insurance--yes
Travel InsuranceTravel Insurance--yes
Umbrella InsuranceUmbrella Insurance--yes

User Reviews

  • Aggressive Reviews
  • GEICO Reviews
3.3
5 Stars
39 %
4 Stars
16 %
3 Stars
5 %
2 Stars
11 %
1 Star
29 %

Most Positive Review

By Shalonda
n/a

Most Critical Review

By Azzam
The high prices

All Reviews

Showing 1 - 10 out of 56 Reviews
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Read reviews that mention

Armando
Winifred Q.
Terrible. Tried to inquire if they covered chips in windshield. Stayed on hold with claims before I hung up. Read the bad reviews and called State Farm. I got a better policy, more coverage for $60 less.
Shalonda
n/a
Azzam
The high prices
Azzam
The high prices
Bluekia2017
Everything ia going quite well!!! No issues, thanks
Insurify User
I really love this insurance company! I enjoyed great coverage and excellent service.
charmaine
a equal opportunity insurer giving opportunities to drivers with less than perfect records without exhorbitant costs
ESTHER T.
I FILED A CLAIM ON MARCH 24.2017 CAR GOT DAMAGED IN THE PARKING LOT OF WALMART. SENT PICTURES TO AGGRESSIVE AL THE DAMAGES EERE EXTERNAL NO PROBLEM SEEING THEM. I GOT IT APPRAISED AND SENT IT TO THEM AND IT TOOK A MONTH TO EVEN GET ANYTHING BACK FROM THEM, THEY SENT ME THEIR APPRAISEL AND IT WAS NOT ENOUGH TO REPAIR MY CAR SO THE BODY SHOP HAD TO A SUPPLEMENT APPRAISEL AND THE WANT THEM TO SEND THEM RECEIPTS ON THE PARTS THE BUY TO REPAIR MY CAR BEFORE THEY WILL PAY THE SUPPLEMENT. WHAT INSURANCE COMPANY DOES THAT. THEY APPARENTLY DO NOT WANT TO PAY TO REPAIR MY CAR BUT WILL TAKE MY MONEY EVERY MONTH. THEY ARE SUPPOSE TO SEND THE AUTOBODY SHOP THE SUPPLEMENT CHECK AND THEN THEY WILL REPAIR MY CAR BUT INSTEAD THEY WANT THE SHOP TO SEND THEM RECEIPTS OF THE PARTS FIRST BEFORE THEY WILL PAY. THE BODY SHOP WILL NOT WORK ON MY CAR UNLESS THEY SEND THEM THE CHECK BECAUSE IF THEY START WORKING ON MY CAR AND AGGRESSIVE DON'T PAY I WILL BE LIABLE FOR THE REPAIRS. IT HAS BEEN SINCE MARCH WHEN I FILED THIS CLAIM AND NOW IT'S JUNE AND NOTHING HAS BEEN DONE. I WANT THEM TO SEND THE AUTO BODY SHOP THE CHECK SO THAT I CAN GET MY CAR REPAIRED. IT SHOULDN'T TAKE THIS LONG TO GET REPAIRS DONE AND YOU PAY YOUR POLICY EVERY MONTH. THEY ARE VERY RUDE AND UNETHICAL AND THE CUSTOMERS ARE OBVIOUSLY NOT THEIR PRIORITY. RECEIPTS BEFORE YOU SEND THEM A CHECK REALLY........ ALL I WANT IS TO BE TREATED FAIRLY NO BODY SHOP WILL WORK ON YOUR CAR ON A INSURANCE CLAIM NOT KNOWING IF THE INSURANCE COMPANY WILL PAY. THEY SURELY DON'T HAVE TIME TO BUY PARTS WITH THEIR OWN MONEY BETWEEN REPAIRS TO SEND COPIES OF RECEIPTS TO GET REFUNDED WHENEVER OR NOT SURE THEY WILL REFUND THEM AGGRESSIVE IS NOT TO BE TRUSTED THEY ARE ON WHAT YOU CALL A DO NOT WORK WITH THI INSURANCE COMPANY LIST BECAUSE OF THIS PROBLEM. ALL I WANT IS MY CAR FIXED.....
bill k.
This insurance company is a joke. They have bad reviews everywhere. If you get hit by someone with this insurance be prepaired to pay for your own rental without reimbursement, it takes them a month to get you your first settlement offer. The change thier own rules to suit them at the moment. Get a lawyer and a good one your gonna need it. Im giving one star only because there is not an option for zero stars.
Showing 1 - 10 out of 56 reviews

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.