Acuity vs Foremost Signature Car Insurance

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Last Updated: January 2022


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Acuity VS Foremost Signature
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User Ratings
OptionsAcuity Foremost Signature
37 reviews
0 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsAcuity Foremost Signature
Call Center Representative--The rest
Insurer Website--The rest
Local Agent--Better than most
Overall Satisfaction--About average
Policy Offerings--The rest
Pricing--About average
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsAcuity Foremost Signature
Claim Servicing--About average
Estimation Process--About average
First Notice of Loss (FNOL)--About average
Overall Satisfaction--About average
Rental Experience--About average
Repair Process--The rest
Settlement--About average
J.D. Power Ratings by Region (out of 1000)
RegionAcuity Foremost Signature
Florida--849 pt
Among the best
New England--803 pt
The rest
New York--834 pt
Better than most
North Central--811 pt
The rest
Southeast--796 pt
The rest
Texas--823 pt
About average
Mobile App Ratings
RegionAcuity Foremost Signature
1,187 Reviews
224 Reviews
Financial Ratings
OptionsAcuity Foremost Signature
A.M. Best--A+
Standard & Poor's--AA-

Auto Insurance Quotes

For Married Drivers

CityAcuity Foremost Signature
Santa Monica--$119

For Single Drivers

CityAcuity Foremost Signature
Santa Monica--$205

For Male Drivers

CityAcuity Foremost Signature
Santa Monica--$194

For Female Drivers

CityAcuity Foremost Signature
Santa Monica--$130

For Drivers with Speeding Ticket

CityAcuity Foremost Signature
Santa Monica--$376

For Drivers with No Speeding Ticket

CityAcuity Foremost Signature
Santa Monica--$116

For Drivers Age Between 18-40

CityAcuity Foremost Signature
Santa Monica--$225

For Drivers Age Between 40-65

CityAcuity Foremost Signature
Santa Monica--$117

For Drivers Age of 65+

CityAcuity Foremost Signature
Santa Monica--$96

For Drivers with Average Credit

CityAcuity Foremost Signature
Santa Monica--$148

For Drivers with Fair Credit

CityAcuity Foremost Signature
Santa Monica--$131

For Drivers with Good Credit

CityAcuity Foremost Signature
Santa Monica--$126

For Drivers with Excellent Credit

CityAcuity Foremost Signature
Santa Monica--$244

Quotes & Discounts

Discount typeAcuity Foremost Signature
Multiple PolicyUp to 20%Varies
EV/HybridUp to 5%--
Accident FreeVariesVaries
Anti-lock BrakeVariesVaries
Daytime Running LightsVaries--
Defensive DriverVariesVaries
Good StudentVariesVaries
More Vehicles Than DriversVaries--
Multiple VehicleVariesVaries
Accident Forgiveness--Varies
Advance shopper--Varies
Affinity group--Varies
Anti-Theft Device--Varies
Claims Free Renewal--Varies
Driving Habits--Varies
Driving training--Varies
Early Quote--Varies
Good Driver--Varies
Home Owner--Varies
Paid in full--Varies
Paperless documents--Varies
Passive Restraint--Varies
Preferred payment--Varies
Professional organization--Varies
Roadside Assistance--Varies
Seat Belt Use--Varies
Signing documents when you buy online--Varies
Starting your auto quote online--Varies
Student Away at School--Varies
Youth Driving--Varies

Payment Methods

Discount typeAcuity Foremost Signature
Automatic Online Payment
Bank Payment/Direct Deposit --yes
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
Mail Payment
Mobile App Payments
Multi-Payment Installment Plans
Online Payment
Pay Through Your Agent
Payroll Deduction
Phone Payment

Features and Services

Features and ServicesAcuity Foremost Signature
24/7 serviceyesyes
Enhanced towing & substitute coverageyes--
Flexible / convenient paymentsyesyes
Mobile appyesyes
Online account managementyesyes
Policy bundling discountsyesyes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesAcuity Foremost Signature
Accidental Death, Dismemberment, Disability
Better Car Replacement
Electronic Key & Lock Replacement
Emergency Assistance Coverage
Gap Insurance
Glass Coverage yesyes
Legal Defense Costs Coverage
New Car Replacement Coverage
Original Equipment Manufacturer Coverage
Personal/Upgraded Item Coverage
Rental Reimbursement
Roadside Assistance
Umbrella Policy

Online Quoting by State

  • Acuity
  • Foremost Signature
  • Both

Uber and Lyft driver insurance

  • Acuity
  • Foremost Signature
  • Both

Compare Insurance Products

ProductAcuity Foremost Signature
Accident InsuranceAccident Insurance--yes
ATV InsuranceATV Insuranceyes--
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insuranceyesyes
Business InsuranceBusiness Insuranceyes--
Cancer InsuranceCancer Insurance--yes
Condo InsuranceCondo Insuranceyesyes
Critical Illness InsuranceCritical Illness Insurance--yes
Dental InsuranceDental Insurance--yes
Dwelling Fire InsuranceDwelling Fire Insurance--yes
Disability InsuranceDisability Insurance--yes
Home InsuranceHome Insuranceyesyes
Hospital Indemnity InsuranceHospital Indemnity Insurance--yes
Identity Theft InsuranceIdentity Theft Insuranceyes--
Life InsuranceLife Insurance--yes
Motorcycle InsuranceMotorcycle Insuranceyes--
Renters InsuranceRenters Insuranceyesyes
RV InsuranceRV Insuranceyesyes
Small Business InsuranceSmall Business Insurance--yes
Snowmobile insuranceSnowmobile insuranceyes--
Umbrella InsuranceUmbrella Insuranceyesyes
Vision InsuranceVision Insurance--yes

User Reviews

  • Acuity Reviews
  • Foremost Signature Reviews
5 Stars
54 %
4 Stars
5 %
3 Stars
3 %
2 Stars
5 %
1 Star
32 %

Most Helpful Review

By Steve D
We’ve been with Acuity for 12+ years. Excellent service. Good follow thru with courteous, caring staff. We’ve only had a couple minor claims with our autos. Even the two repair shops we selected mentioned how prompt and attentive their contacts at Acuity are. I’ve shopped for insurance occasionally just to check on the value I receive. I haven’t found justification to go elsewhere. Their price is a good value for their excellent service.

Latest Review

By Lori P
Great customer service! have been with them for years and have had no problems.

All Reviews

Showing 1 - 10 out of 37 Reviews
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Read reviews that mention

Lori P
Great customer service! have been with them for years and have had no problems.
Sheryl N
After posting a less than perfect review, Acuity worked to determine where the issue originated that was causing our unhappiness. I received follow-up e-mails, and I am satisfied that, in the future, I can address the delays in receiving paperwork with the proper parties. They also have a wonderful website that allows you to print any required paperwork before you get a copy from your agent. Thank you for working to make sure we are satisfied, and finding out what was the cause of our dissatisfaction.
Albert L
I have been using Acuity for a few years and anytime I have an issue or claim try are courteous and prompt in the reply's and ready to help in any way.
Jerome S
??I had .com & was taken are of same day.
Scott O
Worst insurance co I've ever dealt with. Been a customer for 8+ yrs with property instance coverage on 4+ million in real estate. Had my first claim last week. We had shingles blow off, we had most reputable roofer look at it with Acuity adjuster Ebner and was told after minutes on site that their isn't enough damage. Got letter from Acuity recommending I replace or repair roof on my dime. Or go after the shingle MFG for defective claim. After yrs of paying this company their premium we can not get an answer to this question "WILL YOU COVER AGAINST WIND DAMAGE" MY POLICY SAYS IT DOES!!! I HAVE HAD INSURANCE FROM MANY BEFORE, STATE FARM, AMERICAN FAMILY, ALLSTATE ECT. THEY ALL COVER ACTS OF GOD. EVEN THE FULL COVERAGE AUTO POLICY'S COVER COMPREHENSIVE. STAY FAR FAR AWAY FROM THIS OUTFIT. I HAD A LUNCH MEETING WITH MY LENDER RECENTLY THEY DON'T WANT THEIR ASSETS INSURED BY ACUITY PERIOD.
Steve D
We’ve been with Acuity for 12+ years. Excellent service. Good follow thru with courteous, caring staff. We’ve only had a couple minor claims with our autos. Even the two repair shops we selected mentioned how prompt and attentive their contacts at Acuity are. I’ve shopped for insurance occasionally just to check on the value I receive. I haven’t found justification to go elsewhere. Their price is a good value for their excellent service.
Ken K
Been with Acuity, protecting my home, car and family for more years then I can remember. Thank you for your service.
Jennifer J.
Acuity Insurance has caused hardship to our business. They unlawfully audited our workers comp portion of our business. Come to find out, shareholders do not need to be included in workers comp insurance. We are owners and shareholders and paid for a full year of workers comp coverage, all while not needing it. $750/month. At the end of the year, we cancelled the policy after we learned that we did not need it. 3 months later Acuity opened an audit on our workers comp insurance and came to the conclusion that we actually owed them $2,500 more for paying payroll over $80,000??? It was the owners' pay. Shareholders. And we have the tax returns that prove otherwise. Long story short, they sold out "debt" to a scumbag lawyer that garnished our bank account for $4,000 yesterday claiming they had a judgement. We were never contacted, never served. We are now hiring a lawyer to sue Acuity. We are already in the process of filing the appeal with the court. This has caused us nothing but hardship, stress, and problems. Do yourself a favor and stear far away from this company.
Michael D
Very professional and courteous service. Contacted them with a possible claim and they were great.
Sheryl N
We receive good service from Acuity and their partner agents. Billing is always clearly defined and easy to understand. Unfortunately, for the past two years, our policy has been issued late. We are not receiving the policy or insurance cards until after the old ones have expired (2 weeks later this year). Hopefully, this is something that will be resolved before the next policy begins.
Showing 1 - 10 out of 37 reviews


The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.