Access vs Erie Insurance Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

Access
Not Rated
What is this?

Insurify Composite Score

Erie Insurance
85
What is this?

Insurify Composite Score

Access VS Erie Insurance
Not Rated
85
What is this?
User Ratings
OptionsAccess Erie Insurance
Rating/Reviews
6 reviews
224 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsAccess Erie Insurance
Local Agent--Among the best
Overall Satisfaction--Among the best
Policy Offerings--Better than most
Pricing--Among the best
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsAccess Erie Insurance
Claim Servicing--Better than most
Estimation Process--Among the best
First Notice of Loss (FNOL)--Better than most
Overall Satisfaction--Better than most
Rental Experience--Among the best
Repair Process--Among the best
Settlement--Better than most
J.D. Power Ratings by Region (out of 1000)
RegionAccess Erie Insurance
Mid-Atlantic--854 pt
Among the best
North Central--845 pt
Among the best
Mobile App Ratings
RegionAccess Erie Insurance
Android--
4 Reviews
Financial Ratings
OptionsAccess Erie Insurance
A.M. Best--A+
Standard & Poor's--A

Auto Insurance Quotes

For Married Drivers

CityAccess Erie Insurance
Chicago--$48
Philadelphia--$45

For Single Drivers

CityAccess Erie Insurance
Chicago--$48
Philadelphia--$52

For Male Drivers

CityAccess Erie Insurance
Chicago--$44
Philadelphia--$47

For Female Drivers

CityAccess Erie Insurance
Chicago--$52
Philadelphia--$50

For Drivers with Speeding Ticket

CityAccess Erie Insurance
Chicago--$58
Philadelphia--$56

For Drivers with No Speeding Ticket

CityAccess Erie Insurance
Chicago--$46
Philadelphia--$47

For Drivers Age Between 18-40

CityAccess Erie Insurance
Chicago--$49
Philadelphia--$53

For Drivers Age Between 40-65

CityAccess Erie Insurance
Chicago--$45
Philadelphia--$41

For Drivers Age of 65+

CityAccess Erie Insurance
Chicago--$57
Philadelphia--$58

For Drivers with Average Credit

CityAccess Erie Insurance
Chicago--$54
Philadelphia--$53

For Drivers with Fair Credit

CityAccess Erie Insurance
Chicago--$58
Philadelphia--$54

For Drivers with Good Credit

CityAccess Erie Insurance
Chicago--$42
Philadelphia--$42

For Drivers with Excellent Credit

CityAccess Erie Insurance
Chicago--$39
Philadelphia--$45

Quotes & Discounts

Discount typeAccess Erie Insurance
Anti-Theft DeviceVariesUp to 5%
Good CreditVaries--
Good StudentVaries--
Mature driverVaries--
Multiple VehicleVariesUp to 15%
Passive RestraintVariesVaries
Accident Forgiveness--Varies
Anti-lock Brake--Up to 5%
Defensive Driver--Varies
Feature 15--Varies
Good Driver--Varies
Low Mileage--Varies
Multiple Policy--Varies
Prepay--Up to 7%
Senior Adult--Varies
Student Away at School--Varies
Youth Driving--Varies
Youth Loyalty--Varies

Payment Methods

Discount typeAccess Erie Insurance
Automatic Online Payment
--yes
Bank Payment/Direct Deposit --yes
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
yes--
In Person Payment
--yes
Mail Payment
--yes
Money Transfer
yes--
Online Payment
yesyes
Person 2 Person Payment --yes
Phone Payment
yesyes
Prepayment
--yes

Features and Services

Features and ServicesAccess Erie Insurance
24/7 serviceyes--
Diminishing deductible--yes
Flexible / convenient paymentsyes--
Mobile appyes--
Online account managementyesyes
Policy bundling discounts--yes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesAccess Erie Insurance
Accident Forgiveness
--yes
Better Car Replacement
--yes
Emergency Assistance Coverage
--yes
Emergency Lockout Coverage
--yes
Glass Coverage --yes
New Car Replacement Coverage
--yes
Personal Auto Plus
--yes
Pet Coverage
--yes
Rental Reimbursement
yesyes
Roadside Assistance
yesyes
Vanishing Deductible
--yes

Insurance by State

Online Quoting by State

  • Access
  • Erie Insurance
  • Both

Uber and Lyft driver insurance

  • Access
  • Erie Insurance
  • Both

Compare Insurance Products

ProductAccess Erie Insurance
ATV InsuranceATV Insurance--yes
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insurance--yes
Business InsuranceBusiness Insurance--yes
Condo InsuranceCondo Insurance--yes
Home InsuranceHome Insurance--yes
Identity Theft InsuranceIdentity Theft Insurance--yes
Life InsuranceLife Insurance--yes
Mobile Home InsuranceMobile Home Insurance--yes
Motorcycle InsuranceMotorcycle Insurance--yes
Renters InsuranceRenters Insurance--yes
Umbrella InsuranceUmbrella Insurance--yes

User Reviews

  • Access Reviews
  • Erie Insurance Reviews
2.3
5 Stars
33 %
1 Star
67 %

Most Positive Review

By Richard
Best price for the coverage.

Most Critical Review

By Stella
Horrible service, had an awful experience

All Reviews

Showing 1 - 6 out of 6 Reviews
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Takeyta
The pay period. I only jad my insurance for 2wks and was neing charged 550 a mth still.
Juliette
Horrible customer service they dont ever call you back the phone lines always redirect to the main menu. Wait time is longer than Comcast and then they say they can only take a message thats the best they can do. DO NOT GET ACCESS INSURANCE!!! SCAM SCAM SCAM
Juliette
Horrible customer service they don’t ever call you back the phone lines always redirect to the main menu. Wait time is longer than Comcast and then they say they can only take a message that’s the best they can do. DO NOT GET ACCESS INSURANCE!!! SCAM SCAM SCAM
Richard
Best price for the coverage.
Stella
Horrible service, had an awful experience

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.