Acceptance vs The Hartford Car Insurance

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Last Updated: January 2022


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The Hartford
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Acceptance VS The Hartford
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User Ratings
OptionsAcceptance The Hartford
16 reviews
29,516 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsAcceptance The Hartford
Call Center Representative--About average
Insurer Website--Better than most
Overall Satisfaction--Better than most
Policy Offerings--Better than most
Pricing--Better than most
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsAcceptance The Hartford
Claim Servicing--Better than most
Estimation Process--Better than most
First Notice of Loss (FNOL)--Better than most
Overall Satisfaction--Better than most
Rental Experience--The rest
Repair Process--Among the best
Settlement--Better than most
J.D. Power Ratings by Region (out of 1000)
RegionAcceptance The Hartford
California--835 pt
Better than most
Florida--806 pt
The rest
Mid-Atlantic--839 pt
About average
North Central--838 pt
Better than most
Northwest--832 pt
Better than most
Southwest--838 pt
Among the best
Mobile App Ratings
RegionAcceptance The Hartford
376 Reviews
47 Reviews
Financial Ratings
OptionsAcceptance The Hartford
A.M. Best--A+
Standard & Poor's--A+

Auto Insurance Quotes

For Married Drivers

CityAcceptance The Hartford
Santa Monica--$76

For Single Drivers

CityAcceptance The Hartford
Santa Monica--$143

For Male Drivers

CityAcceptance The Hartford
Santa Monica--$138

For Female Drivers

CityAcceptance The Hartford
Santa Monica--$81

For Drivers with Speeding Ticket

CityAcceptance The Hartford
Santa Monica--$213

For Drivers with No Speeding Ticket

CityAcceptance The Hartford
Santa Monica--$87

For Drivers Age Between 18-40

CityAcceptance The Hartford
Santa Monica--$165

For Drivers Age Between 40-65

CityAcceptance The Hartford
Santa Monica--$68

For Drivers Age of 65+

CityAcceptance The Hartford
Santa Monica--$56

For Drivers with Average Credit

CityAcceptance The Hartford
Santa Monica--$97

For Drivers with Fair Credit

CityAcceptance The Hartford
Santa Monica--$81

For Drivers with Good Credit

CityAcceptance The Hartford
Santa Monica--$83

For Drivers with Excellent Credit

CityAcceptance The Hartford
Santa Monica--$176

Quotes & Discounts

Discount typeAcceptance The Hartford
Anti-Theft Device--Up to 15%
Defensive Driver--Up to 5%
Driving training--Varies
Good Student--Up to 15%
Multiple Policy--Up to 20%
Paid in full--Varies
Passive Restraint--Up to 3%
teenSMART--Up to 10%

Payment Methods

Discount typeAcceptance The Hartford
Automatic Online Payment
Bank Payment/Direct Deposit --yes
Credit Card Payment --yes
Debit Card Payments --yes
Mail Payment
Mobile App Payments
Online Payment
Person 2 Person Payment yes--
Phone Payment

Features and Services

Features and ServicesAcceptance The Hartford
24/7 service--yes
Accident forgiveness--yes
Mobile app--yes
Online account managementyesyes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesAcceptance The Hartford
Accident Forgiveness
Antique or Collector Car Insurance
Comprehensive Claim Forgiveness
Emergency Assistance Coverage
Glass Coverage --yes
New Car Replacement Coverage
Rental Reimbursement
Roadside Assistance
Umbrella Policy
Vanishing Deductible

Insurance by State

Online Quoting by State

  • Acceptance
  • The Hartford
  • Both

SR‌-22 Insurance by State

  • Acceptance
  • The Hartford
  • Both

Compare Insurance Products

ProductAcceptance The Hartford
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insurance--yes
Business InsuranceBusiness Insurance--yes
Flood InsuranceFlood Insurance--yes
Home InsuranceHome Insurance--yes
Life InsuranceLife Insurance--yes

User Reviews

  • Acceptance Reviews
  • The Hartford Reviews
5 Stars
25 %
4 Stars
6 %
3 Stars
25 %
2 Stars
25 %
1 Star
19 %

Most Positive Review

By Dawn
They were very friendly But I switched carriers because I needed to get homeowners insurance & the company chose have me a super bundle price package. Also your company considered my Dodge ram 2500 a commercial vehicle "commercial " which is not.

Most Critical Review

By Santiago
Because the message said, that. I should be pay less than I'm paying. But the resoult was that I have to pay more than I'm do it.

All Reviews

Showing 1 - 10 out of 16 Reviews
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Read reviews that mention

The amount has gone up 2 times and this last time it has gone up claims,no tickets while having the insurance,so I don't like my amount keeps going so high
rate hikes when no violations
The only thing I see wrong with the policy that you offer is it has a grace period offer.
My name was misspelled on my original cards. I was told I had to be paperless. Found out otherwise.
Customer service is terrible
Im not switching from them
Insurify User
High rates
I can't understand why my insurance went up from $87 to $98.
Because I never got the information I needed to make a decision to switch over
Showing 1 - 10 out of 16 reviews


The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.