Acceptance vs Nationwide Car Insurance

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2,700 Reviews

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Last Updated: January 2022

Ratings

Insurify Composite Score

Acceptance
Not Rated
What is this?

Insurify Composite Score

Nationwide
89
What is this?

Insurify Composite Score

Acceptance VS Nationwide
Not Rated
89
What is this?
User Ratings
OptionsAcceptance Nationwide
Rating/Reviews
16 reviews
3,848 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsAcceptance Nationwide
Call Center Representative--The rest
Insurer Website--Among the best
Local Agent--Better than most
Overall Satisfaction--About average
Policy Offerings--Better than most
Pricing--About average
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsAcceptance Nationwide
Claim Servicing--About average
Estimation Process--Better than most
First Notice of Loss (FNOL)--Better than most
Overall Satisfaction--About average
Rental Experience--Better than most
Repair Process--Better than most
Settlement--About average
J.D. Power Ratings by Region (out of 1000)
RegionAcceptance Nationwide
California--796 pt
About average
Central--803 pt
The rest
Florida--793 pt
The rest
Mid-Atlantic--823 pt
The rest
New England--817 pt
About average
New York--806 pt
The rest
North Central--815 pt
The rest
Northwest--782 pt
The rest
Southeast--823 pt
About average
Southwest--805 pt
The rest
Texas--813 pt
The rest
Mobile App Ratings
RegionAcceptance Nationwide
Android--
1,829 Reviews
iOS--
40 Reviews
Financial Ratings
OptionsAcceptance Nationwide
A.M. Best--A+
Moody's--A1
Standard & Poor's--A+

Auto Insurance Quotes

For Married Drivers

CityAcceptance Nationwide
Austin--$73
Chicago--$184
Philadelphia--$87
Santa Monica--$96

For Single Drivers

CityAcceptance Nationwide
Austin--$99
Chicago--$183
Philadelphia--$96
Santa Monica--$231

For Male Drivers

CityAcceptance Nationwide
Austin--$84
Chicago--$185
Philadelphia--$90
Santa Monica--$215

For Female Drivers

CityAcceptance Nationwide
Austin--$88
Chicago--$182
Philadelphia--$93
Santa Monica--$112

For Drivers with Speeding Ticket

CityAcceptance Nationwide
Austin--$115
Chicago--$285
Philadelphia--$102
Santa Monica--$270

For Drivers with No Speeding Ticket

CityAcceptance Nationwide
Austin--$80
Chicago--$161
Philadelphia--$90
Santa Monica--$141

For Drivers Age Between 18-40

CityAcceptance Nationwide
Austin--$97
Chicago--$185
Philadelphia--$94
Santa Monica--$262

For Drivers Age Between 40-65

CityAcceptance Nationwide
Austin--$70
Chicago--$172
Philadelphia--$82
Santa Monica--$85

For Drivers Age of 65+

CityAcceptance Nationwide
Austin--$108
Chicago--$217
Philadelphia--$112
Santa Monica--$88

For Drivers with Average Credit

CityAcceptance Nationwide
Austin--$105
Chicago--$207
Philadelphia--$104
Santa Monica--$147

For Drivers with Fair Credit

CityAcceptance Nationwide
Austin--$87
Chicago--$185
Philadelphia--$91
Santa Monica--$117

For Drivers with Good Credit

CityAcceptance Nationwide
Austin--$70
Chicago--$197
Philadelphia--$90
Santa Monica--$106

For Drivers with Excellent Credit

CityAcceptance Nationwide
Austin--$83
Chicago--$144
Philadelphia--$80
Santa Monica--$285

Quotes & Discounts

Discount typeAcceptance Nationwide
Accident Forgiveness--Varies
Accident Free--Varies
Affinity group--Varies
Anti-Theft Device--Up to 5%
Defensive Driver--Up to 10%
Driving Habits--Varies
Family--Up to 25%
Farm Bureau--Up to 10%
Good Driver--Up to 10%
Good Student--Up to 15%
Multiple Policy--Up to 25%
Multiple Vehicle--Up to 20%
Organization--Up to 10%
Paperless documents--Varies
Preferred payment--Varies
SmartRide--Up to 10%

Payment Methods

Discount typeAcceptance Nationwide
Automatic Online Payment
--yes
Credit Card Payment --yes
Debit Card Payments --yes
Electronic Check
--yes
Mail Payment
--yes
Multi-Payment Installment Plans
--yes
Online Payment
yesyes
Person 2 Person Payment yesyes
Phone Payment
yesyes

Features and Services

Features and ServicesAcceptance Nationwide
Online account managementyesyes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesAcceptance Nationwide
Accident Forgiveness
--yes
Antique or Collector Car Insurance
--yes
Gap Insurance
--yes
Rental Reimbursement
yesyes
Roadside Assistance
yesyes
Vanishing Deductible
--yes

Online Quoting by State

  • Acceptance
  • Nationwide
  • Both

SR‌-22 Insurance by State

  • Acceptance
  • Nationwide
  • Both

Compare Insurance Products

ProductAcceptance Nationwide
Car InsuranceCar Insuranceyesyes
Home InsuranceHome Insurance--yes
Life InsuranceLife Insurance--yes
Pet InsurancePet Insurance--yes

User Reviews

  • Acceptance Reviews
  • Nationwide Reviews
2.9
5 Stars
25 %
4 Stars
6 %
3 Stars
25 %
2 Stars
25 %
1 Star
19 %

Most Positive Review

By Dawn
They were very friendly But I switched carriers because I needed to get homeowners insurance & the company chose have me a super bundle price package. Also your company considered my Dodge ram 2500 a commercial vehicle "commercial " which is not.

Most Critical Review

By Santiago
Because the message said, that. I should be pay less than I'm paying. But the resoult was that I have to pay more than I'm do it.

All Reviews

Showing 1 - 10 out of 16 Reviews
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Read reviews that mention

Tara
The amount has gone up 2 times and this last time it has gone up slot.no claims,no tickets while having the insurance,so I don't like my amount keeps going so high
Tristan
rate hikes when no violations
Steven
The only thing I see wrong with the policy that you offer is it has a grace period offer.
Julie
My name was misspelled on my original cards. I was told I had to be paperless. Found out otherwise.
Deandra
Victor
Customer service is terrible
Brittany
Im not switching from them
Insurify User
High rates
Lamar
I can't understand why my insurance went up from $87 to $98.
JIM
Because I never got the information I needed to make a decision to switch over
Showing 1 - 10 out of 16 reviews

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.