Car Insurance
- AARP
- USAA
- Both
AARP vs USAA Car Insurance
Enter your zipcode to get started
Ratings
Insurify Composite Score
AARP
What is this?
Insurify Composite Score
USAA
What is this?
Insurify Composite Score
AARP VS USAA
What is this?
U.S Auto Insurance Shopping Study (2018) ℹ
| Options | AARP  | USAA |
|---|---|---|
| Call Center Representative | -- | Among the best |
| Insurer Website | -- | Among the best |
| Local Agent | -- | About average |
| Overall Satisfaction | -- | Among the best |
| Policy Offerings | -- | Among the best |
| Pricing | -- | Among the best |
U.S Auto Insurance Claims Satisfaction Study (2018) ℹ
| Options | AARP | USAA |
|---|---|---|
| Claim Servicing | -- | Better than most |
| Estimation Process | -- | Better than most |
| First Notice of Loss (FNOL) | -- | Among the best |
| Overall Satisfaction | -- | Among the best |
| Rental Experience | -- | Better than most |
| Repair Process | -- | Among the best |
| Settlement | -- | Better than most |
J.D. Power Ratings by Region (out of 1000) ℹ
| Region | AARP | USAA |
|---|---|---|
| California | -- | 894 pt Among the best |
| Central | -- | 906 pt Among the best |
| Florida | -- | 888 pt Among the best |
| Mid-Atlantic | -- | 896 pt Among the best |
| New England | -- | 893 pt Among the best |
| New York | -- | 900 pt Among the best |
| North Central | -- | 905 pt Among the best |
| Northwest | -- | 896 pt Among the best |
| Southeast | -- | 894 pt Among the best |
| Southwest | -- | 887 pt Among the best |
| Texas | -- | 899 pt Among the best |
Auto Insurance Quotes
For Married Drivers
| City | AARP | USAA |
|---|---|---|
| Austin | -- | $48 |
| Chicago | -- | $47 |
| Philadelphia | -- | $31 |
| Phoenix | -- | $39 |
| Santa Monica | -- | $50 |
For Single Drivers
| City | AARP | USAA |
|---|---|---|
| Austin | -- | $61 |
| Chicago | -- | $69 |
| Philadelphia | -- | $41 |
| Phoenix | -- | $58 |
| Santa Monica | -- | $89 |
For Female Drivers
| City | AARP | USAA |
|---|---|---|
| Austin | -- | $54 |
| Chicago | -- | $57 |
| Philadelphia | -- | $35 |
| Phoenix | -- | $44 |
| Santa Monica | -- | $57 |
For Drivers with Speeding Ticket
| City | AARP | USAA |
|---|---|---|
| Austin | -- | $73 |
| Chicago | -- | $85 |
| Philadelphia | -- | $45 |
| Phoenix | -- | $69 |
| Santa Monica | -- | $115 |
For Drivers with No Speeding Ticket
| City | AARP | USAA |
|---|---|---|
| Austin | -- | $51 |
| Chicago | -- | $52 |
| Philadelphia | -- | $35 |
| Phoenix | -- | $44 |
| Santa Monica | -- | $59 |
For Drivers Age Between 18-40
| City | AARP | USAA |
|---|---|---|
| Austin | -- | $61 |
| Chicago | -- | $71 |
| Philadelphia | -- | $42 |
| Phoenix | -- | $59 |
| Santa Monica | -- | $95 |
For Drivers Age Between 40-65
| City | AARP | USAA |
|---|---|---|
| Austin | -- | $44 |
| Chicago | -- | $43 |
| Philadelphia | -- | $28 |
| Phoenix | -- | $35 |
| Santa Monica | -- | $49 |
For Drivers Age of 65+
| City | AARP | USAA |
|---|---|---|
| Austin | -- | $71 |
| Chicago | -- | $66 |
| Philadelphia | -- | $46 |
| Phoenix | -- | $57 |
| Santa Monica | -- | $48 |
For Drivers with Average Credit
| City | AARP | USAA |
|---|---|---|
| Austin | -- | $59 |
| Chicago | -- | $68 |
| Philadelphia | -- | $41 |
| Phoenix | -- | $51 |
| Santa Monica | -- | $68 |
For Drivers with Fair Credit
| City | AARP | USAA |
|---|---|---|
| Austin | -- | $57 |
| Chicago | -- | $55 |
| Philadelphia | -- | $37 |
| Phoenix | -- | $46 |
| Santa Monica | -- | $55 |
Quotes & Discounts
| Discount type | AARP | USAA |
|---|---|---|
| Good Student | Up to 20% | Varies |
| Multiple Policy | Up to 5% | Up to 9% |
| Anti-Theft Device | Varies | Up to 20% |
| Defensive Driver | Varies | Varies |
| Driving training | Varies | Varies |
| EV/Hybrid | Varies | -- |
| Paid in full | Varies | -- |
| Passive Restraint | Varies | Up to 15% |
| teenSMART | Varies | Varies |
| Accident Forgiveness | -- | Varies |
| Anti-lock Brake | -- | Varies |
| Daytime Running Lights | -- | Varies |
| Family | -- | Up to 10% |
| Good Driver | -- | Up to 10% |
| Low Mileage | -- | Varies |
| Loyalty | -- | Varies |
| Military | -- | Up to 15% |
| Multiple Vehicle | -- | Up to 13% |
| New Car | -- | Varies |
| Student Away at School | -- | Up to 20% |
| Vehicle Storage | -- | Up to 60% |
Optional Coverages
| Optional Coverages | AARP | USAA |
|---|---|---|
| Accident Forgiveness ℹ |  | |
| Antique or Collector Car Insurance ℹ | | -- |
| Emergency Assistance Coverage ℹ | | -- |
| Extended Coverage ℹ | -- | |
| Glass Coverage | | -- |
| New Car Replacement Coverage ℹ | | -- |
| Preferred Repair Services ℹ | | -- |
| Rental Reimbursement ℹ | | |
| Roadside Assistance ℹ | | |
| Umbrella Policy ℹ | | -- |
| Vanishing Deductible ℹ | | -- |
Insurance by State
Uber and Lyft driver insurance
- AARP
- USAA
- Both
Compare Insurance Products
| Product | AARP | USAA |
|---|---|---|
 Personal Articles Insurance | -- | |
 Car Insurance | -- | |
 Aviation Insurance | -- | |
 Boat Insurance | -- | |
 Classic Car Insurance | -- | |
 Collectibles Insurance | -- | |
 Condo Insurance | -- | |
 Dwelling Fire Insurance | -- | |
 Farm Insurance | -- | |
 Flood Insurance | -- | |
 Home Insurance | -- | |
 Life Insurance | -- | |
 Mobile Home Insurance | -- | |
 Motorcycle Insurance | -- | |
 Renters Insurance | -- | |
 RV Insurance | -- | |
 Small Business Insurance | -- | |
 Umbrella Insurance | -- | |
User Reviews
- AARP Reviews
- USAA Reviews
3.0
2 Reviews
5 Stars
50 %
1 Star
50 %
Most Helpful Review
By Eric Hank
Latest Review
By Shirley parker
All Reviews
Showing 1 - 2 out of 2 Reviews
Sort by
Read reviews that mention
Shirley parker
Eric Hank
Insurify Rate Comparison Methodology
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
