Car Insurance
- AARP
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AARP vs USAA Car Insurance
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Ratings
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AARP
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AARP VS USAA
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U.S Auto Insurance Shopping Study (2018) ℹ
| Options | AARP  | USAA |
|---|---|---|
| Call Center Representative | -- | Among the best |
| Insurer Website | -- | Among the best |
| Local Agent | -- | About average |
| Overall Satisfaction | -- | Among the best |
| Policy Offerings | -- | Among the best |
| Pricing | -- | Among the best |
U.S Auto Insurance Claims Satisfaction Study (2018) ℹ
| Options | AARP | USAA |
|---|---|---|
| Claim Servicing | -- | Better than most |
| Estimation Process | -- | Better than most |
| First Notice of Loss (FNOL) | -- | Among the best |
| Overall Satisfaction | -- | Among the best |
| Rental Experience | -- | Better than most |
| Repair Process | -- | Among the best |
| Settlement | -- | Better than most |
J.D. Power Ratings by Region (out of 1000) ℹ
| Region | AARP | USAA |
|---|---|---|
| California | -- | 894 pt Among the best |
| Central | -- | 906 pt Among the best |
| Florida | -- | 888 pt Among the best |
| Mid-Atlantic | -- | 896 pt Among the best |
| New England | -- | 893 pt Among the best |
| New York | -- | 900 pt Among the best |
| North Central | -- | 905 pt Among the best |
| Northwest | -- | 896 pt Among the best |
| Southeast | -- | 894 pt Among the best |
| Southwest | -- | 887 pt Among the best |
| Texas | -- | 899 pt Among the best |
Auto Insurance Quotes
For Married Drivers
| City | AARP | USAA |
|---|---|---|
| Austin | -- | $48 |
| Chicago | -- | $47 |
| Philadelphia | -- | $31 |
| Phoenix | -- | $39 |
| Santa Monica | -- | $50 |
For Single Drivers
| City | AARP | USAA |
|---|---|---|
| Austin | -- | $61 |
| Chicago | -- | $69 |
| Philadelphia | -- | $41 |
| Phoenix | -- | $58 |
| Santa Monica | -- | $89 |
For Female Drivers
| City | AARP | USAA |
|---|---|---|
| Austin | -- | $54 |
| Chicago | -- | $57 |
| Philadelphia | -- | $35 |
| Phoenix | -- | $44 |
| Santa Monica | -- | $57 |
For Drivers with Speeding Ticket
| City | AARP | USAA |
|---|---|---|
| Austin | -- | $73 |
| Chicago | -- | $85 |
| Philadelphia | -- | $45 |
| Phoenix | -- | $69 |
| Santa Monica | -- | $115 |
For Drivers with No Speeding Ticket
| City | AARP | USAA |
|---|---|---|
| Austin | -- | $51 |
| Chicago | -- | $52 |
| Philadelphia | -- | $35 |
| Phoenix | -- | $44 |
| Santa Monica | -- | $59 |
For Drivers Age Between 18-40
| City | AARP | USAA |
|---|---|---|
| Austin | -- | $61 |
| Chicago | -- | $71 |
| Philadelphia | -- | $42 |
| Phoenix | -- | $59 |
| Santa Monica | -- | $95 |
For Drivers Age Between 40-65
| City | AARP | USAA |
|---|---|---|
| Austin | -- | $44 |
| Chicago | -- | $43 |
| Philadelphia | -- | $28 |
| Phoenix | -- | $35 |
| Santa Monica | -- | $49 |
For Drivers Age of 65+
| City | AARP | USAA |
|---|---|---|
| Austin | -- | $71 |
| Chicago | -- | $66 |
| Philadelphia | -- | $46 |
| Phoenix | -- | $57 |
| Santa Monica | -- | $48 |
For Drivers with Average Credit
| City | AARP | USAA |
|---|---|---|
| Austin | -- | $59 |
| Chicago | -- | $68 |
| Philadelphia | -- | $41 |
| Phoenix | -- | $51 |
| Santa Monica | -- | $68 |
For Drivers with Fair Credit
| City | AARP | USAA |
|---|---|---|
| Austin | -- | $57 |
| Chicago | -- | $55 |
| Philadelphia | -- | $37 |
| Phoenix | -- | $46 |
| Santa Monica | -- | $55 |
Quotes & Discounts
| Discount type | AARP | USAA |
|---|---|---|
| Good Student Discount | Up to 20% | Varies |
| Multiple Policy Discount | Up to 5% | Up to 9% |
| Anti-Theft Device Discount | Varies | Up to 20% |
| Defensive Driver Discount | Varies | Varies |
| Driving training discount | Varies | Varies |
| EV/Hybrid Discount | Varies | -- |
| Paid in full discount | Varies | -- |
| Passive Restraint Discount | Varies | Up to 15% |
| teenSMART Discount | Varies | Varies |
| Accident Forgiveness | -- | Varies |
| Anti-lock Brake Discount | -- | Varies |
| Daytime Running Lights Discount | -- | Varies |
| Family Discount | -- | Up to 10% |
| Good Driver Discount | -- | Up to 10% |
| Low Mileage Discount | -- | Varies |
| Loyalty Discount | -- | Varies |
| Military Discount | -- | Up to 15% |
| Multiple Vehicle Discount | -- | Up to 13% |
| New Car Discount | -- | Varies |
| Student Away at School Discount | -- | Up to 20% |
| Vehicle Storage Discount | -- | Up to 60% |
Optional Coverages
| Optional Coverages | AARP | USAA |
|---|---|---|
| Accident Forgiveness ℹ |  | |
| Antique or Collector Car Insurance ℹ | | -- |
| Emergency Assistance Coverage ℹ | | -- |
| Extended Coverage ℹ | -- | |
| Glass Coverage | | -- |
| New Car Replacement Coverage ℹ | | -- |
| Preferred Repair Services ℹ | | -- |
| Rental Reimbursement ℹ | | |
| Roadside Assistance ℹ | | |
| Umbrella Policy ℹ | | -- |
| Vanishing Deductible ℹ | | -- |
Insurance by State
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| Product | AARP | USAA |
|---|---|---|
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 Small Business Insurance | -- | |
 Umbrella Insurance | -- | |
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