AARP vs The Hartford Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

AARP
Not Rated
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Insurify Composite Score

The Hartford
93
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Insurify Composite Score

AARP VS The Hartford
Not Rated
93
What is this?
User Ratings
OptionsAARP The Hartford
Rating/Reviews
2 reviews
29,516 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsAARP The Hartford
Call Center Representative--About average
Insurer Website--Better than most
Overall Satisfaction--Better than most
Policy Offerings--Better than most
Pricing--Better than most
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsAARP The Hartford
Claim Servicing--Better than most
Estimation Process--Better than most
First Notice of Loss (FNOL)--Better than most
Overall Satisfaction--Better than most
Rental Experience--The rest
Repair Process--Among the best
Settlement--Better than most
J.D. Power Ratings by Region (out of 1000)
RegionAARP The Hartford
California--835 pt
Better than most
Florida--806 pt
The rest
Mid-Atlantic--839 pt
About average
North Central--838 pt
Better than most
Northwest--832 pt
Better than most
Southwest--838 pt
Among the best
Mobile App Ratings
RegionAARP The Hartford
Android--
376 Reviews
iOS--
47 Reviews
Financial Ratings
OptionsAARP The Hartford
A.M. Best--A+
Moody's--A2
Standard & Poor's--A+

Auto Insurance Quotes

For Married Drivers

CityAARP The Hartford
Phoenix--$51
Santa Monica--$76

For Single Drivers

CityAARP The Hartford
Phoenix--$51
Santa Monica--$143

For Male Drivers

CityAARP The Hartford
Phoenix--$52
Santa Monica--$138

For Female Drivers

CityAARP The Hartford
Phoenix--$49
Santa Monica--$81

For Drivers with Speeding Ticket

CityAARP The Hartford
Phoenix--$67
Santa Monica--$213

For Drivers with No Speeding Ticket

CityAARP The Hartford
Phoenix--$47
Santa Monica--$87

For Drivers Age Between 18-40

CityAARP The Hartford
Phoenix--$52
Santa Monica--$165

For Drivers Age Between 40-65

CityAARP The Hartford
Phoenix--$49
Santa Monica--$68

For Drivers Age of 65+

CityAARP The Hartford
Phoenix--$53
Santa Monica--$56

For Drivers with Average Credit

CityAARP The Hartford
Phoenix--$49
Santa Monica--$97

For Drivers with Fair Credit

CityAARP The Hartford
Phoenix--$59
Santa Monica--$81

For Drivers with Good Credit

CityAARP The Hartford
Phoenix--$46
Santa Monica--$83

For Drivers with Excellent Credit

CityAARP The Hartford
Phoenix--$49
Santa Monica--$176

Quotes & Discounts

Discount typeAARP The Hartford
Good StudentUp to 20%Up to 15%
Multiple PolicyUp to 5%Up to 20%
Anti-Theft DeviceVariesUp to 15%
Defensive DriverVariesUp to 5%
Driving trainingVariesVaries
EV/HybridVariesVaries
Paid in fullVariesVaries
Passive RestraintVariesUp to 3%
teenSMARTVariesUp to 10%

Payment Methods

Discount typeAARP The Hartford
Automatic Online Payment
yesyes
Bank Payment/Direct Deposit yesyes
Credit Card Payment yesyes
Debit Card Payments yesyes
Mail Payment
yesyes
Mobile App Payments
yesyes
Online Payment
yesyes
Phone Payment
yesyes

Features and Services

Features and ServicesAARP The Hartford
24/7 serviceyesyes
Accident forgivenessyesyes
Diminishing deductibleyes--
Enhanced towing & substitute coverageyes--
Mobile appyesyes
Online account managementyesyes
Policy bundling discountsyes--
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesAARP The Hartford
Accident Forgiveness
yesyes
Antique or Collector Car Insurance
yesyes
Comprehensive Claim Forgiveness
--yes
Emergency Assistance Coverage
yesyes
Glass Coverage yesyes
New Car Replacement Coverage
yesyes
Preferred Repair Services
yes--
Rental Reimbursement
yesyes
Roadside Assistance
yesyes
Umbrella Policy
yesyes
Vanishing Deductible
yesyes

Online Quoting by State

  • AARP
  • The Hartford
  • Both

Compare Insurance Products

ProductAARP The Hartford
Car InsuranceCar Insurance--yes
Boat InsuranceBoat Insurance--yes
Business InsuranceBusiness Insurance--yes
Flood InsuranceFlood Insurance--yes
Home InsuranceHome Insurance--yes
Life InsuranceLife Insurance--yes

User Reviews

  • AARP Reviews
  • The Hartford Reviews
3.0
5 Stars
50 %
1 Star
50 %

Most Helpful Review

By Eric Hank
Best insurance !

Latest Review

By Shirley parker
I was wronged by hartford Indurance company. I had pne accident in whole life time of 45 yrs. Of driiving, i had a slight bumper tap it was even a finder binder, i think they paid maybe 700.00 next thing i knew, they drop me , and would not another paymet from me.please don't beleive that Comerical .they will drop you like a hot potatoe!!!! Wrote letter to with NO NAME SIGN!!

All Reviews

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Shirley parker
I was wronged by hartford Indurance company. I had pne accident in whole life time of 45 yrs. Of driiving, i had a slight bumper tap it was even a finder binder, i think they paid maybe 700.00 next thing i knew, they drop me , and would not another paymet from me.please don't beleive that Comerical .they will drop you like a hot potatoe!!!! Wrote letter to with NO NAME SIGN!!
Eric Hank
Best insurance !

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.