AARP vs Mercury Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

AARP
Not Rated
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Insurify Composite Score

Mercury
81
What is this?

Insurify Composite Score

AARP VS Mercury
Not Rated
81
What is this?
User Ratings
OptionsAARP Mercury
Rating/Reviews
2 reviews
1,419 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsAARP Mercury
Local Agent--The rest
Overall Satisfaction--The rest
Policy Offerings--The rest
Pricing--The rest
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsAARP Mercury
Claim Servicing--The rest
Estimation Process--About average
First Notice of Loss (FNOL)--The rest
Overall Satisfaction--The rest
Rental Experience--The rest
Repair Process--About average
Settlement--About average
J.D. Power Ratings by Region (out of 1000)
RegionAARP Mercury
California--795 pt
The rest
Florida--808 pt
The rest
Mobile App Ratings
RegionAARP Mercury
Android--
161 Reviews
Financial Ratings
OptionsAARP Mercury
A.M. Best--A
Fitch--A
Moody's--A2

Auto Insurance Quotes

For Married Drivers

CityAARP Mercury
Austin--$74
Chicago--$106
Phoenix--$96
Santa Monica--$67

For Single Drivers

CityAARP Mercury
Austin--$81
Chicago--$152
Phoenix--$93
Santa Monica--$122

For Male Drivers

CityAARP Mercury
Austin--$77
Chicago--$146
Phoenix--$94
Santa Monica--$116

For Female Drivers

CityAARP Mercury
Austin--$78
Chicago--$113
Phoenix--$95
Santa Monica--$72

For Drivers with Speeding Ticket

CityAARP Mercury
Austin--$102
Chicago--$174
Phoenix--$114
Santa Monica--$134

For Drivers with No Speeding Ticket

CityAARP Mercury
Austin--$72
Chicago--$119
Phoenix--$91
Santa Monica--$86

For Drivers Age Between 18-40

CityAARP Mercury
Austin--$81
Chicago--$150
Phoenix--$92
Santa Monica--$136

For Drivers Age Between 40-65

CityAARP Mercury
Austin--$70
Chicago--$103
Phoenix--$90
Santa Monica--$60

For Drivers Age of 65+

CityAARP Mercury
Austin--$93
Chicago--$147
Phoenix--$123
Santa Monica--$67

For Drivers with Average Credit

CityAARP Mercury
Austin--$86
Chicago--$134
Phoenix--$103
Santa Monica--$83

For Drivers with Fair Credit

CityAARP Mercury
Austin--$84
Chicago--$111
Phoenix--$102
Santa Monica--$79

For Drivers with Good Credit

CityAARP Mercury
Austin--$74
Chicago--$123
Phoenix--$99
Santa Monica--$67

For Drivers with Excellent Credit

CityAARP Mercury
Austin--$67
Chicago--$149
Phoenix--$75
Santa Monica--$147

Quotes & Discounts

Discount typeAARP Mercury
Good StudentUp to 20%Up to 10%
Multiple PolicyUp to 5%Up to 10%
Anti-Theft DeviceVariesUp to 5%
Defensive DriverVaries--
Driving trainingVaries--
EV/HybridVaries--
Paid in fullVariesVaries
Passive RestraintVariesUp to 5%
teenSMARTVaries--
Federal Employee--Varies
Good Credit--Up to 73%
Good Driver--Up to 18%
Low Mileage--Varies
Multiple Vehicle--Up to 26%
Occasional driver--Varies
Organization--Varies
Professional organization--Varies
Public Safety Professional--Varies
Senior Adult--Varies
Student Away at School--Up to 10%
VIN Etching--Varies

Payment Methods

Discount typeAARP Mercury
Automatic Online Payment
yes--
Bank Payment/Direct Deposit yes--
Credit Card Payment yes--
Debit Card Payments yes--
Mail Payment
yesyes
Mobile App Payments
yes--
Online Payment
yesyes
Person 2 Person Payment --yes
Phone Payment
yesyes

Features and Services

Features and ServicesAARP Mercury
24/7 serviceyesyes
Accident forgivenessyes--
Diminishing deductibleyes--
Enhanced towing & substitute coverageyes--
Mobile appyes--
Online account managementyesyes
Policy bundling discountsyes--
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesAARP Mercury
Accident Forgiveness
yes--
Antique or Collector Car Insurance
yes--
Comprehensive Claim Forgiveness
--yes
Emergency Assistance Coverage
yes--
Glass Coverage yes--
New Car Replacement Coverage
yes--
Preferred Repair Services
yes--
Rental Reimbursement
yesyes
Roadside Assistance
yesyes
Umbrella Policy
yes--
Vanishing Deductible
yes--

Uber and Lyft driver insurance

  • AARP
  • Mercury
  • Both

SR‌-22 Insurance by State

  • AARP
  • Mercury
  • Both

Compare Insurance Products

ProductAARP Mercury
Car InsuranceCar Insurance--yes
Business InsuranceBusiness Insurance--yes
Commercial InsuranceCommercial Insurance--yes
Condo InsuranceCondo Insurance--yes
Home InsuranceHome Insurance--yes
Renters InsuranceRenters Insurance--yes
Umbrella InsuranceUmbrella Insurance--yes

User Reviews

  • AARP Reviews
  • Mercury Reviews
3.0
5 Stars
50 %
1 Star
50 %

Most Helpful Review

By Eric Hank
Best insurance !

Latest Review

By Shirley parker
I was wronged by hartford Indurance company. I had pne accident in whole life time of 45 yrs. Of driiving, i had a slight bumper tap it was even a finder binder, i think they paid maybe 700.00 next thing i knew, they drop me , and would not another paymet from me.please don't beleive that Comerical .they will drop you like a hot potatoe!!!! Wrote letter to with NO NAME SIGN!!

All Reviews

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Shirley parker
I was wronged by hartford Indurance company. I had pne accident in whole life time of 45 yrs. Of driiving, i had a slight bumper tap it was even a finder binder, i think they paid maybe 700.00 next thing i knew, they drop me , and would not another paymet from me.please don't beleive that Comerical .they will drop you like a hot potatoe!!!! Wrote letter to with NO NAME SIGN!!
Eric Hank
Best insurance !

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.