AARP vs Allstate Car Insurance

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2,700 Reviews

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Last Updated: January 2022

Ratings

Insurify Composite Score

AARP
Not Rated
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Insurify Composite Score

Allstate
85
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Insurify Composite Score

AARP VS Allstate
Not Rated
85
What is this?
User Ratings
OptionsAARP Allstate
Rating/Reviews
2 reviews
1,114 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsAARP Allstate
Call Center Representative--About average
Insurer Website--The rest
Local Agent--About average
Overall Satisfaction--The rest
Policy Offerings--The rest
Pricing--The rest
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsAARP Allstate
Claim Servicing--About average
Estimation Process--Better than most
First Notice of Loss (FNOL)--About average
Overall Satisfaction--About average
Rental Experience--About average
Repair Process--Better than most
Settlement--About average
J.D. Power Ratings by Region (out of 1000)
RegionAARP Allstate
California--820 pt
About average
Central--822 pt
About average
Florida--837 pt
Better than most
Mid-Atlantic--837 pt
About average
New England--834 pt
Better than most
New York--824 pt
About average
North Central--823 pt
About average
Northwest--798 pt
The rest
Southeast--830 pt
About average
Southwest--815 pt
About average
Texas--835 pt
Better than most
Mobile App Ratings
RegionAARP Allstate
Android--
12,515 Reviews
iOS--
56,800 Reviews
Financial Ratings
OptionsAARP Allstate
A.M. Best--A+
Fitch--A+
Moody's--Aa3
Standard & Poor's--AA-

Auto Insurance Quotes

For Married Drivers

CityAARP Allstate
Austin--$37
Chicago--$111
Philadelphia--$133
Phoenix--$105
Santa Monica--$116

For Single Drivers

CityAARP Allstate
Austin--$42
Chicago--$128
Philadelphia--$136
Phoenix--$129
Santa Monica--$255

For Male Drivers

CityAARP Allstate
Austin--$39
Chicago--$124
Philadelphia--$129
Phoenix--$129
Santa Monica--$252

For Female Drivers

CityAARP Allstate
Austin--$39
Chicago--$116
Philadelphia--$139
Phoenix--$105
Santa Monica--$120

For Drivers with Speeding Ticket

CityAARP Allstate
Austin--$44
Chicago--$175
Philadelphia--$144
Phoenix--$163
Santa Monica--$341

For Drivers with No Speeding Ticket

CityAARP Allstate
Austin--$38
Chicago--$108
Philadelphia--$133
Phoenix--$107
Santa Monica--$153

For Drivers Age Between 18-40

CityAARP Allstate
Austin--$41
Chicago--$130
Philadelphia--$130
Phoenix--$134
Santa Monica--$290

For Drivers Age Between 40-65

CityAARP Allstate
Austin--$37
Chicago--$102
Philadelphia--$121
Phoenix--$94
Santa Monica--$104

For Drivers Age of 65+

CityAARP Allstate
Austin--$41
Chicago--$146
Philadelphia--$193
Phoenix--$141
Santa Monica--$101

For Drivers with Average Credit

CityAARP Allstate
Austin--$41
Chicago--$122
Philadelphia--$149
Phoenix--$114
Santa Monica--$153

For Drivers with Fair Credit

CityAARP Allstate
Austin--$38
Chicago--$125
Philadelphia--$154
Phoenix--$117
Santa Monica--$133

For Drivers with Good Credit

CityAARP Allstate
Austin--$38
Chicago--$107
Philadelphia--$120
Phoenix--$103
Santa Monica--$129

For Drivers with Excellent Credit

CityAARP Allstate
Austin--$41
Chicago--$125
Philadelphia--$114
Phoenix--$134
Santa Monica--$328

Quotes & Discounts

Discount typeAARP Allstate
Good StudentUp to 20%Up to 10%
Multiple PolicyUp to 5%Up to 10%
Anti-Theft DeviceVariesUp to 10%
Defensive DriverVariesUp to 20%
Driving trainingVariesVaries
EV/HybridVariesUp to 10%
Paid in fullVariesUp to 10%
Passive RestraintVariesUp to 10%
teenSMARTVariesUp to 35%
Accident Forgiveness--Up to 30%
Anti-lock Brake--Up to 10%
Deductible--Varies
Discount Finder--Varies
E-billing--Up to 10%
Early Quote--Up to 10%
Family--Varies
Farm Vehicle--Up to 10%
Good Driver--Up to 10%
Low Mileage--Up to 10%
Multiple Vehicle--Up to 10%
New Car--Up to 15%
Paperless documents--Varies
Preferred payment--Up to 5%
Prepay--Up to 10%
Senior Adult--Up to 5%
Student Away at School--Up to 5%
Utility Vehicle--Varies

Payment Methods

Discount typeAARP Allstate
Automatic Online Payment
yesyes
Bank Payment/Direct Deposit yesyes
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
--yes
Mail Payment
yesyes
Mobile App Payments
yesyes
Online Payment
yesyes
Person 2 Person Payment --yes
Phone Payment
yesyes
Prepayment
--yes

Features and Services

Features and ServicesAARP Allstate
24/7 serviceyesyes
Accident forgivenessyesyes
Diminishing deductibleyes--
Enhanced towing & substitute coverageyesyes
Loyalty rewards program--yes
Mobile appyesyes
Online account managementyesyes
Policy bundling discountsyes--
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesAARP Allstate
Accident Forgiveness
yesyes
Accidental Death, Dismemberment, Disability
--yes
Antique or Collector Car Insurance
yesyes
Emergency Assistance Coverage
yes--
Emergency Lockout Coverage
--yes
Glass Coverage yes--
Loss of Use Coverage
--yes
Mechanical Breakdown Insurance
--yes
New Car Replacement Coverage
yesyes
No Fault Coverage
--yes
Preferred Repair Services
yesyes
Rental Reimbursement
yesyes
Ridesharing Coverage
--yes
Roadside Assistance
yesyes
Sound System Coverage
--yes
Umbrella Policy
yesyes
Vanishing Deductible
yes--

Uber and Lyft driver insurance

  • AARP
  • Allstate
  • Both

Compare Insurance Products

ProductAARP Allstate
ATV InsuranceATV Insurance--yes
Car InsuranceCar Insurance--yes
Boat InsuranceBoat Insurance--yes
Business InsuranceBusiness Insurance--yes
Condo InsuranceCondo Insurance--yes
Home InsuranceHome Insurance--yes
Life InsuranceLife Insurance--yes
Motorcycle InsuranceMotorcycle Insurance--yes
Pet InsurancePet Insurance--yes
Renters InsuranceRenters Insurance--yes
RV InsuranceRV Insurance--yes
Snowmobile insuranceSnowmobile insurance--yes

User Reviews

  • AARP Reviews
  • Allstate Reviews
3.0
5 Stars
50 %
1 Star
50 %

Most Helpful Review

By Eric Hank
Best insurance !

Latest Review

By Shirley parker
I was wronged by hartford Indurance company. I had pne accident in whole life time of 45 yrs. Of driiving, i had a slight bumper tap it was even a finder binder, i think they paid maybe 700.00 next thing i knew, they drop me , and would not another paymet from me.please don't beleive that Comerical .they will drop you like a hot potatoe!!!! Wrote letter to with NO NAME SIGN!!

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Shirley parker
I was wronged by hartford Indurance company. I had pne accident in whole life time of 45 yrs. Of driiving, i had a slight bumper tap it was even a finder binder, i think they paid maybe 700.00 next thing i knew, they drop me , and would not another paymet from me.please don't beleive that Comerical .they will drop you like a hot potatoe!!!! Wrote letter to with NO NAME SIGN!!
Eric Hank
Best insurance !

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.