Car Insurance
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AAA vs SCJ Car Insurance
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Last Updated: January 2022
Ratings
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AAA
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SCJ
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AAA VS SCJ
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U.S Auto Insurance Shopping Study (2018) ℹ
| Options | AAA  | SCJ |
|---|---|---|
| Call Center Representative | The rest | -- |
| Insurer Website | The rest | -- |
| Local Agent | Better than most | -- |
| Overall Satisfaction | About average | -- |
| Policy Offerings | About average | -- |
| Pricing | About average | -- |
U.S Auto Insurance Claims Satisfaction Study (2018) ℹ
| Options | AAA | SCJ |
|---|---|---|
| Claim Servicing | About average | -- |
| Estimation Process | The rest | -- |
| First Notice of Loss (FNOL) | The rest | -- |
| Overall Satisfaction | About average | -- |
| Rental Experience | About average | -- |
| Repair Process | Better than most | -- |
| Settlement | About average | -- |
Quotes & Discounts
| Discount type | AAA | SCJ |
|---|---|---|
| Farm Vehicle | Up to 59% | -- |
| Student Away at School | Up to 30% | -- |
| teenSMART | Up to 24% | -- |
| Good Driver | Up to 20% | -- |
| Anti-Theft Device | Up to 17% | -- |
| Good Student | Up to 14.5% | -- |
| Multiple Vehicle | Up to 12.5% | -- |
| Multiple Policy | Up to 11.8% | -- |
| Advance shopper | Up to 10% | -- |
| Good Credit | Up to 10% | -- |
| New Car | Up to 10% | -- |
| Paid in full | Up to 7.8% | -- |
| Current insurance | Up to 5% | -- |
| Loyalty | Up to 5% | -- |
| Affinity group | Varies | -- |
| Anti-lock Brake | Varies | -- |
| Driving training | Varies | -- |
| Home Owner | Varies | -- |
| Low Mileage | Varies | -- |
| Original Owner | Varies | -- |
Optional Coverages
| Optional Coverages | AAA | SCJ |
|---|---|---|
| Accident Forgiveness ℹ |  | -- |
| Accidental Death, Dismemberment, Disability ℹ | | -- |
| Comprehensive Claim Forgiveness ℹ | -- | |
| Electronic Key & Lock Replacement ℹ | | -- |
| Emergency Assistance Coverage ℹ | | -- |
| Emergency Lockout Coverage ℹ | | -- |
| First Aid Reimbursement ℹ | | -- |
| Gap Insurance ℹ | | -- |
| Glass Coverage | | -- |
| Mechanical Breakdown Insurance ℹ | | -- |
| New Car Replacement Coverage ℹ | | -- |
| Pet Coverage ℹ | | -- |
| Preferred Repair Services ℹ | | -- |
| Rental Reimbursement ℹ | | -- |
| Roadside Assistance ℹ | | |
| Umbrella Policy ℹ | | -- |
SR-22 Insurance by State
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3.8
411 Reviews
5 Stars
45 %
4 Stars
20 %
3 Stars
15 %
2 Stars
7 %
1 Star
13 %
Most Positive Review
By Danielle
Most Critical Review
By Melanie
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Methodology
The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.
Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.
With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.
