AAA vs Legacy Car Insurance

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Ratings

Insurify Composite Score

AAA
85
What is this?

Insurify Composite Score

Legacy
Not Rated
What is this?

Insurify Composite Score

AAA VS Legacy
85
Not Rated
What is this?
User Ratings
OptionsAAA Legacy
Rating/Reviews
411 reviews
2 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsAAA Legacy
Call Center RepresentativeThe rest--
Insurer WebsiteThe rest--
Local AgentBetter than most--
Overall SatisfactionAbout average--
Policy OfferingsAbout average--
PricingAbout average--
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsAAA Legacy
Claim ServicingAbout average--
Estimation ProcessThe rest--
First Notice of Loss (FNOL)The rest--
Overall SatisfactionAbout average--
Rental ExperienceAbout average--
Repair ProcessBetter than most--
SettlementAbout average--
J.D. Power Ratings by Region (out of 1000)
RegionAAA Legacy
California840 pt
Better than most
--
Central833 pt
Better than most
--
North Central808 pt
The rest
--
Texas821 pt
About average
--
Mobile App Ratings
RegionAAA Legacy
Android
24,330 Reviews
--
iOS
737 Reviews
--
Financial Ratings
OptionsAAA Legacy
A.M. BestA--

Quotes & Discounts

Discount typeAAA Legacy
Farm Vehicle DiscountUp to 59%--
Student Away at School DiscountUp to 30%--
teenSMART DiscountUp to 24%--
Good Driver DiscountUp to 20%--
Anti-Theft Device DiscountUp to 17%--
Good Student DiscountUp to 14.5%--
Multiple Vehicle DiscountUp to 12.5%--
Multiple Policy DiscountUp to 11.8%--
Advance shopper discountUp to 10%--
Good Credit DiscountUp to 10%--
New Car DiscountUp to 10%--
Paid in full discountUp to 7.8%--
Current insurance discountUp to 5%--
Loyalty DiscountUp to 5%--
Affinity group discountVaries--
Anti-lock Brake DiscountVaries--
Driving training discountVaries--
Home Owner DiscountVaries--
Low Mileage DiscountVaries--
Original Owner DiscountVaries--

Payment Methods

Discount typeAAA Legacy
Automatic Online Payment
yes--
Credit Card Payment yes--
Debit Card Payments yes--
Electronic Check
yes--
Online Payment
yesyes

Features and Services

Features and ServicesAAA Legacy
24/7 serviceyes--
Enhanced towing & substitute coverageyes--
Mobile appyes--
Online account managementyesyes
Policy bundling discountsyes--
Roadside assistanceyes--

Optional Coverages

Optional CoveragesAAA Legacy
Accident Forgiveness
yes--
Accidental Death, Dismemberment, Disability
yes--
Electronic Key & Lock Replacement
yes--
Emergency Assistance Coverage
yes--
Emergency Lockout Coverage
yes--
First Aid Reimbursement
yes--
Gap Insurance
yes--
Glass Coverage yes--
Mechanical Breakdown Insurance
yes--
New Car Replacement Coverage
yes--
Pet Coverage
yes--
Preferred Repair Services
yes--
Rental Reimbursement
yes--
Roadside Assistance
yes--
Umbrella Policy
yes--

SR‌-22 Insurance by State

  • AAA
  • Legacy
  • Both

Compare Insurance Products

ProductAAA Legacy
Car InsuranceCar Insuranceyesyes
Home InsuranceHome Insuranceyes--
Life InsuranceLife Insuranceyes--

User Reviews

  • AAA Reviews
  • Legacy Reviews
3.8
5 Stars
45 %
4 Stars
20 %
3 Stars
15 %
2 Stars
7 %
1 Star
13 %

Most Positive Review

By Danielle
Their customer service, things they offer, and their quality of service is all around amazing.

Most Critical Review

By Melanie
Terrible insurance service. Constantly canceling policy for no reason and it takes a long time to get it back despite consistent monthly payments.

All Reviews

Showing 1 - 10 out of 411 Reviews
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Read reviews that mention

Joshlynm
I am happy I switched to AAA i was with ACC but I am paying way less at AAA 95 for 2 cars unsure morturess and ACC was 140
Peter
Cheaper than Progressive
Susan
My agent,Jeremy was very helpful. However,I am heartbroken that I have to go insurance shopping again b/c AAA does not insure rideshare drivers!!! :(
Paul
No worries with aaa, but expensive
Sharon
Member for 63 years. Service is top notch!
kenneth
ALWAYS PAID CLAIMS AND GAVE GOOD SERVICE. LOCAL KIOSKS ARE GREAT.
Wendy
Customer service and the fact my rate went UP rather than lower!
Joan
I like them but to expensive
Valerie
Some of the Agents have been disrespectful towards me concerning the amount that I pay for full coverage. Been with AAA four years. I had to pay a fee when I switched from liability back to full coverage. Just not satisfied with how I have been treated.
Inkook
Showing 1 - 10 out of 411 reviews