Ratings
Quotes & Discounts
| State | AAA | GAINSCO |
|---|---|---|
| Arizona |
--
|
$32/mo |
| Florida | $26/mo | $39/mo |
| Georgia | $24/mo | $44/mo |
| Illinois | $23/mo |
--
|
| Indiana | $367/mo |
--
|
| Iowa | $43/mo |
--
|
| Michigan | $23/mo |
--
|
| Minnesota | $24/mo |
--
|
| Nebraska | $49/mo |
--
|
| New Mexico |
--
|
$31/mo |
| North Dakota | $84/mo |
--
|
| Oklahoma |
--
|
$29/mo |
| South Carolina |
--
|
$64/mo |
| Tennessee | $23/mo | $23/mo |
| Texas |
--
|
$28/mo |
| Virginia |
--
|
$44/mo |
| Wisconsin | $22/mo |
--
|
| Discount Type | AAA | GAINSCO |
|---|---|---|
| Loyalty Discount |
up to 5%
|
-- |
| Low Mileage Discount |
Varies
|
-- |
| New Car Discount |
up to 10%
|
-- |
| Anti-Theft Device Discount |
up to 17%
|
-- |
| Original Owner Discount |
Varies
|
-- |
| Good Credit Discount |
up to 10%
|
-- |
| Driving training discount |
Varies
|
-- |
| Good Student Discount |
up to 15%
|
-- |
| Multiple Policy Discount |
up to 12%
|
-- |
| Student Away at School Discount |
up to 30%
|
-- |
| Current insurance discount |
up to 5%
|
-- |
| teenSMART Discount |
up to 24%
|
-- |
| Multiple Vehicle Discount |
up to 13%
|
-- |
| Farm Vehicle Discount |
up to 59%
|
-- |
| Good Driver Discount |
up to 20%
|
-- |
| Affinity group discount |
Varies
|
-- |
| Paid in full discount |
up to 8%
|
-- |
| Advance shopper discount |
Varies
|
-- |
| Organization Discount |
up to 5%
|
-- |
| Home Owner Discount |
Varies
|
-- |
Optional Coverages
| Coverage Type | AAA | GAINSCO |
|---|---|---|
| Gap Insurance |
|
--
|
| Rental Reimbursement |
|
--
|
| Electronic Key & Lock Replacement |
|
--
|
| Glass Coverage |
|
--
|
| Emergency Lockout Coverage |
|
--
|
| Accidental Death, Dismemberment, Disability |
|
--
|
| New Car Replacement Coverage |
|
--
|
| Preferred Repair Services |
|
--
|
| Pet Coverage |
|
--
|
| Roadside Assistance |
|
--
|
| Accident Forgiveness |
|
--
|
| Umbrella Policy |
|
--
|
| First Aid Reimbursement |
|
--
|
| Emergency Assistance Coverage |
|
--
|
| Mechanical Breakdown Insurance |
|
--
|
Insurance by State
- AAA
- GAINSCO
- Both
SR-22 Insurance by State
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- GAINSCO
- Both
Car Insurance
Home Insurance
Life InsurancePopular Comparisons
User Reviews
5 Stars
44%
4 Stars
20%
3 Stars
14%
2 Stars
6%
1 Star
13%
Most Positive Review
Their customer service, things they offer, and their quality of service is all around amazing.
Most Critical Review
By Melanie
July 15, 2018
July 15, 2018
Terrible insurance service. Constantly canceling policy for no reason and it takes a long time to get it back despite consistent monthly payments.
5 Stars
32%
3 Stars
7%
2 Stars
7%
1 Star
53%
Most Positive Review
By Khleba
October 23, 2017
October 23, 2017
I never had a issue with the insurance company
Most Critical Review
By Deborah
January 24, 2018
January 24, 2018
There rates are too high
February 21, 2018