Ratings
Quotes & Discounts
| State | AAA | GAINSCO |
|---|---|---|
| Arizona |
--
|
$32/mo |
| Florida | $26/mo | $39/mo |
| Georgia | $24/mo | $44/mo |
| Illinois | $23/mo |
--
|
| Indiana | $367/mo |
--
|
| Iowa | $43/mo |
--
|
| Michigan | $23/mo |
--
|
| Minnesota | $24/mo |
--
|
| Nebraska | $49/mo |
--
|
| New Mexico |
--
|
$31/mo |
| North Dakota | $84/mo |
--
|
| Oklahoma |
--
|
$29/mo |
| South Carolina |
--
|
$64/mo |
| Tennessee | $23/mo | $23/mo |
| Texas |
--
|
$28/mo |
| Virginia |
--
|
$44/mo |
| Wisconsin | $22/mo |
--
|
| Discount Type | AAA | GAINSCO |
|---|---|---|
| Multiple Vehicle Discount |
up to 13%
|
-- |
| Loyalty Discount |
up to 5%
|
-- |
| Multiple Policy Discount |
up to 12%
|
-- |
| Paid in full discount |
up to 8%
|
-- |
| Home Owner Discount |
Varies
|
-- |
| Good Student Discount |
up to 15%
|
-- |
| Original Owner Discount |
Varies
|
-- |
| Student Away at School Discount |
up to 30%
|
-- |
| Affinity group discount |
Varies
|
-- |
| Low Mileage Discount |
Varies
|
-- |
| Good Driver Discount |
up to 20%
|
-- |
| New Car Discount |
up to 10%
|
-- |
| Good Credit Discount |
up to 10%
|
-- |
| Current insurance discount |
up to 5%
|
-- |
| Organization Discount |
up to 5%
|
-- |
| Anti-Theft Device Discount |
up to 17%
|
-- |
| teenSMART Discount |
up to 24%
|
-- |
| Farm Vehicle Discount |
up to 59%
|
-- |
| Driving training discount |
Varies
|
-- |
| Advance shopper discount |
Varies
|
-- |
Optional Coverages
| Coverage Type | AAA | GAINSCO |
|---|---|---|
| Glass Coverage |
|
--
|
| Roadside Assistance |
|
--
|
| Accidental Death, Dismemberment, Disability |
|
--
|
| Electronic Key & Lock Replacement |
|
--
|
| Mechanical Breakdown Insurance |
|
--
|
| New Car Replacement Coverage |
|
--
|
| Pet Coverage |
|
--
|
| Umbrella Policy |
|
--
|
| Gap Insurance |
|
--
|
| Emergency Assistance Coverage |
|
--
|
| Accident Forgiveness |
|
--
|
| Emergency Lockout Coverage |
|
--
|
| First Aid Reimbursement |
|
--
|
| Rental Reimbursement |
|
--
|
| Preferred Repair Services |
|
--
|
Insurance by State
- AAA
- GAINSCO
- Both
SR-22 Insurance by State
- AAA
- GAINSCO
- Both
Car Insurance
Home Insurance
Life InsurancePopular Comparisons
User Reviews
5 Stars
44%
4 Stars
20%
3 Stars
14%
2 Stars
6%
1 Star
13%
Most Positive Review
Their customer service, things they offer, and their quality of service is all around amazing.
Most Critical Review
By Melanie
July 15, 2018
July 15, 2018
Terrible insurance service. Constantly canceling policy for no reason and it takes a long time to get it back despite consistent monthly payments.
5 Stars
32%
3 Stars
7%
2 Stars
7%
1 Star
53%
Most Positive Review
By Khleba
October 23, 2017
October 23, 2017
I never had a issue with the insurance company
Most Critical Review
By Deborah
January 24, 2018
January 24, 2018
There rates are too high
February 21, 2018