Car Insurance
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AAA vs Foremost Signature Car Insurance
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Last Updated: January 2022
Ratings
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AAA
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Foremost Signature
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AAA VS Foremost Signature
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User Ratings
| Options | AAA  | Foremost Signature |
|---|---|---|
| Rating/Reviews | 411 reviews | 0 reviews |
U.S Auto Insurance Shopping Study (2018) ℹ
| Options | AAA | Foremost Signature |
|---|---|---|
| Call Center Representative | The rest | The rest |
| Insurer Website | The rest | The rest |
| Local Agent | Better than most | Better than most |
| Overall Satisfaction | About average | About average |
| Policy Offerings | About average | The rest |
| Pricing | About average | About average |
U.S Auto Insurance Claims Satisfaction Study (2018) ℹ
| Options | AAA | Foremost Signature |
|---|---|---|
| Claim Servicing | About average | About average |
| Estimation Process | The rest | About average |
| First Notice of Loss (FNOL) | The rest | About average |
| Overall Satisfaction | About average | About average |
| Rental Experience | About average | About average |
| Repair Process | Better than most | The rest |
| Settlement | About average | About average |
J.D. Power Ratings by Region (out of 1000) ℹ
| Region | AAA | Foremost Signature |
|---|---|---|
| California | 840 pt Better than most | -- |
| Central | 833 pt Better than most | -- |
| Florida | -- | 849 pt Among the best |
| New England | -- | 803 pt The rest |
| New York | -- | 834 pt Better than most |
| North Central | 808 pt The rest | 811 pt The rest |
| Southeast | -- | 796 pt The rest |
| Texas | 821 pt About average | 823 pt About average |
Mobile App Ratings ℹ
| Region | AAA | Foremost Signature |
|---|---|---|
| Android | 24,330 Reviews | 1,187 Reviews |
| iOS | 737 Reviews | 224 Reviews |
Financial Ratings
| Options | AAA | Foremost Signature |
|---|---|---|
| A.M. Best | A | A+ |
| Fitch | -- | AA- |
| Moody's | -- | Aa3 |
| Standard & Poor's | -- | AA- |
Auto Insurance Quotes
For Married Drivers
| City | AAA | Foremost Signature |
|---|---|---|
| Austin | -- | $82 |
| Chicago | -- | $96 |
| Phoenix | -- | $66 |
| Santa Monica | -- | $119 |
For Single Drivers
| City | AAA | Foremost Signature |
|---|---|---|
| Austin | -- | $115 |
| Chicago | -- | $133 |
| Phoenix | -- | $102 |
| Santa Monica | -- | $205 |
For Male Drivers
| City | AAA | Foremost Signature |
|---|---|---|
| Austin | -- | $106 |
| Chicago | -- | $120 |
| Phoenix | -- | $89 |
| Santa Monica | -- | $194 |
For Female Drivers
| City | AAA | Foremost Signature |
|---|---|---|
| Austin | -- | $90 |
| Chicago | -- | $110 |
| Phoenix | -- | $79 |
| Santa Monica | -- | $130 |
For Drivers with Speeding Ticket
| City | AAA | Foremost Signature |
|---|---|---|
| Austin | -- | $150 |
| Chicago | -- | $183 |
| Phoenix | -- | $150 |
| Santa Monica | -- | $376 |
For Drivers with No Speeding Ticket
| City | AAA | Foremost Signature |
|---|---|---|
| Austin | -- | $87 |
| Chicago | -- | $100 |
| Phoenix | -- | $70 |
| Santa Monica | -- | $116 |
For Drivers Age Between 18-40
| City | AAA | Foremost Signature |
|---|---|---|
| Austin | -- | $123 |
| Chicago | -- | $137 |
| Phoenix | -- | $106 |
| Santa Monica | -- | $225 |
For Drivers Age Between 40-65
| City | AAA | Foremost Signature |
|---|---|---|
| Austin | -- | $76 |
| Chicago | -- | $90 |
| Phoenix | -- | $61 |
| Santa Monica | -- | $117 |
For Drivers Age of 65+
| City | AAA | Foremost Signature |
|---|---|---|
| Austin | -- | $90 |
| Chicago | -- | $125 |
| Phoenix | -- | $86 |
| Santa Monica | -- | $96 |
For Drivers with Average Credit
| City | AAA | Foremost Signature |
|---|---|---|
| Austin | -- | $113 |
| Chicago | -- | $130 |
| Phoenix | -- | $99 |
| Santa Monica | -- | $148 |
For Drivers with Fair Credit
| City | AAA | Foremost Signature |
|---|---|---|
| Austin | -- | $107 |
| Chicago | -- | $115 |
| Phoenix | -- | $75 |
| Santa Monica | -- | $131 |
For Drivers with Good Credit
| City | AAA | Foremost Signature |
|---|---|---|
| Austin | -- | $74 |
| Chicago | -- | $96 |
| Phoenix | -- | $69 |
| Santa Monica | -- | $126 |
For Drivers with Excellent Credit
| City | AAA | Foremost Signature |
|---|---|---|
| Austin | -- | $99 |
| Chicago | -- | $118 |
| Phoenix | -- | $93 |
| Santa Monica | -- | $244 |
Quotes & Discounts
| Discount type | AAA | Foremost Signature |
|---|---|---|
| Farm Vehicle | Up to 59% | -- |
| Student Away at School | Up to 30% | Varies |
| teenSMART | Up to 24% | -- |
| Good Driver | Up to 20% | Varies |
| Anti-Theft Device | Up to 17% | Varies |
| Good Student | Up to 14.5% | Varies |
| Multiple Vehicle | Up to 12.5% | Varies |
| Multiple Policy | Up to 11.8% | Varies |
| Advance shopper | Up to 10% | Varies |
| Good Credit | Up to 10% | -- |
| New Car | Up to 10% | -- |
| Paid in full | Up to 7.8% | Varies |
| Current insurance | Up to 5% | -- |
| Loyalty | Up to 5% | Varies |
| Affinity group | Varies | Varies |
| Anti-lock Brake | Varies | Varies |
| Driving training | Varies | Varies |
| Home Owner | Varies | Varies |
| Low Mileage | Varies | -- |
| Original Owner | Varies | -- |
| Accident Forgiveness | -- | Varies |
| Accident Free | -- | Varies |
| Alumni | -- | Varies |
| Claims Free Renewal | -- | Varies |
| Deductible | -- | Varies |
| Defensive Driver | -- | Varies |
| Driving Habits | -- | Varies |
| E-billing | -- | Varies |
| Early Quote | -- | Varies |
| Organization | -- | Varies |
| Paperless documents | -- | Varies |
| Passive Restraint | -- | Varies |
| Preferred payment | -- | Varies |
| Prepay | -- | Varies |
| Professional organization | -- | Varies |
| Roadside Assistance | -- | Varies |
| Seat Belt Use | -- | Varies |
| Signing documents when you buy online | -- | Varies |
| Starting your auto quote online | -- | Varies |
| Youth Driving | -- | Varies |
Payment Methods
| Discount type | AAA | Foremost Signature |
|---|---|---|
| Automatic Online Payment ℹ |  | |
| Bank Payment/Direct Deposit | -- | |
| Credit Card Payment | | |
| Debit Card Payments | | |
| Electronic Check ℹ | | |
| Mail Payment ℹ | -- | |
| Mobile App Payments ℹ | -- | |
| Multi-Payment Installment Plans ℹ | -- | |
| Online Payment ℹ | | |
| Pay Through Your Agent ℹ | -- | |
| Payroll Deduction ℹ | -- | |
| Phone Payment ℹ | -- | |
| Prepayment ℹ | -- | |
Features and Services
| Features and Services | AAA | Foremost Signature |
|---|---|---|
| 24/7 service | | |
| Enhanced towing & substitute coverage | | -- |
| Flexible / convenient payments | -- | |
| Mobile app | | |
| Online account management | | |
| Policy bundling discounts | | |
| Roadside assistance | | |
Optional Coverages
| Optional Coverages | AAA | Foremost Signature |
|---|---|---|
| Accident Forgiveness ℹ | | -- |
| Accidental Death, Dismemberment, Disability ℹ | | -- |
| Electronic Key & Lock Replacement ℹ | | -- |
| Emergency Assistance Coverage ℹ | | -- |
| Emergency Lockout Coverage ℹ | | -- |
| First Aid Reimbursement ℹ | | -- |
| Gap Insurance ℹ | | |
| Glass Coverage | | |
| Legal Defense Costs Coverage ℹ | -- | |
| Mechanical Breakdown Insurance ℹ | | -- |
| New Car Replacement Coverage ℹ | | |
| Original Equipment Manufacturer Coverage ℹ | -- | |
| Pet Coverage ℹ | | -- |
| Preferred Repair Services ℹ | | -- |
| Rental Reimbursement ℹ | | |
| Roadside Assistance ℹ | | |
| Umbrella Policy ℹ | | -- |
Insurance by State
Uber and Lyft driver insurance
- AAA
- Foremost Signature
- Both
Compare Insurance Products
| Product | AAA | Foremost Signature |
|---|---|---|
 Accident Insurance | -- | |
 Car Insurance | | |
 Boat Insurance | -- | |
 Cancer Insurance | -- | |
 Condo Insurance | -- | |
 Critical Illness Insurance | -- | |
 Dental Insurance | -- | |
 Dwelling Fire Insurance | -- | |
 Disability Insurance | -- | |
 Home Insurance | | |
 Hospital Indemnity Insurance | -- | |
 Life Insurance | | |
 Renters Insurance | -- | |
 RV Insurance | -- | |
 Small Business Insurance | -- | |
 Umbrella Insurance | -- | |
 Vision Insurance | -- | |
User Reviews
- AAA Reviews
- Foremost Signature Reviews
3.8
411 Reviews
5 Stars
45 %
4 Stars
20 %
3 Stars
15 %
2 Stars
7 %
1 Star
13 %
Most Positive Review
By Danielle
Most Critical Review
By Melanie
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Methodology
The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.
Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.
With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.
