AAA vs Country Financial Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

AAA
85
What is this?

Insurify Composite Score

Country Financial
96
What is this?

Insurify Composite Score

AAA VS Country Financial
85
96
What is this?
User Ratings
OptionsAAA Country Financial
Rating/Reviews
411 reviews
17 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsAAA Country Financial
Call Center RepresentativeThe rest--
Insurer WebsiteThe rest--
Local AgentBetter than most--
Overall SatisfactionAbout average--
Policy OfferingsAbout average--
PricingAbout average--
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsAAA Country Financial
Claim ServicingAbout averageThe rest
Estimation ProcessThe restThe rest
First Notice of Loss (FNOL)The restAbout average
Overall SatisfactionAbout averageThe rest
Rental ExperienceAbout averageAbout average
Repair ProcessBetter than mostThe rest
SettlementAbout averageThe rest
J.D. Power Ratings by Region (out of 1000)
RegionAAA Country Financial
California840 pt
Better than most
--
Central833 pt
Better than most
--
North Central808 pt
The rest
849 pt
Among the best
Texas821 pt
About average
--
Mobile App Ratings
RegionAAA Country Financial
Android
24,330 Reviews
16 Reviews
iOS
737 Reviews
30 Reviews
Financial Ratings
OptionsAAA Country Financial
A.M. BestAA+

Auto Insurance Quotes

For Married Drivers

CityAAA Country Financial
Chicago--$39
Phoenix--$45

For Single Drivers

CityAAA Country Financial
Chicago--$55
Phoenix--$62

For Male Drivers

CityAAA Country Financial
Chicago--$49
Phoenix--$55

For Female Drivers

CityAAA Country Financial
Chicago--$44
Phoenix--$51

For Drivers with Speeding Ticket

CityAAA Country Financial
Chicago--$63
Phoenix--$77

For Drivers with No Speeding Ticket

CityAAA Country Financial
Chicago--$44
Phoenix--$48

For Drivers Age Between 18-40

CityAAA Country Financial
Chicago--$55
Phoenix--$66

For Drivers Age Between 40-65

CityAAA Country Financial
Chicago--$37
Phoenix--$41

For Drivers Age of 65+

CityAAA Country Financial
Chicago--$54
Phoenix--$53

For Drivers with Average Credit

CityAAA Country Financial
Chicago--$51
Phoenix--$58

For Drivers with Fair Credit

CityAAA Country Financial
Chicago--$41
Phoenix--$49

For Drivers with Good Credit

CityAAA Country Financial
Chicago--$41
Phoenix--$46

For Drivers with Excellent Credit

CityAAA Country Financial
Chicago--$54
Phoenix--$61

Quotes & Discounts

Discount typeAAA Country Financial
Farm VehicleUp to 59%--
Student Away at SchoolUp to 30%--
teenSMARTUp to 24%Varies
Good DriverUp to 20%Varies
Anti-Theft DeviceUp to 17%Varies
Good StudentUp to 14.5%Up to 25%
Multiple VehicleUp to 12.5%Varies
Multiple PolicyUp to 11.8%Varies
Advance shopperUp to 10%--
Good CreditUp to 10%--
New CarUp to 10%Up to 10%
Paid in fullUp to 7.8%Varies
Current insuranceUp to 5%--
LoyaltyUp to 5%--
Affinity groupVaries--
Anti-lock BrakeVaries--
Driving trainingVariesVaries
Home OwnerVaries--
Low MileageVaries--
Original OwnerVaries--
Defensive Driver--Up to 10%
Newly Engaged--Up to 5%
Occupation--Varies
Organization--Up to 10%

Payment Methods

Discount typeAAA Country Financial
Automatic Online Payment
yesyes
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
yesyes
Mail Payment
--yes
Multi-Payment Installment Plans
--yes
Online Payment
yesyes
Phone Payment
--yes

Features and Services

Features and ServicesAAA Country Financial
24/7 serviceyes--
Enhanced towing & substitute coverageyes--
Mobile appyesyes
Online account managementyesyes
Policy bundling discountsyes--
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesAAA Country Financial
Accident Forgiveness
yes--
Accidental Death, Dismemberment, Disability
yes--
Electronic Key & Lock Replacement
yes--
Emergency Assistance Coverage
yesyes
Emergency Lockout Coverage
yesyes
First Aid Reimbursement
yesyes
Gap Insurance
yes--
Glass Coverage yesyes
Mechanical Breakdown Insurance
yes--
New Car Replacement Coverage
yesyes
Personal/Upgraded Item Coverage
--yes
Pet Coverage
yes--
Preferred Repair Services
yes--
Rental Reimbursement
yesyes
Roadside Assistance
yesyes
Sound System Coverage
--yes
Teachers Insurance
--yes
Tenant Rental Coverage
--yes
Umbrella Policy
yesyes

Online Quoting by State

  • AAA
  • Country Financial
  • Both

Compare Insurance Products

ProductAAA Country Financial
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insurance--yes
Business InsuranceBusiness Insurance--yes
Farm InsuranceFarm Insurance--yes
Health InsuranceHealth Insurance--yes
Home InsuranceHome Insuranceyesyes
Life InsuranceLife Insuranceyesyes
Mobile Home InsuranceMobile Home Insurance--yes
Motorcycle InsuranceMotorcycle Insurance--yes
Renters InsuranceRenters Insurance--yes
RV InsuranceRV Insurance--yes

User Reviews

  • AAA Reviews
  • Country Financial Reviews
3.8
5 Stars
45 %
4 Stars
20 %
3 Stars
15 %
2 Stars
7 %
1 Star
13 %

Most Positive Review

By Danielle
Their customer service, things they offer, and their quality of service is all around amazing.

Most Critical Review

By Melanie
Terrible insurance service. Constantly canceling policy for no reason and it takes a long time to get it back despite consistent monthly payments.

All Reviews

Showing 1 - 10 out of 411 Reviews
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Read reviews that mention

Joshlynm
I am happy I switched to AAA i was with ACC but I am paying way less at AAA 95 for 2 cars unsure morturess and ACC was 140
Peter
Cheaper than Progressive
Susan
My agent,Jeremy was very helpful. However,I am heartbroken that I have to go insurance shopping again b/c AAA does not insure rideshare drivers!!! :(
Paul
No worries with aaa, but expensive
Sharon
Member for 63 years. Service is top notch!
kenneth
ALWAYS PAID CLAIMS AND GAVE GOOD SERVICE. LOCAL KIOSKS ARE GREAT.
Wendy
Customer service and the fact my rate went UP rather than lower!
Joan
I like them but to expensive
Valerie
Some of the Agents have been disrespectful towards me concerning the amount that I pay for full coverage. Been with AAA four years. I had to pay a fee when I switched from liability back to full coverage. Just not satisfied with how I have been treated.
Inkook
Showing 1 - 10 out of 411 reviews

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.