AAA vs Ameriprise Car Insurance

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Ratings

Insurify Composite Score

AAA
85
What is this?

Insurify Composite Score

Ameriprise
78
What is this?

Insurify Composite Score

AAA VS Ameriprise
85
78
What is this?
User Ratings
OptionsAAA Ameriprise
Rating/Reviews
411 reviews
40 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsAAA Ameriprise
Call Center RepresentativeThe rest--
Insurer WebsiteThe rest--
Local AgentBetter than most--
Overall SatisfactionAbout average--
Policy OfferingsAbout average--
PricingAbout average--
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsAAA Ameriprise
Claim ServicingAbout average--
Estimation ProcessThe rest--
First Notice of Loss (FNOL)The rest--
Overall SatisfactionAbout average--
Rental ExperienceAbout average--
Repair ProcessBetter than most--
SettlementAbout average--
J.D. Power Ratings by Region (out of 1000)
RegionAAA Ameriprise
California840 pt
Better than most
862 pt
Among the best
Central833 pt
Better than most
--
North Central808 pt
The rest
--
Texas821 pt
About average
--
Mobile App Ratings
RegionAAA Ameriprise
Android
24,330 Reviews
316 Reviews
iOS
737 Reviews
14 Reviews
Financial Ratings
OptionsAAA Ameriprise
A.M. BestAA
Fitch--A-
Moody's--A3
Standard & Poor's--A-

Quotes & Discounts

Discount typeAAA Ameriprise
Farm Vehicle DiscountUp to 59%--
Student Away at School DiscountUp to 30%Varies
teenSMART DiscountUp to 24%--
Good Driver DiscountUp to 20%Varies
Anti-Theft Device DiscountUp to 17%Varies
Good Student DiscountUp to 14.5%Varies
Multiple Vehicle DiscountUp to 12.5%Varies
Multiple Policy DiscountUp to 11.8%Varies
Advance shopper discountUp to 10%--
Good Credit DiscountUp to 10%--
New Car DiscountUp to 10%--
Paid in full discountUp to 7.8%--
Current insurance discountUp to 5%--
Loyalty DiscountUp to 5%Varies
Affinity group discountVaries--
Anti-lock Brake DiscountVariesVaries
Driving training discountVaries--
Home Owner DiscountVaries--
Low Mileage DiscountVaries--
Original Owner DiscountVaries--
Accident (Merit) Rating--Varies
Accident Forgiveness--Varies
Accident Free Discount--Varies
Daytime Running Lights Discount--Varies
Defensive Driver Discount--Varies
Garaging Discount--Varies
New Graduate Discount--Varies
Passive Restraint Discount--Varies
Provider Switch Discount--Varies
Seat Belt Use Discount--Varies

Payment Methods

Discount typeAAA Ameriprise
Automatic Online Payment
yesyes
Bank Payment/Direct Deposit --yes
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
yesyes
Mail Payment
--yes
Mobile App Payments
--yes
Multi-Payment Installment Plans
--yes
Online Payment
yesyes
Prepayment
--yes

Features and Services

Features and ServicesAAA Ameriprise
24/7 serviceyesyes
Accident forgiveness--yes
Enhanced towing & substitute coverageyesyes
Flexible / convenient payments--yes
Mobile appyesyes
Online account managementyesyes
Policy bundling discountsyes--
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesAAA Ameriprise
Accident Forgiveness
yesyes
Accidental Death, Dismemberment, Disability
yesyes
Electronic Key & Lock Replacement
yesyes
Emergency Assistance Coverage
yesyes
Emergency Lockout Coverage
yes--
First Aid Reimbursement
yes--
Gap Insurance
yesyes
Glass Coverage yesyes
Mechanical Breakdown Insurance
yes--
New Car Replacement Coverage
yesyes
Pet Coverage
yes--
Preferred Repair Services
yes--
Rental Reimbursement
yesyes
Roadside Assistance
yesyes
Umbrella Policy
yesyes

SR‌-22 Insurance by State

  • AAA
  • Ameriprise
  • Both

Compare Insurance Products

ProductAAA Ameriprise
ATV InsuranceATV Insurance--yes
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insurance--yes
Classic Car InsuranceClassic Car Insurance--yes
Condo InsuranceCondo Insurance--yes
Flood InsuranceFlood Insurance--yes
Home InsuranceHome Insuranceyesyes
Life InsuranceLife Insuranceyes--
Motorcycle InsuranceMotorcycle Insurance--yes
Renters InsuranceRenters Insurance--yes
RV InsuranceRV Insurance--yes
Umbrella InsuranceUmbrella Insurance--yes

User Reviews

  • AAA Reviews
  • Ameriprise Reviews
3.8
5 Stars
45 %
4 Stars
20 %
3 Stars
15 %
2 Stars
7 %
1 Star
13 %

Most Positive Review

By Danielle
Their customer service, things they offer, and their quality of service is all around amazing.

Most Critical Review

By Melanie
Terrible insurance service. Constantly canceling policy for no reason and it takes a long time to get it back despite consistent monthly payments.

All Reviews

Showing 1 - 10 out of 411 Reviews
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Read reviews that mention

Joshlynm
I am happy I switched to AAA i was with ACC but I am paying way less at AAA 95 for 2 cars unsure morturess and ACC was 140
Peter
Cheaper than Progressive
Susan
My agent,Jeremy was very helpful. However,I am heartbroken that I have to go insurance shopping again b/c AAA does not insure rideshare drivers!!! :(
Paul
No worries with aaa, but expensive
Sharon
Member for 63 years. Service is top notch!
kenneth
ALWAYS PAID CLAIMS AND GAVE GOOD SERVICE. LOCAL KIOSKS ARE GREAT.
Wendy
Customer service and the fact my rate went UP rather than lower!
Joan
I like them but to expensive
Valerie
Some of the Agents have been disrespectful towards me concerning the amount that I pay for full coverage. Been with AAA four years. I had to pay a fee when I switched from liability back to full coverage. Just not satisfied with how I have been treated.
Inkook
Showing 1 - 10 out of 411 reviews