Car Insurance
- AAA
- Ameriprise
- Both
AAA vs Ameriprise Car Insurance
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Ratings
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AAA VS Ameriprise
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User Ratings
| Options | AAA  | Ameriprise |
|---|---|---|
| Rating/Reviews | 411 reviews | 40 reviews |
U.S Auto Insurance Shopping Study (2018) ℹ
| Options | AAA | Ameriprise |
|---|---|---|
| Call Center Representative | The rest | -- |
| Insurer Website | The rest | -- |
| Local Agent | Better than most | -- |
| Overall Satisfaction | About average | -- |
| Policy Offerings | About average | -- |
| Pricing | About average | -- |
U.S Auto Insurance Claims Satisfaction Study (2018) ℹ
| Options | AAA | Ameriprise |
|---|---|---|
| Claim Servicing | About average | -- |
| Estimation Process | The rest | -- |
| First Notice of Loss (FNOL) | The rest | -- |
| Overall Satisfaction | About average | -- |
| Rental Experience | About average | -- |
| Repair Process | Better than most | -- |
| Settlement | About average | -- |
J.D. Power Ratings by Region (out of 1000) ℹ
| Region | AAA | Ameriprise |
|---|---|---|
| California | 840 pt Better than most | 862 pt Among the best |
| Central | 833 pt Better than most | -- |
| North Central | 808 pt The rest | -- |
| Texas | 821 pt About average | -- |
Mobile App Ratings ℹ
| Region | AAA | Ameriprise |
|---|---|---|
| Android | 24,330 Reviews | 316 Reviews |
| iOS | 737 Reviews | 14 Reviews |
Financial Ratings
| Options | AAA | Ameriprise |
|---|---|---|
| A.M. Best | A | A |
| Fitch | -- | A- |
| Moody's | -- | A3 |
| Standard & Poor's | -- | A- |
Quotes & Discounts
| Discount type | AAA | Ameriprise |
|---|---|---|
| Farm Vehicle | Up to 59% | -- |
| Student Away at School | Up to 30% | Varies |
| teenSMART | Up to 24% | -- |
| Good Driver | Up to 20% | Varies |
| Anti-Theft Device | Up to 17% | Varies |
| Good Student | Up to 14.5% | Varies |
| Multiple Vehicle | Up to 12.5% | Varies |
| Multiple Policy | Up to 11.8% | Varies |
| Advance shopper | Up to 10% | -- |
| Good Credit | Up to 10% | -- |
| New Car | Up to 10% | -- |
| Paid in full | Up to 7.8% | -- |
| Current insurance | Up to 5% | -- |
| Loyalty | Up to 5% | Varies |
| Affinity group | Varies | -- |
| Anti-lock Brake | Varies | Varies |
| Driving training | Varies | -- |
| Home Owner | Varies | -- |
| Low Mileage | Varies | -- |
| Original Owner | Varies | -- |
| Accident (Merit) Rating | -- | Varies |
| Accident Forgiveness | -- | Varies |
| Accident Free | -- | Varies |
| Daytime Running Lights | -- | Varies |
| Defensive Driver | -- | Varies |
| Garaging | -- | Varies |
| New Graduate | -- | Varies |
| Passive Restraint | -- | Varies |
| Provider Switch | -- | Varies |
| Seat Belt Use | -- | Varies |
Payment Methods
| Discount type | AAA | Ameriprise |
|---|---|---|
| Automatic Online Payment ℹ |  | |
| Bank Payment/Direct Deposit | -- | |
| Credit Card Payment | | |
| Debit Card Payments | | |
| Electronic Check ℹ | | |
| Mail Payment ℹ | -- | |
| Mobile App Payments ℹ | -- | |
| Multi-Payment Installment Plans ℹ | -- | |
| Online Payment ℹ | | |
| Prepayment ℹ | -- | |
Features and Services
| Features and Services | AAA | Ameriprise |
|---|---|---|
| 24/7 service | | |
| Accident forgiveness | -- | |
| Enhanced towing & substitute coverage | | |
| Flexible / convenient payments | -- | |
| Mobile app | | |
| Online account management | | |
| Policy bundling discounts | | -- |
| Roadside assistance | | |
Optional Coverages
| Optional Coverages | AAA | Ameriprise |
|---|---|---|
| Accident Forgiveness ℹ | | |
| Accidental Death, Dismemberment, Disability ℹ | | |
| Electronic Key & Lock Replacement ℹ | | |
| Emergency Assistance Coverage ℹ | | |
| Emergency Lockout Coverage ℹ | | -- |
| First Aid Reimbursement ℹ | | -- |
| Gap Insurance ℹ | | |
| Glass Coverage | | |
| Mechanical Breakdown Insurance ℹ | | -- |
| New Car Replacement Coverage ℹ | | |
| Pet Coverage ℹ | | -- |
| Preferred Repair Services ℹ | | -- |
| Rental Reimbursement ℹ | | |
| Roadside Assistance ℹ | | |
| Umbrella Policy ℹ | | |
Insurance by State
SR-22 Insurance by State
- AAA
- Ameriprise
- Both
Compare Insurance Products
| Product | AAA | Ameriprise |
|---|---|---|
 ATV Insurance | -- | |
 Car Insurance | | |
 Boat Insurance | -- | |
 Classic Car Insurance | -- | |
 Condo Insurance | -- | |
 Flood Insurance | -- | |
 Home Insurance | | |
 Life Insurance | | -- |
 Motorcycle Insurance | -- | |
 Renters Insurance | -- | |
 RV Insurance | -- | |
 Umbrella Insurance | -- | |
User Reviews
- AAA Reviews
- Ameriprise Reviews
3.8
411 Reviews
5 Stars
45 %
4 Stars
20 %
3 Stars
15 %
2 Stars
7 %
1 Star
13 %
Most Positive Review
By Danielle
Most Critical Review
By Melanie
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Insurify Rate Comparison Methodology
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
