AAA vs Allied Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Last Updated: January 2022

Ratings

Insurify Composite Score

AAA
85
What is this?

Insurify Composite Score

Allied
Not Rated
What is this?

Insurify Composite Score

AAA VS Allied
85
Not Rated
What is this?
User Ratings
OptionsAAA Allied
Rating/Reviews
411 reviews
5 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsAAA Allied
Call Center RepresentativeThe rest--
Insurer WebsiteThe rest--
Local AgentBetter than most--
Overall SatisfactionAbout average--
Policy OfferingsAbout average--
PricingAbout average--
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsAAA Allied
Claim ServicingAbout average--
Estimation ProcessThe rest--
First Notice of Loss (FNOL)The rest--
Overall SatisfactionAbout average--
Rental ExperienceAbout average--
Repair ProcessBetter than most--
SettlementAbout average--
J.D. Power Ratings by Region (out of 1000)
RegionAAA Allied
California840 pt
Better than most
--
Central833 pt
Better than most
--
North Central808 pt
The rest
--
Texas821 pt
About average
--
Mobile App Ratings
RegionAAA Allied
Android
24,330 Reviews
--
iOS
737 Reviews
--
Financial Ratings
OptionsAAA Allied
A.M. BestA--

Auto Insurance Quotes

For Married Drivers

CityAAA Allied
Santa Monica--$96

For Single Drivers

CityAAA Allied
Santa Monica--$231

For Male Drivers

CityAAA Allied
Santa Monica--$215

For Female Drivers

CityAAA Allied
Santa Monica--$112

For Drivers with Speeding Ticket

CityAAA Allied
Santa Monica--$270

For Drivers with No Speeding Ticket

CityAAA Allied
Santa Monica--$141

For Drivers Age Between 18-40

CityAAA Allied
Santa Monica--$262

For Drivers Age Between 40-65

CityAAA Allied
Santa Monica--$85

For Drivers Age of 65+

CityAAA Allied
Santa Monica--$88

For Drivers with Average Credit

CityAAA Allied
Santa Monica--$147

For Drivers with Fair Credit

CityAAA Allied
Santa Monica--$117

For Drivers with Good Credit

CityAAA Allied
Santa Monica--$106

For Drivers with Excellent Credit

CityAAA Allied
Santa Monica--$285

Quotes & Discounts

Discount typeAAA Allied
Farm VehicleUp to 59%--
Student Away at SchoolUp to 30%--
teenSMARTUp to 24%--
Good DriverUp to 20%Up to 15%
Anti-Theft DeviceUp to 17%Up to 5%
Good StudentUp to 14.5%Varies
Multiple VehicleUp to 12.5%Varies
Multiple PolicyUp to 11.8%Varies
Advance shopperUp to 10%--
Good CreditUp to 10%Varies
New CarUp to 10%Varies
Paid in fullUp to 7.8%--
Current insuranceUp to 5%--
LoyaltyUp to 5%Varies
Affinity groupVaries--
Anti-lock BrakeVaries--
Driving trainingVaries--
Home OwnerVaries--
Low MileageVaries--
Original OwnerVaries--
Accident Forgiveness--Varies
Accident Free--Varies
Farm Bureau--Varies
Organization--Varies
Passive Restraint--Up to 30%
Preferred payment--Varies
Prepay--Up to 10%
Prior carrier--Varies
Provider Switch--Varies
Roadside Assistance--Varies

Payment Methods

Discount typeAAA Allied
Automatic Online Payment
yesyes
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
yes--
Mail Payment
--yes
Mobile App Payments
--yes
Online Payment
yesyes
Person 2 Person Payment --yes
Phone Payment
--yes
Prepayment
--yes

Features and Services

Features and ServicesAAA Allied
24/7 serviceyesyes
Accident forgiveness--yes
Diminishing deductible--yes
Enhanced towing & substitute coverageyesyes
Flexible / convenient payments--yes
Loyalty rewards program--yes
Mobile appyesyes
Online account managementyesyes
Policy bundling discountsyesyes
Roadside assistanceyesyes

Optional Coverages

Optional CoveragesAAA Allied
Accident Forgiveness
yesyes
Accidental Death, Dismemberment, Disability
yesyes
Airbag Replacement Coverage
--yes
Better Car Replacement
--yes
Electronic Key & Lock Replacement
yes--
Emergency Assistance Coverage
yesyes
Emergency Lockout Coverage
yesyes
First Aid Reimbursement
yes--
Gap Insurance
yesyes
Glass Coverage yes--
Loss of Use Coverage
--yes
Mechanical Breakdown Insurance
yes--
New Car Replacement Coverage
yesyes
Original Equipment Manufacturer Coverage
--yes
Pet Coverage
yes--
Preferred Repair Services
yes--
Rental Reimbursement
yesyes
Roadside Assistance
yesyes
Umbrella Policy
yesyes
Vanishing Deductible
--yes

Compare Insurance Products

ProductAAA Allied
ATV InsuranceATV Insurance--yes
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insurance--yes
Business InsuranceBusiness Insurance--yes
Condo InsuranceCondo Insurance--yes
Home InsuranceHome Insuranceyesyes
Identity Theft InsuranceIdentity Theft Insurance--yes
Inland Marine InsuranceInland Marine Insurance--yes
Life InsuranceLife Insuranceyesyes
Motorcycle InsuranceMotorcycle Insurance--yes
Renters InsuranceRenters Insurance--yes
RV InsuranceRV Insurance--yes
Snowmobile insuranceSnowmobile insurance--yes
Umbrella InsuranceUmbrella Insurance--yes

User Reviews

  • AAA Reviews
  • Allied Reviews
3.8
5 Stars
45 %
4 Stars
20 %
3 Stars
15 %
2 Stars
7 %
1 Star
13 %

Most Positive Review

By Danielle
Their customer service, things they offer, and their quality of service is all around amazing.

Most Critical Review

By Melanie
Terrible insurance service. Constantly canceling policy for no reason and it takes a long time to get it back despite consistent monthly payments.

All Reviews

Showing 1 - 10 out of 411 Reviews
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Read reviews that mention

Joshlynm
I am happy I switched to AAA i was with ACC but I am paying way less at AAA 95 for 2 cars unsure morturess and ACC was 140
Peter
Cheaper than Progressive
Susan
My agent,Jeremy was very helpful. However,I am heartbroken that I have to go insurance shopping again b/c AAA does not insure rideshare drivers!!! :(
Paul
No worries with aaa, but expensive
Sharon
Member for 63 years. Service is top notch!
kenneth
ALWAYS PAID CLAIMS AND GAVE GOOD SERVICE. LOCAL KIOSKS ARE GREAT.
Wendy
Customer service and the fact my rate went UP rather than lower!
Joan
I like them but to expensive
Valerie
Some of the Agents have been disrespectful towards me concerning the amount that I pay for full coverage. Been with AAA four years. I had to pay a fee when I switched from liability back to full coverage. Just not satisfied with how I have been treated.
Inkook
Showing 1 - 10 out of 411 reviews

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.