AAA vs AIG Car Insurance

Enter your zipcode to get started

Shopper Approved

4.8 Rating

2,700 Reviews

12 Million

Quotes

Been Here Before?

Get Back to My Quotes

Ratings

Insurify Composite Score

AAA
85
What is this?

Insurify Composite Score

AIG
66
What is this?

Insurify Composite Score

AAA VS AIG
85
66
What is this?
User Ratings
OptionsAAA AIG
Rating/Reviews
411 reviews
8 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsAAA AIG
Call Center RepresentativeThe rest--
Insurer WebsiteThe rest--
Local AgentBetter than most--
Overall SatisfactionAbout average--
Policy OfferingsAbout average--
PricingAbout average--
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsAAA AIG
Claim ServicingAbout average--
Estimation ProcessThe rest--
First Notice of Loss (FNOL)The rest--
Overall SatisfactionAbout average--
Rental ExperienceAbout average--
Repair ProcessBetter than most--
SettlementAbout average--
J.D. Power Ratings by Region (out of 1000)
RegionAAA AIG
California840 pt
Better than most
--
Central833 pt
Better than most
--
North Central808 pt
The rest
--
Texas821 pt
About average
--
Mobile App Ratings
RegionAAA AIG
Android
24,330 Reviews
--
iOS
737 Reviews
--
Financial Ratings
OptionsAAA AIG
A.M. BestAA
Fitch--A+
Moody's--A2
Standard & Poor's--A+

Quotes & Discounts

Discount typeAAA AIG
Farm VehicleUp to 59%--
Student Away at SchoolUp to 30%--
teenSMARTUp to 24%--
Good DriverUp to 20%--
Anti-Theft DeviceUp to 17%--
Good StudentUp to 14.5%--
Multiple VehicleUp to 12.5%--
Multiple PolicyUp to 11.8%--
Advance shopperUp to 10%--
Good CreditUp to 10%--
New CarUp to 10%--
Paid in fullUp to 7.8%--
Current insuranceUp to 5%--
LoyaltyUp to 5%--
Affinity groupVaries--
Anti-lock BrakeVaries--
Driving trainingVaries--
Home OwnerVaries--
Low MileageVaries--
Original OwnerVaries--

Payment Methods

Discount typeAAA AIG
Automatic Online Payment
yes--
Credit Card Payment yesyes
Debit Card Payments yes--
Electronic Check
yesyes
Mail Payment
--yes
Online Payment
yesyes
Phone Payment
--yes

Features and Services

Features and ServicesAAA AIG
24/7 serviceyesyes
Enhanced towing & substitute coverageyes--
Mobile appyes--
New vehicle replacement cost coverage--yes
Online account managementyesyes
Policy bundling discountsyes--
Roadside assistanceyes--

Optional Coverages

Optional CoveragesAAA AIG
Accident Forgiveness
yes--
Accidental Death, Dismemberment, Disability
yes--
Antique or Collector Car Insurance
--yes
Electronic Key & Lock Replacement
yes--
Emergency Assistance Coverage
yes--
Emergency Lockout Coverage
yes--
First Aid Reimbursement
yes--
Gap Insurance
yes--
Glass Coverage yes--
Mechanical Breakdown Insurance
yes--
New Car Replacement Coverage
yesyes
Original Equipment Manufacturer Coverage
--yes
Personal/Upgraded Item Coverage
--yes
Pet Coverage
yesyes
Preferred Repair Services
yes--
Rental Reimbursement
yesyes
Roadside Assistance
yes--
Umbrella Policy
yesyes

Compare Insurance Products

ProductAAA AIG
Car InsuranceCar Insuranceyes--
Home InsuranceHome Insuranceyes--
Life InsuranceLife Insuranceyesyes

User Reviews

  • AAA Reviews
  • AIG Reviews
3.8
5 Stars
45 %
4 Stars
20 %
3 Stars
15 %
2 Stars
7 %
1 Star
13 %

Most Positive Review

By Danielle
Their customer service, things they offer, and their quality of service is all around amazing.

Most Critical Review

By Melanie
Terrible insurance service. Constantly canceling policy for no reason and it takes a long time to get it back despite consistent monthly payments.

All Reviews

Showing 1 - 10 out of 411 Reviews
Sort by

Read reviews that mention

Joshlynm
I am happy I switched to AAA i was with ACC but I am paying way less at AAA 95 for 2 cars unsure morturess and ACC was 140
Peter
Cheaper than Progressive
Susan
My agent,Jeremy was very helpful. However,I am heartbroken that I have to go insurance shopping again b/c AAA does not insure rideshare drivers!!! :(
Paul
No worries with aaa, but expensive
Sharon
Member for 63 years. Service is top notch!
kenneth
ALWAYS PAID CLAIMS AND GAVE GOOD SERVICE. LOCAL KIOSKS ARE GREAT.
Wendy
Customer service and the fact my rate went UP rather than lower!
Joan
I like them but to expensive
Valerie
Some of the Agents have been disrespectful towards me concerning the amount that I pay for full coverage. Been with AAA four years. I had to pay a fee when I switched from liability back to full coverage. Just not satisfied with how I have been treated.
Inkook
Showing 1 - 10 out of 411 reviews

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.