21st Century vs Travelers Car Insurance

Enter your zipcode to get started

Shopper Approved

4.8 Rating

2,700 Reviews

12 Million

Quotes

Been Here Before?

Get Back to My Quotes
Last Updated: January 2022

Ratings

Insurify Composite Score

21st Century
80
What is this?

Insurify Composite Score

Travelers
80
What is this?

Insurify Composite Score

21st Century VS Travelers
80
80
What is this?
User Ratings
Options21st Century Travelers
Rating/Reviews
443 reviews
395 reviews
U.S Auto Insurance Shopping Study (2018)
Options21st Century Travelers
Call Center Representative--About average
Insurer Website--About average
Local Agent--About average
Overall Satisfaction--About average
Policy Offerings--About average
Pricing--The rest
U.S Auto Insurance Claims Satisfaction Study (2018)
Options21st Century Travelers
Claim ServicingAbout averageAbout average
Estimation ProcessAbout averageAbout average
First Notice of Loss (FNOL)About averageAbout average
Overall SatisfactionAbout averageAbout average
Rental ExperienceAbout averageAbout average
Repair ProcessAbout averageThe rest
SettlementAbout averageAbout average
J.D. Power Ratings by Region (out of 1000)
Region21st Century Travelers
California822 pt
Better than most
--
Central--814 pt
The rest
Florida--810 pt
The rest
Mid-Atlantic--820 pt
The rest
New England--804 pt
The rest
New York--821 pt
About average
North Central--805 pt
The rest
Southeast--822 pt
About average
Southwest--809 pt
The rest
Mobile App Ratings
Region21st Century Travelers
Android
870 Reviews
146 Reviews
iOS--
49 Reviews
Financial Ratings
Options21st Century Travelers
A.M. BestAA++
FitchBBB+AA
Moody'sBaa1Aa2
Standard & Poor'sAAA

Auto Insurance Quotes

For Married Drivers

City21st Century Travelers
Chicago--$78
Philadelphia--$99
Phoenix--$81
Santa Monica$83--

For Single Drivers

City21st Century Travelers
Chicago--$78
Philadelphia--$125
Phoenix--$86
Santa Monica$145--

For Male Drivers

City21st Century Travelers
Chicago--$76
Philadelphia--$117
Phoenix--$85
Santa Monica$146--

For Female Drivers

City21st Century Travelers
Chicago--$79
Philadelphia--$108
Phoenix--$82
Santa Monica$82--

For Drivers with Speeding Ticket

City21st Century Travelers
Chicago--$100
Philadelphia--$179
Phoenix--$114
Santa Monica$170--

For Drivers with No Speeding Ticket

City21st Century Travelers
Chicago--$73
Philadelphia--$103
Phoenix--$77
Santa Monica$102--

For Drivers Age Between 18-40

City21st Century Travelers
Chicago--$78
Philadelphia--$122
Phoenix--$89
Santa Monica$165--

For Drivers Age Between 40-65

City21st Century Travelers
Chicago--$72
Philadelphia--$90
Phoenix--$74
Santa Monica$75--

For Drivers Age of 65+

City21st Century Travelers
Chicago--$98
Philadelphia--$156
Phoenix--$98
Santa Monica$67--

For Drivers with Average Credit

City21st Century Travelers
Chicago--$85
Philadelphia--$123
Phoenix--$91
Santa Monica$97--

For Drivers with Fair Credit

City21st Century Travelers
Chicago--$89
Philadelphia--$120
Phoenix--$95
Santa Monica$92--

For Drivers with Good Credit

City21st Century Travelers
Chicago--$71
Philadelphia--$91
Phoenix--$74
Santa Monica$90--

For Drivers with Excellent Credit

City21st Century Travelers
Chicago--$66
Philadelphia--$114
Phoenix--$73
Santa Monica$176--

Quotes & Discounts

Discount type21st Century Travelers
Good CreditUp to 60%--
Multiple VehicleUp to 30%Up to 8%
Passive RestraintUp to 30%--
Good StudentUp to 20%Up to 8%
Good DriverUp to 16%--
OrganizationUp to 14%--
Multiple PolicyUp to 10%Up to 13%
teenSMARTUp to 10%--
Defensive DriverUp to 2%Up to 8%
Accident FreeVaries--
Advance shopperVaries--
Affinity groupVaries--
Alcohol education awarenessVaries--
Anti-Theft DeviceVaries--
Anti-lock BrakeVaries--
Continuous CoverageVariesUp to 15%
Daytime Running LightsVaries--
Driving trainingVariesUp to 8%
E-billingVaries--
EV/HybridVaries--
Farm VehicleVaries--
Home OwnerVariesUp to 5%
LoyaltyVaries--
Mature driverVaries--
MilitaryVaries--
New CarVariesUp to 10%
Paid in fullVariesUp to 7.5%
Paperless documentsVaries--
Preferred paymentVariesUp to 3%
PrepayVaries--
Provider SwitchVaries--
Response RatingVaries--
Senior AdultVaries--
Sponsored MarketingVaries--
Student Away at SchoolVariesUp to 7%
Early Quote--Up to 10%
Good Payer--Up to 15%
Hybrid/Electric Vehicle--Up to 10%
Low Mileage--Varies
No lapse in coverage--Varies
Safe Driver--Up to 23%

Payment Methods

Discount type21st Century Travelers
Automatic Online Payment
yesyes
Bank Payment/Direct Deposit yesyes
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
yesyes
Mail Payment
--yes
Mobile App Payments
yesyes
Money Transfer
yes--
Online Payment
yesyes
Phone Payment
yesyes

Features and Services

Features and Services21st Century Travelers
24/7 serviceyesyes
Accident forgiveness--yes
Flexible / convenient payments--yes
Mobile appyesyes
Online account managementyesyes
Policy bundling discounts--yes
Roadside assistanceyesyes

Optional Coverages

Optional Coverages21st Century Travelers
Accident Forgiveness
--yes
Accidental Death, Dismemberment, Disability
yes--
Antique or Collector Car Insurance
yes--
Comprehensive Claim Forgiveness
yes--
Gap Insurance
yesyes
Glass Coverage yes--
Mechanical Breakdown Insurance
yes--
New Car Replacement Coverage
--yes
Rental Reimbursement
yesyes
Ridesharing Coverage
--yes
Roadside Assistance
yesyes
Small Claim Forgiveness
--yes
Umbrella Policy
yesyes

Uber and Lyft driver insurance

  • 21st Century
  • Travelers
  • Both

SR‌-22 Insurance by State

  • 21st Century
  • Travelers
  • Both

Compare Insurance Products

Product21st Century Travelers
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insurance--yes
Classic Car InsuranceClassic Car Insuranceyes--
Commercial InsuranceCommercial Insurance--yes
Condo InsuranceCondo Insurance--yes
Cyber Liability InsuranceCyber Liability Insurance--yes
Dwelling Fire InsuranceDwelling Fire Insurance--yes
Home InsuranceHome Insurance--yes
Jewelry InsuranceJewelry Insurance--yes
Renters InsuranceRenters Insurance--yes
Ridesharing InsuranceRidesharing Insurance--yes
RV InsuranceRV Insuranceyes--
Small Business InsuranceSmall Business Insurance--yes
Umbrella InsuranceUmbrella Insuranceyesyes
Wedding and Event InsuranceWedding and Event Insurance--yes

User Reviews

  • 21st Century Reviews
  • Travelers Reviews
3.9
5 Stars
50 %
4 Stars
20 %
3 Stars
10 %
2 Stars
7 %
1 Star
13 %

Most Positive Review

By Tammy
Their reasonable rates, the ability to pay 6 month or 3 month premium, and it was easy to add or remove a vehicle on the policy online (and get proof of insurance the same way).

Most Critical Review

By Valmiro
Adjusters does not listen to customers and are too fast to blame their customers as at fault

All Reviews

Showing 1 - 10 out of 443 Reviews
Sort by

Read reviews that mention

Jay
Good service but not sure about the rates.
Mark
The prices are too high I got a quote for 108 for two cars one full coverage one standard so who do you think I should go with us if I stick with century 21 it's going to if I stick with century 21 it's going to be over$200 I call it price gouging the customer other insurance companies in are lower-priced
William
I was with Kipper insurance for $20 a month added a second vehicle my rates more than double so I switched on principle I keep getting offers for $38 a month still too high $25 a month is what I want to pay and I will find someone at that rate then I will switch again
William
I think I paid too much I think I should be paid $30. I plan to change companies once my contract expires
Eddie
They were low on the price then price went up
nick
They raised my rates and I have no accidents
Yonko
citizen
This 21st century company are a bunch of morons !!! i had a policy with them .......i get paid on the 3rd of every month .....yet these IDIOTS don't get that if they take an auto payment on the 31 st there is not enough money to cover it since i wont have any money until the 3rd .....these morons took money on my payment on the 31st from my bank and made my checking account over drawn//i explain to these IDIOTS that i need to change the due date till the 5th since that how i always had it .....these IMBECILES !! don't seem to understand this issue .........anyone with logic and common sense would understand this problem......yet these MORONS don't want to fix this issue .....
Luther
I was given an online quote, I called in and was delayed on purchasing coverage because they said that my DL was suspended, so I emailed them the recently renewed license, then they put me on hold, come back and tell me the policy quote would be increased because the violation conviction date was November of 2018, the violation date was July 2017 as I disclosed on the application when I received the initial quote. Don't like that they used a technicality to price gouge me.
SHERRY
Service was good
Showing 1 - 10 out of 443 reviews

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.