21st Century vs Nationwide Car Insurance

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2,700 Reviews

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Last Updated: January 2022

Ratings

Insurify Composite Score

21st Century
80
What is this?

Insurify Composite Score

Nationwide
89
What is this?

Insurify Composite Score

21st Century VS Nationwide
80
89
What is this?
User Ratings
Options21st Century Nationwide
Rating/Reviews
443 reviews
3,848 reviews
U.S Auto Insurance Shopping Study (2018)
Options21st Century Nationwide
Call Center Representative--The rest
Insurer Website--Among the best
Local Agent--Better than most
Overall Satisfaction--About average
Policy Offerings--Better than most
Pricing--About average
U.S Auto Insurance Claims Satisfaction Study (2018)
Options21st Century Nationwide
Claim ServicingAbout averageAbout average
Estimation ProcessAbout averageBetter than most
First Notice of Loss (FNOL)About averageBetter than most
Overall SatisfactionAbout averageAbout average
Rental ExperienceAbout averageBetter than most
Repair ProcessAbout averageBetter than most
SettlementAbout averageAbout average
J.D. Power Ratings by Region (out of 1000)
Region21st Century Nationwide
California822 pt
Better than most
796 pt
About average
Central--803 pt
The rest
Florida--793 pt
The rest
Mid-Atlantic--823 pt
The rest
New England--817 pt
About average
New York--806 pt
The rest
North Central--815 pt
The rest
Northwest--782 pt
The rest
Southeast--823 pt
About average
Southwest--805 pt
The rest
Texas--813 pt
The rest
Mobile App Ratings
Region21st Century Nationwide
Android
870 Reviews
1,829 Reviews
iOS--
40 Reviews
Financial Ratings
Options21st Century Nationwide
A.M. BestAA+
FitchBBB+--
Moody'sBaa1A1
Standard & Poor'sAA+

Auto Insurance Quotes

For Married Drivers

City21st Century Nationwide
Austin--$73
Chicago--$184
Philadelphia--$87
Santa Monica$83$96

For Single Drivers

City21st Century Nationwide
Austin--$99
Chicago--$183
Philadelphia--$96
Santa Monica$145$231

For Male Drivers

City21st Century Nationwide
Austin--$84
Chicago--$185
Philadelphia--$90
Santa Monica$146$215

For Female Drivers

City21st Century Nationwide
Austin--$88
Chicago--$182
Philadelphia--$93
Santa Monica$82$112

For Drivers with Speeding Ticket

City21st Century Nationwide
Austin--$115
Chicago--$285
Philadelphia--$102
Santa Monica$170$270

For Drivers with No Speeding Ticket

City21st Century Nationwide
Austin--$80
Chicago--$161
Philadelphia--$90
Santa Monica$102$141

For Drivers Age Between 18-40

City21st Century Nationwide
Austin--$97
Chicago--$185
Philadelphia--$94
Santa Monica$165$262

For Drivers Age Between 40-65

City21st Century Nationwide
Austin--$70
Chicago--$172
Philadelphia--$82
Santa Monica$75$85

For Drivers Age of 65+

City21st Century Nationwide
Austin--$108
Chicago--$217
Philadelphia--$112
Santa Monica$67$88

For Drivers with Average Credit

City21st Century Nationwide
Austin--$105
Chicago--$207
Philadelphia--$104
Santa Monica$97$147

For Drivers with Fair Credit

City21st Century Nationwide
Austin--$87
Chicago--$185
Philadelphia--$91
Santa Monica$92$117

For Drivers with Good Credit

City21st Century Nationwide
Austin--$70
Chicago--$197
Philadelphia--$90
Santa Monica$90$106

For Drivers with Excellent Credit

City21st Century Nationwide
Austin--$83
Chicago--$144
Philadelphia--$80
Santa Monica$176$285

Quotes & Discounts

Discount type21st Century Nationwide
Good CreditUp to 60%--
Multiple VehicleUp to 30%Up to 20%
Passive RestraintUp to 30%--
Good StudentUp to 20%Up to 15%
Good DriverUp to 16%Up to 10%
OrganizationUp to 14%Up to 10%
Multiple PolicyUp to 10%Up to 25%
teenSMARTUp to 10%--
Defensive DriverUp to 2%Up to 10%
Accident FreeVariesVaries
Advance shopperVaries--
Affinity groupVariesVaries
Alcohol education awarenessVaries--
Anti-Theft DeviceVariesUp to 5%
Anti-lock BrakeVaries--
Continuous CoverageVaries--
Daytime Running LightsVaries--
Driving trainingVaries--
E-billingVaries--
EV/HybridVaries--
Farm VehicleVaries--
Home OwnerVaries--
LoyaltyVaries--
Mature driverVaries--
MilitaryVaries--
New CarVaries--
Paid in fullVaries--
Paperless documentsVariesVaries
Preferred paymentVariesVaries
PrepayVaries--
Provider SwitchVaries--
Response RatingVaries--
Senior AdultVaries--
Sponsored MarketingVaries--
Student Away at SchoolVaries--
Accident Forgiveness--Varies
Driving Habits--Varies
Family--Up to 25%
Farm Bureau--Up to 10%
SmartRide--Up to 10%

Payment Methods

Discount type21st Century Nationwide
Automatic Online Payment
yesyes
Bank Payment/Direct Deposit yes--
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
yesyes
Mail Payment
--yes
Mobile App Payments
yes--
Money Transfer
yes--
Multi-Payment Installment Plans
--yes
Online Payment
yesyes
Person 2 Person Payment --yes
Phone Payment
yesyes

Features and Services

Features and Services21st Century Nationwide
24/7 serviceyes--
Mobile appyes--
Online account managementyesyes
Roadside assistanceyesyes

Optional Coverages

Optional Coverages21st Century Nationwide
Accident Forgiveness
--yes
Accidental Death, Dismemberment, Disability
yes--
Antique or Collector Car Insurance
yesyes
Comprehensive Claim Forgiveness
yes--
Gap Insurance
yesyes
Glass Coverage yes--
Mechanical Breakdown Insurance
yes--
Rental Reimbursement
yesyes
Roadside Assistance
yesyes
Umbrella Policy
yes--
Vanishing Deductible
--yes

SR‌-22 Insurance by State

  • 21st Century
  • Nationwide
  • Both

Compare Insurance Products

Product21st Century Nationwide
Car InsuranceCar Insuranceyesyes
Classic Car InsuranceClassic Car Insuranceyes--
Home InsuranceHome Insurance--yes
Life InsuranceLife Insurance--yes
Pet InsurancePet Insurance--yes
RV InsuranceRV Insuranceyes--
Umbrella InsuranceUmbrella Insuranceyes--

User Reviews

  • 21st Century Reviews
  • Nationwide Reviews
3.9
5 Stars
50 %
4 Stars
20 %
3 Stars
10 %
2 Stars
7 %
1 Star
13 %

Most Positive Review

By Tammy
Their reasonable rates, the ability to pay 6 month or 3 month premium, and it was easy to add or remove a vehicle on the policy online (and get proof of insurance the same way).

Most Critical Review

By Valmiro
Adjusters does not listen to customers and are too fast to blame their customers as at fault

All Reviews

Showing 1 - 10 out of 443 Reviews
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Read reviews that mention

Jay
Good service but not sure about the rates.
Mark
The prices are too high I got a quote for 108 for two cars one full coverage one standard so who do you think I should go with us if I stick with century 21 it's going to if I stick with century 21 it's going to be over$200 I call it price gouging the customer other insurance companies in are lower-priced
William
I was with Kipper insurance for $20 a month added a second vehicle my rates more than double so I switched on principle I keep getting offers for $38 a month still too high $25 a month is what I want to pay and I will find someone at that rate then I will switch again
William
I think I paid too much I think I should be paid $30. I plan to change companies once my contract expires
Eddie
They were low on the price then price went up
nick
They raised my rates and I have no accidents
Yonko
citizen
This 21st century company are a bunch of morons !!! i had a policy with them .......i get paid on the 3rd of every month .....yet these IDIOTS don't get that if they take an auto payment on the 31 st there is not enough money to cover it since i wont have any money until the 3rd .....these morons took money on my payment on the 31st from my bank and made my checking account over drawn//i explain to these IDIOTS that i need to change the due date till the 5th since that how i always had it .....these IMBECILES !! don't seem to understand this issue .........anyone with logic and common sense would understand this problem......yet these MORONS don't want to fix this issue .....
Luther
I was given an online quote, I called in and was delayed on purchasing coverage because they said that my DL was suspended, so I emailed them the recently renewed license, then they put me on hold, come back and tell me the policy quote would be increased because the violation conviction date was November of 2018, the violation date was July 2017 as I disclosed on the application when I received the initial quote. Don't like that they used a technicality to price gouge me.
SHERRY
Service was good
Showing 1 - 10 out of 443 reviews

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.