Best Car Insurance for Medical Professionals (2022) - Insurify

As a healthcare professional, you work so hard to keep people healthy. Isn’t it time your auto insurance rates reflected how much you give to others? Some insurance providers take education level and occupation into account when they’re offering car insurance quotes, which is great news for the roughly 8.6 million healthcare practitioners and technicians in the U.S.

Registered nurses, doctors, and other healthcare workers often qualify for auto insurance discounts based on their professions, level of education, and membership in professional organizations. Insurify can help identify the best car insurance by making it easy to compare car insurance rates.

As anyone who’s ever shopped for insurance coverage knows, the cost of an insurance policy varies quite a bit between different auto insurance companies, even if the policies are very similar. We gathered quotes for car insurance coverage from dozens of insurance companies and found these average rates.

See More: Car Insurance Quotes

Our database at Insurify shows an average monthly car insurance premium of $204 per month for medical professionals. But insurance premiums vary between companies. Your driving record, credit score, and coverage options will all affect your auto insurance quotes.

Because of the job you have, you may qualify for specific discounts that are targeted at medical professionals. Many organizations, like the AAHAM, AHAP, HCAA, and ANA, have partnerships with insurance companies that allow members to benefit from group insurance rates. Ask what insurance company your association is affiliated with, and see if you qualify for lower rates.

Being a healthcare professional also tends to correlate with other discounts. As a lower-risk driver, you may qualify for discounts for safe drivers and other driver discounts that are based on driving habits. Keep your credit score high to qualify for discounts based on having good credit.

See More: Cheap Car Insurance

The insurance industry charges widely different prices for a car insurance policy depending on where you live. Your ZIP code can mean a higher risk of theft, vandalism, and other factors that impact the cost of an auto insurance policy. We found these average rates in each state.

See More: Best and Worst Sites to Compare Car Insurance

You’ve already put so much work into becoming a healthcare professional. Now it’s time to use that big brain to get the best rates on car insurance. Here are a few ways you can do that.

Bundle Multiple Policies

Nearly all car insurance companies, including large insurers like GEICO, Allstate, and USAA, offer discounts for multi-policy bundling. Policyholders can combine car insurance with homeowners insurance, renters insurance, life insurance, and more to get cheaper rates on all policies that are bundled with the same company.

Be Smart with Coverage Choices

Cars depreciate, and if you have an older car worth less than $4,000, you may not need the full-coverage car insurance that you might want for a newer vehicle. Older vehicles may be fine with just liability insurance, though you should consider higher limits than the minimum your state requires. You also might still want uninsured motorist property damage coverage.

Choose a Higher Deductible

A higher deductible shifts some of the risk off the insurance company and onto you. You’ll owe more if you get into an accident, but in the meantime, you’ll usually enjoy lower premiums.

Shop Around for Car Insurance

Comparison-shopping is the best way to find affordable car insurance. Get the free car insurance quotes you need to make the right decision with Insurify.

See More: Best Car Insurance Companies

Working in healthcare keeps you busy. You need a comparison tool that works as hard as you do. Use Insurify to compare quotes from the top car insurance companies in the country. Save time and money when you compare quotes and pick a policy all in one place.