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Experience
- Health insurance
- Auto insurance
- Homeowners insurance
- Pet insurance
- Personal finance
- Credit
- Mortgages
About Miranda's expertise
Miranda Marquit, MBA, is a freelance financial writer covering various markets and topics since 2006. She has written about insurance topics for Clearsurance, HealthCare.com, and various other websites. Since joining Insurify’s team of expert freelance writers in October 2022, she’s covered topics from pet health insurance issues to home and auto insurance guides for first-timers.
She has contributed to numerous media outlets, including Forbes, TIME, The Hill, NPR, HuffPost, Yahoo! Money, and more. Her work has been syndicated by MSN Money, Marketwatch, Credit.com, and other publications.
She is also an avid podcaster and co-hosts the Money Talks News podcast. Miranda has a Master’s Degree in Journalism from Syracuse University. Connect with her on LinkedIn.
Featured Work
Health Care Insider: What Is Catastrophic Health Insurance?
Britannica Money: When companies share the upside: How profit-sharing bonuses work
Wall Street Journal Buy Side: Mortgage Rates Today, January 9, 2026
MSN: Best business debt consolidation loans in December 2025
Our Editorial Guidelines
Insurify’s content goes through a rigorous editing and fact-checking process that includes reviews by insurance agents, data scientists, and multiple editors with years of experience in insurance and personal finance. We vet every article and report for: accuracy, educational value, objectivity, enjoyability.
Learn more about our editorial team and editorial guidelines here
Miranda's latest posts
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Liberty Mutual Car Insurance Review: 3,882+ User Ratings and Expert Insights
Drivers appreciate Liberty Mutual’s ease of making payments and its helpful customer service. But they dislike the frequent rate increases, and some report difficulties in claims handling.
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Liberty Mutual vs. Nationwide: Which Insurance Company Is Better in 2026?
Liberty Mutual offers a variety of discounts, while Nationwide has lower average insurance premiums.
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Best Car Insurance for Nurses
Farmers, Liberty Mutual, and Travelers are just a few companies that offer car insurance discounts for nurses through affinity group programs.
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How to Apply for a Handicap Placard
Handicap placards are available through your state’s department of motor vehicles.
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Can You Reinstate a Canceled Car Insurance Policy?
If your insurer cancels your car insurance policy for non-payment, you may be able to reinstate coverage — but you need to act quickly.
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First-Time Driver’s Guide to Car Insurance
First-time drivers tend to pay more for car insurance due to their lack of driving experience, but understanding coverages and what affects premiums can help you find affordable rates.
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What Is a Car Insurance Premium?
A premium is the amount you regularly pay to maintain your car insurance coverage.
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What Is Dwelling Coverage?
Dwelling insurance protects the physical structure of your home and is part of your standard home insurance policy. Coverage varies depending on the policy you choose.
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Condo Hazard Insurance: What It Is and How It Works
Condo hazard insurance can provide meaningful protection for your possessions, but it won’t cover every loss you may face.
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How Much Is a Speeding Ticket?
The cost of a speeding ticket varies depending on how fast you were going, local laws, and other factors like previous violations and court fees.
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How Driver’s License Points Affect Car Insurance Rates
More serious driving violations are likely to have a bigger negative effect on your car insurance premiums.
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ASPCA Pet Insurance Reviews: How It Stacks Up
ASPCA offers several customizable pet insurance plans. But you’ll have to call and speak to an agent if you want an annual coverage limit above $10,000.
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Cheapest Liability Car Insurance in Michigan
Michigan drivers can find the cheapest liability-only car insurance from Auto-Owners, with rates starting at $67 per month.
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Does Collision Insurance Cover Hit-and-Run Accidents in Texas?
Collision insurance covers hit-and-run accidents, and you might also need to use medical payments or personal injury protection.
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8 Home Improvements to Lower Home Insurance Costs
Security systems, smoke detectors, and new plumbing don’t just make your home a safer, more comfortable place. Some upgrades can also reduce your home insurance premium.
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Tiny House Insurance: How to Insure a Small or Mobile Home
Find out what kind of insurance you need for your tiny home — whether it’s on wheels, off the grid, or built on a permanent foundation.
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Do You Need Renters Insurance in College Dorms?
Your parents’ homeowners insurance usually covers your dorm, but the limits may be too low for adequate coverage.
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Why Did My Car Insurance Quote Change?
Your car insurance quote can change for many reasons, because insurers may adjust your quote after verifying your driving details or updating their rate factors.
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Actual Cash Value: What It Means for Your Home Insurance
Actual cash value coverage pays for damaged property based on its depreciated value, not the cost to replace it new.
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What Is the 80/20 Rule in Home Insurance?
Following the 80/20 rule could help ensure you’ll get the payout amount you need if you ever have to file a home insurance claim.
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AAA Renters Insurance Review: Cost, Coverage, and More
AAA renters insurance varies by regional clubs, and you may need AAA membership to enroll.
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Farmers Renters Insurance Review: Cost, Coverage, and More
Farmers renters insurance offers good coverage nationwide, including an option for identity theft insurance.
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Worth Ave. Group Phone Insurance Review: Is It Worth the Cost?
Worth Ave. Group device insurance might provide you with peace of mind for a reasonable price.
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Allstate Renters Insurance Review: Cost, Coverage, and More
Allstate offers some of the most affordable renters insurance rates on the market, particularly if you bundle your coverage. But customer reviews lean negative.
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Apple Watch Insurance Guide
Apple Watch insurance can pay for cracked screens, theft, and surprise repair bills.
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Allstate Commercial Auto Insurance Review and Quotes
Allstate commercial insurance is a good option if you have multiple types of vehicles for your business and value local agents.
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Commercial Van Insurance: Coverages and Costs
Commercial van insurance can cost $1,400 to more than $3,000 per year, based on factors like the vehicle’s age, where you live, and your driving record.
Audi A4 Car Insurance Quotes
Full-coverage Audi A4 car insurance costs $223 per month, or $2,676 per year, which is slightly above the national average for similar cars.
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Dodge Ram 1500 Car Insurance Quotes
Insurance for a Ram 1500 costs an average of $155 per month, which is cheaper than competitor models.
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MX-5 Miata Car Insurance Quotes
Mazda MX-5 Miata full-coverage insurance costs $169 per month on average, which is on par with rates for similar cars.
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Travel Insurance for Cruises
Cruise insurance can cover medical emergencies, inclement weather, delayed luggage, and more.
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Auto-Owners Home Insurance Review: Ratings and Quotes
Auto-Owners offers competitive rates for its home insurance, but its limited availability means it’s not for everyone.
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Puppy Vaccination Schedule: What Shots Does Your Puppy Need?
Keep your puppy healthy and protect it against illness by sticking to a puppy vaccine schedule.
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Does Home Insurance Cover Foundation Repair?
If a covered peril causes foundation damage, your home insurance will likely cover it.
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What Is Sinkhole Insurance and Who Needs It?
You may need sinkhole insurance if you live in at-risk states like Alabama, Florida, Kentucky, Missouri, Pennsylvania, Tennessee, and Texas.
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Does Homeowners Insurance Cover HVAC Systems?
Most standard home insurance policies protect damage to HVAC systems stemming from a covered event, like a fire or windstorm.
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Pronto Auto Insurance: User Reviews and Quotes
Pronto is a small insurer that only sells auto coverage in a few states, but it has customizable policy options.
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Dog Breeds With the Fewest Health Issues
If you’re looking for a furry family member with few health problems, these dog breeds might be good choices.
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Questions to Ask Yourself Before Adopting a Cat
Before adopting a cat, make sure you have the time and resources to care for a pet.
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