Click here for our full-length guide to California car insurance quotes, discounts, and state requirements.
Car travel is the main mode of transportation for millions of drivers in Southern California. Finding the right car insurance policy for you and your lifestyle is a vital step towards safe driving in this congested region.
Twenty miles south of Los Angeles, Long Beach, California is a coastal port community in LA County. Long Beach is situated in the heart of Southern California, and its proximity to LA cities makes it the perfect getaway from the huge city for visitors and residents. As the main mode of transportation for nearly half a million Long Beach residents, car travel is a big part of life and culture in this region. Finding the right car insurance policy for you and your lifestyle is an important step towards safe driving in Long Beach. Compare and save on the best and cheapest car insurance quotes in California here.
Buying Car Insurance in California
Cheapest Car Insurance Quotes in Long Beach, CA
Here are the cheapest insurance companies in Long Beach, based on averaged sample rates for four driver profiles that included varied gender, age, driving history, credit, marital status, prior insurance, higher education, employment, and military service. Clean driving records may amount to “good driver discounts,” resulting in lower overall insurance costs.
USAA often offers the lowest car insurance rates to California drivers, but it is only available to active-duty members of the military, veterans, and their immediate families.
Best Car Insurance Companies in Long Beach, CA
The Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated company reviews. The following are the top-rated companies that offer car insurance in Long Beach. For the complete list, see Insurify’s best car insurance companies.
Compare Average Premiums
Insurance rates vary greatly from city to city. Long Beach has lower monthly premiums compared to state and national averages. Keep the savings rolling and compare policies on Insurify today.
|Long Beach Average Premium||California Average Premium||National Average Premium|
Long Beach Auto Insurance Requirements
Before operating on California roadways, California drivers must ensure their motor vehicle holds sufficient liability insurance.
Liability coverage is a safety necessity.
In California, state minimum coverage limits for liability car insurance are as follows:
- $15,000 bodily injury liability per person
- $30,000 bodily injury liability per accident
- $5,000 property damage liability per accident
Driving records, prior car accidents, prior moving violations, speeding tickets, commute length, and other demographic factors may cause fluctuation to your Long Beach auto insurance rates.
Comprehensive and collision coverage are supplemental options offered by insurance providers to protect your vehicle and passengers from “Acts of God,” vandalism, and other uncontrollable circumstances.
For a free quote, compare auto insurance companies on Insurify.
Long Beach DMV Information
Long Beach has one major DMV outpost located on East Willow Street. Their operating hours are 9 AM to 5 PM with varying morning and weekend hours. A DMV is never too far out of the way no matter where you are in Long Beach, thanks to its proximity to Los Angeles. There are dozens of DMV offices in this area. You may be able to skip your visit altogether and utilize their online portal to get the answers and services you need.
Public Transit in Long Beach
Due to its proximity to massive Los Angeles, Long Beach benefits from lots of public transportation options, on land and water. Metro Link connects Long Beach with Los Angeles via the Metro Blue Line Light Rail. Long Beach Public Transit links Long Beach with other nearby destinations including Belmont Shore, Alamitos Bay and Cal State Long Beach by buses and ferries. This area is also incredibly bike-friendly, with trails and isolated bike lanes throughout the city. You can even participate in a convenient bike share program with docks located all over Long Beach. Amtrak and Greyhound provide train and long haul bus services at stations in and near Long Beach. Plus, ridesharing services like Uber, Lyft, and traditional taxis also operate across the city.
Conclusion: How to get the best and cheapest car insurance in Long Beach
As SoCal drivers know too well, enough of their precious time is wasted sitting in traffic each year. There’s no need to waste more time finding the perfect auto insurance policy. Use Insurify to find the best rates available by comparing dozens of insurance quotes in just a few seconds.
There are millions of registered vehicles in the Long Beach area. With an estimated 15 percent of California vehicles driving uninsured, driving with insufficient insurance coverage brings huge risk. Don’t become just one more uninsured motorist—use Insurify to get the best coverage and rates for your car at a price that works for you.
Score savings on car insurance with Insurify