Cheap Car Insurance Quotes in San Antonio, Texas (2026)

As the second-most-populated city in one of the fastest-growing states in the country, San Antonio, Texas, residents are frequently faced with rising prices. That includes the price they pay for car insurance.

San Antonio residents pay average monthly costs of $218 for full-coverage car insurance and $128 for liability-only policies. The city’s population density and high accident rate likely contribute to its car insurance rates, which are on par with the Texas average of $210 per month for full coverage and $119 for liability.

Here’s what you should know about finding car insurance in San Antonio.

How much is car insurance in San Antonio, TX?

San Antonio car insurance costs are similar to average costs in Texas, but they’re higher than the nationwide average. Check out the table below to see how San Antonio car insurance rates compare.

	Full Coverage	Liability Only
San Antonio	$218	$128
Texas	$210	$119
National average	$175	$99

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance companies in San Antonio

The cheapest car insurance company for you might not be the same as the cheapest company for your neighbor, since your rates depend on so many different factors. The insurers in the table below offer some of the cheapest car insurance rates to San Antonio drivers.

The below rates are estimated rates current as of: Tuesday, January 6 at 11:00 AM PST. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Full Coverage	Liability Only
State Farm	$105	$61
Allstate	$148	$86
Progressive	$157	$89
Mile Auto	$160	$77
Mercury	$179	$118
GEICO	$185	$102
USAA	$187	$109
Root	$215	$118
Safeco	$225	$149
Clearcover	$230	$142
Nationwide	$235	$137
Direct Auto	$241	$152
Elephant	$251	$160
The General	$253	$129
Bristol West	$261	$129
National General	$267	$156
Sun Coast	$275	$148
GAINSCO	$278	$137
AssuranceAmerica	$295	$139
Commonwealth Casualty	$316	$131
Chubb	$318	$185
Liberty Mutual	$358	$277
Dairyland	$363	$126
21st Century	$366	$214

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Best car insurance companies in San Antonio

If you’re searching for car insurance in San Antonio, keep in mind that one size doesn’t fit all. The best company for you may be different from someone else. Choosing the right insurance policy for you depends on your individual situation and needs.

The following table highlights important information about some top insurance companies serving San Antonio, including the companies’ average rates for the state of Texas.

Insurance Company	IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	Average Quote: Full Coverage	Average Quote: Liability Only	Best For
Allstate	8.9	$141	$82	Pay-per-mile coverage
State Farm	9.3	$100	$58	Liability-only coverage
GEICO	9.2	$177	$97	Discounts

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

• How Insurify rates insurance companies

  Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.

  We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.

  • Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
  • Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
  • Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
  • Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
  • Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.

State Farm: Best for liability-only coverage

liability-only coverage

Compare Quotes

User Reviews	4.1 6,762 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	9.3 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$61/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$105/mo

Hide Details

Driver Reviews

4.1

Best choiceBased on 13,433 verified guest reviews and ratings

How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

AI-generated from the text of verified reviews collected by Insurify

Best For

Customer service

Competitive rates

Discounts for safe drivers

How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

AI-generated from the text of verified reviews collected by Insurify

Best For

Customer service

Competitive rates

Discounts for safe drivers

Reviews (6,762)

Russell

Verified Review

Good

Reviewed in Michigan on January 2026

The policy is expensive!

Verma

Verified Review

Excellent

Reviewed in Texas on January 2026

Very professional and knowledgeable, extremely experienced.

Verma

Verified Review

Excellent

Reviewed in Texas on January 2026

Excellent, profitable, and exceptional service.

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

654

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

0.84

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

State Farm is a group of mutual insurance companies with headquarters in Bloomington, Illinois. Founded in 1922, it’s the largest property, casualty, and auto insurance company in the U.S. by market share.

Pros

• AM Best financial strength rating of A++ (Superior)

• Highest-rated auto insurer for customer service by J.D. Power in 2022

• Discounts available for safe drivers and young drivers

Cons

• Coverage not available online

• Policies only sold by captive State Farm agents

• Gap insurance and accident forgiveness coverage not available

GEICO: Best car insurance for discounts

discounts

Compare Quotes

User Reviews	4.0 7,083 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	9.2 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$102/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$185/mo

Show Details

Driver Reviews

4.0

Best choiceBased on 13,942 verified guest reviews and ratings

How drivers feel about GEICO

Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.

AI-generated from the text of verified reviews collected by Insurify

Best For

Teen drivers

Cheap rates

Accident forgiveness

How drivers feel about GEICO

Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.

AI-generated from the text of verified reviews collected by Insurify

Best For

Teen drivers

Cheap rates

Accident forgiveness

Reviews (7,083)

Tom

Verified Review

Cost Going Up

Reviewed in Florida on January 2026

Everything was good except the cost keeps increasing. It's not acceptable.

Anthony

Verified Review

Be more competitive

Reviewed in New Jersey on January 2026

Rates are too high; they shouldn't be.

Virginia

Verified Review

Leaving for less expensive insurance

Reviewed in Vermont on January 2026

Our insurance with Geico does not end until Thursday, so I am unable to answer this. We were/are very happy with our experiences, but getting the same coverage for close to $300 less is very important to us.

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

653

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

0.59

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

GEICO, an indirect, wholly owned subsidiary of Berkshire Hathaway, is the third-largest private passenger auto insurer in the U.S. In 2022, GEICO wrote $38.1 billion in direct premiums.

Pros

• 24/7 online customer service, 365 days a year

• Nine affiliated companies to meet drivers’ insurance needs

• Comprehensive mobile app

Cons

• Coverage not available online

• Lower J.D. Power claims satisfaction rating than State Farm and Allstate^[1]

• Gap and rideshare coverage not available

Allstate: Best car insurance for pay-per-mile coverage

pay-per-mile coverage

Compare Quotes

User Reviews	3.8 4,044 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	8.9 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$86/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$148/mo

Show Details

Driver Reviews

3.8

A solid optionBased on 8,104 verified guest reviews and ratings

How drivers feel about Allstate

Drivers appreciate the friendly customer service and efficient claims processing, but many find the rates too high and experience unexpected price increases. Some also report poor communication from agents.

AI-generated from the text of verified reviews collected by Insurify

Best For

Accident forgiveness

Wide availability

Cheap rates

How drivers feel about Allstate

Drivers appreciate the friendly customer service and efficient claims processing, but many find the rates too high and experience unexpected price increases. Some also report poor communication from agents.

AI-generated from the text of verified reviews collected by Insurify

Best For

Accident forgiveness

Wide availability

Cheap rates

Reviews (4,044)

John

Verified Review

Allstate seems to be better than most when combined with home

Reviewed in Texas on January 2026

Good discount on home insurance when combined with auto, but auto is about 2x that of some other insurance providers.

Barry

Verified Review

My experience with Allstate

Reviewed in Florida on January 2026

Allstate has been excellent for me for many years. Claims handling is superb. The only issue I have is the price, but that seems to be a function of living in Florida versus other states I have lived in.

Jesslyn

Verified Review

People are nice and helpful but rates are awful.

Reviewed in Kentucky on January 2026

Still trying to figure out why I'm paying so much for my age and driving record. Outrageous!

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

646

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

1.02

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A-

Why we picked this company

Allstate was founded in 1931 by Chicago department store Sears, Roebuck and Co. Its corporate headquarters is in Glenview, Illinois, and it’s a component of the S&P 500, as one of the largest companies in America.

Pros

• Auto insurance sold by Allstate's exclusive agents as well as independent agents

• Many local agents in the San Antonio area

• Offers new-car replacement, accident forgiveness, and safe driving perks

Cons

• Only sold through Allstate agents

• 1.5 (out of 5) stars on Trustpilot

• More expensive than some competitors

How to get the cheapest car insurance in San Antonio

Here are some tips to help you find cheap car insurance in the Alamo City:^[2]

• Maintain a good driving record.

• Carry a higher deductible.

• Don’t over-insure if you have an older vehicle.

• Get multiple quotes.

Attaining three or more quotes from different insurers is a great way to compare plans — and premiums — against one another to find the policy that works best for you.

Car insurance requirements in Texas

Texas is an at-fault (or tort) state. This means the person who caused the accident is responsible for paying damages to the other party in the crash.

Texas also requires all drivers to carry car insurance, and your coverage must meet these legal minimum requirements:^[3]

Coverage	Minimum Requirements
Bodily injury liability	$30,000 per person / $60,000 per accident
Property damage liability	$25,000

Remember that carrying only the minimum amount of car insurance can be very costly if you cause a multi-vehicle accident or the other driver’s car is totaled. 

Insurance professionals recommend that you consider adding these optional coverages:

• 

  Collision coverage

  Collision insurance pays to repair or replace your vehicle after a collision with another vehicle, or an object like a tree, fence, or light pole. It also provides coverage for rollover accidents and pothole damage.

• 

  Comprehensive coverage

  Comprehensive insurance provides coverage if your car is stolen, vandalized, or damaged by fire, flood, or something other than a collision.

• 

  Medical payments

  Medical payments coverage pays your and your passengers’ medical bills or if you’re hurt while being a passenger in someone else’s car.

• 

  Personal injury protection (PIP)

  Personal injury protection covers medical payments, lost wages, and other non-medical costs.

• 

  Uninsured/underinsured motorist coverage

  Uninsured/underinsured motorist coverage pays if you’re involved in an accident with someone without car insurance or the other party doesn’t have enough coverage to pay your medical and repair bills. It also covers hit-and-run incidents. Texas law requires insurers to offer uninsured/underinsured motorist coverage by default, but you can decline the coverage in writing.

• 

  Roadside assistance coverage

  Roadside assistance coverage pays to have your car towed if it’s undrivable.

• 

  Rental reimbursement coverage

  This pays car rental costs if your car is stolen or being repaired after an accident.

Cheapest car insurance for drivers with an incident

When you leave your home or office, the last thing you want is to be involved in a driving incident, such as:

• An at-fault accident

• Speeding tickets

• A DWI

• Other moving violations, such as failure to yield or running a stop sign

Unfortunately, if an incident happens while you’re driving, you’ll likely see your car insurance rates increase.

In San Antonio, for example, your liability-only rates will increase from $62 to $84 per month with State Farm if you have a speeding ticket.

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Cheapest car insurance for drivers with a speeding ticket: State Farm

Speed is a main factor in many auto injuries and deaths, so insurance companies typically raise your rates if you’re issued a speeding ticket. In addition, the more tickets you accumulate, the higher your rates will climb. Driving the speed limit and avoiding tickets will not only keep your rates lower; in some cases, it could earn you a discount.

San Antonio drivers with speeding tickets pay average monthly car insurance rates of $267 for full coverage and $157 for liability-only policies. The following table shows monthly quotes for San Antonio drivers with speeding tickets.

The below rates are estimated rates current as of: Tuesday, January 6 at 11:00 AM PST. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Full Coverage	Liability Only
State Farm	$131	$76
Allstate	$190	$110
Progressive	$192	$109
Mile Auto	$193	$93
GEICO	$238	$131
USAA	$238	$139
Mercury	$247	$163
Root	$283	$155
Safeco	$294	$195
Elephant	$296	$189
Clearcover	$298	$184
Direct Auto	$299	$188
Nationwide	$300	$175
Bristol West	$323	$160
GAINSCO	$328	$161
National General	$328	$192
The General	$333	$170
Sun Coast	$337	$181
Commonwealth Casualty	$368	$153
AssuranceAmerica	$371	$175
Chubb	$398	$231
Dairyland	$445	$155
Liberty Mutual	$451	$349
21st Century	$474	$277

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident: State Farm

Insurance companies will typically raise your rates if you cause an accident while driving. And if you have multiple accidents on your driving record, it could possibly result in your insurer deciding to not renew your policy.

At-fault accidents push average car insurance rates in San Antonio to $284 per month for full coverage and $167 for liability coverage. Here, you can see an example of the rates you could pay with an at-fault accident in San Antonio.

The below rates are estimated rates current as of: Tuesday, January 6 at 11:00 AM PST. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Full Coverage	Liability Only
State Farm	$137	$79
Allstate	$195	$114
Progressive	$205	$116
Mile Auto	$213	$103
GEICO	$236	$130
USAA	$247	$144
Mercury	$267	$176
Root	$282	$155
Nationwide	$312	$182
Safeco	$313	$207
Elephant	$325	$207
Direct Auto	$326	$206
Clearcover	$334	$206
Bristol West	$340	$168
The General	$345	$176
National General	$351	$205
GAINSCO	$353	$174
Sun Coast	$358	$193
AssuranceAmerica	$389	$183
Commonwealth Casualty	$413	$171
Chubb	$416	$242
Dairyland	$472	$164
Liberty Mutual	$472	$365
21st Century	$490	$286

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DWI: State Farm

If you’re convicted of driving while intoxicated (DWI), your rates will take a more significant jump than for other violations. DWIs stay on your record permanently in Texas, which will keep your rates higher.

Liability-only policies average $171 per month with a DWI in San Antonio. The following table shows rates from top insurance companies for San Antonio drivers with DWIs.

The below rates are estimated rates current as of: Tuesday, January 6 at 11:00 AM PST. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Full Coverage	Liability Only
State Farm	$147	$85
Allstate	$207	$120
Progressive	$209	$119
Mile Auto	$224	$108
GEICO	$257	$142
USAA	$262	$153
Mercury	$263	$173
Root	$303	$166
Clearcover	$322	$199
Nationwide	$329	$192
Direct Auto	$338	$213
Safeco	$340	$225
Elephant	$352	$224
The General	$354	$181
Bristol West	$366	$181
Sun Coast	$367	$197
National General	$374	$219
GAINSCO	$390	$192
AssuranceAmerica	$413	$195
Commonwealth Casualty	$443	$184
Chubb	$446	$259
Liberty Mutual	$502	$388
Dairyland	$509	$177
21st Century	$513	$300

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for seniors: State Farm

Although seniors typically drive fewer miles than younger drivers, their rates start to increase as they age. While car insurance rates begin to drop when a driver turns 25, they increase for senior drivers in their 70s and 80s. Slower reflexes and vision and hearing impairments are often cited as reasons seniors are involved in more accidents, which reflects the rate increase.^[4]

Car insurance for senior drivers in San Antonio averages $184 per month for full coverage and $108 for liability coverage. Fortunately, many insurers in the San Antonio area still offer affordable liability-only coverage for senior drivers, as you can see from the monthly averages in the table below.

The below rates are estimated rates current as of: Tuesday, January 6 at 11:00 AM PST. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Full Coverage	Liability Only
State Farm	$82	$47
Allstate	$119	$69
Mile Auto	$124	$60
Progressive	$132	$75
Mercury	$142	$94
GEICO	$145	$80
USAA	$150	$88
Root	$178	$98
Nationwide	$178	$104
Direct Auto	$192	$121
Safeco	$195	$129
Clearcover	$200	$124
Elephant	$206	$131
National General	$208	$121
The General	$209	$107
Bristol West	$214	$106
AssuranceAmerica	$228	$108
Sun Coast	$232	$125
GAINSCO	$233	$115
Chubb	$237	$138
Commonwealth Casualty	$251	$104
21st Century	$285	$166
Liberty Mutual	$295	$229
Dairyland	$305	$106

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens: State Farm

Insurers consider teen drivers to be a higher risk than adults due to their inexperience and tendency to be more distracted while driving. If you’re a young driver, you can lower your insurance costs by staying on your parents’ car insurance policy, getting a safer car, earning a good student discount (“B” average or better), or a student-away-at-college discount.

Minor teens can’t buy a car insurance policy without the written consent of a parent or guardian. In San Antonio, car insurance for teen drivers costs a monthly average of $430 for full coverage and $252 for liability coverage. The following table shows monthly rates for teen drivers from top insurance companies in San Antonio.

The below rates are estimated rates current as of: Tuesday, January 6 at 11:00 AM PST. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Full Coverage	Liability Only
State Farm	$211	$123
Allstate	$304	$177
Progressive	$309	$175
Mile Auto	$341	$164
Mercury	$345	$228
GEICO	$348	$192
USAA	$360	$210
Root	$390	$214
Clearcover	$401	$247
Elephant	$459	$293
The General	$462	$236
Safeco	$471	$312
Nationwide	$477	$278
Bristol West	$486	$240
Direct Auto	$487	$307
GAINSCO	$537	$264
Sun Coast	$542	$292
National General	$560	$327
Commonwealth Casualty	$608	$252
AssuranceAmerica	$623	$294
Dairyland	$636	$221
Liberty Mutual	$659	$510
Chubb	$685	$398
21st Century	$690	$403

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

San Antonio car insurance quotes by credit tier

In Texas, unlike some other states, insurers can use your credit history as a factor when calculating your insurance rates. Insurance companies charge people with poor credit scores higher insurance rates than drivers with excellent or good credit scores.

These are the average full-coverage car insurance rates in San Antonio by credit tier:

Cost of car insurance in other Texas cities

Here’s how San Antonio’s average monthly auto rates compare to other major metro areas in Texas.

The below rates are estimated rates current as of: Tuesday, January 6 at 11:00 AM PST. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

City	Average Quote: Liability Only	Average Quote: Full Coverage
Big Spring	$87	$193
Abilene	$89	$177
Jacksonville	$97	$210
Temple	$98	$176
Victoria	$99	$179
Corsicana	$99	$179
Bryan	$101	$195
Commerce	$101	$183
Nacogdoches	$102	$178
Lufkin	$103	$181
Amarillo	$103	$207
El Paso	$103	$191
Texarkana	$104	$164
Cleburne	$104	$160
College Station	$105	$192
Midland	$106	$205
Lubbock	$106	$209
Greenville	$108	$180
Killeen	$108	$192
Odessa	$109	$224
New Braunfels	$110	$186
Grapevine	$111	$174
Waxahachie	$111	$212
Georgetown	$112	$186
Harlingen	$112	$175
Denton	$113	$200
Cedar Park	$113	$202
Burleson	$113	$202
Southlake	$114	$178
Huntsville	$116	$185
Lewisville	$117	$193
Coppell	$117	$216
Frisco	$118	$204
Leander	$119	$199
Laredo	$119	$208
Fort Worth	$119	$210
Round Rock	$119	$204
Keller	$120	$192
Mckinney	$121	$207
San Marcos	$121	$208
Friendswood	$122	$207
Irving	$123	$227
Brownsville	$124	$199
Mansfield	$124	$223
Haltom City	$124	$203
Plano	$126	$206
Duncanville	$126	$237
Montgomery	$127	$231
Forney	$128	$230
Arlington	$128	$215
San Antonio	$128	$218
Austin	$128	$209
Grand Prairie	$129	$224
Conroe	$130	$204
Galveston	$130	$196
Cleveland	$131	$226
Corpus Christi	$132	$201
League City	$132	$205
Balch Springs	$133	$193
Lancaster	$133	$233
Pflugerville	$134	$204
Rowlett	$135	$235
Dallas	$135	$238
Rockwall	$135	$218
Mesquite	$135	$243
Beaumont	$136	$212
Pearland	$137	$227
Mcallen	$137	$217
Baytown	$138	$233
Mission	$139	$215
Garland	$139	$227
La Porte	$139	$206
San Juan	$146	$257
Sugar Land	$150	$228
Fresno	$154	$265
Katy	$155	$245
Humble	$161	$248
Houston	$170	$270

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

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