Cheapest Auto Insurance in Mesquite, Texas (2025)

State Farm has the cheapest liability car insurance in Mesquite, with rates of $41 per month.

Erin Gobler
Written byErin Gobler
Erin Gobler
Erin Gobler
  • Más de 5 años de experiencia en redacción financiera 

  • Certificado de planificación financiera por la Universidad de Boston

Erin es escritora y periodista especializada en finanzas personales. Sus artículos exploran inversiones, tarjetas de crédito, hipotecas, seguros y mucho más.

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Courtney Mikulski
Courtney MikulskiSenior Editor, Auto
  • Más de 3 años produciendo contenidos sobre seguros y finanzas personales

  • Principal artífice de la puntuación de calidad de Insurify

Los profundos conocimientos de Courtney sobre finanzas personales van más allá de los seguros y abarcan las tarjetas de crédito, los préstamos al consumidor y la banca. Le encanta crear contenidos prácticos.

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Cheapest recent rates near Mesquite, Texas

Recent Mesquite, Texas car insurance prices for Toyota, Honda, GMC , and more.

*Quotes generated for Insurify users in and around Mesquite, Texas within the last 10 days. Last updated on January 20, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from January 20, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Mesquite, Texas within the last 10 days. Last updated on January 20, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from January 20, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

Mesquite drivers pay an average of $191 per month — or $2,294 per year — for auto insurance. In general, Texas’ insurance premiums are higher than the national average, and unfortunately, Mesquite’s proximity to Dallas is likely why it’s among the most expensive Texas cities for insurance premiums. 

The good news is you can still save on your premiums by shopping around for coverage and taking advantage of insurer discounts.

Quick Facts
  • The average cost of car insurance in Mesquite is $130 per month for liability insurance and $252 per month for full coverage.

  • State Farm is the cheapest insurer for full-coverage car insurance in Mesquite.

  • Texas requires $30,000 per person and $60,000 per accident of bodily injury coverage, as well as $25,000 per accident of property damage liability coverage.[1]

Cheapest car insurance companies in Mesquite

When you’re shopping for car insurance in Mesquite, it’s important to choose an insurer that truly fits your needs. While you have many options to choose from, Insurify narrowed down the list to the top three auto insurance companies in Mesquite. 

These companies offer cheap auto insurance with all the coverage you need, discounts to help you save, and reputable service.

Insurance Company
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
Full Coverage
Liability Only
Best For
USAA9.4$127$68Military families
GEICO9.0$77$41Discounts
State Farm9.3$71$38Customer satisfaction
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
  • Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.

    We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.

    • Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
    • Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
    • Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
    • Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
    • Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.

Best insurer for military families: USAA

User Reviews
4.9
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.4 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$73/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$136/mo
4.9
Best choiceBased on 1,675 verified guest reviews and ratings
USAA's score
Industry average
Coverage options4.93.2
Customer service4.63.6
Discounts4.92.9
Policy transparency4.93.1
Value4.92.9
How drivers feel about USAA

Drivers appreciate the ease of working with the carrier, competitive rates, and responsive service but dislike the price increases and lack of rideshare add-ons in some areas.

AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
How drivers feel about USAA

Drivers appreciate the ease of working with the carrier, competitive rates, and responsive service but dislike the price increases and lack of rideshare add-ons in some areas.

AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
Reviews (961)

William

January 18, 2025

Verified Review

Trouble Remembering PIN with USAA

USAA is great, but I do have trouble remembering my PIN number. That's a problem.

William

January 13, 2025

Verified Review

I love USAA

I love USAA. However, I don't know my PIN, and that has caused me some inconvenience.

Thomas

January 13, 2025

Verified Review

Too Personal

They penalize me for using my phone as a passenger in someone else's car. Even though I have a Bluetooth hands-free phone, they still want to deduct points. I guess next they'll penalize me if I talk to my wife while I'm driving.
See all USAA reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
880
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.35
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

USAA offers auto insurance and other financial services to military families. Given that 7% of Texans are veterans — that’s on par with the national average — it’s important to have a financial services company that caters to their specific needs. USAA is known for having affordable car insurance and highly rated customer satisfaction, especially among Texas customers.

Pros
  • Highly rated customer satisfaction

  • Offers usage-based discounts

Cons
  • Only available to military and veteran families

  • No gap insurance

Best insurer for discounts: GEICO

User Reviews
4.0
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.0 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$44/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$82/mo
4.0
Best choiceBased on 10,621 verified guest reviews and ratings
GEICO's score
Industry average
Coverage options43.2
Customer service3.93.6
Discounts3.82.9
Policy transparency3.93.1
Value3.82.9
How drivers feel about GEICO

Drivers appreciate the excellent customer service and initial low prices but dislike the frequent price increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
How drivers feel about GEICO

Drivers appreciate the excellent customer service and initial low prices but dislike the frequent price increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
Reviews (5,845)

Zenell

January 17, 2025

Verified Review

Overpriced for Certain Car Brands

If you own a Kia or Hyundai car, be prepared to pay a hefty amount. Despite having no tickets or accidents, the pricing is still unreasonable. Insurance companies should reconsider their pricing strategies.

Margie

January 17, 2025

Verified Review

Almost Chose Another Insurance, but Stayed with GEICO

They are very reliable.

Jerome

January 16, 2025

Verified Review

Poor Service

I had a car accident several years ago and I was not at fault. The other driver was issued a citation for the accident. My deductible was $500.00, but my agent only managed to get me back $400.00. When I asked why, she couldn't explain. I requested to speak to her supervisor who wasn't available at the time. I was told I would receive a call back, but I never heard back from them.
See all GEICO reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
835
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.74
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

GEICO is one of the top insurance companies in the country thanks to its affordable premiums, various coverage options, and long list of discounts. GEICO offers more discounts than nearly any other insurer. You can save money by driving a safe vehicle, taking certain driving courses, being a part of certain groups, and more.

Pros
  • Highly rated mobile app

  • Above-average J.D. Power claims satisfaction rating

Cons
  • Doesn’t offer gap insurance

  • Below-average J.D. Power customer satisfaction rating in Texas

Best insurer for customer satisfaction: State Farm

User Reviews
4.2
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.3 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$41/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$76/mo
4.2
Best choiceBased on 9,440 verified guest reviews and ratings
State Farm's score
Industry average
Coverage options4.23.2
Customer service4.13.6
Discounts42.9
Policy transparency43.1
Value42.9
How drivers feel about State Farm

Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm

Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.

AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (5,195)

Graylin

January 18, 2025

Verified Review

The service is good, but the price is a bit high for my age and clean driving record. I haven't had any DUIs or tickets for over 6 years.

The service is good, but the price is a bit high for my age and clean driving record. I haven't had any DUIs or tickets for over 6 years.

Chris

January 18, 2025

Verified Review

Dishonest and Untrustworthy

Mediocre at best, they keep changing their rates. They keep raising their income to help themselves, never explaining what their issues are. They trap you in, making you think you have no choice.

Larry

January 16, 2025

Verified Review

Review

I need a discount if I pay in full.
See all State Farm reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.78
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

State Farm is an industry leader for auto insurance companies because of its affordable premiums, highly rated service, variety of coverage options, and more. State Farm consistently ranks among the top companies for customer satisfaction, specifically in Texas. And with local agents in Mesquite, State Farm lets drivers find personalized customer service when they want.

Pros
  • Above-average J.D. Power customer satisfaction rating in Texas

  • Local insurance agents available

Cons
  • Fewer discounts than other insurers

  • Gap insurance not available

How to get the cheapest car insurance in Mesquite

Various factors can influence your car insurance premiums, including your age, gender, driving history, credit, and more.[2] But regardless of those factors, you can save some money on your car insurance premiums with these tips:

  • Shop around for quotes. You’ll likely get different quotes from different insurance companies, so get a free quote from multiple insurers to find the best price. Shop with each insurer individually, or use a quote-comparison site.

  • Look for discounts. Car insurance companies offer discounts for customers to save on their premiums. Common discounts include ones for driving a safe vehicle, using an app that tracks your driving habits, and setting up certain payment options.

  • Bundle your policies. Companies that offer multiple insurance products often offer a lower rate when you bundle them. You can save by getting your car insurance from the same company that provides your homeowners insurance or renters insurance.

  • Choose the right coverage. The best financial move when shopping for car insurance is to get enough coverage to protect you after an accident but not so much that you’re overpaying for unnecessary coverage. Review your coverage options and drop add-ons or reduce limits if needed.

Find Car Insurance in Mesquite, Texas

Liability rates start at $41 per month

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Cheapest liability-only car insurance in Mesquite: State Farm

Liability insurance is the most basic type of coverage you can purchase and the best way to get cheap car insurance. It protects your finances when you’re at fault for an accident. Mandatory in nearly every state, this type of insurance pays for both bodily injury and property damage to other parties after an accident you’re responsible for. However, it doesn’t pay for your injuries or damage to your vehicle.

State Farm is the cheapest liability insurer in Mesquite, with rates of $41 per month, but you can use the following table to search for other cheap companies.

The below rates are estimated rates current as of: Wednesday, January 1 at 11:00 AM PST
Insurance Company
Average Monthly Quote
State Farm$41
GEICO$44
Allstate$58
Mile Auto$62
USAA$73
Nationwide$92
Root$94
Mercury$96
Progressive$108
Dairyland$118
Safeco$121
Chubb$124
National General$136
Direct Auto$140
The General$140
Clearcover$141
21st Century$143
Bristol West$143
Commonwealth Casualty$146
AssuranceAmerica$147
Elephant$160
GAINSCO$179
Liberty Mutual$236
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Mesquite: State Farm

Full-coverage car insurance provides more protection than liability insurance. In addition to liability coverage, full coverage typically also includes collision and comprehensive coverages, both of which pay for damages to your vehicle in various situations. Full-coverage insurance can also include other optional coverages, such as uninsured/underinsured motorist coverage.

Full-coverage insurance is a good idea for many people. Given the rising cost of vehicles, it’s important to have more coverage to repair or replace yours in the event of a total loss. Additionally, lenders usually require full coverage when you have a loan or lease on your vehicle.

Mesquite drivers pay an average of $252 per month for full coverage, and the cheapest insurance company is State Farm.

The below rates are estimated rates current as of: Wednesday, January 1 at 11:00 AM PST
Insurance Company
Average Monthly Quote
State Farm$76
GEICO$82
Allstate$107
Mile Auto$127
USAA$136
Mercury$162
Nationwide$171
Root$182
Progressive$188
Clearcover$204
Safeco$205
Chubb$230
Elephant$259
Direct Auto$265
21st Century$266
National General$275
The General$299
Bristol West$303
Dairyland$304
AssuranceAmerica$324
Liberty Mutual$357
GAINSCO$382
Commonwealth Casualty$404
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest recent rates near Mesquite, Texas

Recent Mesquite, Texas car insurance prices for Toyota, Ford, Honda , and more.

*Quotes generated for Insurify users in and around Mesquite, Texas within the last 10 days. Last updated on January 20, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from January 20, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Mesquite, Texas within the last 10 days. Last updated on January 20, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from January 20, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

Car insurance requirements in Texas

Texas law requires all drivers to have liability insurance to legally operate a vehicle. Texas’ minimum liability requirements are slightly more than in many other states. Texas requires all auto insurance policies to include personal injury protection (PIP), but drivers can waive this coverage in writing.

Here are Texas’ minimum car insurance requirements:[1]

Coverage
Minimum Requirements
Bodily injury liability$30,000 per person / $60,000 per accident
Property damage liability$25,000 per accident

In addition to the minimum liability coverage Texas drivers must have, you can also purchase several optional coverages. Here are some examples:

  • illustration card https://a.storyblok.com/f/162273/x/169fdfde11/liability-coverage.svg

    Collision coverage

    Collision coverage pays for damage to your vehicle after hitting a stationary object or another vehicle, regardless of fault.

  • illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

    Comprehensive coverage

    Comprehensive coverage pays for damage to your vehicle from a non-collision event, such as theft, vandalism, or inclement weather.

  • illustration card https://a.storyblok.com/f/162273/x/4c9753bdbe/medical-payments.svg

    Medical payments coverage

    Medical payments coverage pays for your medical expenses after an accident, regardless of fault.

  • illustration card https://a.storyblok.com/f/162273/x/5285c4cd74/uninsured-or-underinsured-motorist-coverage.svg

    Uninsured/underinsured motorist coverage

    Uninsured/underinsured motorist coverage pays for damage to your vehicle when the at-fault driver doesn’t have proper insurance coverage.

  • illustration card https://a.storyblok.com/f/162273/100x100/9997698e9e/emergency-roadside-service.svg

    Towing and labor coverage

    Towing and labor coverage pays for towing and other roadside assistance when your car breaks down.

  • illustration card https://a.storyblok.com/f/162273/100x100/24f1697280/car-key.svg

    Rental reimbursement coverage

    Rental reimbursement coverage pays for your rental car when your vehicle is undrivable due to a covered incident.

Cheapest car insurance for drivers with an incident

One of the factors car insurance companies use to set insurance rates is your driving history. Someone with a clean driving history may be eligible for the cheapest rate, while someone with incidents on their record — including speeding tickets, at-fault accidents, or driving under the influence (DUI) convictions — will likely pay more for car insurance.

Your insurance premium increase depends on several factors, including the severity of the incident. For example, your insurance is likely to increase far more after a DUI that caused an accident than after a speeding ticket that didn’t cause an accident.

The table below shows average insurance premiums for Mesquite drivers with clean driving records compared with people with certain incidents on their driving records.

The below rates are estimated rates current as of: Wednesday, January 1 at 11:00 AM PST
Insurance Company
Clean Driving Record
With Speeding Ticket
With At-Fault Accident
With DUI
State Farm$41$52$55$67
GEICO$44$56$60$72
Allstate$58$74$79$95
Mile Auto$62$79$86$102
USAA$73$93$99$120
Nationwide$92$119$126$151
Root$94$130$137$140
Mercury$96$132$140$147
Progressive$108$138$148$177
Dairyland$118$151$159$194
Safeco$121$157$164$186
Chubb$124$161$169$203
National General$136$175$184$223
Direct Auto$140$180$194$230
The General$140$184$194$230
Clearcover$141$181$206$231
21st Century$143$189$199$235
Bristol West$143$185$194$235
Commonwealth Casualty$146$201$194$240
AssuranceAmerica$147$186$193$241
Elephant$160$198$213$263
GAINSCO$179$246$232$294
Liberty Mutual$236$325$340$387
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Shop for Car Insurance in Mesquite, TX

Compare instant quotes from the best insurers in minutes

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Based on 3,806+ reviews
4.8/5
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Average cost of car insurance by age

Age is another important factor that affects your insurance premiums. Generally speaking, teens and young drivers pay the highest insurance premiums — an average of $359 per month in Mesquite. Due to a lack of experience and a propensity for high-risk driving activities, teens and other young drivers are more likely to get into accidents and file claims.

Premiums then tend to decrease for the next several decades, reaching their lowest rates during a driver’s 60s. At that point, they’re a more experienced driver and are the least likely to file a claim. 

However, once a driver reaches their 70s, their risk starts to rise again, as do their insurance premiums; senior drivers in Mesquite pay an average of $150 per month for car insurance.

The table below shows the average insurance premiums for drivers of each age bracket in Mesquite.

Age
Average Monthly Quote
Teens$432
20s$300
30s$220
40s$197
50s$172
60s$162
70s$175
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Find Car Insurance in Mesquite

Check quotes from 100+ top insurance companies

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Mesquite car insurance quotes by credit tier

Another factor insurers use to gauge your level of risk is your credit profile. Generally speaking, insurers view drivers with excellent or good credit to be lower-risk drivers, while they believe drivers with poor credit to be higher-risk drivers.

Because of this perceived risk, there’s usually an inverse correlation between credit score and insurance premiums. The higher your credit score, the lower your insurance premiums, and vice versa.

The table below shows the average insurance premiums for Mesquite drivers of each credit profile.

Rates by Credit Tier

Category
Price
Excellent216
Good240
Fair264
Poor384
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Mesquite car insurance FAQs

Understand the factors that affect rates before shopping for quotes, and check out the answers to common questions about auto coverage in Mesquite below.

  • How much is car insurance in Mesquite?

    The average cost of car insurance in Mesquite is $130 per month for liability insurance and $252 per month for full coverage.

  • Who has the cheapest car insurance in Mesquite?

    State Farm, GEICO, and Allstate have the cheapest liability-only car insurance rates in Mesquite. These insurers offer rates of $41, $44, and $58 per month, respectively.

    But the best way to find the cheapest rates for your situation is to compare quotes. Get quotes from at least three different insurers to find the one that offers you the best rate for the coverage you need.

  • What are the best car insurance companies in Mesquite?

    GEICO, State Farm, and USAA are some of the best car insurance companies that Insurify identified in Mesquite. These insurers have high Insurify Quality Scores, good J.D. Power satisfaction ratings, and excellent AM Best financial strength scores.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. Texas Department of Insurance. "Auto insurance guide."
  2. III. "What determines the price of an auto insurance policy?."
Erin Gobler
Erin Gobler

Erin Gobler is a personal finance writer and journalist based in Madison, Wisconsin. With more than five years of experience, Erin has covered topics such as investing, credit cards, mortgages, insurance, and more. Her work has been featured in major publications like Business Insider, Fox Business, and Time. Erin received her bachelor’s degree from the University of Wisconsin-Oshkosh in 2013, studying journalism and political science. She also received a certificate of financial planning from Boston University in 2022.

Courtney Mikulski
Edited byCourtney MikulskiSenior Editor, Auto
Courtney Mikulski
Courtney MikulskiSenior Editor, Auto
  • Más de 3 años produciendo contenidos sobre seguros y finanzas personales

  • Principal artífice de la puntuación de calidad de Insurify

Los profundos conocimientos de Courtney sobre finanzas personales van más allá de los seguros y abarcan las tarjetas de crédito, los préstamos al consumidor y la banca. Le encanta crear contenidos prácticos.

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