Best Car Insurance in Florida for Teen Drivers (2026)
State Farm, GEICO, and Allstate are all solid car insurance companies for teen drivers in Florida.
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Written byJacqueline DeMarco
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Jacqueline DeMarcoFreelance Insurance Writer
13+ years writing insurance and personal finance content
Insurance, lending, and retirement expert
Jacqueline has contributed content, and her personal finance passion, to dozens of noteworthy financial brands, including Credit Karma, Bankrate, and MagnifyMoney.
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Edited byKatie Powers
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Katie PowersLicensed P&C Agent, Senior Insurance Editor
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
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Updated
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Table of contents
Table of contents
Shopping for car insurance can be difficult no matter your age, but teen drivers and their parents have to deal with especially high average rates.[1] Insurify analyzed 50 car insurers to determine the best car insurance companies in Florida for teen drivers.
Here’s what you need to know about finding cheap coverage in Florida for young adults from the best car insurance companies.
Best car insurance companies in Florida for young adults
When searching for the best car insurance companies, it’s important to spend some time shopping around for the right company. It’s a good idea to compare quotes from at least three different insurers to see which one can offer you the best price.
You should look for an insurance company with cheap average rates and quality coverage offerings. Start your search for the best car insurance in Florida below.
State Farm: Best overall
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $107/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $116/mo |
4.0
Best choice in FloridaBased on 15,788 verified driver reviews and ratings
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best in Florida for
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best in Florida for
Customer service
Competitive rates
Discounts for safe drivers
Showing 75 reviews from Florida drivers - See all 7,176 State Farm reviews
Tajmahl
Verified Review
Rip-off
Reviewed in Florida on March 4, 2026
Not great, but better than $300 a month.
Rosemary
Verified Review
Too Expensive
Reviewed in Florida on March 1, 2026
Very expensive. I've been with State Farm for over 40 years with no claims, and they are still raising rates on me.
Brian
Verified Review
Better insurance at a reasonable price
Reviewed in Florida on February 24, 2026
Too expensive. I've been with them for 20 plus years and can't get a break.
Begona
Verified Review
State Farm plays with numbers!
Reviewed in Florida on February 23, 2026
State Farm raised my payment in May 2025 to $352.30, June $352.30, July $355.42, August $355.42, September $355.43, October $467.60, November $495.20, December $495.20, January $464.27, February $468.58. This should be illegal; no notice in the mail. They are just playing with numbers, and I’m over it. That’s how I feel! This is crazy! Can State Farm do this? Tips to my friends: stay away.
Gregory
Verified Review
Excellent
Reviewed in Florida on February 22, 2026
The people I have dealt with are excellent, but I think it's a little expensive though.
Maryann
Verified Review
Not saving much money
Reviewed in Florida on February 21, 2026
It's a little cheaper than my old insurance, but not by much. I maybe saved less than $90.
Richard
Verified Review
Rating State Farm Insurance
Reviewed in Florida on February 20, 2026
It has been reasonable until the last few years. Florida insurance is twice as high as in some other states.
Alice
Verified Review
Great Review
Reviewed in Florida on February 19, 2026
I would like a lower payment. A senior discount with a clean driving record would be nice, but I trust my agent.
Dorothy
Verified Review
Good change
Reviewed in Florida on February 15, 2026
Check it out. I saved a great deal of money.
…
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
650NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.84A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
State Farm is a great choice for young Florida drivers because it offers a variety of teen-friendly discounts, digital tools like a mobile app to track driving habits, and financial stability. Parents can have peace of mind while their teen is on the road thanks to 24/7 customer support from a trusted insurance company with more than 100 years of experience.
Pros
24/7 phone-based customer support
AM Best financial strength rating of A++ (Superior)
Various bundling and discount opportunities
Cons
Gap insurance not available
Mixed customer reviews on Trustpilot
No rewards program for long-term customers
GEICO: Best for teens on their own policy
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.2 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $159/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $179/mo |
4.0
Best choice in FloridaBased on 16,013 verified driver reviews and ratings
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
AI-generated from the text of verified reviews collected by Insurify
Best in Florida for
Teen drivers
Cheap rates
Accident forgiveness
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
AI-generated from the text of verified reviews collected by Insurify
Best in Florida for
Teen drivers
Cheap rates
Accident forgiveness
Showing 75 reviews from Florida drivers - See all 7,420 GEICO reviews
Roger
Verified Review
Raising rates for no reason other than greed
Reviewed in Florida on March 5, 2026
Rates just kept going up and up for no reason. Just corporate greed. Progressive is even worse. Dropping Progressive currently. Found insurance for $60 a month less with a lesser-known company.
John
Verified Review
Discounts for Auto Insurance
Reviewed in Florida on March 4, 2026
All was good until my policy lapsed for two or three days because I was in the hospital. Then, all of a sudden, my insurance jumped forty dollars a month, and it has remained there for some time. I feel like I am not getting the discounts that I should be receiving. I have had no tickets or accidents in over five years, yet I'm still paying a very high price for the cheapest insurance I could get. I shop all the time for insurance because I feel that Geico is not offering me the best deal.
Loretta
Verified Purchase
Buying Car Insurance
Reviewed in Florida on March 3, 2026
I was pleased with the price and experience.
Brett
Verified Review
GEICO keeps my rate lower than others - every time I check!
Reviewed in Florida on March 2, 2026
Consistently provides the least expensive rate for my coverage, which includes emergency service and rental.
Aleida
Verified Review
Not Very Good
Reviewed in Florida on February 27, 2026
After changing my address, my monthly payment increased by $31.
Russell
Verified Review
Excellent
Reviewed in Florida on February 26, 2026
No one can beat the price.
David
Verified Review
My Review
Reviewed in Florida on February 25, 2026
No problems at all.
Nicole
Verified Review
Been with them 6 months and my policy went up instead of down
Reviewed in Florida on February 22, 2026
It's okay.
Alan
Verified Review
What You Would Like to Hear
Reviewed in Florida on February 21, 2026
Very, very hard to work through. We have an antique computer and cannot print PDF files, on and on. Your claim reps were very good. I asked them to send everything through the US mail, which they have so far. We had a very hard time with the safe drivers school as my computer system does not seem up to the needs. Anyway, got through it and hopefully y'all have received a copy. Been with you for 40 years, so we do think well of you.
…
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
629NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.59A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
GEICO offers Florida drivers affordable rates. This is a huge win for teens paying monthly premiums for an insurance policy separate from their parents’ coverage. Teens who want to save more can look into GEICO’s more than 30 discounts, including savings for completing a defensive driving course, maintaining a clean driving record, and having safety features like anti-lock brakes or anti-theft systems.
Pros
Many available discounts
Above-average J.D. Power customer satisfaction rating in Florida
Can access your policy online 24/7
Cons
Live customer support is difficult to access
Gap insurance not available
Many teens can’t take advantage of bundling discount
Allstate: Best for good students
| User Reviews | 3.8 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.9 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $185/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $202/mo |
3.8
A solid option in FloridaBased on 9,438 verified driver reviews and ratings
How drivers feel about Allstate
Drivers appreciate the friendly customer service and efficient claims processing, but many find the rates too high and experience unexpected price increases. Some also report poor communication from agents.
AI-generated from the text of verified reviews collected by Insurify
Best in Florida for
Accident forgiveness
Wide availability
Cheap rates
How drivers feel about Allstate
Drivers appreciate the friendly customer service and efficient claims processing, but many find the rates too high and experience unexpected price increases. Some also report poor communication from agents.
AI-generated from the text of verified reviews collected by Insurify
Best in Florida for
Accident forgiveness
Wide availability
Cheap rates
Showing 75 reviews from Florida drivers - See all 4,268 Allstate reviews
Leslee
Verified Review
Basically satisfied with policy.
Reviewed in Florida on March 2, 2026
The experience has been very good; however, we feel like we need a policy that is more cost-effective.
Kenneth
Verified Review
Smug People Working in One Office
Reviewed in Florida on March 2, 2026
Allstate has a terrible crew. I never see the owner of the place, a smug guy that I don’t trust. Their prices are exceptionally high for nothing gained. I'm ready to find a new company to give my business to.
Joseph
Verified Review
Rising Rates, Zero Loyalty Considerations
Reviewed in Florida on March 1, 2026
They have been a good company for paying out on claims, but loyalty gets nothing in consideration to rates. I have been with them since 1982 and my rates are through the roof. They are always raising and NEVER offering a lower rate. I’m curious how much of my rate goes to agent commission.
Dan
Verified Review
Best Price
Reviewed in Florida on February 25, 2026
Best price.
Erica
Verified Review
Not great
Reviewed in Florida on February 16, 2026
They're okay. I was not successful in getting a better cost even though I've been with them for many years.
Linda
Verified Review
Poor
Reviewed in Florida on February 16, 2026
Allstate is more expensive than all others except AAA, which is higher.
Angela
Verified Review
Dissatisfied
Reviewed in Florida on February 15, 2026
My experience with Allstate is that they are overpricing their policies.
Donald
Verified Review
Personalized customer service has its value.
Reviewed in Florida on February 15, 2026
I've been with Allstate for over 30 years.
Joe
Verified Review
Allstate is not locally competitive.
Reviewed in Florida on February 14, 2026
Great insurance company but just too expensive for our vehicles and real properties!
…
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
643NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.02A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A-Why we picked this company
Allstate makes the traditional “good” student discounts much more accessible with its smart student discount. Unmarried drivers younger than 25 can qualify for this discount by maintaining a B- average or higher, completing the teenSMART driver education program, or attending school at least 100 miles from their car’s garage location.
Pros
Bundling available
Rideshare insurance available
Above-average J.D. Power customer satisfaction rating in Florida
Cons
Below-average J.D. Power claims satisfaction rating
Some negative customer feedback on Trustpilot and the Better Business Bureau (BBB)
More expensive average rates than some competitors
Travelers: Best for teen drivers with an incident
| User Reviews | 4.7 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.5 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $220/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $240/mo |
4.7
Best choice in FloridaBased on 1,273 verified driver reviews and ratings
How drivers feel about Travelers
Customers appreciate the insurer’s communicative customer service and efficient claims process. But they’re dissatisfied with the consistent and sometimes significant price increases, even for those with clean driving records.
AI-generated from the text of verified reviews collected by Insurify
Best in Florida for
Numerous discounts
Gap insurance
Rideshare coverage
How drivers feel about Travelers
Customers appreciate the insurer’s communicative customer service and efficient claims process. But they’re dissatisfied with the consistent and sometimes significant price increases, even for those with clean driving records.
AI-generated from the text of verified reviews collected by Insurify
Best in Florida for
Numerous discounts
Gap insurance
Rideshare coverage
Showing 27 reviews from Florida drivers - See all 564 Travelers reviews
Glenn
Verified Review
Check Your Coverage Needs and Wants
Reviewed in Florida on March 1, 2026
Check all the coverage. Cheaper rates sometimes mean less or no coverage for some items.
John
Verified Review
Florida Auto Insurance is High!
Reviewed in Florida on February 25, 2026
Auto insurance in Florida is high to begin with, so shop around with several companies.
William
Verified Review
No loyalty at all
Reviewed in Florida on February 20, 2026
Increases premium every renewal.
John
Verified Review
My Experience, Maybe Not Yours
Reviewed in Florida on February 11, 2026
Travelers does not bother you, gives a one-year policy, and has no middleman to take some of your money.
Paul
Verified Review
OK, Not great.
Reviewed in Florida on February 9, 2026
It is fine. They just reduced my premium.
Jose
Verified Review
AAA+++
Reviewed in Florida on January 23, 2026
Superb customer service and excellent response during the claims process.
William
Verified Review
Always wanting more money
Reviewed in Florida on January 19, 2026
Expect an increase in premiums every 6 months regardless of your driving record.
Joseph
Verified Review
Excellent
Reviewed in Florida on January 18, 2026
Fantastic service with my accident. They kept me informed and gave me a decent settlement.
David
Verified Review
Searching for another policy
Reviewed in Florida on January 14, 2026
They’ve raised the price too much despite my not having any claims or tickets.
…
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
608NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
Travelers is a solid car insurance option for teen drivers with a driving incident on their record. Travelers offers accident forgiveness and minor violation forgiveness coverage that can help teens avoid premium increases after their first accident or violation. Additional features from the insurance company can provide more peace of mind, including its decreasing deductible and total loss deductible waiver.
Pros
Multiple student discounts
Gap coverage available
Bundling available
Cons
Below-average J.D. Power customer satisfaction rating in Florida
Rideshare insurance not available in Florida
Unimpressive App Store reviews
Progressive: Best for multi-car policies
| JD Power J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale. | 587 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.7 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $140/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $177/mo |
How drivers feel about Progressive
Customers appreciate the insurer’s good customer service and initial affordability but dislike the consistent price increases and complex claims process.
AI-generated from the text of verified reviews collected by Insurify
Best in Florida for
Competitive rates
Easy buying process
Telematics program
How drivers feel about Progressive
Customers appreciate the insurer’s good customer service and initial affordability but dislike the consistent price increases and complex claims process.
AI-generated from the text of verified reviews collected by Insurify
Best in Florida for
Competitive rates
Easy buying process
Telematics program
Showing 75 reviews from Florida drivers - See all 8,126 Progressive reviews
Ana
Verified Review
I like the service
Reviewed in Florida on March 2, 2026
It's a good insurance.
Julie
Verified Review
Progressive Car Insurance
Reviewed in Florida on March 2, 2026
Progressive is great so far, but I've never had a claim, so I'm unsure how they handle those.
Barry
Verified Review
Great company, very pricey
Reviewed in Florida on February 26, 2026
My experience was positive, just very expensive.
John
Verified Review
Progressive is an excellent company
Reviewed in Florida on February 26, 2026
Good all around. Price can change quickly. Customer service is excellent.
Janet
Verified Review
Great company, but the prices are way higher than they should be when you have no claims, no tickets, etc.
Reviewed in Florida on February 25, 2026
Great company, but the prices are way higher than they should be when you have no claims, no tickets, etc.
Alexander
Verified Review
Poor
Reviewed in Florida on February 22, 2026
Shop around for the cheapest price. The loyalty discount is a myth.
Claudia
Verified Review
Recommendation for Progressive
Reviewed in Florida on February 22, 2026
Distant but no problems.
James
Verified Review
Best Price
Reviewed in Florida on February 17, 2026
Best price for the coverage.
John
Verified Review
Review 2-15-2026
Reviewed in Florida on February 16, 2026
Shop around and look at offers carefully.
…
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
587NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.97A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A+Why we picked this company
Progressive is a great choice for households with multiple cars. The company offers an average of 12% in savings for drivers who insure more than one vehicle on the same insurance policy. You can add cars owned by family members, spouses, or roommates as long as they’re kept at your address. This can help everyone save on car insurance.
Pros
Teen-friendly mobile app with high ratings
AM Best financial strength rating of A+ (Superior)
24/7 customer support
Cons
Below-average J.D. Power customer satisfaction ratings in Florida
Mixed customer reviews on the Trustpilot and BBB websites
Higher average rates for teens than some competitors
Our editorial team analyzed regional and national auto insurance companies that sell policies in Florida to assess which offer the best rates, coverage options, customer service, and savings to drivers. We prioritized competitive rates, 24/7 customer service, low-mileage discounts or programs, safe driving discounts, homeownership discounts or bundling options, and specialty or supplemental coverages.
How young drivers can save on car insurance
Understandably, many young drivers look for ways to lower their car insurance costs. You can potentially earn savings by taking several different steps. Learn more about ways for young drivers to lower premium costs below.
Join a parent’s insurance policy
When you insure more than one driver, the insurance company will often offer a discount.
Ask about discounts
An insurance agent can provide more information about what car insurance discounts your whole family, including young drivers, can benefit from. Young drivers in Florida can potentially save on car insurance with the help of good student, defensive driving, driver education, bundling, telematics, and low-mileage discounts.
Keep a safe driving record
Most drivers see their car insurance rates decrease with age as they gain more driving experience. But that only applies if they practice safe driving habits. Teens and young adults should avoid accidents, speeding tickets, and DUIs if they want to stay safe on the road and save money.
Bundle policies
Parents can bundle other insurance products they already pay for, like homeowners insurance, with their auto insurance policy to qualify for a bundling discount. Young adults who live separately from their parents can often bundle a renters insurance policy to save.[2]
Find Cheap Car Insurance in Florida
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How much is car insurance for a new driver in Florida?
On average, new teen drivers in Florida pay $284 per month for liability-only coverage and $352 for a full-coverage insurance policy. It’s important to note that how much you’ll spend varies based on factors like your ZIP code, driving record, age, vehicle make and model, and more.
Like most states, Florida has faced increasing car insurance rates in recent years. The average cost of full-coverage car insurance in Florida increased by 9% from 2023 to 2024, according to Insurify’s latest car insurance report. Insurify estimates that Florida drivers will experience an additional 10% increase in premiums in 2025.
Best car insurance in Florida for teens FAQs
The following information can help answer your remaining questions about car insurance for teen drivers.
How much is car insurance in Florida?
The average cost of car insurance in Florida is $164 per month for liability coverage and $203 for full coverage.
For teen drivers, this monthly average is higher, at $284 for liability coverage and $352 for full coverage.
What are the best car insurance companies in Florida for young drivers?
Allstate, State Farm, GEICO, Travelers, and Progressive are great auto insurance companies for young drivers. They offer a variety of student-friendly discounts, opportunities to save by taking defensive driving courses, and teen-friendly tech support and apps.
What car insurance discounts are available in Florida for young drivers?
Young drivers in Florida can save on their car insurance premiums by seeking out discounts specifically designed to help young adult and teen drivers save. Young drivers may qualify for discounts for good grades (student discount), driver’s education courses, safe driving records, bundling policies, low mileage, being accident-free, or joining a parent’s policy.
How much car insurance do you need in Florida?
To drive legally in the state of Florida, you must meet minimum coverage requirements. Florida drivers need to have at least $10,000 in personal injury protection coverage and $10,000 in property damage liability coverage.[3]
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March 5, 2026
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Cheapest Car Insurance in Winter Haven, FL,
March 5, 2026
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Cheap Car Insurance in Tampa, Florida, From $135
March 5, 2026
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Best Cheap Car Insurance in Tallahassee, FL, From $96
March 5, 2026
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Best Cheap Car Insurance in Spring Hill, FL, From $118
March 5, 2026
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Best Cheap Car Insurance in Sarasota, FL, From $86
March 5, 2026
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Best Cheap Car Insurance in Saint Petersburg, FL, From $101
March 5, 2026
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Cheapest Car Insurance in Riverview, Florida
March 5, 2026
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Best Cheap Car Insurance in Pensacola, FL, From $100
March 5, 2026
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Cheapest Car Insurance Quotes in Pompano Beach, FL
March 5, 2026
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Cheap Car Insurance in Panama City, FL, Starting at $87
March 5, 2026
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Cheap Car Insurance in Palm Bay, FL, Starting at $96
March 5, 2026
)
Best Cheap Car Insurance in Orlando, FL, From $121
March 5, 2026
)
Best Cheap Car Insurance in Ocala, FL, From $104
March 5, 2026
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Cheap Car Insurance in Naples, FL, Starting at $97
March 5, 2026
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Cheap Car Insurance in Miami, FL, Starting at $136
March 5, 2026
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Best Cheap Car Insurance in Lakeland, FL, From $100
March 5, 2026
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Best Cheap Car Insurance in Melbourne, FL, From $94
March 5, 2026
Best Cheap Car Insurance in Jupiter, FL, From $90
March 5, 2026
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Cheap Car Insurance in Jacksonville, FL, Starting at $108
March 5, 2026
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Best Cheap Car Insurance in Gainesville, FL, From $92
March 5, 2026
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Best Cheap Car Insurance in Fort Myers, FL, From $103
March 5, 2026
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Best Cheap Car Insurance in Fort Lauderdale, FL, From $121
March 5, 2026
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Best Cheap Car Insurance in Daytona Beach, FL, From $102
March 5, 2026
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Sources
- Insurance Information Institute. "What determines the price of an auto insurance policy?."
- Insurance Information Institute. "How to save money on car insurance."
- Florida Highway Safety and Motor Vehicles. "Florida Insurance Requirements."
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Jacqueline DeMarcoFreelance Insurance Writer
13+ years writing insurance and personal finance content
Insurance, lending, and retirement expert
Jacqueline has contributed content, and her personal finance passion, to dozens of noteworthy financial brands, including Credit Karma, Bankrate, and MagnifyMoney.
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Jacqueline has contributed content, and her personal finance passion, to dozens of noteworthy financial brands, including Credit Karma, Bankrate, and MagnifyMoney.
Katie PowersLicensed P&C Agent, Senior Insurance Editor
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
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