Headquartered in San Antonio, Texas, USAA Insurance was founded in 1922. United Services Automobile Association has won multiple awards and rankings, from Fortune's Best Companies to Work For from 2010 to 2015, the number 1 Military Spouse Friendly Employer award from Military Spouse Magazine, to 122nd in Revenue, 53rd in Assets, and 49th in Net Worth rankings from Fortune 500. USAA specializes in services from auto insurance to homeowners insurance, to banking and investing services.
USAA offers a variety of specific auto insurance discounts to their customers so be sure you’re taking advantage of all the savings you’re eligible for by contacting your current USAA agent or unlocking them on Insurify! You could save with a:
|Discount Type||Discount %|
|Vehicle Storage Discount||up to 60%|
|Anti-Theft Device Discount||up to 20%|
|Student Away at School Discount||up to 20%|
|Military Discount||up to 15%|
|Passive Restraint Discount||up to 15%|
|Multiple Vehicle Discount||up to 13%|
|Family Discount||up to 10%|
|Good Driver Discount||up to 10%|
|Multiple Policy Discount||up to 9%|
|Anti-lock Brake Discount||Varies|
|Defensive Driver Discount||Varies|
|Good Student Discount||Varies|
|Low Mileage Discount||Varies|
|New Car Discount||Varies|
|Daytime Running Lights Discount||Varies|
|Driving training discount||Varies|
USAA has been offering its customers exceptional service for over 90 years. They provide customer support 24 hours, 7 days a week and allow their members to access their policy, make payments, and contact their agents online or through their mobile app. Payments are flexible and can be made consistent with military pay schedules. Policyholders can take advantage of USAA Auto Circle car buying service, guaranteed policy renewal, and additional coverages like roadside assistance.
|Road Side Assistance||Typically adds coverage for towing, tire changes, lockout services, and more|
|Rental Reimbursment||Reimburses the per day cost of a rental car (daily and maximum reimbursement may vary)|
|Accident Forgiveness||Your rates won't automatically increase after an accident even if you're at fault.|
|Extended Coverage||Adds enhanced coverage features beyond what is available in a standard personal auto policy.|
|Online Payment||Hate those annoying IVR menus? Pay your bill online.|
|Mobile App Payments||Welcome to the 21st century, some companies allow you to pay your bill through their phone app, just make sure you own a smart phone!|
|Automatic Online Payments||Forgetful? This option automatically charges your credit or debit card that you provided so that you never have to worry.|
|Mail Payment||The option to mail in a personal check or money order. Don't forget the postage, sometimes the classics never die!|
USAA offers a variety of life insurance plans, including term life benefits specifically for military members.
Term Life lasts for a period of 10, 15, 20, 25, or 30 years. During your policy period, your coverage amount and premium payments are guaranteed to stay the same. USAA offers special term life benefits, including:
Whole Life coverage lasts a lifetime, and your premium payments build cash value. For the length of your policy, your coverage amount and premium payments are guaranteed to remain the same. Whole Life benefits include:
Universal Whole Life insurance lasts a lifetime, and allows you to change your coverage amount and premium payments at any time. Universal Whole Life benefits include:
USAA offers full coverage car insurance, as well as optional protections.
Full coverage from USAA includes:
Optional coverages include:
USAA offers comprehensive renters insurance to protect your liability and personal belongings, including clothing, furniture, electronics, phones, cameras, jewelry, and more.
Standard renters insurance from USAA includes:
USAA offers insurance coverage to protect your home and personal belongings from fire, theft, vandalism, liability, identity theft, and most weather-related events.
Basic homeowners insurance includes:
Optional coverages from USAA include:
USAA offers landlord insurance, also known as dwelling fire insurance, for up to ten tenant-occupied rental properties.
A landlord insurance policy from USAA includes:
USAA offers Valuable Personal Property (VPP) insurance to its homeowner and renter insurance policyholders. This policy provides higher limits and extended coverage for your valuable possessions, such jewelry, guns, cameras, instruments, fine art, furs, etc.
Valuable Personal Property policies include:
USAA offers flood insurance through the National Flood Insurance Program, which provides a maximum of $250,000 in building coverage, and $100,000 for personal belongings.
USAA offers basic and optional condo insurance coverages to protect what your association’s master policy cannot.
Basic condo insurance includes coverage for:
Optional condo insurance coverages from USAA include:
USAA offers mobile home insurance through a third party insurance company. Coverage options include:
USAA offers extensive farm and ranch insurance for small to medium-sized growers and ranchers. Protect your farm home, property, and liability with coverage for:
USAA offers additional farm related insurance coverage for:
USAA offers specialized policies for collectible items, including military memorabilia, stamps and coins, vintages toys and dolls, sports memorabilia, wine, and more.
Each USAA collectibles policy includes:
USAA offers up to $1 million in additional personal liability insurance to protect you from lawsuit claims that exceed your homeowners and auto insurance limits.
Umbrella insurance helps to protect your property, savings, investments, retirement fund, and future wages. It can also pay for legal defense costs.
USAA offers motorcycle, ATV, moped, and scooter insurance coverage through a third-party insurance partner.
Motorcycle insurance coverage through USAA includes:
USAA offers boat and yacht insurance coverage through a third-party insurance company. Its boat insurance policies can cover a variety of watercrafts, including sailboats, motorboats, Jet Skis, WaveRunners, houseboats, pontoon boats, and more.
Standard coverage includes:
USAA offers recreational vehicle insurance for your motorhome, pop-up camper, fifth wheel, slide-on camper, and travel trailer.
RV coverage options include:
USAA provides insurance coverage for your classic cars, exotic cars, muscle cars, kits and replicas, street rods, and vintage motorcycles. To qualify for coverage, your car must be stored in an enclosed, locked garage, and only used for minimal pleasure cruising.
Through a third-party insurance company, USAA provides:
USAA provides both personal and business aviation insurance, whether you and your aircraft are in the sky or on the ground.
Aircrafts eligible for coverage include vintage planes, seaplanes, commercial-use drones, and more.
USAA offers small business insurance coverage to protect your employees, your property, and your livelihood.
Coverage options include: