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Temporary Car Insurance in Texas (2026)

State Farm and GEICO have some of the lowest six-month policy rates in Texas. Insurify Car sells minimum-coverage policies you can pay for in seven-day increments.

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Cheapest recent car insurance quotes in Texas

Drivers in and around Texas have found policies from State Farm, Mile Auto, Alinsco, and more, through Insurify in the last few days.

*Quotes generated for Insurify users from Texas within the last 10 days. Last updated on March 5, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from March 5, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users from Texas within the last 10 days. Last updated on March 5, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from March 5, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Melanie Lockert
Written byMelanie Lockert
Melanie Lockert
Melanie LockertInsurance, Personal Finance Writer
  • 10+ years writing on personal finance topics

  • Host of the Mental Health and Wealth podcast

Melanie is a blogger, author, and speaker specializing in personal finance and debt management. She’s also the author of the blog and book “Dear Debt.”

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Chris Schafer
Edited byChris Schafer
Chris Schafer
Chris SchaferDeputy Managing Editor, News and Marketing Content
  • 15+ years in content creation

  • 7+ years in business and financial services content

Chris is a seasoned writer/editor with past experience across myriad industries, including insurance, SAS, finance, Medicare, logistics, marketing/advertising, and many more.

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David Marlett
Reviewed byDavid Marlett
David Marlett
David MarlettAdvisor

David Marlett is the Managing Director of the Brantley Risk and Insurance Center. He is a professor in the Department of Finance, Banking, and Insurance at Appalachian State University and holds the IIANC Distinguished Professorship. David also serves on the Board of Directors for the Invest program and previously chaired the Loman Advisory Committee for the CPCU Society.

David has taught courses in Risk Management and Insurance for the last 25 years, starting at Florida State University while in the doctoral program. Prior to graduate school, David worked as a commercial lines underwriter for USF&G in Tampa.

He serves as a resource on insurance issues and is a frequent media contributor. He has been quoted by a wide range of outlets, including The New York Times, CNN, Reuters, and NPR.

David has been reviewing articles for Insurify since March 2025.

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Texas drivers must get liability insurance with minimum-coverage amounts to comply with state laws.[1] But if you’re looking for a short-term car insurance policy, you may wonder if you can get temporary car insurance in Texas to fill the gap.

Unfortunately, temporary car insurance isn’t exactly an option, and the shortest term available is typically a six-month policy.

Here’s what you need to know about such policies in Texas.

Quick Facts
  • The average monthly cost of liability insurance in Texas is $119 per month with a six-month policy.

  • Car insurance policies generally last six to 12 months, but some insurers offer shorter policies.

  • You can cancel your coverage if you need a temporary car insurance policy, but you could face consequences for a lapse in coverage.

Best temporary car insurance in Texas

Major auto insurance companies don’t sell temporary car insurance in Texas. Instead, you can get a six-month insurance policy and cancel it before the term ends. If you do, you’ll get a refund for the remaining months of the policy term.[2]

To avoid a lapse in coverage, make sure you have another policy in place before canceling; otherwise, your premiums will increase.

Here are some of the best car insurance companies in Texas to get coverage from.

State Farm: Best for low rates

User Reviews
4.0
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.3 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$57/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$101/mo
4.0
Best choice in TexasBased on 15,861 verified driver reviews and ratings
How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

AI-generated from the text of verified reviews collected by Insurify
Best in Texas for
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

AI-generated from the text of verified reviews collected by Insurify
Best in Texas for
Customer service
Competitive rates
Discounts for safe drivers
Showing 75 reviews from Texas drivers - See all 7,186 State Farm reviews
Johnny
Verified Review
Not worth the money.
Reviewed in Texas on March 7, 2026
The customer service agent is very rude, and the premiums are way too high for the coverage I wanted. They ask questions that have no regard to price.
Gordon
Verified Review
Too High Monthly Payments
Reviewed in Texas on March 5, 2026
The monthly payment is way too high. Even though I was with them for many years, the premium kept going up.
Arturo
Verified Review
Expensive Insurance
Reviewed in Texas on March 4, 2026
The insurance is okay, I guess. I've never had a claim, but they are very expensive. They are so expensive that it's getting to the point where I cannot afford it.
Tina
Verified Review
Price is too high
Reviewed in Texas on March 4, 2026
I've had my current car insurance company for over 30 years. They are okay. However, now that I'm retired and their prices keep going up, the fact that they are doing away with the defensive driving discount, and they don't offer any incentives for seniors or someone who doesn't drive as much, I had no choice but to switch companies. The new company will save me about $30.00 a month.
William
Verified Review
The price only goes up, never down or stays the same. They do not take care of people who have been with them for years. I was with them for over 20 years, and all they did was raise the premium every 6 months.
Reviewed in Texas on March 2, 2026
The price only goes up, never down or stays the same. They do not take care of people who have been with them for years. I was with them for over 20 years, and all they did was raise the premium every 6 months.
Paul
Verified Review
Helpful agents over the 60 years of having coverage with State Farm.
Reviewed in Texas on March 1, 2026
I have not had any claims in recent years. No problems over the years when there was a claim.
Percy
Verified Review
Excellent service and coverage
Reviewed in Texas on February 28, 2026
Excellent, friendly, and professional.
Barbara
Verified Review
Not a Good Proposal
Reviewed in Texas on February 26, 2026
They raised the yearly cost by thousands per year. I have had the policy for over 10 years with no claims.
Troy
Verified Review
Too High
Reviewed in Texas on February 24, 2026
State Farm is not good; they increased my rates for no reason.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
657
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.84
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

State Farm has some of the lowest rates for liability coverage and full-coverage car insurance in Texas. State Farm also ranked fourth in overall customer satisfaction, receiving 695 out of 1,000 points in the 2024 J.D. Power U.S. Insurance Shopping Study.[3] You can also save up to 30% by using the company’s Drive Safe & Save app.

Pros
  • Nation’s largest insurance company, based on policies written

  • Bundling and other discounts available

  • Rideshare driver coverage available

Cons
  • AM Best financial strength rating of B (Fair)

  • 1.6 stars on Trustpilot

  • Gap insurance not available

GEICO: Best for discounts

User Reviews
3.9
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.2 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$95/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$181/mo
3.9
A solid option in TexasBased on 16,091 verified driver reviews and ratings
How drivers feel about GEICO

Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.

AI-generated from the text of verified reviews collected by Insurify
Best in Texas for
Teen drivers
Cheap rates
Accident forgiveness
How drivers feel about GEICO

Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.

AI-generated from the text of verified reviews collected by Insurify
Best in Texas for
Teen drivers
Cheap rates
Accident forgiveness
Showing 75 reviews from Texas drivers - See all 7,430 GEICO reviews
Cristi
Verified Review
Price Increases at Renewal
Reviewed in Texas on March 8, 2026
I'm not going to use them again. They raise the price every time I have to renew. It's ridiculous to pay as much as I do for simple liability only.
Josh
Verified Review
Geico Two-Step
Reviewed in Texas on March 4, 2026
I have multiple insurance companies currently. Geico needs better training for their representatives. Don’t tell customers one thing and then tell the consumer the exact opposite from the next representative. I will never use Geico again, even though they are almost 50% cheaper than State Farm, Allstate, or Progressive.
Jeanette
Verified Review
Too much $$$
Reviewed in Texas on March 2, 2026
Started out well, but the price increased regularly with no claims, no accidents, and no tickets. It more than doubled in 8 years!
Zee
Verified Review
Expensive but probably a good insurance
Reviewed in Texas on February 25, 2026
It is very expensive; the Geico Auto help is very good.
Tom
Verified Review
Understand what you bought before you sign
Reviewed in Texas on February 25, 2026
Make sure they explain the policy thoroughly before you sign!
Joann
Verified Review
The Policy That Goes Up
Reviewed in Texas on February 24, 2026
I was drawn in with a low rate, then they increased it on me in 3 months.
Miguel
Verified Review
Fairness
Reviewed in Texas on February 24, 2026
They are good overall, but too expensive for my budget!
Garry
Verified Review
So disappointed
Reviewed in Texas on February 24, 2026
After being with Geico for five years with no claims or accidents, they almost doubled our rates. They are about the money, not the customers.
Debra
Verified Review
I’m a senior and I have had a great record. Until 2025, I was in a wreck with no ticket. I was initially told both parties were at fault, but later it was determined to be my fault. I just received a new used 2019 Nissan Armada, and I pay $197.00 a month, which I find ridiculous. Because it is financed, I need to carry full coverage. I don’t feel I have a fair deal.
Reviewed in Texas on February 21, 2026
I’m a senior and I have had a great record. Until 2025, I was in a wreck with no ticket. I was initially told both parties were at fault, but later it was determined to be my fault. I just received a new used 2019 Nissan Armada, and I pay $197.00 a month, which I find ridiculous. Because it is financed, I need to carry full coverage. I don’t feel I have a fair deal.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
637
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.59
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

If you want temporary car insurance in Texas, you can find affordable coverage with a six-month policy from GEICO. The insurer also has more discounts than other insurance companies.

For example, current military members can get up to 15% off, and Texas is home to many military members who may be eligible. GEICO also has an AM Best financial strength rating of A++ (Superior) and received 656 out of 1,000 points in customer satisfaction on the J.D. Power 2024 U.S. Insurance Shopping Study.

Pros
  • Cheap rates

  • Highly rated mobile app

  • Non-owner car insurance available

Cons
  • Low customer review rating on the Better Business Bureau (BBB) website

  • “Bad” rating on Trustpilot

  • Gap insurance not available

Mile Auto: Best for pay-per-mile insurance

User Reviews
4.5
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
8.8 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$74/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$157/mo
4.5
Best choice in TexasBased on 189 verified driver reviews and ratings
How drivers feel about Mile Auto

Drivers appreciate the quality service but find the rates high and claim processing slow.

AI-generated from the text of verified reviews collected by Insurify
Best in Texas for
Low-mileage drivers
Senior drivers
Cheap full coverage
How drivers feel about Mile Auto

Drivers appreciate the quality service but find the rates high and claim processing slow.

AI-generated from the text of verified reviews collected by Insurify
Best in Texas for
Low-mileage drivers
Senior drivers
Cheap full coverage
Showing 4 reviews from Texas drivers - See all 65 Mile Auto reviews
Leroy
Verified Review
Why was I canceled?
Reviewed in Texas on February 9, 2026
1/14/26: Liked what I saw and purchased Auto Insurance. 1/29/26: Received an email requesting a "Physician's opinion statement." I did not see this requirement in the many pages of fine print. Was given 30 days to submit. 1/31/26: Via email, I requested information on how to cancel my policy and stated that I do not release medical data to anyone. I did not request the policy be canceled. 2/01/26: Relented. 2/03/26: Hand-delivered request to primary care doctor and made an appointment for an Ophthalmologist for 02/10/26. 2/07/26: Received a USPS letter from MileAuto stating the policy would be canceled effective 3/01/26. The reason given was that "Policy no longer meets underwriting requirements." I have no idea what requirements this refers to.
Johnny
Verified Purchase
Mile Auto has been good
Reviewed in Texas on November 25, 2025
So far, it's been a smooth ride. They have answered questions and helped with adding vehicles. Seems to be a good insurance group.
Irma
Verified Purchase
Mike Auto is for Real
Reviewed in Texas on March 21, 2025
I have nothing but good things to say. It has saved me a lot of money, which means everything to me. I think about all the money I have paid for insurance, and finally, this insurance, Mike Auto, has come up with a way to reduce the cost.
Irma
Verified Purchase
Response Time
Reviewed in Texas on March 19, 2025
I would prefer to have my problems solved before the three days they state as their response time.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
NR
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
2.18
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
NR
Why we picked this company

While you can’t get temporary car insurance in Texas, you can pay less for auto insurance if you don’t drive very often. Mile Auto offers pay-per-mile car insurance, which comes with a base rate and a pay-per-mile rate.

This coverage is a good idea for low-mileage drivers and could score you serious savings compared to a standard car insurance policy.

Pros
  • Good for low-mileage drivers like college students

  • Could save up to 30%–40%

  • Underwriting company has an Excellent AM Best rating

Cons
  • “Poor” rating on Trustpilot

  • Not rated on the BBB website

  • Doesn’t offer conventional discounts

  • To choose the best options for temporary car insurance in Texas, we looked at several factors. These include the average rate, AM Best ratings, coverage options, discounts, and customer satisfaction. Considering the specific needs of Texas drivers who are looking for auto insurance for a short period, these insurance providers can be a good option.

Cheapest short-term car insurance in Texas

Short-term car insurance in Texas can be as low as $37 per month for a six-month liability insurance policy, according to Insurify data. Meanwhile, monthly rates can reach as high as $457 per month for full coverage. Your premium will vary depending on your age, vehicle type, coverage type, ZIP code, driving record, and more.

The table below breaks down the cheapest short-term car insurance in Texas with liability-only average monthly quotes for a six-month policy. Note that Hugo is the only insurer that sells policies with terms shorter than six months.

The below rates in Texas are estimated rates current as of: Sunday, March 1 at 11:00 AM PST. 
Insurance Company
sort ascsort desc
Average Monthly Quote
sort ascsort desc
USAA$53
State Farm$55
Mile Auto$70
Allstate$75
Safeco$85
GEICO$86
Mercury$95
Nationwide$96
Progressive$96
Hugo$191
Disclaimer: Table data sourced from real-time Texas car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Texas may vary based on the policy buyer's unique driver profile.

Options for temporary car insurance

If you’re looking for temporary car insurance in Texas, consider the coverage types listed below.

Pay-as-you-go car insurance: Best for flexibility

Pay-as-you-go car insurance is ideal if you’re looking for temporary car insurance in Texas and you value flexibility. Insurify Car allows you to pay for months of car insurance coverage in affordable weekly increments. This is far different from a standard auto insurance policy that requires larger monthly payments. With Insurify Car, you pay as you go, and you can cancel anytime.

The company sells state-minimum liability coverage policies in 16 states, including Texas. But if you need higher liability limits, or full coverage — which typically includes collision and comprehensive coverage — you won’t be able to use Insurify Car.

You can save money with pay-as-you-go insurance, but you’ll need to stay on top of your insurance coverage. Be aware that taking a break from such coverage options could cause the DMV to get a notification about your lapse in car insurance coverage, which could have additional consequences for you.

Non-owner car insurance: Best for Texas drivers without a car

If you don’t have your own vehicle but regularly drive other people’s cars — whether friends’, family members’, rental cars, or car-sharing — you could consider non-owner car insurance. Non-owner car insurance provides basic liability insurance, which covers bodily injury and property damage. This ensures you’re protected if you cause damage or injury to another driver. But it doesn’t offer any benefits if you’re injured or have property damage.

Non-owner car insurance is generally cheaper than a standard auto insurance policy, but it has limited benefits and doesn’t include comprehensive or collision coverage.

Some companies that offer non-owner car insurance policies include:

  • GEICO

  • Nationwide

  • State Farm

Pay-per-mile car insurance: Best for remote workers

Pay-per-mile insurance calculates your insurance premiums using a base rate and per-mile rate. So how many miles you drive will affect your premium, which can change each month. Generally, this type of car insurance is best for consumers who drive fewer than 10,000 miles per year.

If you’re a remote worker in Texas and don’t have a commute, this could be a good option for you. You may cut down your rates significantly. But if your mileage increases, so can your costs, and it may no longer be a good fit. Mile Auto offers pay-per-mile insurance in Texas. Metromile and Milewise, by Allstate, are also pay-per-mile insurers but aren’t currently available in Texas.

Rideshare insurance: Best for rideshare drivers

If you drive or do deliveries with a rideshare company, getting rideshare insurance can be a type of temporary insurance to get while you do this work. Rideshare companies typically provide protection while you’re working. But if something happens, like an accident while you’re between rides or waiting for the next request, you can be vulnerable. Rideshare insurance can protect you in these instances.

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Pros and cons of temporary car insurance

Getting temporary car insurance in Texas can seem like a good idea. But consider the pros and cons before making any major changes.

Pros
  • Customized coverage: If you get pay-as-you-go or pay-per-mile auto insurance, your premiums reflect your actual driving.

  • Flexibility: A short-term policy offers more flexibility and less commitment.

  • Get what you need: You can get car insurance for the time frame you want, and your premiums may be more affordable.

Cons
  • Lapse in coverage: If you’re not careful and don’t renew your car insurance or get a new policy with another insurance company, you could break the law and have higher rates in the future. Consider the legal consequences and how it might affect your financial situation.

  • Availability: You may not be able to get the kind of temporary auto insurance you’re looking for or secure coverage from the insurance company you want.

  • More work: A long-term policy can mean you forget about coverage for a while. A short-term policy can mean more renewals, more work, and a longer process. In addition, your premiums could be higher at the time of renewal.

Temporary car insurance in Texas FAQs

If you’re looking for temporary car insurance in the Lone Star State, you may find this additional information helpful. You can also check out Insurify’s guides on one-day car insurance and pausing a policy for more information.

  • Can you get temporary insurance in Texas?

    Six months is generally the shortest car insurance policy term available in Texas. But if you know you won’t need coverage long-term, you can consider a policy from Insurify Car. The insurer allows you to set a cancellation date for your policy at any time and pay your premium in seven-day increments, rather than paying for months of coverage up front.

  • Is temporary car insurance legit?

    Yes. Temporary car insurance in Texas is legitimate if you buy a policy from a reputable agency and the term is at least six months long. Several major insurance companies — including Travelers, Progressive, and Nationwide — offer this type of policy.

  • Can you drive a car without insurance if you just bought it in Texas?

    When you buy a new car in Texas, contact your insurance company as soon as possible and add the car to your policy. This can help you avoid a lapse in coverage. Your insurance policy will automatically cover the new car for 20 days. Your exact amount of coverage will depend on whether the new car is an additional or replacement car.

    If you’re buying a new car and getting rid of the old one, coverage on the new car will match the coverage on your old car during the 20-day grace period. But if you’re buying an additional car, coverage on the new car will match the highest coverage on your policy.

  • How long can you be without car insurance in Texas?

    All drivers in Texas must carry car insurance or show another type of financial responsibility. If an officer pulls you over and you can’t show proof of coverage, the police officer can give you a ticket and you could face fines up to $350. If you violate the law again, you may have to pay a fine of up to $1,000, and your license may be suspended.

Related articles

Sources

  1. Texas Department of Insurance. "Shopping for auto insurance: What to know before you buy a policy."
  2. Texas Department of Insurance. "Auto Insurance Guide."
  3. J.D. Power. "Half of Auto Insurance Customers Currently Shopping for New Policies, J.D. Power Finds."
Melanie Lockert
Written byMelanie LockertInsurance, Personal Finance Writer
Melanie Lockert
Melanie LockertInsurance, Personal Finance Writer
  • 10+ years writing on personal finance topics

  • Host of the Mental Health and Wealth podcast

Melanie is a blogger, author, and speaker specializing in personal finance and debt management. She’s also the author of the blog and book “Dear Debt.”

Featured in

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Melanie is a blogger, author, and speaker specializing in personal finance and debt management. She’s also the author of the blog and book “Dear Debt.”

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Chris Schafer
Edited byChris SchaferDeputy Managing Editor, News and Marketing Content
Chris Schafer
Chris SchaferDeputy Managing Editor, News and Marketing Content
  • 15+ years in content creation

  • 7+ years in business and financial services content

Chris is a seasoned writer/editor with past experience across myriad industries, including insurance, SAS, finance, Medicare, logistics, marketing/advertising, and many more.

Featured in

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David Marlett
Reviewed byDavid MarlettAdvisor
David Marlett
David MarlettAdvisor

David Marlett is the Managing Director of the Brantley Risk and Insurance Center. He is a professor in the Department of Finance, Banking, and Insurance at Appalachian State University and holds the IIANC Distinguished Professorship. David also serves on the Board of Directors for the Invest program and previously chaired the Loman Advisory Committee for the CPCU Society.

David has taught courses in Risk Management and Insurance for the last 25 years, starting at Florida State University while in the doctoral program. Prior to graduate school, David worked as a commercial lines underwriter for USF&G in Tampa.

He serves as a resource on insurance issues and is a frequent media contributor. He has been quoted by a wide range of outlets, including The New York Times, CNN, Reuters, and NPR.

David has been reviewing articles for Insurify since March 2025.

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