Cheap Car Insurance Quotes in Fort Worth, Texas (2026)

Drivers in Fort Worth pay an overall average of $165 per month for car insurance, though rates vary widely depending on your insurer and your driving history. Due to Fort Worth’s population density, its drivers tend to pay more than motorists in several other Texas cities.

Here’s what you should know about finding car insurance in Fort Worth.

How much is car insurance in Fort Worth, TX?

Car insurance costs in Fort Worth are on par with the rates other Texas drivers pay. But Fort Worth rates are more expensive than the national average. See how Fort Worth car insurance rates compare in the table below.

	Full Coverage	Liability Only
Fort Worth	$210	$119
Texas	$209	$118
National average	$174	$99

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance companies in Fort Worth

Many different factors affect your insurance rates, so no single insurer is the cheapest for everyone. In the table below, you can see some of the cheapest car insurance companies offering coverage to Fort Worth drivers.

The below rates are estimated rates current as of: Wednesday, January 28 at 11:00 AM PST. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Full Coverage	Liability Only
State Farm	$100	$58
Allstate	$141	$82
Progressive	$150	$85
Mile Auto	$153	$73
Mercury	$171	$113
GEICO	$176	$97
USAA	$178	$104
Root	$205	$113
Safeco	$215	$142
Clearcover	$219	$135
Nationwide	$224	$131
Direct Auto	$230	$145
Elephant	$239	$153
The General	$241	$123
Bristol West	$249	$123
National General	$255	$149
Sun Coast	$262	$141
GAINSCO	$265	$131
AssuranceAmerica	$281	$133
Commonwealth Casualty	$301	$125
Chubb	$303	$176
Liberty Mutual	$341	$264
Dairyland	$346	$120
21st Century	$349	$204

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Best car insurance companies in Fort Worth

Car insurance rates vary widely in Fort Worth, but cost isn’t the only factor you should consider. Companies consider your age, location, driving record, credit history, and more when offering you quotes.

The best car insurance company for you is the one that provides the coverage you need at rates that work with your budget. The quotes in the table below represent overall Texas averages, not just Fort Worth.

Insurance Company	IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	Full Coverage	Liability Only	Best For
State Farm	9.3	$101	$58	Cheap rates
GEICO	9.2	$179	$96	Discounts
USAA	9.1	$179	$103	Military members and their families

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

• How Insurify rates insurance companies

  Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.

  We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.

  • Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
  • Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
  • Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
  • Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
  • Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.

Best insurer for cheap rates: State Farm

Cheap Rates

Compare Quotes

User Reviews	4.0 6,919 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	9.3 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$58/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$100/mo

Hide Details

Driver Reviews

4.0

Best choiceBased on 14,346 verified guest reviews and ratings

How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

AI-generated from the text of verified reviews collected by Insurify

Best For

Customer service

Competitive rates

Discounts for safe drivers

How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

AI-generated from the text of verified reviews collected by Insurify

Best For

Customer service

Competitive rates

Discounts for safe drivers

Reviews (6,919)

June

Verified Review

Auto Claims Which Are Not Correct

Reviewed in California on January 28, 2026

The insurance claim agents never look at the accidents to see when the claimants overcharge State Farm. State Farm never investigates the claims fairly because they will never leave their computers to check out what is true or false. State Farm paid $18,000 for a fender bender I had in SF in 2021 because I ran into an older car in front of me. That was ridiculous.

June

Verified Review

My Experience with Auto Claims

Reviewed in California on January 28, 2026

I have had 3 accidents in the last 5 years, and I think State Farm just pays out to the claimant without looking into the reasons.

Nixon

Verified Review

I'm grateful for everything they've done for me, and the coverage is top-notch.

Reviewed in Louisiana on January 28, 2026

So far, it's the best insurance I've had for my cars, and I honestly recommend it.

Previous

1234…25

Next

See all State Farm reviews

Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

657

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

0.84

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

State Farm is America’s most popular insurance company for good reason. First, it helps you save money with discounts for bundling policies and participating in programs like Drive Safe & Save and Steer Clear. In addition, it offers optional coverages that protect you when you’re driving for a rideshare service or when an accident leaves you stranded while traveling.

Pros

• Some of the lowest rates in Fort Worth

• Good selection of coverages

Cons

• No usage-based insurance

• Drive Safe & Save discounts not available in all states

Best insurer for discounts: GEICO

Discounts

Compare Quotes

User Reviews	4.0 7,215 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	9.2 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$97/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$176/mo

Show Details

Driver Reviews

4.0

Best choiceBased on 14,686 verified guest reviews and ratings

How drivers feel about GEICO

Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.

AI-generated from the text of verified reviews collected by Insurify

Best For

Teen drivers

Cheap rates

Accident forgiveness

How drivers feel about GEICO

Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.

AI-generated from the text of verified reviews collected by Insurify

Best For

Teen drivers

Cheap rates

Accident forgiveness

Reviews (7,215)

Donna

Verified Review

Good find.

Reviewed in California on January 28, 2026

They have been great. The best price I could find, since my first insurance went up to over $100.00. So I looked around until I found GEICO.

Ernesto

Verified Review

Less Expensive

Reviewed in Connecticut on January 28, 2026

Cheaper than what you offer.

Gerard

Verified Review

I just started with Geico about six months ago, no issues and better than some other insurance

Reviewed in New York on January 27, 2026

Geico is cheaper than some car insurance.

Previous

1234…25

Next

See all GEICO reviews

Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

637

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

0.59

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

GEICO offers low rates and coverage for a variety of vehicles, including ATVs and collectible cars. You can even get covered to drive your car in Mexico. But where GEICO really shines is with its discounts.

GEICO will discount your insurance policy if your car is new or has certain safety equipment installed. GEICO also reduces rates for active and past members of the military, federal employees, and anyone who belongs to one of more than 500 groups to which GEICO offers discounts.

Pros

• Many ways to save

• Offers Mexico car insurance

Cons

• Difficult to get customer support by phone vs. mobile app or virtual agent

• Limited optional coverage

Best insurer for military members and their families: USAA

Military Members and Their Families

Compare Quotes

User Reviews	4.9 1,426 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	9.1 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$104/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$178/mo

Show Details

Driver Reviews

4.9

Best choiceBased on 2,814 verified guest reviews and ratings

How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

AI-generated from the text of verified reviews collected by Insurify

Best For

Members of the military community

Outstanding customer service

Competitive rates

How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

AI-generated from the text of verified reviews collected by Insurify

Best For

Members of the military community

Outstanding customer service

Competitive rates

Reviews (1,426)

Richard

Verified Review

No Problem

Reviewed in North Dakota on January 28, 2026

No problem. I pay the bill and have not had to use the insurance.

Dale

Verified Review

USAA Experience

Reviewed in Colorado on January 28, 2026

Transparent, very good service, good value.

John

Verified Review

Shop around and don't be fooled

Reviewed in Florida on January 28, 2026

When you try to cancel, you get hassled, and they only think of money and how much they can get from you. It's the second most expensive car insurance I've ever had.

Previous

1234…25

Next

See all USAA reviews

Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

739

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

1.31

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

USAA isn’t the cheapest auto insurance company in Fort Worth. But its rates are well below average for liability-only and full-coverage insurance, and it earned Insurify’s second-highest IQ Score among Fort Worth insurers.

USAA was founded by Army officers in 1922, and its focus remains on members of the military and their families. Its vehicle insurance options might be the most extensive available in Fort Worth, with coverage for bicycles, electric bikes, and, through a third party, a variety of planes, including experimental aircraft.

Pros

• Specializes in meeting the needs of military members and their families

• Coverage for many vehicle types

Cons

• Doesn’t have the lowest rates

• Not available to non-military

How to get the cheapest car insurance in Fort Worth

Insurance companies consider several factors when calculating your insurance rate, including:^[1]

• Type of coverage and coverage amount

• Driving record

• Credit history

• Driving habits

• ZIP code

• Age and gender

• Deductible

Here are some steps you can take to keep rates down:

• Drive safely to avoid speeding tickets and accidents.

• Improve your credit.

• Raise your deductible.

• Take advantage of discounts for bundling policies.

• Maintain a clean driving record.

It’s also a good idea to shop around. Comparing quotes and coverage options from several Fort Worth insurance companies will help you find the best deal.

Car insurance requirements in Texas

Texas law requires proof that you can pay for any accidents you cause. For the vast majority of Fort Worth drivers, the best way to provide it is by purchasing 30/60/25 liability insurance to cover the following state minimum liability requirements:^[2]

Coverage	Minimum Requirements
Bodily injury liability	$30,000 per person / $60,000 per accident
Property damage liability	$25,000 per accident

All Texas policies come with personal injury protection, or PIP, which pays for your and your passengers’ medical bills as well as lost wages and other costs, according to the Texas Department of Insurance.

Other coverages you should consider include:

• 

  Medical payments coverage

  Medical payments insurance covers you and your passengers. It also covers you if you’re hurt while walking, biking, or riding in someone else’s car.

• 

  Uninsured/underinsured motorist coverage

  Uninsured/underinsured motorist insurance covers you if an underinsured or uninsured driver hits you or you’re the victim of a hit-and-run.

• 

  Roadside assistance coverage

  Roadside assistance coverage pays for towing if your car breaks down and labor charges to fix a flat or jump-start your battery.

• 

  Rental reimbursement coverage

  Rental reimbursement coverage pays for a rental while your car is out of commission after an accident or theft.

Cheapest car insurance for drivers with an incident

Any event you report to an insurance company or that gets reported has the potential to increase your rates. These events are called chargeable incidents, and insurance companies take them seriously because they indicate that you’re a higher-risk driver who is more likely to file a claim. Incidents include at-fault accidents, speeding tickets, and DUI convictions.

Find Cheap Car Insurance in Fort Worth, TX

Monthly rates start at $71 for drivers with an incident

Enter your ZIP codeView My Quotes

Excellent

4.7 out of 5 based on 11,378 reviews

Secure. Free. Easy-to-use.

Cheapest car insurance for drivers with a speeding ticket: State Farm

Speeding increases your risk of getting into an accident, and it also increases the severity of injuries and vehicle damage. As a result, insurance companies penalize drivers for being ticketed for speeding, especially if they’ve accumulated multiple tickets over a short period. But even one ticket can raise your rates.

The average cost of car insurance for drivers with a speeding ticket in Fort Worth is $259 per month for full coverage and $147 for liability only. The following table illustrates how a speeding ticket affects liability rates from top insurers in Fort Worth.

The below rates are estimated rates current as of: Wednesday, January 28 at 11:00 AM PST. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Clean Driving Record	With Speeding Ticket
State Farm	$58	$73
Mile Auto	$73	$88
Allstate	$82	$106
Progressive	$85	$105
GEICO	$97	$126
USAA	$104	$133
Mercury	$113	$157
Root	$113	$149
Dairyland	$120	$148
The General	$123	$163
Bristol West	$123	$153
Commonwealth Casualty	$125	$146
GAINSCO	$131	$155
Nationwide	$131	$168
AssuranceAmerica	$133	$168
Clearcover	$135	$175
Sun Coast	$141	$174
Safeco	$142	$186
Direct Auto	$145	$180
National General	$149	$184
Elephant	$153	$181
Chubb	$176	$221
21st Century	$204	$266
Liberty Mutual	$264	$333

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident: State Farm

Unless your auto insurance coverage includes accident forgiveness, an at-fault accident is likely to increase your insurance rate. The size of the increase depends on the claim and your insurance company. In Fort Worth, the average cost of car insurance for drivers with an accident is $275 per month for full coverage and $156 for liability only.

Here you can see how an at-fault accident affects liability rates from the cheapest car insurance companies for Fort Worth drivers.

The below rates are estimated rates current as of: Wednesday, January 28 at 11:00 AM PST. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Clean Driving Record	With Accident
State Farm	$58	$76
Mile Auto	$73	$98
Allstate	$82	$109
Progressive	$85	$111
GEICO	$97	$125
USAA	$104	$138
Mercury	$113	$170
Root	$113	$150
Dairyland	$120	$157
The General	$123	$168
Bristol West	$123	$161
Commonwealth Casualty	$125	$164
GAINSCO	$131	$167
Nationwide	$131	$175
AssuranceAmerica	$133	$176
Clearcover	$135	$197
Sun Coast	$141	$185
Safeco	$142	$198
Direct Auto	$145	$197
National General	$149	$197
Elephant	$153	$199
Chubb	$176	$232
21st Century	$204	$275
Liberty Mutual	$264	$349

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DUI: State Farm

Under Texas law, you’re legally intoxicated when your blood-alcohol content reaches 0.08%, but any impairment that affects your driving is illegal.^[3] First offenders get a $2,000 fine, three to 180 days in jail, and loss of driving privileges for up to one year. And they can also expect to see a hefty increase in their insurance premium for several years.

Fort Worth drivers pay an average of $282 per month for full coverage and $160 for liability only after a DUI conviction. The table below compares rates for Fort Worth drivers with clean driving records versus drivers with DUI convictions.

The below rates are estimated rates current as of: Wednesday, January 28 at 11:00 AM PST. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Clean Driving Record	With DUI
State Farm	$58	$82
Mile Auto	$73	$103
Allstate	$82	$115
Progressive	$85	$114
GEICO	$97	$135
USAA	$104	$146
Mercury	$113	$167
Root	$113	$160
Dairyland	$120	$169
The General	$123	$173
Bristol West	$123	$173
Commonwealth Casualty	$125	$176
GAINSCO	$131	$184
Nationwide	$131	$184
AssuranceAmerica	$133	$187
Clearcover	$135	$190
Sun Coast	$141	$189
Safeco	$142	$215
Direct Auto	$145	$204
National General	$149	$210
Elephant	$153	$215
Chubb	$176	$248
21st Century	$204	$287
Liberty Mutual	$264	$371

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for seniors: State Farm

Older drivers typically have significantly fewer accidents than younger drivers do. Beginning around age 25, insurance rates drop to reflect that lower risk. The risk — and the number of accidents — starts to increase again beginning at age 70, and rates creep up as well.

The average cost of car insurance for senior drivers in Fort Worth is $178 per month for full coverage and $101 for liability only.

Here are quotes from top insurers for senior drivers in Fort Worth.

The below rates are estimated rates current as of: Wednesday, January 28 at 11:00 AM PST. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Liability Only	Full Coverage
State Farm	$45	$78
Mile Auto	$57	$119
Allstate	$66	$114
Progressive	$72	$127
GEICO	$76	$138
USAA	$84	$143
Mercury	$90	$136
Root	$94	$170
Nationwide	$99	$170
Commonwealth Casualty	$100	$240
Dairyland	$101	$292
Bristol West	$101	$205
The General	$102	$200
AssuranceAmerica	$103	$218
GAINSCO	$110	$222
Direct Auto	$116	$183
National General	$116	$198
Clearcover	$118	$191
Sun Coast	$119	$222
Safeco	$123	$186
Elephant	$126	$196
Chubb	$132	$227
21st Century	$159	$272
Liberty Mutual	$218	$282

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens: State Farm

Teen drivers are some of the riskiest drivers on the road, and the insurance premiums that they pay reflect that. They’re more likely to get into accidents or engage in risky driving behaviors like distracted driving or speeding.

Teen drivers in Fort Worth pay an average of $414 per month for full coverage and $235 for liability only.

Many insurance companies have programs to reduce the cost of teens’ auto policies. State Farm, for example, employs usage-based technology that tracks young drivers’ driving behavior and rewards safe driving with up to 30% off. You might also get a discount if you get good grades, take a professional driving course, or leave your car at home when you go to college.

Here are quotes for teen drivers in Fort Worth.

The below rates are estimated rates current as of: Wednesday, January 28 at 11:00 AM PST. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Liability Only	Full Coverage
State Farm	$117	$202
Mile Auto	$156	$326
Progressive	$168	$296
Allstate	$169	$290
USAA	$201	$343
Root	$205	$371
Dairyland	$212	$610
Mercury	$218	$330
The General	$225	$441
Bristol West	$229	$464
Clearcover	$234	$379
Commonwealth Casualty	$241	$581
GAINSCO	$252	$510
Nationwide	$266	$456
Sun Coast	$278	$517
Elephant	$281	$439
AssuranceAmerica	$283	$599
Direct Auto	$293	$464
Safeco	$298	$451
National General	$313	$536
Chubb	$379	$652
21st Century	$384	$658
Liberty Mutual	$486	$628

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Shop for Cheap Car Insurance in Fort Worth

Check quotes from 120+ top insurance companies

Enter your ZIP codeSee My Quotes

Excellent

4.7 out of 5 based on 11,378 reviews

Secure. Free. Easy-to-use.

Fort Worth car insurance quotes by credit tier

While insurance rates aren’t directly tied to credit scores, they’re influenced by credit-based insurance scores that predict the likelihood that you’ll file a claim.

In Texas and every other state that allows insurers to use credit history in calculating rates, maintaining your excellent or good credit or improving poor credit could save you money.^[4]

Here’s how credit correlates with average monthly insurance quotes for full coverage in Fort Worth:

Cost of car insurance in other Texas cities

Insurify researched average quotes for several other Texas cities. Here’s how they compare to the averages in Fort Worth:

The below rates are estimated rates current as of: Wednesday, January 28 at 11:00 AM PST. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

City	Average Quote: Liability Only	Average Quote: Full Coverage
Big Spring	$87	$193
Abilene	$89	$177
Jacksonville	$97	$210
Temple	$98	$176
Victoria	$99	$179
Corsicana	$99	$179
Bryan	$101	$195
Commerce	$101	$183
Nacogdoches	$102	$178
Lufkin	$103	$181
Amarillo	$103	$207
El Paso	$103	$191
Texarkana	$104	$164
Cleburne	$104	$160
College Station	$105	$192
Midland	$106	$205
Lubbock	$106	$209
Greenville	$108	$180
Killeen	$108	$192
Odessa	$109	$224
New Braunfels	$110	$186
Grapevine	$111	$174
Waxahachie	$111	$212
Georgetown	$112	$186
Harlingen	$112	$175
Denton	$113	$200
Cedar Park	$113	$202
Burleson	$113	$202
Southlake	$114	$178
Huntsville	$116	$185
Lewisville	$117	$193
Coppell	$117	$216
Frisco	$118	$204
Leander	$119	$199
Laredo	$119	$208
Fort Worth	$119	$210
Round Rock	$119	$204
Keller	$120	$192
Mckinney	$121	$207
San Marcos	$121	$208
Friendswood	$122	$207
Irving	$123	$227
Brownsville	$124	$199
Mansfield	$124	$223
Haltom City	$124	$203
Plano	$126	$206
Duncanville	$126	$237
Montgomery	$127	$231
Forney	$128	$230
Arlington	$128	$215
San Antonio	$128	$218
Austin	$128	$209
Grand Prairie	$129	$224
Conroe	$130	$204
Galveston	$130	$196
Cleveland	$131	$226
Corpus Christi	$132	$201
League City	$132	$205
Balch Springs	$133	$193
Lancaster	$133	$233
Pflugerville	$134	$204
Rowlett	$135	$235
Dallas	$135	$238
Rockwall	$135	$218
Mesquite	$135	$243
Beaumont	$136	$212
Pearland	$137	$227
Mcallen	$137	$217
Baytown	$138	$233
Mission	$139	$215
Garland	$139	$227
La Porte	$139	$206
San Juan	$146	$257
Sugar Land	$150	$228
Fresno	$154	$265
Katy	$155	$245
Humble	$161	$248
Houston	$170	$270

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Fort Worth car insurance FAQs