Cheap Car Insurance Quotes in Fort Worth, Texas (2025)

Drivers in Fort Worth pay an overall average of $176 per month for car insurance, though rates vary widely depending on your insurer and your driving history. Due to Fort Worth’s population density, its drivers tend to pay more than motorists in several other Texas cities.

Here’s what you should know about finding car insurance in Fort Worth.

How much is car insurance in Fort Worth, TX?

Car insurance costs in Fort Worth are on par with the rates other Texas drivers pay. But Fort Worth rates are more expensive than the national average. See how Fort Worth car insurance rates compare in the table below.

	Full Coverage	Liability Only
Fort Worth	$232	$120
Texas	$231	$121
National average	$195	$105

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance companies in Fort Worth

Many different factors affect your insurance rates, so no single insurer is the cheapest for everyone. In the table below, you can see some of the cheapest car insurance companies offering coverage to Fort Worth drivers.

The below rates are estimated rates current as of: Thursday, May 1 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Full Coverage	Liability Only
State Farm	$73	$39
GEICO	$80	$42
Allstate	$104	$54
Mile Auto	$119	$58
USAA	$131	$69
Mercury	$163	$91
Nationwide	$164	$87
Progressive	$174	$100
Root	$194	$102
Safeco	$195	$120
Clearcover	$215	$131
Chubb	$222	$118
Direct Auto	$243	$130
Elephant	$247	$148
National General	$255	$130
21st Century	$257	$135
The General	$265	$130
Bristol West	$275	$132
AssuranceAmerica	$288	$132
Dairyland	$294	$112
Liberty Mutual	$332	$237
GAINSCO	$360	$168
Commonwealth Casualty	$376	$134
Foremost	$481	$220
State Auto	$492	$260

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Best car insurance companies in Fort Worth

Car insurance rates vary widely in Fort Worth, but cost isn’t the only factor you should consider. Companies consider your age, location, driving record, credit history, and more when offering you quotes.

The best car insurance company for you is the one that provides the coverage you need at rates that work with your budget. The quotes in the table below represent overall Texas averages, not just Fort Worth.

Insurance Company	IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	Full Coverage	Liability Only	Best For
State Farm	9.3	$74	$41	Cheap rates
GEICO	9.0	$81	$44	Discounts
USAA	9.4	$133	$73	Military members and their families

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

• How Insurify rates insurance companies

  Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.

  We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.

  • Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
  • Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
  • Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
  • Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
  • Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.

Best insurer for cheap rates: State Farm

Cheap Rates

Compare Quotes

User Reviews	4.2 5,889 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	9.3 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$39/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$73/mo

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Driver Reviews

4.2

Best choiceBased on 10,782 verified guest reviews and ratings

How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

AI-generated from the text of verified reviews collected by Insurify

Best For

Customer service

Competitive rates

Discounts for safe drivers

How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

AI-generated from the text of verified reviews collected by Insurify

Best For

Customer service

Competitive rates

Discounts for safe drivers

Reviews (5,889)

Erwin

April 30, 2025

Verified Review

Do not feel like a valued customer

Rate hikes without notice or justification.

Nancy

April 30, 2025

Verified Review

Like a good neighbor?

Expensive! I've been with State Farm for 45 years, and customer service has gone downhill.

Michael

April 29, 2025

Verified Review

Excellent

Cheap and local.

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

842

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

0.78

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

State Farm is America’s most popular insurance company for good reason. First, it helps you save money with discounts for bundling policies and participating in programs like Drive Safe & Save and Steer Clear. In addition, it offers optional coverages that protect you when you’re driving for a rideshare service or when an accident leaves you stranded while traveling.

Pros

• Some of the lowest rates in Fort Worth

• Good selection of coverages

Cons

• No usage-based insurance

• Drive Safe & Save discounts not available in all states

Best insurer for discounts: GEICO

Discounts

Compare Quotes

User Reviews	4.1 6,325 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	9 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$42/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$80/mo

Show Details

Driver Reviews

4.1

Best choiceBased on 11,633 verified guest reviews and ratings

How drivers feel about GEICO

Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.

AI-generated from the text of verified reviews collected by Insurify

Best For

Teen drivers

Cheap rates

Accident forgiveness

How drivers feel about GEICO

Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.

AI-generated from the text of verified reviews collected by Insurify

Best For

Teen drivers

Cheap rates

Accident forgiveness

Reviews (6,325)

Phyllis

April 30, 2025

Verified Review

Geico was wonderful taking care of my accident, but then increased my insurance payment by 50%

I liked Geico until I had an accident. I backed up into a dumpster that was very low and I couldn't see it. Now I am paying about 50% more for insurance.

Pamela

April 30, 2025

Verified Review

Insurance

It was cheaper than Progressive.

Michael

April 29, 2025

Verified Review

Great company

Very pleased with all aspects of the company.

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

835

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

0.74

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

GEICO offers low rates and coverage for a variety of vehicles, including ATVs and collectible cars. You can even get covered to drive your car in Mexico. But where GEICO really shines is with its discounts.

GEICO will discount your insurance policy if your car is new or has certain safety equipment installed. GEICO also reduces rates for active and past members of the military, federal employees, and anyone who belongs to one of more than 500 groups to which GEICO offers discounts.

Pros

• Many ways to save

• Offers Mexico car insurance

Cons

• Difficult to get customer support by phone vs. mobile app or virtual agent

• Limited optional coverage

Best insurer for military members and their families: USAA

Military Members and Their Families

Compare Quotes

User Reviews	4.9 1,154 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	9.4 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$69/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$131/mo

Show Details

Driver Reviews

4.9

Best choiceBased on 1,998 verified guest reviews and ratings

How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

AI-generated from the text of verified reviews collected by Insurify

Best For

Members of the military community

Outstanding customer service

Competitive rates

How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

AI-generated from the text of verified reviews collected by Insurify

Best For

Members of the military community

Outstanding customer service

Competitive rates

Reviews (1,154)

Kerri

April 30, 2025

Verified Review

Quality of Service

Overall, it was good. However, the process of claims and the general quality have declined. Verification for everything has become slow and cumbersome.

Christopher

April 29, 2025

Verified Review

Check your coverage closely

After I paid off my car that was financed with them, they did not let me know I could reduce part of my coverage to save money. They let me pay for coverage that I did not need for three years. When I finally caught it, their reps were clear and upfront: USAA has no responsibility to make sure that my coverage was correct. So I overpaid more than $3600 in three years and they told me too bad. So much for looking out for service members.

Pat

April 29, 2025

Verified Review

Car Insurance

Great company but expensive.

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

880

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

1.35

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

USAA isn’t the cheapest auto insurance company in Fort Worth. But its rates are well below average for liability-only and full-coverage insurance, and it earned Insurify’s second-highest IQ Score among Fort Worth insurers.

USAA was founded by Army officers in 1922, and its focus remains on members of the military and their families. Its vehicle insurance options might be the most extensive available in Fort Worth, with coverage for bicycles, electric bikes, and, through a third party, a variety of planes, including experimental aircraft.

Pros

• Specializes in meeting the needs of military members and their families

• Coverage for many vehicle types

Cons

• Doesn’t have the lowest rates

• Not available to non-military

How to get the cheapest car insurance in Fort Worth

Insurance companies consider several factors when calculating your insurance rate, including:^[1]

• Type of coverage and coverage amount

• Driving record

• Credit history

• Driving habits

• ZIP code

• Age and gender

• Deductible

Here are some steps you can take to keep rates down:

• Drive safely to avoid speeding tickets and accidents.

• Improve your credit.

• Raise your deductible.

• Take advantage of discounts for bundling policies.

• Maintain a clean driving record.

It’s also a good idea to shop around. Comparing quotes and coverage options from several Fort Worth insurance companies will help you find the best deal.

Car insurance requirements in Texas

Texas law requires proof that you can pay for any accidents you cause. For the vast majority of Fort Worth drivers, the best way to provide it is by purchasing 30/60/25 liability insurance to cover the following state minimum liability requirements:^[2]

Coverage	Minimum Requirements
Bodily injury liability	$30,000 per person / $60,000 per accident
Property damage liability	$25,000 per accident

All Texas policies come with personal injury protection, or PIP, which pays for your and your passengers’ medical bills as well as lost wages and other costs, according to the Texas Department of Insurance.

Other coverages you should consider include:

• 

  Medical payments coverage

  Medical payments insurance covers you and your passengers. It also covers you if you’re hurt while walking, biking, or riding in someone else’s car.

• 

  Uninsured/underinsured motorist coverage

  Uninsured/underinsured motorist insurance covers you if an underinsured or uninsured driver hits you or you’re the victim of a hit-and-run.

• 

  Roadside assistance coverage

  Roadside assistance coverage pays for towing if your car breaks down and labor charges to fix a flat or jump-start your battery.

• 

  Rental reimbursement coverage

  Rental reimbursement coverage pays for a rental while your car is out of commission after an accident or theft.

Cheapest car insurance for drivers with an incident

Any event you report to an insurance company or that gets reported has the potential to increase your rates. These events are called chargeable incidents, and insurance companies take them seriously because they indicate that you’re a higher-risk driver who is more likely to file a claim. Incidents include at-fault accidents, speeding tickets, and DUI convictions.

Find Cheap Car Insurance in Fort Worth, TX

Monthly rates start at $47 for drivers with an incident

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Based on 3,806+ reviews

4.8/5

Cheapest car insurance for drivers with a speeding ticket: State Farm

Speeding increases your risk of getting into an accident, and it also increases the severity of injuries and vehicle damage. As a result, insurance companies penalize drivers for being ticketed for speeding, especially if they’ve accumulated multiple tickets over a short period. But even one ticket can raise your rates.

The average cost of car insurance for drivers with a speeding ticket in Fort Worth is $313 per month for full coverage and $162 for liability only. The following table illustrates how a speeding ticket affects liability rates from top insurers in Fort Worth.

The below rates are estimated rates current as of: Thursday, May 1 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Clean Driving Record	With Speeding Ticket
State Farm	$39	$49
Allstate	$54	$69
Mile Auto	$58	$72
USAA	$69	$88
Nationwide	$87	$112
Mercury	$91	$126
Progressive	$100	$129
Root	$102	$143
Dairyland	$112	$143
Chubb	$118	$152
Safeco	$120	$158
Direct Auto	$130	$168
The General	$130	$173
National General	$130	$166
Clearcover	$131	$172
AssuranceAmerica	$132	$165
Bristol West	$132	$171
Commonwealth Casualty	$134	$182
21st Century	$135	$177
Elephant	$148	$187
GAINSCO	$168	$228
Foremost	$220	$299
Liberty Mutual	$237	$322
State Auto	$260	$337

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident: State Farm

Unless your auto insurance coverage includes accident forgiveness, an at-fault accident is likely to increase your insurance rate. The size of the increase depends on the claim and your insurance company. In Fort Worth, the average cost of car insurance for drivers with an accident is $323 per month for full coverage and $167 for liability only.

Here you can see how an at-fault accident affects liability rates from the cheapest car insurance companies for Fort Worth drivers.

The below rates are estimated rates current as of: Thursday, May 1 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Clean Driving Record	With Accident
State Farm	$39	$51
Allstate	$54	$72
Mile Auto	$58	$78
USAA	$69	$92
Nationwide	$87	$116
Mercury	$91	$132
Progressive	$100	$137
Root	$102	$147
Dairyland	$112	$148
Chubb	$118	$156
Safeco	$120	$167
Direct Auto	$130	$177
The General	$130	$178
National General	$130	$170
Clearcover	$131	$194
AssuranceAmerica	$132	$169
Bristol West	$132	$176
Commonwealth Casualty	$134	$177
21st Century	$135	$183
Elephant	$148	$196
GAINSCO	$168	$216
Foremost	$220	$308
Liberty Mutual	$237	$332
State Auto	$260	$351

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DUI: State Farm

Under Texas law, you’re legally intoxicated when your blood-alcohol content reaches 0.08%, but any impairment that affects your driving is illegal.^[3] First offenders get a $2,000 fine, three to 180 days in jail, and loss of driving privileges for up to one year. And they can also expect to see a hefty increase in their insurance premium for several years.

Fort Worth drivers pay an average of $369 per month for full coverage and $191 for liability only after a DUI conviction. The table below compares rates for Fort Worth drivers with clean driving records versus drivers with DUI convictions.

The below rates are estimated rates current as of: Thursday, May 1 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Clean Driving Record	With DUI
State Farm	$39	$62
Allstate	$54	$86
Mile Auto	$58	$93
USAA	$69	$110
Nationwide	$87	$139
Mercury	$91	$140
Progressive	$100	$160
Root	$102	$150
Dairyland	$112	$179
Chubb	$118	$189
Safeco	$120	$188
Direct Auto	$130	$208
The General	$130	$208
National General	$130	$208
Clearcover	$131	$210
AssuranceAmerica	$132	$211
Bristol West	$132	$211
Commonwealth Casualty	$134	$215
21st Century	$135	$216
Elephant	$148	$237
GAINSCO	$168	$269
Foremost	$220	$352
Liberty Mutual	$237	$380
State Auto	$260	$416

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for seniors: State Farm

Older drivers typically have significantly fewer accidents than younger drivers do. Beginning around age 25, insurance rates drop to reflect that lower risk. The risk — and the number of accidents — starts to increase again beginning at age 70, and rates creep up as well.

The average cost of car insurance for senior drivers in Fort Worth is $184 per month for full coverage and $95 for liability only.

Here are quotes from top insurers for senior drivers in Fort Worth.

The below rates are estimated rates current as of: Thursday, May 1 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Liability Only	Full Coverage
State Farm	$29	$55
Allstate	$42	$81
Mile Auto	$43	$87
USAA	$54	$102
Nationwide	$63	$119
Progressive	$70	$121
Mercury	$72	$128
Chubb	$84	$159
Root	$85	$162
Dairyland	$88	$231
National General	$96	$189
Direct Auto	$98	$183
21st Century	$99	$189
AssuranceAmerica	$99	$217
The General	$101	$207
Safeco	$101	$163
Bristol West	$104	$216
Commonwealth Casualty	$104	$291
Clearcover	$111	$182
Elephant	$114	$190
GAINSCO	$136	$291
Foremost	$173	$379
Liberty Mutual	$192	$269
State Auto	$193	$365

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens: State Farm

Teen drivers are some of the riskiest drivers on the road, and the insurance premiums that they pay reflect that. They’re more likely to get into accidents or engage in risky driving behaviors like distracted driving or speeding.

Teen drivers in Fort Worth pay an average of $448 per month for full coverage and $232 for liability only.

Many insurance companies have programs to reduce the cost of teens’ auto policies. State Farm, for example, employs usage-based technology that tracks young drivers’ driving behavior and rewards safe driving with up to 30% off. You might also get a discount if you get good grades, take a professional driving course, or leave your car at home when you go to college.

Here are quotes for teen drivers in Fort Worth.

The below rates are estimated rates current as of: Thursday, May 1 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Liability Only	Full Coverage
State Farm	$74	$138
Allstate	$106	$205
Mile Auto	$122	$250
USAA	$127	$241
Nationwide	$168	$317
Root	$168	$319
Mercury	$174	$311
Progressive	$189	$329
Dairyland	$191	$501
The General	$223	$456
Bristol West	$241	$502
Commonwealth Casualty	$248	$697
Chubb	$250	$471
Safeco	$250	$407
21st Century	$252	$480
AssuranceAmerica	$258	$563
Clearcover	$258	$424
Direct Auto	$260	$485
Elephant	$265	$443
National General	$269	$528
GAINSCO	$316	$677
Foremost	$422	$924
Liberty Mutual	$434	$608
State Auto	$625	$1,182

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

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Fort Worth car insurance quotes by credit tier

While insurance rates aren’t directly tied to credit scores, they’re influenced by credit-based insurance scores that predict the likelihood that you’ll file a claim.

In Texas and every other state that allows insurers to use credit history in calculating rates, maintaining your excellent or good credit or improving poor credit could save you money.^[4]

Here’s how credit correlates with average monthly insurance quotes for full coverage in Fort Worth:

Cost of car insurance in other Texas cities

Insurify researched average quotes for several other Texas cities. Here’s how they compare to the averages in Fort Worth:

The below rates are estimated rates current as of: Thursday, May 1 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

City	Average Quote: Liability Only	Average Quote: Full Coverage
Abilene	$94	$199
El Paso	$99	$200
Killeen	$106	$214
Amarillo	$106	$235
Midland	$107	$231
Odessa	$108	$250
Lubbock	$108	$218
Laredo	$110	$206
San Marcos	$111	$234
Huntsville	$112	$231
Brownsville	$116	$212
Denton	$118	$227
Fort Worth	$120	$232
San Antonio	$125	$233
Plano	$126	$234
Arlington	$126	$239
Grand Prairie	$129	$257
Galveston	$129	$226
Irving	$129	$248
Mesquite	$130	$249
Corpus Christi	$131	$230
Dallas	$132	$267
Mcallen	$132	$227
Austin	$132	$231
Garland	$133	$248
Beaumont	$141	$248
Houston	$172	$311

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

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