Average Car Insurance Cost in California (2024)

Mile Auto offers the cheapest car insurance rates in California.

Elizabeth Rivelli
Elizabeth Rivelli
  • 5+ years writing insurance and personal finance topics

  • Auto, home, health, and life insurance expertise

Elizabeth has extensive insurance industry experience, having written for Insureon, Rate Retriever, and Insurify. She’s also finance and insurance editor for Car and Driver.

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Courtney Mikulski
Courtney MikulskiSenior Editor, Auto
  • 3+ years producing insurance and personal finance content

  • Main architect of the Insurify Quality Score

Courtney’s deep personal finance knowledge extends beyond insurance to credit cards, consumer lending, and banking. She thrives on creating actionable content.

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Brett Clendenen
Reviewed byBrett Clendenen
Brett Clendenen
Brett ClendenenReferral Team Assistant Manager
  • Licensed Property and Casualty Insurance agent

  • 13+ years of experience in the insurance industry

Brett has over a decade of experience specializing in home and auto insurance. Before Insurify, he was a licensed insurance agent with Answer Financial.

Updated March 14, 2024

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The average monthly car insurance premium in California is $232 for full coverage and $119 for liability-only coverage.

California’s average rates are lower than the average rates in some other large states, like Florida and Michigan. This is largely because the state's Department of Insurance hasn't approved auto insurance rate hikes since the start of the pandemic. But a large number of insurance companies have asked for state approval to begin increasing rates again.

To find the most affordable car insurance in California for your situation, it’s a good idea to shop around and compare quotes. See which insurance companies offer the cheapest auto insurance coverage to drivers in California.

Quick Facts
  • California is the most-populous state, with more than 331 million residents.

  • Bakersfield, California, has the cheapest liability-only coverage in the state.

  • Mile Auto offers the cheapest full-coverage insurance policies in California.

How much is car insurance in California?

California drivers pay an average of $232 per month for full-coverage insurance and $119 per month for minimum-coverage insurance, according to Insurify’s analysis of recent quote data. But car insurance rates can vary depending on your city, age, credit score, driving record, insurance company, and other factors.[1]

Find California Car Insurance

Rates start as low as $64/mo. for liability coverage

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Average California car insurance rates by city

Average California car insurance premiums differ among cities. A city’s population, accident rate, weather risks, and vehicle theft rates can all contribute to the cost of car insurance in the area.[1]

After reviewing state average rate data for various cities, Insurify found that Santa Rosa has the cheapest full-coverage rates and Bakersfield has the cheapest rates for liability-only coverage. Los Angeles and San Francisco have the highest average rates in the state.

The table below shows the average car insurance premiums from the cheapest insurers in some of the largest cities in California.

The below rates are estimated rates current as of: Thursday, March 14 at 12:00 PM PDT
City NameInsurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability Only
TemeculaMile Auto9049
Santa MariaMile Auto9752
Santa BarbaraMile Auto9954
San DiegoMile Auto10155
Elk GroveMile Auto10255
Chula VistaMile Auto10356
TemeculaClearcover10349
BakersfieldMile Auto11060
Santa MariaClearcover11052
FresnoMile Auto11261
Santa BarbaraClearcover11354
San DiegoClearcover11555
Elk GroveClearcover11655
OaklandMile Auto11663
TemeculaMercury11662
Chula VistaClearcover11856
FremontMile Auto11864
Long BeachMile Auto11864
VictorvilleMile Auto11864
TemeculaSun Coast11953
ModestoMile Auto12065
San JoseMile Auto12065
StocktonMile Auto12367
Moreno ValleyMile Auto12467
San FranciscoMile Auto12467
Santa MariaMercury12567
BakersfieldClearcover12660
RiversideMile Auto12668
BerkeleyMile Auto12769
Santa MariaSun Coast12757
TemeculaSafeco12774
FresnoClearcover12861
Santa BarbaraMercury12868
San DiegoMercury13070
Santa BarbaraSun Coast13058
Elk GroveMercury13170
OxnardMile Auto13271
SacramentoMile Auto13272
San BernardinoMile Auto13272
Chula VistaMercury13371
OaklandClearcover13363
San DiegoSun Coast13360
Elk GroveSun Coast13460
FremontClearcover13464
Long BeachClearcover13464
Santa AnaMile Auto13473
VictorvilleClearcover13464
Chula VistaSun Coast13661
Santa MariaSafeco13679
AnaheimMile Auto13774
ModestoClearcover13765
San JoseClearcover13765
Santa BarbaraSafeco13981
StocktonClearcover14067
TemeculaAnchor14068
San FranciscoClearcover14167
Moreno ValleyClearcover14267
San DiegoSafeco14282
BakersfieldMercury14376
Elk GroveSafeco14383
RiversideClearcover14468
BakersfieldSun Coast14565
BerkeleyClearcover14569
Chula VistaSafeco14584
FresnoMercury14577
FresnoSun Coast14766
OaklandMercury15080
OxnardClearcover15071
Santa MariaAnchor15072
SacramentoClearcover15172
San BernardinoClearcover15172
FremontMercury15281
Long BeachMercury15281
VictorvilleMercury15281
OaklandSun Coast15369
Santa AnaClearcover15373
Santa BarbaraAnchor15374
FremontSun Coast15570
Long BeachSun Coast15570
ModestoMercury15583
San JoseMercury15583
VictorvilleSun Coast15570
AnaheimClearcover15674
BakersfieldSafeco15690
Los AngelesMile Auto15684
San DiegoAnchor15776
Elk GroveAnchor15876
FresnoSafeco15891
ModestoSun Coast15871
San JoseSun Coast15871
TemeculaUSAA15874
StocktonMercury15985
Chula VistaAnchor16077
San FranciscoMercury16086
Moreno ValleyMercury16186
StocktonSun Coast16273
RiversideMercury16387
San FranciscoSun Coast16373
BerkeleyMercury16488
Moreno ValleySun Coast16474
OaklandSafeco16495
FremontSafeco16696
Long BeachSafeco16696
RiversideSun Coast16674
VictorvilleSafeco16696
BerkeleySun Coast16775
ModestoSafeco16998
San JoseSafeco16998
Santa MariaUSAA16980
OxnardMercury17091
BakersfieldAnchor17183
SacramentoMercury17192
San BernardinoMercury17192
OxnardSun Coast17378
Santa AnaMercury17393
Santa BarbaraUSAA17381
StocktonSafeco173100
FresnoAnchor17484
SacramentoSun Coast17478
San BernardinoSun Coast17478
San FranciscoSafeco174101
Moreno ValleySafeco175102
Santa AnaSun Coast17679
AnaheimMercury17795
RiversideSafeco177103
San DiegoUSAA17783
BerkeleySafeco178103
Elk GroveUSAA17884
Los AngelesClearcover17884
AnaheimSun Coast18081
OaklandAnchor18087
Chula VistaUSAA18185
TemeculaNational General18291
FremontAnchor18388
Long BeachAnchor18388
VictorvilleAnchor18388
GlendaleMile Auto184100
OxnardSafeco185108
ModestoAnchor18690
San JoseAnchor18690
SacramentoSafeco187108
San BernardinoSafeco187108
Santa AnaSafeco189109
StocktonAnchor19192
San FranciscoAnchor19293
AnaheimSafeco193112
BakersfieldUSAA19391
Moreno ValleyAnchor19393
RiversideAnchor19594
Santa MariaNational General19597
BerkeleyAnchor19695
FresnoUSAA19692
Santa BarbaraNational General199100
TemeculaDairyland20086
Los AngelesMercury201108
OaklandUSAA20496
OxnardAnchor20499
San DiegoNational General204102
Elk GroveNational General205103
Los AngelesSun Coast20592
SacramentoAnchor20599
San BernardinoAnchor20599
FremontUSAA20697
Long BeachUSAA20697
VictorvilleUSAA20697
Chula VistaNational General208104
Santa AnaAnchor208100
ModestoUSAA21099
San JoseUSAA21099
TemeculaGEICO21099
GlendaleClearcover211100
AnaheimAnchor212103
Santa MariaDairyland21592
StocktonUSAA215101
San FranciscoUSAA216102
Moreno ValleyUSAA218103
TemeculaAllstate218103
Los AngelesSafeco219127
RiversideUSAA220104
Santa BarbaraDairyland22094
BerkeleyUSAA222104
BakersfieldNational General223111
TemeculaFarmers224106
San DiegoDairyland22596
Santa MariaGEICO225106
Elk GroveDairyland22697
FresnoNational General226113
Chula VistaDairyland23098
OxnardUSAA230109
Santa BarbaraGEICO230109
SacramentoUSAA232109
San BernardinoUSAA232109
Santa MariaAllstate233110
Santa AnaUSAA234110
OaklandNational General235117
San DiegoGEICO236111
Elk GroveGEICO237112
FremontNational General238119
GlendaleMercury238128
Long BeachNational General238119
VictorvilleNational General238119
AnaheimUSAA239113
Santa BarbaraAllstate239113
Santa MariaFarmers240113
Chula VistaGEICO241113
Los AngelesAnchor242117
ModestoNational General242121
San JoseNational General242121
TemeculaState Farm242115
GlendaleSun Coast243109
San DiegoAllstate244115
Santa BarbaraFarmers245116
BakersfieldDairyland246105
Elk GroveAllstate246116
StocktonNational General248124
Chula VistaAllstate249118
FresnoDairyland249106
San FranciscoNational General249125
Moreno ValleyNational General251125
San DiegoFarmers251119
Elk GroveFarmers253120
RiversideNational General254127
TemeculaTravelers254120
BerkeleyNational General255128
Chula VistaFarmers256121
TemeculaDirect Auto257102
BakersfieldGEICO258122
OaklandDairyland259111
GlendaleSafeco260151
Santa MariaState Farm260123
FresnoGEICO261123
FremontDairyland262112
Long BeachDairyland262112
VictorvilleDairyland262112
OxnardNational General266133
Santa BarbaraState Farm266126
BakersfieldAllstate267126
ModestoDairyland267114
SacramentoNational General267134
San BernardinoNational General267134
San JoseDairyland267114
Santa AnaNational General270135
FresnoAllstate271128
OaklandGEICO271128
San DiegoState Farm272129
Los AngelesUSAA273129
Santa MariaTravelers273129
BakersfieldFarmers274130
Elk GroveState Farm274130
StocktonDairyland274117
FremontGEICO275130
Long BeachGEICO275130
San FranciscoDairyland275117
Santa MariaDirect Auto275109
VictorvilleGEICO275130
AnaheimNational General276138
Moreno ValleyDairyland277118
Chula VistaState Farm278132
FresnoFarmers278132
Temecula21st Century278131
Santa BarbaraTravelers279132
ModestoGEICO280132
RiversideDairyland280120
San JoseGEICO280132
OaklandAllstate281133
BerkeleyDairyland282120
Santa BarbaraDirect Auto282112
FremontAllstate285134
Long BeachAllstate285134
San DiegoTravelers285135
VictorvilleAllstate285134
GlendaleAnchor286138
Elk GroveTravelers287136
StocktonGEICO287135
San DiegoDirect Auto288114
OaklandFarmers289137
San FranciscoGEICO289136
Elk GroveDirect Auto290115
ModestoAllstate290137
Moreno ValleyGEICO290137
San JoseAllstate290137
TemeculaBristol West290131
Chula VistaTravelers291138
FremontFarmers293138
Long BeachFarmers293138
OxnardDairyland293125
VictorvilleFarmers293138
Chula VistaDirect Auto294117
RiversideGEICO294138
BerkeleyGEICO295139
SacramentoDairyland295126
San BernardinoDairyland295126
BakersfieldState Farm297141
StocktonAllstate297140
ModestoFarmers298141
San JoseFarmers298141
Santa AnaDairyland298127
Santa Maria21st Century298141
San FranciscoAllstate299141
FresnoState Farm301143
Moreno ValleyAllstate301142
AnaheimDairyland304130
RiversideAllstate304144
Santa Barbara21st Century305144
StocktonFarmers305144
BerkeleyAllstate306145
OxnardGEICO307145
San FranciscoFarmers307145
Moreno ValleyFarmers309146
SacramentoGEICO309146
San BernardinoGEICO309146
San Diego21st Century311147
Santa MariaBristol West311141
BakersfieldTravelers312147
Santa AnaGEICO312147
OaklandState Farm313148
RiversideFarmers313148
BerkeleyFarmers314149
Elk Grove21st Century314148
Los AngelesNational General314157
BakersfieldDirect Auto315125
FresnoTravelers316149
FremontState Farm317150
Long BeachState Farm317150
VictorvilleState Farm317150
Chula Vista21st Century318150
OxnardAllstate318150
Santa BarbaraBristol West318144
AnaheimGEICO319151
FresnoDirect Auto319127
SacramentoAllstate320151
San BernardinoAllstate320151
GlendaleUSAA323152
ModestoState Farm323153
San JoseState Farm323153
Santa AnaAllstate324153
San DiegoBristol West325147
Elk GroveBristol West327148
OxnardFarmers327155
OaklandTravelers329155
SacramentoFarmers329156
San BernardinoFarmers329156
AnaheimAllstate331156
StocktonState Farm331157
Chula VistaBristol West332150
OaklandDirect Auto332132
FremontTravelers333157
Long BeachTravelers333157
San FranciscoState Farm333158
Santa AnaFarmers333157
VictorvilleTravelers333157
Moreno ValleyState Farm335159
FremontDirect Auto336134
Long BeachDirect Auto336134
VictorvilleDirect Auto336134
ModestoTravelers339160
RiversideState Farm339160
San JoseTravelers339160
AnaheimFarmers340161
Bakersfield21st Century341161
BerkeleyState Farm341161
TemeculaNationwide341161
ModestoDirect Auto342136
San JoseDirect Auto342136
Fresno21st Century345163
Los AngelesDairyland347148
StocktonTravelers347164
San FranciscoTravelers349165
StocktonDirect Auto350139
Moreno ValleyTravelers351166
San FranciscoDirect Auto352140
BakersfieldBristol West355161
Moreno ValleyDirect Auto355141
OxnardState Farm355168
RiversideTravelers356168
SacramentoState Farm356169
San BernardinoState Farm356169
BerkeleyTravelers358169
Oakland21st Century359170
RiversideDirect Auto359143
FresnoBristol West360163
Santa AnaState Farm360171
BerkeleyDirect Auto361143
Fremont21st Century363172
Long Beach21st Century363172
Victorville21st Century363172
Los AngelesGEICO364171
Santa MariaNationwide366173
AnaheimState Farm368174
Modesto21st Century370175
San Jose21st Century370175
GlendaleNational General372186
OxnardTravelers372176
OaklandBristol West374170
SacramentoTravelers374177
San BernardinoTravelers374177
OxnardDirect Auto375149
Santa BarbaraNationwide375177
Los AngelesAllstate377178
SacramentoDirect Auto377150
San BernardinoDirect Auto377150
Santa AnaTravelers378179
FremontBristol West379172
Long BeachBristol West379172
Stockton21st Century379179
VictorvilleBristol West379172
San Francisco21st Century381180
Santa AnaDirect Auto382152
San DiegoNationwide383181
Moreno Valley21st Century384181
Elk GroveNationwide386182
ModestoBristol West386175
San JoseBristol West386175
AnaheimTravelers387182
Los AngelesFarmers387183
Riverside21st Century388184
AnaheimDirect Auto390155
Berkeley21st Century390185
Chula VistaNationwide391185
StocktonBristol West395179
San FranciscoBristol West398180
Moreno ValleyBristol West400181
RiversideBristol West405184
Oxnard21st Century406192
BerkeleyBristol West407185
Sacramento21st Century408193
San Bernardino21st Century408193
GlendaleDairyland410175
Santa Ana21st Century413195
BakersfieldNationwide419198
Los AngelesState Farm420199
Anaheim21st Century422200
FresnoNationwide424201
OxnardBristol West424192
SacramentoBristol West426193
San BernardinoBristol West426193
GlendaleGEICO430203
Santa AnaBristol West431195
TemeculaChubb432204
AnaheimBristol West440200
Los AngelesTravelers440208
OaklandNationwide441208
Los AngelesDirect Auto444177
GlendaleAllstate446211
FremontNationwide447211
Long BeachNationwide447211
VictorvilleNationwide447211
ModestoNationwide455215
San JoseNationwide455215
GlendaleFarmers458217
Santa MariaChubb464219
StocktonNationwide466220
San FranciscoNationwide469222
Moreno ValleyNationwide472223
Santa BarbaraChubb474224
RiversideNationwide477225
BerkeleyNationwide480227
Los Angeles21st Century481227
San DiegoChubb485229
Elk GroveChubb488231
Chula VistaChubb495234
GlendaleState Farm496235
OxnardNationwide499236
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Average California car insurance rates by insurance company

When shopping for insurance, you should compare car insurance quotes from multiple insurers. Every insurance company charges different rates, even for the same types and amounts of coverage.

Based on average rate data, Insurify found that Mile Auto has the cheapest car insurance rates in California. But drivers in the Golden State can also find low rates with the second- and third-cheapest options, Sun Coast and Mercury.

The table below compiles the average premiums from insurance companies in the state.

The below rates are estimated rates current as of: Thursday, March 14 at 12:00 PM PDT
Insurance CompanyFull CoverageLiability Only
Mile Auto12064
Mercury15885
Sun Coast16071
Safeco167101
Anchor19191
USAA216101
National General256123
Dairyland266113
GEICO287134
Allstate298139
Farmers306143
State Farm332155
Travelers348163
Direct Auto359146
21st Century379177
Bristol West393177
Nationwide467219
Chubb591277
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Learn More: The 10 Cheapest Car Insurance Companies

Learn More: The 10 Cheapest Car Insurance Companies

Average California car insurance rates by age

Auto insurance rates in the Golden State are personalized based on many factors, including your age.[1]

“Insurance companies consider young drivers to be high-risk due to their lack of experience on the road,” says John Espenschied, owner of Insurance Brokers Group, which serves customers in California. Insurify data shows that drivers younger than 25 pay the most expensive rates.

For most drivers, insurance premiums get cheaper as they get older. For example, in California, the overall average premium for teen drivers is $273 per month, and the average rate for senior drivers is $137. However, drivers may see their rates increase again around age 70.

Here are the average liability car insurance premiums for California drivers, based on age, from some top insurers in the Golden State.

The below rates are estimated rates current as of: Thursday, March 14 at 12:00 PM PDT
Insurance Company25 and YoungerMiddle Aged DriversSenior Drivers
GEICO23110181
Allstate26810486
Nationwide409147118
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Compare Car Insurance by Age and Gender

Compare Car Insurance by Age and Gender

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Liability rates for California teens start at $116/mo.

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Average California car insurance rates by gender

In 2019, California passed the Gender Non-Discrimination in Automobile Insurance Rating Regulation, which prohibits car insurance companies from using gender as a factor in determining auto insurance premiums.[2] In many other states, gender can affect the cost of car insurance due to specific risk differences between male and female drivers.

Average California car insurance rates by marital status

Married drivers often get more affordable car insurance premiums than single drivers. Couples who combine their car insurance policies can usually qualify for multi-vehicle discounts. Married drivers in California pay about $40 less per month than single drivers for full-coverage insurance, according to Insurify data.

The table below shows the average full-coverage and minimum-coverage rates for single and married drivers in California.

Marital StatusAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability Only
Married$238$110
Single$277$134
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Average California car insurance rates by driving record

Your driving record can have a significant effect on your car insurance premium.[3] Californians with a clean driving record usually pay a lower rate than drivers with a history of certain violations, like at-fault accidents.

However, the rate increase depends on the severity of the violation. For example, Insurify found that the average full-coverage rate for California drivers with an accident is $310 per month, while the monthly average for drivers with a clean record is only $232.

Getting a DUI will almost certainly increase your premiums. On average, California drivers with a DUI conviction pay $541 for full-coverage insurance — $269 higher than the average rate for a driver with no violations.

The table below shows the average liability-only auto insurance rates in California based on driving record.

The below rates are estimated rates current as of: Thursday, March 14 at 12:00 PM PDT
Insurance CompanyClean RecordSpeeding TicketAt-Fault AccidentDUI
Mile Auto64939595
USAA101128130149
National General123157161182
GEICO134170172198
Allstate139176178206
State Farm155194196229
Nationwide219281283324
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Average California car insurance rates by credit score

In California, car insurance companies are prohibited from using credit-based insurance scores, so your credit score won’t directly affect your insurance premiums.[4] However, other rating factors, like age and driving record, could have a greater effect on the cost of your car insurance policy.

Car Insurance Rates by Credit Tier

Car Insurance Rates by Credit Tier

California minimum car insurance requirements

Car insurance is a legal requirement in California. If you own a vehicle, you must meet the state’s coverage requirements to register it and legally drive. Here are the types and amounts of coverage all drivers need to carry:[5]

  • $15,000/$30,000 for bodily injury liability: When you cause an accident, bodily injury liability insurance pays for injured drivers’ medical expenses. The $15,000 coverage limit applies to one person’s injuries in an accident, and the $30,000 coverage limit is for all injuries in an accident.

  • $5,000 for property damage liability: In the event of an at-fault accident, property damage liability insurance pays for the other driver’s property damage, like vehicle repairs.

California requires insurance companies to offer uninsured and underinsured motorist insurance when you purchase a policy. But you can decline this coverage if you don’t want it.[6]

Find California Car Insurance

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California car insurance FAQs

Here are answers to some commonly asked questions about car insurance in California.

  • What is the average cost of car insurance in California?

    In California, the average car insurance premium is $232 per month for full coverage and $119 per month for minimum coverage. That’s $2,787 per year for full coverage and $1,422 per year for minimum coverage.

  • What factors affect car insurance costs in California?

    Car insurance premiums in California depend on various personal factors. Your ZIP code, driving record, and age can affect your premium, as well as your vehicle type, coverage limits, and deductible.[1] The insurance company you choose may also affect the cost of your coverage. Keep in mind that insurance companies can’t use gender and credit score to determine auto insurance premiums in California.

  • Do car insurance rates vary by county in California?

    Location-specific risks, like accident and vehicle theft rates, can affect your car insurance rates. Furthermore, California counties that are more likely to experience earthquakes or wildfires could have higher premiums.

  • What are the best auto insurance companies in California?

    Some of the best car insurance companies in California are Clearcover, Safeco, and Travelers. But the best auto insurance company is different for every driver, depending on your location, coverage needs, and budget. Before you buy a policy, you should shop around, research several companies, and compare quotes to find the cheapest car insurance.

  • Is car insurance required in California?

    Yes, car insurance is a legal requirement in California. The minimum requirements in California are $15,000 for bodily injury per person, $30,000 for bodily injury per accident, and $5,000 for property damage.[5]

    For more protection, however, you might purchase higher coverage limits or get a full-coverage policy, which includes collision, comprehensive, medical payments, and liability insurance.

Sources

  1. III. "What determines the price of an auto insurance policy?." Accessed March 21, 2023
  2. California Department of Insurance. "Commissioner issues regulations prohibiting gender discrimination in automobile insurance rates." Accessed March 21, 2023
  3. III. "Do auto insurance premiums go up after a claim?." Accessed March 21, 2023
  4. NAIC. "Credit-Based Insurance Scores." Accessed March 21, 2023
  5. California DMV. "Auto Insurance Requirements." Accessed March 21, 2023
  6. California Department of Insurance. "Automobile Insurance Information Guide." Accessed March 21, 2023
Elizabeth Rivelli
Elizabeth Rivelli

Elizabeth Rivelli is a freelance writer covering insurance and personal finance. She has extensive knowledge of various insurance lines, including property and casualty, health, and life insurance. Her byline has been featured in dozens of publications, including Investopedia, Forbes, Bankrate, NextAdvisor, and Insurance.com

Courtney Mikulski
Edited byCourtney MikulskiSenior Editor, Auto
Courtney Mikulski
Courtney MikulskiSenior Editor, Auto
  • 3+ years producing insurance and personal finance content

  • Main architect of the Insurify Quality Score

Courtney’s deep personal finance knowledge extends beyond insurance to credit cards, consumer lending, and banking. She thrives on creating actionable content.

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Brett Clendenen
Reviewed byBrett ClendenenReferral Team Assistant Manager
Brett Clendenen
Brett ClendenenReferral Team Assistant Manager
  • Licensed Property and Casualty Insurance agent

  • 13+ years of experience in the insurance industry

Brett has over a decade of experience specializing in home and auto insurance. Before Insurify, he was a licensed insurance agent with Answer Financial.

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