|Insurify Composite Score||64||Number of discounts||15||Number of reviews||9||User Rating||3.8||A.M. Best||A+||Standard & Poor’s||--|
The largest discounts from Encompass are: Good Driver Discount, Good Payer Discount, teenSMART Discount
|Discount Type||Discount %|
|Good Driver Discount||Varies|
|Good Payer Discount||Varies|
|Student Away at School Discount||Varies|
|Driving training discount||Varies|
|Good Student Discount||Varies|
|Passive Restraint Discount||Varies|
|Defensive Driver Discount||Varies|
|Anti-Theft Device Discount||Varies|
|Anti-lock Brake Discount||Varies|
|Home Owner Discount||Varies|
|New Car Discount||Varies|
|Preferred payment discount||Varies|
|Early Quote Discount||Varies|
Roadside assistance and home inventory come as optional resources through the Encompass mobile app and online, respectively. Encompass policyholders can sign into their MyEncompass accounts to view policy information, pay premiums, sign up for an automated plan, access contact info, and more. Customers also qualify for a discount by making automatic auto policy bill payments through Encompass' Easy Pay plan.
Encompass offers a variety of auto insurance policy coverage options, so you can customize your own policy to suit your needs.
Coverages that come standard on an Encompass policy include:
Optional car insurance coverages include:
Encompass Insurance is one of the largest personal property and casualty insurance brands in the U.S., covering 39 states.
The insurance company that would later become Encompass wrote its first policy in 1897. Now headquartered in Illinois, Encompass works with over 2,400 independent agents across the nation.
Encompass provides bundled, multi-product insurance policies (known as EncompassOne policies) for auto, home, and personal insurance, offered at Special, Deluxe, and Elite levels; homeowners insurance; auto insurance; personal umbrella insurance; motorcycle insurance; RV insurance; watercraft insurance; and identity theft protection.
Encompass Insurance Company has an A+ rating from A.M. Best, an independent financial strength assessor. This signifies the company's "superior" ability to pay out claims.
2775 Sanders Rd Northbrook, IL 60062
Just wish they were lower in price. I don't understand why they raise their rates so much annually, especially if you don't make a claim.
At the end of September, my vehicle was rear-ended by an Encompass-insured driver, who in the process of hitting me, pushed my vehicle into the car in front of me. It’s February, and I am still fighting with Encompass just to get to to cover the full vehicle damage from the wreck, and they have not once offered to refund me the $2k I have been forced to spend on a rental car while dealing with them. I was told point-blank the other day that they will not send someone out to re-evaluate the damage. I was told by my insurance company that Encompass would have to be the one to declare a vehicle total. Their refusal to do so is costing me money every single day, and what should have been originally been a matter or a week or two, has turned into a 5 month long nightmare, that still shows no sign of ending. Additionally, it has been nearly impossible to get in touch with the claims agent who is assigned to my claim, and this agent got upset with me when I requested an adjuster be sent out at a time that I could be there. She raised her voice and informed me that essentially, it doesn’t matter if I am frustrated with them, as I don’t have my insurance through Encompass. Ironically, my insurance company? Is Allstate. Guess who is somewhat related to Allstate? Encompass.