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Jess es experta en seguros, banca y otros temas de finanzas personales. Sus artículos han aparecido en numerosos medios de comunicación web, como Investopedia.
Más de 3 años produciendo contenidos sobre seguros y finanzas personales
Principal artífice de la puntuación de calidad de Insurify
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Cheapest recent rates near Abilene, Texas
Drivers in and around Abilene, Texas have found policies from National General, Allstate, Bristol West, and more, through Insurify in the last few days.
*Quotes generated for Insurify users in and around Abilene, Texas within the last 10 days. Last updated on December 19, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from December 19, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Abilene, Texas within the last 10 days. Last updated on December 19, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from December 19, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
If you want to live in a Texas city with affordable car insurance rates, Abilene is worth considering. Drivers in Abilene pay an average of $148 per month for car insurance, which is lower than the average cost of an auto policy in other Texas cities.
Abilene has a relatively small population — 127,000 people — compared to other Texas cities, which can contribute to its comparatively cheaper car insurance rates.[1] Here’s what you need to know about finding the cheapest car insurance rates in Abilene, Texas.
Quick Facts
State Farm, GEICO, and Allstate are the three cheapest car insurers for Abilene drivers.
Abilene had 2,924 accidents in 2022, resulting in 24 fatalities, according to Texas Department of Transportation data.
Car insurance companies in Texas can use your credit information to determine your rates.[2]
3 of the cheapest car insurance companies in Abilene
While State Farm offers the cheapest car insurance on average for drivers in Abilene, that doesn’t necessarily mean it’s the best option for every driver. The right car insurance company will depend on your unique situation and needs, so it’s a good idea to compare coverage and obtain quotes before choosing an insurer.
Insurance Company
▲▼
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
▲▼
Average Quote: Full Coverage
▲▼
Average Quote: Liability Only
▲▼
Best for
▲▼
State Farm
9.3
$70
$38
Affordable coverage
USAA
9.4
$125
$67
U.S. military members
Mile Auto
7.5
$118
$58
Low-mileage drivers
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.
Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.3 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$30/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$56/mo
4.2
Best choiceBased on 9,243 verified guest reviews and ratings
How drivers feel about State Farm
Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm
Drivers appreciate the helpful local agents and initial service but dislike the high prices and frequent rate increases.
AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (5,080)
Al
December 19, 2024
Verified Review
My Opinion
Way too high premium.
Agnes
December 19, 2024
Verified Review
Best Insurance Company
I have been with them for a long time. Claims are handled quickly. I never had a problem, even when I had three teenagers driving.
Gabriel
December 18, 2024
Verified Review
My Experience with State Farm
Beware, some companies are more interested in making money than meeting the customers' needs. My wife had a medical issue while driving, and they covered it. A year later, there was a fender bender involving two moving vehicles. To me, it was no fault, but they considered it a second incident. We also had hail damage to our roof. They said there wasn't enough damage, yet my next-door neighbors received a new one. Now, they're canceling me for too much.
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.78
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company
Compared to other popular auto insurance companies, State Farm offers cheap car insurance for Abilene drivers. Customers can also take advantage of plenty of its customizable coverage options.
In addition to offering cheap insurance in Abilene, State Farm also provides a variety of discounts. Policyholders can benefit from safe driving, multi-car, bundling, anti-theft discounts, and more. Drivers younger than 25 can also get involved in State Farm’s Steer Clear driving program to access lower insurance rates.
Pros
Low rates compared to competitors
Several discounts available
Above-average J.D. Power customer satisfaction rating in Texas
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.4 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$54/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$101/mo
4.9
Best choiceBased on 1,646 verified guest reviews and ratings
How drivers feel about USAA
Drivers appreciate the ease of working with the carrier, competitive rates, and responsive service but dislike the price increases and lack of rideshare add-ons in some areas.
AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
How drivers feel about USAA
Drivers appreciate the ease of working with the carrier, competitive rates, and responsive service but dislike the price increases and lack of rideshare add-ons in some areas.
AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
Reviews (940)
Arlington
December 18, 2024
Verified Review
Mediocre
It's too hard to get past all the checks and balances to verify you're a member. There are too many questions and memory items to get past their firewall. Lastly, everyone is working remotely, and you can hear the family activities in the background.
Peter
December 18, 2024
Verified Review
Not Happy with USAA
They increase premium rates without notifying you well in advance. They even raise the premium for a minor fender bender, like pulling out of a driveway into an illegally parked vehicle.
Donna
December 17, 2024
Verified Review
I was in an accident which was not my fault, and my insurance increased to $118 a month. I don't drive my car much, less than 50 miles a day. Additionally, I have home insurance with USAA and my payment increased by $100. As a veteran, I find this totally wrong.
I was in an accident which was not my fault, and my insurance increased to $118 a month. I don't drive my car much, less than 50 miles a day. Additionally, I have home insurance with USAA and my payment increased by $100. As a veteran, I find this totally wrong.
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
880
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.35
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company
Abilene is home to Dyess Air Force Base and more than 8,000 military personnel. Service members seeking a new auto insurance policy can find affordable coverage with USAA. Since its founding in 1922, this insurance company has provided policies to people affiliated with the U.S. military.
USAA also offers special discounts for military members that could lower your insurance rates, including a 15% on-base discount for eligible drivers.
Pros
Several discounts available
Above-average J.D. Power customer satisfaction rating in Texas
A+ (Excellent) AM Best rating signals financial stability
Cons
Doesn’t offer gap insurance
Only available to people affiliated with U.S. military
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
7.5 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$47/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$95/mo
4.1
Best choiceBased on 61 verified guest reviews and ratings
Reviews (32)
Ambrosher
December 18, 2024
Verified Purchase
Too Expensive
Too expensive.
Marilyn
December 16, 2024
Verified Purchase
Mile Auto: Jury's Still Out
Please inform me about my monthly charge. Also, avoid using all caps. The photo link needs fixing.
Eva
December 4, 2024
Verified Purchase
Good
Good savings for people who don't drive a lot of miles.
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
NR
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
NR
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
NR
Why we picked this company
Auto insurance companies often charge the same rates no matter how often you drive, but Mile Auto works differently. Rather than paying a standard rate, Mile Auto customers pay per mile each month.
Mile Auto charges a flat monthly rate, regardless of how much you drive, plus a per-mile rate that it adds at the end of the month. If you work from home in Abilene or simply don’t drive frequently, this car insurance company could be a smart option.
Pros
Relatively cheap coverage
Doesn’t require an in-car device
High AM Best rating
Cons
Not designed for high-mileage drivers
No advertised discounts
No mobile app available
How to get the cheapest car insurance in Abilene
The best way to find affordable car insurance in Abilene is to compare quotes from different insurers. Remember that insurance companies consider several things when determining your rates, including your driving record, location, age, gender, credit history, and more.[3]
In addition to comparing quotes, here are some tips for finding cheap car insurance in Abilene:
Research available discounts. Many auto insurance companies advertise discounts, but make sure you can qualify for them before purchasing a policy.
Opt for a higher deductible. Ask your insurer about increasing your deductible to reduce your monthly premiums. Just remember that if you file a claim, you’ll pay a larger amount before your insurance kicks in.
Improve your credit. Since insurance companies in Texas can consider your credit score when determining rates, improving your credit could help you secure the lowest rates.
Find Cheap Car Insurance in Abilene, Texas
Check quotes from 70+ top insurance companies
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4.8/5
Cheapest liability-only car insurance in Abilene: State Farm
Property damage and bodily injury liability insurance protect you if you’re responsible for damaging someone’s property or injuring another driver or their passengers in an accident. On average, Abilene drivers pay $94 a month for liability coverage in the city. Because liability insurance is the bare-minimum coverage you can purchase, it’s usually your cheapest option.
Here’s a look at which insurance companies offer affordable liability-only coverage in Abilene.
The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST.
Insurance Company
▲▼
Average Monthly Quote
▲▼
State Farm
$30
GEICO
$33
Allstate
$43
Mile Auto
$47
USAA
$54
Nationwide
$69
Mercury
$71
Safeco
$83
Progressive
$83
Dairyland
$88
Chubb
$92
Clearcover
$101
National General
$101
21st Century
$106
The General
$107
Direct Auto
$107
Bristol West
$111
Commonwealth Casualty
$112
Elephant
$119
GAINSCO
$137
Liberty Mutual
$163
Foremost
$183
State Auto
$204
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest full-coverage car insurance in Abilene: State Farm
A full-coverage car insurance policy includes property damage and bodily injury liability, and it includes other coverages as well. Full-coverage insurance typically includes collision and comprehensive insurance, which cover damages to your vehicle, regardless of fault. The average cost of full-coverage car insurance in Abilene is $201 a month.
These companies offer the cheapest full-coverage insurance in Abilene.
The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST.
Insurance Company
▲▼
Average Monthly Quote
▲▼
State Farm
$56
GEICO
$61
Allstate
$79
Mile Auto
$95
USAA
$101
Mercury
$122
Nationwide
$126
Progressive
$143
Safeco
$148
Clearcover
$151
Chubb
$170
Elephant
$195
21st Century
$197
Direct Auto
$205
National General
$209
Dairyland
$229
The General
$234
Bristol West
$237
Liberty Mutual
$268
GAINSCO
$290
Commonwealth Casualty
$309
State Auto
$377
Foremost
$389
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest recent rates near Abilene, Texas
Drivers in and around Abilene, Texas have found policies from Bristol West, National General, Mercury, and more, through Insurify in the last few days.
*Quotes generated for Insurify users in and around Abilene, Texas within the last 10 days. Last updated on December 19, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from December 19, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Abilene, Texas within the last 10 days. Last updated on December 19, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from December 19, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
Car insurance requirements in Texas
Texas requires all drivers to carry minimum car insurance liability limits, and the state is a tort, or at-fault, state. This means that the driver found at fault in an accident is responsible for paying for any damages to other vehicles or injuries to other parties. Drivers who aren’t at fault don’t need to file claims with their own insurance companies.
Here’s a look at the minimum coverage requirements in Texas:[4]
Coverage
▲▼
Minimum Requirements
▲▼
Bodily injury liability
$30,000 per person / $60,000 per accident
Property damage liability
$25,000
While you can drive legally in Texas with just state-minimum liability insurance, it may not offer enough protection for everyone. Here are some additional coverages you can consider adding to your Abilene car insurance policy:
Collision coverage
Collision coverage pays for damage to your car due to a motor vehicle accident.
Comprehensive coverage
Comprehensive coverage pays for damage to your vehicle due to non-collision events, such as natural disasters, severe weather events, fire, theft, or burglary.
Uninsured/underinsured motorist coverage
Uninsured/underinsured motorist coverage pays for damage to your vehicle and medical expenses if you’re involved in a crash with someone who doesn’t have adequate car insurance.
Personal injury protection (PIP) coverage
Personal injury protection (PIP) coverage pays for your medical care, lost wages, and other essential expenses, such as child care, if you’re injured in a motor vehicle accident. Car insurance policies in Texas include this coverage, but you can waive it with a written letter to your insurer.
Cheapest car insurance for drivers with an incident
If you’re a driver in Abilene with an incident on your record, your insurance company may deem you a high risk to insure. Incidents can include speeding tickets, driving under the influence, at-fault accidents, and other moving violations. Because of the higher risk associated with a poor driving record, these drivers tend to pay more for car insurance.
Shop for Car Insurance in Abilene, TX
Rates start at $36 for drivers with an incident
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Cheapest car insurance for drivers with a speeding ticket: State Farm
While you want to get from Point A to Point B quickly, it’s wise to obey the posted speed limits in Abilene. A single speeding ticket can hike your insurance rates, and multiple tickets may result in even higher costs. Drivers in Abilene with a speeding ticket on their record pay an average of $202 a month for car insurance.
Here’s how insurance quotes can increase among insurance companies when you get a speeding ticket.
The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST.
Insurance Company
▲▼
Clean Driving Record
▲▼
With Speeding Ticket
▲▼
State Farm
$30
$38
GEICO
$33
$42
Allstate
$43
$55
Mile Auto
$47
$60
USAA
$54
$69
Nationwide
$69
$89
Mercury
$71
$97
Safeco
$83
$108
Progressive
$83
$106
Dairyland
$88
$113
Chubb
$92
$119
Clearcover
$101
$130
National General
$101
$130
21st Century
$106
$140
The General
$107
$140
Direct Auto
$107
$137
Bristol West
$111
$143
Commonwealth Casualty
$112
$154
Elephant
$119
$164
GAINSCO
$137
$189
Liberty Mutual
$163
$224
Foremost
$183
$252
State Auto
$204
$281
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with an at-fault accident: State Farm
In 2022, Abilene reported more than 2,000 motor vehicle crashes.[5] Like speeding tickets, at-fault accidents also affect the cost of your car insurance. Drivers with one or more at-fault accidents are often deemed a higher risk to insure, resulting in higher insurance costs.
The average cost of car insurance for drivers in Abilene with an at-fault record is $214 a month, but you may be able to find cheaper rates if you shop around and commit to driving safely.
Here’s a look at how average quotes compare for drivers with a clean record versus an at-fault accident.
The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST.
Insurance Company
▲▼
Clean Driving Record
▲▼
With Accident
▲▼
State Farm
$30
$40
GEICO
$33
$45
Allstate
$43
$58
Mile Auto
$47
$65
USAA
$54
$73
Nationwide
$69
$95
Mercury
$71
$103
Safeco
$83
$113
Progressive
$83
$114
Dairyland
$88
$119
Chubb
$92
$126
Clearcover
$101
$148
National General
$101
$137
21st Century
$106
$148
The General
$107
$149
Direct Auto
$107
$149
Bristol West
$111
$151
Commonwealth Casualty
$112
$149
Elephant
$119
$159
GAINSCO
$137
$178
Liberty Mutual
$163
$236
Foremost
$183
$265
State Auto
$204
$301
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with a DUI: State Farm
Drivers in Abilene with past DUIs also pay higher car insurance rates. Insurance companies view drivers with DUIs on their records as high-risk and more likely to cause accidents and file claims. Abilene drivers with DUIs on their driving records pay an average of $244 a month for car insurance.
Here’s how insurance quotes compare with a clean driving record versus with a DUI.
The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST.
Insurance Company
▲▼
Clean Driving Record
▲▼
With DUI
▲▼
State Farm
$30
$49
GEICO
$33
$54
Allstate
$43
$71
Mile Auto
$47
$77
USAA
$54
$89
Nationwide
$69
$114
Mercury
$71
$109
Safeco
$83
$123
Progressive
$83
$137
Dairyland
$88
$145
Chubb
$92
$152
Clearcover
$101
$166
National General
$101
$166
21st Century
$106
$175
The General
$107
$176
Direct Auto
$107
$176
Bristol West
$111
$183
Commonwealth Casualty
$112
$185
Elephant
$119
$196
GAINSCO
$137
$226
Liberty Mutual
$163
$269
Foremost
$183
$302
State Auto
$204
$336
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for seniors: State Farm
Insurance rates are generally the lowest for drivers ages 35 to 75. While drivers in their 30s and 40s tend to pay the cheapest rates, senior drivers pay a little bit more because of their increased mortality rates and decreased physical capabilities.[6] The average cost of car insurance for Abilene senior drivers is $117 a month.
The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST.
Insurance Company
▲▼
Full Coverage
▲▼
Liability Only
▲▼
State Farm
$42
$23
GEICO
$47
$26
Allstate
$62
$34
Mile Auto
$70
$35
USAA
$79
$42
Nationwide
$92
$50
Mercury
$95
$55
Progressive
$101
$58
Chubb
$121
$65
Safeco
$124
$69
Clearcover
$128
$86
21st Century
$144
$77
Elephant
$155
$95
Direct Auto
$155
$81
National General
$155
$75
Dairyland
$178
$69
The General
$185
$84
Bristol West
$186
$87
Liberty Mutual
$219
$133
GAINSCO
$237
$112
Commonwealth Casualty
$241
$87
State Auto
$275
$149
Foremost
$304
$143
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for teens: State Farm
Insurance rates for young drivers skew much higher than those for adults. That’s because auto insurers view teens’ inexperience on the road as a potential risk. Teen drivers in Abilene pay an average of $275 a month for car insurance.
Here are a few things you can do if you’re a teen driver seeking affordable car insurance in Abilene:
Stay on your parents’ insurance. Car insurance coverage is often less expensive if you stay on your parents’ insurance rather than purchasing your own policy.
Drive an older, reliable car. Choosing a safe, older car is another way to keep your costs down, as many car insurance companies offer lower insurance rates when vehicles have certain safety features and are lower in value.
Get good grades. Many insurers offer good student discounts if you maintain good grades.
Here are some of the most affordable car insurance options in Abilene for teen drivers.
The below rates are estimated rates current as of: Sunday, December 1 at 11:00 AM PST.
Insurance Company
▲▼
Full Coverage
▲▼
Liability Only
▲▼
State Farm
$101
$54
GEICO
$103
$56
Allstate
$148
$81
USAA
$178
$95
Mile Auto
$192
$95
Mercury
$225
$131
Nationwide
$232
$127
Progressive
$262
$152
Clearcover
$289
$194
Safeco
$294
$165
Elephant
$332
$203
Chubb
$341
$185
21st Century
$351
$189
Dairyland
$387
$149
The General
$391
$179
Direct Auto
$392
$205
Bristol West
$419
$196
National General
$429
$207
Liberty Mutual
$480
$292
GAINSCO
$523
$247
Commonwealth Casualty
$559
$202
State Auto
$702
$380
Foremost
$724
$341
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
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Abilene car insurance quotes by credit tier
Insurance companies in Texas can consider your credit history when determining your insurance rates.[2] Drivers with excellent or good credit scores generally pay lower car insurance rates than drivers with poor credit scores, though insurers in Texas are prohibited from relying solely on your credit to determine costs.
Here are the average car insurance costs in Abilene, based on credit tier.
Rates by Credit Tier
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Is car insurance more expensive in Abilene?
Texas has relatively high auto insurance rates compared to the national average. But coverage is relatively affordable in Abilene compared to the rest of the state. It costs an average of $180 a month to insure a car in Texas, but only $148 per month on average in Abilene.
Insurance rates can vary within ZIP codes based on a city’s population, population density, crime rate, and other factors. Because Abilene is a smaller town far from major metropolitan areas, it tends to have cheaper car insurance rates than other cities.
More cities in Texas
Here’s how the average cost of car insurance in Abilene compares to costs in other Texas cities.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
The average cost of car insurance in Abilene is $94 a month for liability-only coverage and $201 a month for full coverage.
What company has the cheapest car insurance in Abilene?
The cheapest car insurance companies in Abilene are State Farm and GEICO, with average liability-only rates of $30 and $33 a month, respectively. But one of the best ways to find the cheapest car insurance for your unique driver profile is to shop with different companies and compare quotes.
What are the best car insurance companies in Abilene?
Among the best car insurance companies in Abilene are State Farm, USAA, and Mile Auto. These insurers have comparatively cheap car insurance rates, high customer satisfaction ratings, and solid Insurify Quality Scores.
How much is car insurance per month in Texas?
The average cost of car insurance in Texas is $239 a month for full coverage and $120 a month for liability coverage.
What is the bare-minimum car insurance in Texas?
Texas requires drivers to purchase 30/60/25 liability coverage to drive. These limits translate into $30,000 per person and $60,000 per accident for bodily injury liability and $25,000 per accident for property damage liability.[4]
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
Property damage limits between $10,000 and $50,000
No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
Comprehensive coverage with a $1,000 deductible
Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Jess is a personal finance writer who's been creating financial and business content for over a decade. Her work is published on Investopedia, MoneyWise, NextAdvisor, The HuffPost, and more. Prior to freelancing full-time, Jess was an editor at Investopedia, The Balance, and FinanceBuzz. Connect with her on LinkedIn.
Jess has been a contributor at Insurify since September 2022.
Más de 3 años produciendo contenidos sobre seguros y finanzas personales
Principal artífice de la puntuación de calidad de Insurify
Los profundos conocimientos de Courtney sobre finanzas personales van más allá de los seguros y abarcan las tarjetas de crédito, los préstamos al consumidor y la banca. Le encanta crear contenidos prácticos.
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