Known for Flow, and her price gun, Progressive offers extreme customization as well as a plethora of insurance discounts. Progressive was founded in 1937 with the first ever drive-in claims office, and the first to offer reduced rates for low-risk drivers. Their headquarters are in Mayfield, Ohio, but have over regional offices across the United States, as well as a heavy presence online. Progressive holds a JD Power and Associates rating of 3 out of 5 for overall customer satisfaction.
Progressive offers a variety of specific auto insurance discounts to their customers so be sure you’re taking advantage of all the savings you’re eligible for by contacting your current Progressive agent or unlocking them on Insurify! You could save with a:
|Discount Type||Discount %|
|Good Credit Discount||up to 84%|
|Multiple Vehicle Discount||up to 30%|
|Good Driver Discount||up to 26%|
|Passive Restraint Discount||up to 10%|
|Student Away at School Discount||up to 10%|
|Good Student Discount||up to 10%|
|Multiple Policy Discount||up to 10%|
|Anti-Theft Device Discount||up to 5%|
|Low Mileage Discount|
|Defensive Driver Discount|
|Starting your auto quote online discount|
|Signing documents when you buy online discount|
|No lapse in coverage discount|
|Paid in full discount|
|Provider Switch Discount||Varies|
|Home Owner Discount||Varies|
|Preferred payment discount||Varies|
|Youth Driving Discount||Varies|
Progressive has been offering its customers exceptional service for over 80 years. They provide customer service and roadside assistance 24 hours, 7 days a week with the appropriate coverage. Customers can access, manage, and make payments for their policies online. Progressive offers a trusted network of repair shops and Progressive Service Centers in order to guarantee a fast, thorough repair. Policyholders enjoy loyalty and PerkShare rewards that offer accident forgiveness and things like free car washes. Additional savings can be unlocked when you opt in to be monitored by a Plug-in Snapshot device.
|Accident Forgiveness||Your rates won't automatically increase after an accident even if you're at fault.|
|Road Side Assistance||Typically adds coverage for towing, tire changes, lockout services, and more|
|Rental Reimbursment||Reimburses the per day cost of a rental car (daily and maximum reimbursement may vary)|
|Gap Insurance||If your vehicle is loaned or leased and totaled, Gap insurance may pay for the difference between the cash value of the vehicle and the unpaid balance of the loan or lease.|
|Pet Coverage||Helps cover veterinary expenses in the event that your pet is injured or dies in a collision.|
|Emergency Lockout Coverage||Covers expenses for servicesneeded to gain entry into a covered auto or residence premises if keys have been stolen or disablesd, or if locked in the covered auto or residence. Typically covers up to $200.|
|Original Equiptment Manufacturer Coverage||If you need repairs, are you okay with the car parts being replaced with anything other than the original manufacturer’s parts?|
|Online Payment||Hate those annoying IVR menus? Pay your bill online.|
|Mobile App Payments||Welcome to the 21st century, some companies allow you to pay your bill through their phone app, just make sure you own a smart phone!|
|Phone Payment -IVR||Ran out of postage? Want to keep things fast but simple? You can pay your bill over the phone.|
|Automatic Online Payments||Forgetful? This option automatically charges your credit or debit card that you provided so that you never have to worry.|
|Mail Payment||The option to mail in a personal check or money order. Don't forget the postage, sometimes the classics never die!|
|Credit Card Payment|
|Electronic Check||Ran out of checks? Electronic checks work just as well, this usually sometimes includes ther Electronic Funds Transfer options (EFT).|
|Text Payment||You can pay your bill via text message by opting to pay your bill with saved account information.|
Progressive offers basic and full car insurance coverage options so you can build a policy within your budget.
Basic insurance coverages include:
Optional insurance coverage options:
Progressive offers all-terrain vehicle (ATV) insurance whether you use your vehicle for ranching, hunting, trail riding, or more.
ATV insurance is legally required in some states. Your home insurance policy limits might not be enough to cover you and your ATV if an accident occurs off your own property.
ATV coverage with Progressive will protect you with:
Progressive offers boat insurance without any travel restrictions or navigation plans, so you’re free to enjoy your boat anywhere. You’ll automatically have protection on all lakes and rivers in the U.S. and Canada, as well as ocean waters within 75 miles of the coast.
Progressive insures a variety of boats, including bass boats, sailboats, pontoons, powerboats and other watercrafts, up to $350k in value and 50 feet long.
Basic boat insurance coverages:
Coverages automatically included with your Progressive policy:
Extra protection options for purchase:
Progressive offers classic car insurance through a partnership with Hagerty, the world’s leading classic auto insurance provider.
Progressive and Hagerty provide classic car owners with:
Progressive offers a variety of basic and full insurance coverages for practically any kind of motorcycle, including cruisers, customized bikes, mopeds, scooters, dirt bikes, antique motorcycles, and sport/high performance motorcycles.
Standard motorcycle coverages include:
Extra coverages automatically included with your policy:
Additional coverages for purchase:
Progressive’s golf cart insurance policy offers noncommercial coverage for gas and electric vehicles. Whether you drive your golf cart on or off-road, a golf cart insurance policy will protect you more than your home insurance policy can.
Progressive offers a snowmobile insurance policy separate from your car and motorcycle policy, so you can be sure you have enough coverage just for your snowmobile.
Progressive’s snowmobile insurance is available in 31 states. You can insure up to five drivers and four snowmobiles on one policy.
Coverage options include:
Progressive offers segway protection as an additional coverage to your car insurance policy.
Segway insurance offers:
Progressive offers recreational and full-time use RV insurance policies to cover your camper, fifth wheel, utility trailers, and more.
Standard coverages for both recreational and full-time use RV’s include:
Free coverages with collision and comprehensive include:
Full-time RV use coverages include:
Additional coverage options for recreational and full-time RV's include:
Progressive insures a majority of personal watercrafts (PWC’s), including Jet Skis, WaveRunners, Sea-Doos and more.
Coverage options include:
Progressive offers three different kinds of home insurance policies, including:
Standard home insurance policies offer coverages like:
Optional home insurance coverages include:
Progressive offers condo insurance, also known as an HO6 policy, to cover:
Progressive offers flood insurance through the National Flood Insurance Program (NFIP). Most of your home is covered by your flood insurance, including the foundation, running systems, appliances, carpeting, and personal belongings.
Through a partnership with Slice, Progressive provides a special insurance policy for homeowners who rent their home or rooms in their home with a service provider, such as Airbnb.
This policy will give you extra home insurance protection, but only when you need it! You can switch your policy between active and inactive depending on when you’ll have guests. That way, you only pay for those specific days.
With this pay-per-use policy, you’ll get standard and specialty homeowners insurance coverages, including:
Progressive offers standard renters insurance coverages, including:
Progressive offers specialized policies to protect you factory built mobile home. Mobile home insurance is similar to homeowners insurance, and includes coverages such as:
Progressive offers a line of small business insurance for trades like stores, garages, restaurants, manufacturers, janitors, beauty salons, HVAC services, consultants, and more.
Progressive offers a Business Owners Policy (BOP), as well as optional coverages that you can add to your policy. Standard and optional BOP coverages include:
Progressive also offers contractors insurance for general contractors, contractors, and subcontractors who are required to carry special insurance by various laws and businesses they work for.
Progressive offers commercial auto insurance for small businesses. Commercial auto insurance can cover business autos, like cars, light trucks, SUVs, and vans, or heavy utility trucks and trailers.
Progressive also allows you to adjust your policy with seasonal changes, so that you never have to pay for coverages you don’t need.
A commercial auto policy typically includes:
Progressive offers an electronic device insurance plan that goes beyond your phone’s standard warranty to repair or replace your device when it's damaged.
Damages covered include accidental drops, spills, submersions, power surges, theft, etc.
Progressive has partnered with eHealth, a healthcare provider, to offer its customers with medical, dental and vision care.
Progressive has partnered with Efinancial to provide its customers with term, permanent, and final expense life insurance policies.
Term life insurance plans are available for people aged 18-80, and last for set terms of 10, 15, 20, or 30 years. They can pay out over $100,000 of benefits to cover lost income, mortgage payments, college tuition, other debts, and funeral expenses.
Permanent life insurance plans are available for people aged 18-85, and last an entire lifetime. They build cash value overtime, and can pay out between $50,000 and $1,000,000 of death benefits.
There are two permanent life insurance plans referred to as whole life and universal life. With whole life, your premiums and payout remain fixed, while universal life allows you to change your payments and benefit amount freely.
Final Expense life insurance provides a benefit payout to cover funeral costs, medical bills, credit card debt, and more. You can also choose advance payment to cover terminal illness care.
Progressive has partnered with Experian to provide its customers with identity theft protection services. Your identity and credit are monitored daily, and you’ll be alerted of suspicious activity.
Progressive has partnered with Pets Best to provide you with coverage for your cat or dog’s veterinary bills. This policy offers reimbursement for annual exams, teeth cleaning, vaccinations, illnesses, prescribed medications, hospitalization, accidents, surgeries, hereditary and congenital conditions, and more.
Progressive has partnered with InsureMyTrip to provide you with coverage for travel concerns such as lost luggage, emergency medical care, trip cancellation, and more.
A Progressive personal umbrella policy provides up to $5 million in liability protection that extends beyond your home and auto insurance policy limits.
An umbrella policy includes:
Progressive has partnered with The Event Helper, Inc. to provide you with wedding and event insurance. This policy will protect you, your guests, and your venue from accidents, injuries, unexpected damages, and various wedding cancellation costs.
Wedding and event coverages include: