|Insurify Composite Score||78||Number of discounts||26||Number of reviews||2,954||User Rating||3.3||A.M. Best||A+||Standard & Poor’s||A|
Click here for our full review of Progressive car insurance quotes, discounts, and coverages.
|Overall Satisfaction||About average|
|Policy Offerings||About average|
|Local Agent||About average|
|Call Center Representative||The rest|
|Insurer Website||About average|
|Overall Satisfaction||About average|
|First Notice of Loss (FNOL)||About average|
|Claim Servicing||About average|
|Estimation Process||About average|
|Repair Process||About average|
|Rental Experience||Better than most|
|New England||826||About average|
|New York||816||About average|
|North Central||818||The rest|
|Mobile App (iOS)||
|Mobile App (Android)||
|Standard & Poor's||A|
The largest discounts from Progressive are: Good Credit Discount, Multiple Vehicle Discount, Good Driver Discount
|Discount Type||Discount %|
|Good Credit Discount||up to 84%|
|Multiple Vehicle Discount||up to 30%|
|Good Driver Discount||up to 26%|
|Multiple Policy Discount||up to 10%|
|Good Student Discount||up to 10%|
|Student Away at School Discount||up to 10%|
|Passive Restraint Discount||up to 10%|
|Anti-Theft Device Discount||up to 5%|
|Starting your auto quote online discount||Varies|
|Signing documents when you buy online discount||Varies|
|No lapse in coverage discount||Varies|
|Paid in full discount||Varies|
|Defensive Driver Discount||Varies|
|Low Mileage Discount||Varies|
|Continuous Coverage Discount||Varies|
|Paperless documents discount||Varies|
|Youth Driving Discount||Varies|
|Preferred payment discount||Varies|
|Home Owner Discount||Varies|
|Provider Switch Discount||Varies|
Progressive is one of the largest auto insurance companies in America, and has offered auto insurance for over 80 years.
Progressive auto insurance provides customer service and roadside assistance 24 hours, 7 days a week.
Customers can access, manage, and make payments for their policies online.
Progressive offers a trusted network of repair shops and Progressive Service Centers to guarantee a fast, thorough repair. Policyholders enjoy loyalty and PerkShare rewards that offer accident forgiveness and free car washes. Customers can also unlock discounts and save money when they opt in o be monitored through Progressive's plug-in Snapshot program.
Learn more about Progressive Life Insurance.
Progressive offers basic and full car insurance coverage options so you can build a policy within your budget.
Progressive’s basic car insurance coverages include:
Optional insurance coverage options:
Progressive offers all-terrain vehicle (ATV) insurance whether you use your vehicle for ranching, hunting, trail riding, or other purposes.
ATV insurance is legally required in some states. Your home insurance policy limits might not be enough to cover you and your ATV if an accident occurs off your own property.
Progressive’s ATV insurance coverages include:
Progressive offers boat insurance without any travel restrictions or navigation plans, so you’re free to enjoy your boat anywhere. You’ll automatically have protection on all lakes and rivers in the U.S. and Canada, as well as ocean waters within 75 miles of the coast.
Progressive insures a variety of boats (including bass boats, sailboats, pontoons, powerboats and other watercrafts) up to $350,000 in value and 50 feet in length.
Progressive’s basic boat insurance coverages include:
Coverages automatically included with your Progressive policy:
Extra protection options for purchase include:
Progressive offers classic car insurance through a partnership with Hagerty, the world’s leading classic auto insurance provider.
Progressive and Hagerty provide classic car owners with:
Progressive offers a variety of basic and full insurance coverages for practically any kind of motorcycle, including cruisers, customized bikes, mopeds, scooters, dirt bikes, antique motorcycles, and sport/high-performance motorcycles.
Standard motorcycle coverages include:
Extra coverages automatically included with your policy:
Additional coverages for purchase:
Progressive’s golf cart insurance policy offers noncommercial coverage for gas and electric vehicles. Whether you drive your golf cart on or off-road, a golf cart insurance policy will protect you more than your home insurance policy can.
Progressive offers a snowmobile insurance policy separate from your car and motorcycle policy, so you can be sure you have enough coverage just for your snowmobile.
Progressive’s snowmobile insurance is available in 31 states. You can insure up to five drivers and four snowmobiles on one policy.
Coverage options include:
Progressive offers segway protection as an additional coverage to your car insurance policy.
Segway insurance offers:
Progressive offers recreational and full-time use RV insurance policies to cover your camper, fifth wheel, utility trailers, and more.
Standard coverages for both recreational and full-time use RVs include:
Free coverages with collision and comprehensive include:
Full-time RV use coverages include:
Additional coverage options for recreational and full-time RV's include:
Progressive insures a majority of personal watercrafts (PWC’s), including Jet Skis, WaveRunners, Sea-Doos and more.
Coverage options include:
Progressive offers three different kinds of home insurance policies, including:
Standard home insurance policies offer coverages like:
Optional home insurance coverages include:
Progressive offers condo insurance, also known as an HO6 policy, to cover:
Progressive offers flood insurance through the National Flood Insurance Program (NFIP). Most of your home is covered by your flood insurance, including the foundation, running systems, appliances, carpeting, and personal belongings.
Through a partnership with Slice, Progressive provides a special insurance policy for homeowners who rent their home or rooms in their home with a service provider such as Airbnb.
This policy will give you extra home insurance protection, but only when you need it! You can switch your policy between active and inactive depending on when you’ll have guests. That way, you only pay for those specific days.
With this pay-per-use policy, you’ll get standard and specialty homeowners insurance coverages, including:
Progressive offers standard renters insurance coverages, including:
Progressive offers specialized policies to protect you factory built mobile home. Mobile home insurance is similar to homeowners insurance, and includes coverages such as:
Progressive offers a line of small business insurance for trades like stores, garages, restaurants, manufacturers, janitors, beauty salons, HVAC services, consultants, and more.
Progressive offers a Business Owners Policy (BOP), as well as optional coverages that you can add to your policy. Standard and optional BOP coverages include:
Progressive also offers contractors insurance for general contractors, contractors, and subcontractors who are required to carry special insurance by various laws and businesses they work for.
Progressive offers commercial auto insurance for small businesses. Commercial auto insurance can cover business autos, like cars, light trucks, SUVs, and vans, or heavy utility trucks and trailers.
Progressive also allows you to adjust your policy with seasonal changes, so that you never have to pay for coverages you don’t need.
A commercial auto policy typically includes:
Progressive offers an electronic device insurance plan that goes beyond your phone’s standard warranty to repair or replace your device when it's damaged.
Damages covered include accidental drops, spills, submersions, power surges, and theft.
Progressive has partnered with eHealth, a healthcare provider, to offer its customers with medical, dental and vision care.
Progressive has partnered with Efinancial to provide its customers with term, permanent, and final expense life insurance policies.
Term life insurance plans are available for people aged 18-80, and last for set terms of 10, 15, 20, or 30 years. They can pay out over $100,000 of benefits to cover lost income, mortgage payments, college tuition, other debts, and funeral expenses.
Permanent life insurance plans are available for people aged 18-85, and last an entire lifetime. They build cash value overtime, and can pay out between $50,000 and $1,000,000 of death benefits.
There are two permanent life insurance plans referred to as whole life and universal life. With whole life, your premiums and payout remain fixed, while universal life allows you to change your payments and benefit amount freely.
Final Expense life insurance provides a benefit payout to cover funeral costs, medical bills, credit card debt, and more. You can also choose advance payment to cover terminal illness care.
Progressive has partnered with Experian to provide its customers with identity theft protection services. Your identity and credit are monitored daily, and you’ll be alerted of suspicious activity.
Progressive has partnered with Pets Best to provide you with coverage for your cat or dog’s veterinary bills. This policy offers reimbursement for annual exams, teeth cleaning, vaccinations, illnesses, prescribed medications, hospitalization, accidents, surgeries, hereditary and congenital conditions, and more.
Progressive has partnered with InsureMyTrip to provide you with coverage for travel concerns such as lost luggage, emergency medical care, trip cancellation, and more.
A Progressive personal umbrella policy provides up to $5 million in liability protection that extends beyond your home and auto insurance policy limits.
An umbrella policy includes:
Progressive has partnered with The Event Helper, Inc. to provide you with wedding and event insurance. This policy will protect you, your guests, and your venue from accidents, injuries, unexpected damages, and various wedding cancellation costs.
Wedding and event coverages include:
Best known to the public for its charming mascot “Flo,” Progressive is a top-ranked, national car insurance company that offers extensive policy customization and several insurance discounts.
In 1937, Progressive was founded as the first ever drive-in claims office—the first to offer reduced rates for low-risk drivers. Progressive’s headquarters are located in Mayfield Village, Ohio, but the company has over 250 claims offices across the United States and works with over 30,000 insurance agents; it also has a robust online presence.
Progressive auto insurance has an "A+ Superior" financial rating from A.M. Best, an organization that assesses insurance companies' financial health and ability to honor their insurance commitment and pay for ongoing insurance obligations. This strong showing suggests that Progressive has an excellent record of paying their customers' claims.
Progressive holds a J.D. Power and Associates rating of 3 out of 5 for overall customer satisfaction.
You can cancel your policy by calling customer service at 800-776-4737.
I did quite a bit of shopping around when I was in the market for insurance, and Progressive offered the best price out of the major brands (Liberty Mutual, Geico, Allstate, etc). The Liberty Mutual quote was actually so outrageous that I laughed out loud before promptly hanging up on the representative. After signing on with Progressive I called to make sure that I was taking advantage of every discount possible, and also signed up for the snapshot program, which ended up saving me an additional 20% (which was huge). If you don't drive crazy mileage, generally avoid driving at dangerous times (i.e. rush hour), and minimize "hard stops", you're likely to save a significant amount of cash through the Snapshot discount. From a customer service standpoint I've been relatively happy with Progressive, although they did go ghost on me in the middle of a liability investigation after my car was damaged during a tow. No major claims since I've been with them, but minor repairs and some glass work have gone smoothly. Overall I'd recommend Progressive to price-conscious drivers looking for standard coverage and discount options (Snapshot is legit).
They are not pro customer. I felt very cheated and we had a terrible agent. The quotes were not accurate and when we added and then removed a vehicle our policy didn't go back to what it originally was. They charged us more for the same policy. Terrible. I will not recommend to anyone.