Rideshare Insurance in Texas (2026)
Texas doesn’t require specific rideshare insurance, but you’ll need additional liability coverage if you drive for a ridesharing service.
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Reviewed byDavid Marlett
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David Marlett is the Managing Director of the Brantley Risk and Insurance Center. He is a professor in the Department of Finance, Banking, and Insurance at Appalachian State University and holds the IIANC Distinguished Professorship. David also serves on the Board of Directors for the Invest program and previously chaired the Loman Advisory Committee for the CPCU Society.
David has taught courses in Risk Management and Insurance for the last 25 years, starting at Florida State University while in the doctoral program. Prior to graduate school, David worked as a commercial lines underwriter for USF&G in Tampa.
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David has been reviewing articles for Insurify since March 2025.
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Table of contents
Using your vehicle to provide ridesharing services through Uber or Lyft can help you earn income, but it also poses unique insurance risks. A standard personal auto insurance policy won’t cover you when providing ridesharing services, which could put you on the hook for damages if you cause an accident.[1]
Texas doesn’t outright require specific rideshare insurance coverage. But you’ll need to carry higher amounts of liability insurance and other coverages when driving for a ridesharing company. The exact amount of car insurance coverage you’ll need depends on which phase of ridesharing you’re in at any given time.
Quick Facts
If you drive for a ridesharing service, it’ll often provide some level of insurance coverage on your behalf.
What step of the ridesharing process you’re in during an accident influences how much insurance you’ll need.[2]
You may want to consider additional coverage for added protection, but not all insurers offer rideshare insurance.
Cost of rideshare insurance in Texas
You can typically add specific rideshare coverage to your personal car insurance policy. The exact price depends on how much coverage you get, the company you choose, and other factors. But you’ll generally pay between $14 and $168 more per month, in addition to your typical premium.
Here’s a look at the most affordable car insurance companies that offer rideshare insurance in Texas.
Insurance Company  | Average Monthly Quote (Full Coverage + Rideshare) | Average Monthly Quote (Liability Coverage + Rideshare) |
|---|---|---|
| State Farm | $87 | $51 |
| GEICO | $96 | $56 |
| Allstate | $123 | $72 |
| Mile Auto | $154 | $74 |
| USAA | $156 | $92 |
| Mercury | $194 | $116 |
| Clearcover | $194 | $154 |
| Hugo | $197 | $78 |
| Nationwide | $224 | $115 |
| Safeco | $235 | $115 |
| Progressive | $235 | $134 |
| Midvale Home & Auto | $245 | $134 |
Disclaimer: Table data is based on real-time Texas quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
Find Rideshare Insurance in Texas
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Best rideshare insurance companies in Texas
The above companies are the best ridesharing options in terms of average premiums. But it’s important to consider other factors beyond price when choosing an insurer, like customer satisfaction, discounts, and deductible options.
Here are a few of Insurify’s top picks for rideshare insurance in Texas.
State Farm: Best for customer satisfaction
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $57/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $101/mo |
4.0
Best choice in TexasBased on 16,457 verified driver reviews and ratings
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best in Texas for
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
AI-generated from the text of verified reviews collected by Insurify
Best in Texas for
Customer service
Competitive rates
Discounts for safe drivers
Showing 75 reviews from Texas drivers - See all 7,291 State Farm reviews
William
Verified Review
Excellent
Reviewed in Texas on March 26, 2026
State Farm is a good, solid insurance company. Rates are competitive.
Norvell
Verified Review
Average
Reviewed in Texas on March 19, 2026
To add a second vehicle, the price increased, and they are always trying to upsell.
Colette
Verified Review
Love the staff
Reviewed in Texas on March 19, 2026
Very expensive.
Michael
Verified Review
State Farm is overpriced and customer service from agent is lacking
Reviewed in Texas on March 14, 2026
Poor response to billing questions. It takes a week to get answers. Charged a late fee when no bill was received.
Steven
Verified Review
Used to be great
Reviewed in Texas on March 11, 2026
They raise the monthly rate without letting you know. They just keep raising my rate, and no one will tell me why.
Johnny
Verified Review
Not worth the money.
Reviewed in Texas on March 7, 2026
The customer service agent is very rude, and the premiums are way too high for the coverage I wanted. They ask questions that have no regard to price.
Gordon
Verified Review
Too High Monthly Payments
Reviewed in Texas on March 5, 2026
The monthly payment is way too high. Even though I was with them for many years, the premium kept going up.
Arturo
Verified Review
Expensive Insurance
Reviewed in Texas on March 4, 2026
The insurance is okay, I guess. I've never had a claim, but they are very expensive. They are so expensive that it's getting to the point where I cannot afford it.
Tina
Verified Review
Price is too high
Reviewed in Texas on March 4, 2026
I've had my current car insurance company for over 30 years. They are okay. However, now that I'm retired and their prices keep going up, the fact that they are doing away with the defensive driving discount, and they don't offer any incentives for seniors or someone who doesn't drive as much, I had no choice but to switch companies. The new company will save me about $30.00 a month.
…
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
654NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.84A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
State Farm has the lowest premiums in Texas for rideshare coverage. It also scored above average in J.D. Power’s annual auto insurance study for customer satisfaction, outperforming other major names like GEICO, Allstate, Nationwide, and Farmers. Nationally, it also ranks above average in claims satisfaction.
Pros
Lowest average rideshare premiums in Texas
Highly rated for customer satisfaction
Lots of potential discounts
Cons
Low Better Business Bureau (BBB) rating
Safe driver program not available in all 50 states
Gap insurance not available (only “payoff protector” if you finance your car with State Farm)
GEICO: Best for discounts
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.2 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $94/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $181/mo |
4.0
Best choice in TexasBased on 16,685 verified driver reviews and ratings
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
AI-generated from the text of verified reviews collected by Insurify
Best in Texas for
Teen drivers
Cheap rates
Accident forgiveness
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
AI-generated from the text of verified reviews collected by Insurify
Best in Texas for
Teen drivers
Cheap rates
Accident forgiveness
Showing 75 reviews from Texas drivers - See all 7,520 GEICO reviews
Alejandro
Verified Review
They Couldn't Care Less
Reviewed in Texas on March 26, 2026
The cost of a 6-month policy is the lowest I've been able to find. Every other insurer has yet to match or beat it. It came with a little more coverage than any other insurer has offered. Although they give you a discount for initiating Easy Drive, which monitors one's driving and driving habits, the app is so messed up (as in making outrageous claims of unsafe driving), I know I cannot expect them to offer to continue the discount or increase it at the end of the term when the app makes a report, or they review the driving data collected. The app is NOT trustworthy because of its flawed and erroneous assumptions. I could not believe it admonished my driving because it found an app open on my phone. "Yeah, the app Easy Drive which they insist one have open during trips," so that it can take in and record the data. Easy Drive is a joke. When I read the first report I looked at, I wondered if the report stated what it stated so that I would be found ineligible for a continued discount. After reading a couple of other reports, I am convinced this tongue-in-cheek accusation of mine to be a fact. My driving record is, after 45 years of driving, immaculate. Yet insurance companies want nearly 500 USD or more for a 6-month STATE MINIMUMS LIABILITY ONLY policy. I have proven that I am not a liability to them. When are insurers going to appreciate me for that?
Laura
Verified Review
Insurance is Theft
Reviewed in Texas on March 26, 2026
Still costs too much but less than everyone else.
John
Verified Review
Good
Reviewed in Texas on March 21, 2026
I would say I have had an overall good experience.
Jaquelyn
Verified Review
I can't find anything less expensive
Reviewed in Texas on March 18, 2026
Cheapest I have found so far. Have not had a claim, so can't comment on that process.
Bombshell
Verified Review
Up, up, always up!
Reviewed in Texas on March 18, 2026
I would say don't do it! They are increasing my liability and uninsured motorist coverage for a 2005 Nissan Sentra. I'm 57 years old with no tickets or accidents, and yet I'm paying over $170 for not full coverage! It went up! I'm looking for another insurance company.
Israel
Verified Review
Can't Complain
Reviewed in Texas on March 15, 2026
I've been a GEICO customer for twenty years and I have a great relationship with the company. I know you can't compete with them. Amen.
Sharon
Verified Review
A very excellent experience. Great everything.
Reviewed in Texas on March 13, 2026
Excellent company, policies, discounts, and great service. Our agent in San Antonio, TX was top-notch.
Rudy
Verified Review
Look elsewhere
Reviewed in Texas on March 12, 2026
Extremely expensive and no incentive to stay with them.
James
Verified Review
Geico Is Not Cost Efficient
Reviewed in Texas on March 9, 2026
I have used Geico since 2006 on and off, and this will be my last time. They are notorious for raising my premium every renewal time. This very month I paid $188.00, and my renewal for March is $244.47—a fifty-six dollar a month increase on a 2022 Chevrolet Trax. I am on a dire fixed income and cannot afford this. I will never use Geico again. I need cheap insurance with full coverage.
…
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
653NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.59A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
GEICO offers more than a dozen potential discounts, with some providing as much as 25% off your premium. The company has discounts for safe driving and safety devices, using your seat belt, getting good grades, taking a defensive driving course, and having multiple cars on the same policy.
Pros
Low premiums
Many available discounts
Lots of customer service options
Cons
Below-average J.D. Power claims satisfaction rating
Gap insurance not available
Low BBB customer review rating
Progressive: Best for reducing your deductible
| JD Power J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale. | 616 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.7 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $82/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $155/mo |
How drivers feel about Progressive
Customers appreciate the insurer’s good customer service and initial affordability but dislike the consistent price increases and complex claims process.
AI-generated from the text of verified reviews collected by Insurify
Best in Texas for
Competitive rates
Easy buying process
Telematics program
How drivers feel about Progressive
Customers appreciate the insurer’s good customer service and initial affordability but dislike the consistent price increases and complex claims process.
AI-generated from the text of verified reviews collected by Insurify
Best in Texas for
Competitive rates
Easy buying process
Telematics program
Showing 75 reviews from Texas drivers - See all 8,242 Progressive reviews
Latonya
Verified Review
The 1
Reviewed in Texas on March 24, 2026
Too expensive.
Billy
Verified Review
Progressive is too expensive
Reviewed in Texas on March 23, 2026
Too expensive. A 75-year-old widower with no accidents, no tickets, no DUI, and no claims is paying over $300 per month, which is totally ridiculous. Where are all these companies on Facebook and TikTok offering $39 per month for full coverage?
Shelley
Verified Review
Love Jerry
Reviewed in Texas on March 21, 2026
I love my new insurance, saving over $100 a month compared to Progressive.
Royce
Verified Review
Affordable Insurance
Reviewed in Texas on March 16, 2026
Too expensive for liability for my vehicle.
Randy
Verified Review
Insurance Bliss
Reviewed in Texas on March 13, 2026
Affordable coverage. Great claims handling. Quick service and satisfactory results.
Laquisha
Verified Review
Progressive charged me twice what I was paying during renewal without discussing it with me. Be cautious if your card is on file.
Reviewed in Texas on March 10, 2026
Progressive charged me twice what I was paying during renewal without discussing it with me. Be cautious if your card is on file.
Theodore
Verified Review
It was awesome
Reviewed in Texas on March 6, 2026
I have excellent service.
Pamela
Verified Review
Save
Reviewed in Texas on March 5, 2026
Switching to Progressive saved me a lot of money.
Gerald
Verified Review
Never a problem
Reviewed in Texas on March 4, 2026
Great service. Always rated as #1 when looking to replace them. Many companies rate them above average.
…
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
616NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.97A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A+Why we picked this company
Though Uber and Lyft have coverage to protect you at certain points in your ridesharing, you’ll still need to pay the ridesharing company’s deductible before coverage kicks in. With Progressive rideshare coverage, the insurer can reimburse you for the difference between the rideshare deductible and your personal deductible. For example, if Uber has a $1,000 deductible and your deductible is $500, Progressive will pay you the $500 difference.
Pros
Deductible reimbursement helps cover the deductible of the rideshare company’s policy
Many available discounts
A+ (Superior) financial strength rating from AM Best
Cons
Below-average J.D. Power customer rating in Texas
Below-average J.D. Power claims satisfaction rating
Low BBB customer review rating
Rideshare insurance requirements in Texas
Texas doesn’t require ridesharing insurance coverage specifically, but it does have different levels of coverage requirements depending on where you are in the ridesharing process. This means that if you’re a rideshare driver and are in an accident, the insurance you need to cover the damage will depend on which phase of the drive you’re in at the time.
Here’s how those coverage requirements break down:
Phase 1: This phase occurs when you’re driving your vehicle for personal use and the ridesharing app is turned off. In this phase, your personal coverage is sufficient protection. You’ll simply need the Texas minimum insurance coverage ($30,000 in bodily injury liability per person and $60,000 per accident, plus $25,000 in property damage liability).
Phase 2: This phase is when you’re driving your vehicle with the ridesharing app turned on but haven’t received a ride request yet. During this phase, you’ll need at least $50,000 in bodily injury liability per person ($100,000 per accident) and the same $25,000 in property damage liability.
Phase 3: Once you have a ride request and are actively driving to pick up a passenger or transporting them to their destination, you’re in Phase 3. In this phase, you’ll need at least $1 million in bodily injury and property damage liability coverage.
Rideshare companies Uber and Lyft provide additional insurance coverage for Phases 2 and 3, but it still may not be enough coverage if you get in an accident. For example, this insurance may not cover accidents with uninsured drivers. You also may have to cover a high deductible before the company’s coverage will kick in.
To ensure you’re not on the hook for big bills if you’re in a wreck, it’s a good idea to purchase separate ridesharing insurance.
Requirements to drive for Uber and Lyft in Texas
Driving for Uber and Lyft can be a lucrative way to make money. But this side hustle isn’t necessarily a good fit for everyone. To qualify to drive for these services in Texas, you’ll need to meet the following requirements.
Rideshare car requirements
For Uber
Must have four doors
Must be 16 years old or newer
Must be in good condition with no cosmetic issues
Must have no commercial branding
For Lyft
Must be made in 2010 or later
Must have four doors
Must have five to eight seats, including the driver’s
Must not be a taxi, stretch limousine, or non-Express Drive rental vehicle
Must not be titled as salvage, non-repairable, rebuilt, or any other equivalent classification
Rideshare driver requirements
For Uber
At least one year of driving experience (three years if younger than 25)
Valid driver’s license
Proof of residency and insurance
Driver profile photo
Pass driver screening, which includes a criminal history and driving record check
For Lyft
Valid driver’s license
Must be 25 or older
Pass driver screening, which includes a criminal history and driving record check
Must have a smartphone that can run the Lyft Driver app
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Types of rideshare insurance coverage
Rideshare insurance coverage varies by insurer, but generally speaking, it can include the following:[3]
Liability coverage
Liability insurance protects against bodily injuries or property damage you cause in an accident while driving for a ridesharing service.
Uninsured/underinsured motorist coverage
Uninsured/underinsured motorist coverage protects you if you’re in an accident with an uninsured driver or one who doesn’t carry enough insurance to cover the full extent of damages.
Collision and comprehensive coverage
These coverages pay to repair your car if you’re in an accident while ridesharing or if something else damages your car, like fire or hail.
Medical payments coverage
Some policies include medical payments coverage or personal injury protection (PIP) coverage, which helps with the costs of medical expenses if someone is hurt while you’re behind the wheel.
Deductible options
Some companies also offer deductible reimbursement. This pays you back the difference between your personal policy’s deductible and the deductible on the ridesharing company’s policy.
You may also be able to get coverage for things like roadside assistance, trip interruption, or rental car reimbursement under these policies.
Texas rideshare insurance FAQs
If you need more information on rideshare insurance, check out the additional information below.
Do you need rideshare insurance in Texas?
Separate rideshare insurance isn’t required in Texas, but you do need additional liability coverage if you drive for a ridesharing service. The amount you need varies by what phase of ridesharing you’re in and goes up to $1 million when actively transporting a passenger.
Does DoorDash count as rideshare for insurance?
DoorDash and other food delivery services can possibly count as ridesharing, but it depends on the insurance company. At Progressive, for example, rideshare insurance typically applies to delivery services, too. At State Farm, you might need to add business-use coverage to your policy. Ask your insurer what your policy covers.
Do Uber drivers in Texas have to carry commercial auto insurance?
Texas doesn’t require commercial auto insurance to drive for Uber, but you’ll need additional limits of liability coverage. You need commercial insurance only if you also use your vehicle for license-for-hire transport or as a black car, limousine, livery vehicle, or taxi.
Do you really need rideshare insurance if you have personal auto insurance?
Yes. Under Texas law, you need additional liability insurance to drive for a ridesharing service. Companies like Uber and Lyft offer this coverage directly. But you may still want additional ridesharing coverage to help pay for deductibles and other costs.
What happens if you get into an accident while ridesharing without insurance?
If you’re in an accident while driving for a ridesharing service, you have several options. The liability insurance of the other driver could cover damages if you’re not at fault. Or the insurance provided by the ridesharing service you work for could help — though it depends on what stage of ridesharing you’re in at the time of the accident.
How does a rideshare insurance claim work?
The process for filing a rideshare insurance claim varies. But generally, you’ll start by reporting the accident to the ridesharing company. If the insurance it provides doesn’t cover the damage, your personal policy or any additional rideshare insurance coverage you’ve purchased may help. In this case, you’d need to file a claim with your personal insurance company.
Methodology
Insurify data scientists analyzed more than 190 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
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Compare Cheap Beaumont Car Insurance Quotes From $62/mo.
March 26, 2026
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Best Cheap Car Insurance in Austin, TX, From $60
March 26, 2026
Sources
- Insurance Information Institute. "Ride-sharing and insurance: Q&A."
- Texas Constitution and Statutes. "Insurance Code."
- Insurance Information Institute. "Auto Insurance Basics."
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Aly J. YaleHome and Auto Insurance Writer, Real Estate Expert
National Association of Real Estate Editors member
Bylines include Forbes, Bankrate, and CBS News
Aly is a reporter specializing in real estate, mortgages, and personal finance. You can find her work in Hearst newspapers and numerous financial publications.
Featured in
Aly is a reporter specializing in real estate, mortgages, and personal finance. You can find her work in Hearst newspapers and numerous financial publications.
Sarah ArchambaultInsurance Writer, Editor
Experienced personal finance writer
Background working with banks and insurance companies
Sarah enjoys helping people find smarter ways to spend their money. She covers auto financing, banking, credit cards, credit health, insurance, and personal loans.
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David MarlettAdvisor
David Marlett is the Managing Director of the Brantley Risk and Insurance Center. He is a professor in the Department of Finance, Banking, and Insurance at Appalachian State University and holds the IIANC Distinguished Professorship. David also serves on the Board of Directors for the Invest program and previously chaired the Loman Advisory Committee for the CPCU Society.
David has taught courses in Risk Management and Insurance for the last 25 years, starting at Florida State University while in the doctoral program. Prior to graduate school, David worked as a commercial lines underwriter for USF&G in Tampa.
He serves as a resource on insurance issues and is a frequent media contributor. He has been quoted by a wide range of outlets, including The New York Times, CNN, Reuters, and NPR.
David has been reviewing articles for Insurify since March 2025.