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Country Financial has the cheapest liability-only quotes for drivers with an incident, at $62 per month.
NJM has the cheapest full-coverage car insurance quotes, at $84 monthly.
Liability-only car insurance is generally the cheapest type of coverage but offers less financial protection than full-coverage car insurance.
Country Financial has the cheapest average liability-only car insurance rates. NJM is the cheapest national insurer for full coverage, averaging $84 per month. But the cheapest car insurance policy for you will depend on several factors, from the type of car you drive to your age.
Insurify data scientists analyzed more than 250 million quotes to find the cheapest car insurance companies for every type of driver. Here’s an overview of average monthly liability-only and full-coverage quotes from the 10 cheapest auto insurance companies.
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Insurance Company | Liability Only | Full Coverage | IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. |
|---|---|---|---|
| Country Financial | $44 | $90 | 0.0 |
| Auto-Owners | $47 | $88 | 8.2 |
| State Farm | $53 | $103 | 9.3 |
| GEICO | $79 | $144 | 9.2 |
| Safeco | $85 | $137 | 8.1 |
| National General | $88 | $174 | 7.0 |
| Allstate | $91 | $159 | 8.9 |
| Dairyland | $101 | $247 | 7.7 |
| Root | $111 | $180 | 7.9 |
Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.
Agent Tip: Why you should consider more than just the lowest rate
“Drivers need to know insurers have the financial stability to pay claims and maintain steady rates that won’t jump around or increase significantly on renewal. In many industries, you get what you pay for. Insurance is no exception to this.”
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Car insurance companies consider multiple rating factors when setting rates, from local accident rates to your age, driving record, and, in some states, your gender and credit history.[1] Auto insurance rates can vary widely among drivers with different profiles because each factor indicates a different level of risk.
Here’s a look at the insurance companies offering cheap car insurance quotes for a few driver categories. Rates shown are for liability-only policies, the cheapest type of coverage available.
Driver Category | Cheapest Insurance Company | Cheapest Monthly Quote |
|---|---|---|
| Drivers with a clean record | Country Financial | $44 |
| Drivers with an incident | Country Financial | $62 |
| Drivers with bad credit | Country Financial | $52 |
| Military members and their families | USAA | $51 |
| Teen drivers | Country Financial | $58 |
| Senior drivers | Country Financial | $32 |
Compare rates from up to 120+ car insurance companies
A driving record free of speeding tickets, at-fault accidents, DUIs, and other driving violations can help you find the lowest car insurance rates available to you. Avoiding those risky driving behaviors can reduce your risk of filing a claim someday.
Here are the insurers with the lowest rates for drivers with a clean record and their average monthly costs:
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Insurance Company | Full Coverage | Liability Only |
|---|---|---|
| NJM | $84 | $48 |
| Auto-Owners | $88 | $47 |
| Country Financial | $90 | $44 |
| USAA | $102 | $51 |
| State Farm | $103 | $53 |
| Erie | $118 | $67 |
| Progressive | $132 | $78 |
| Safeco | $137 | $85 |
| Mile Auto | $138 | $74 |
| GEICO | $144 | $79 |
| Allstate | $159 | $91 |
| American Family | $160 | $82 |
| Direct Auto | $168 | $90 |
| Mercury | $171 | $95 |
| National General | $174 | $88 |
| Elephant | $175 | $103 |
| AssuranceAmerica | $178 | $104 |
| Commonwealth Casualty | $179 | $82 |
| Root | $180 | $111 |
| Plymouth Rock | $182 | $118 |
| Travelers | $190 | $97 |
| Liberty Mutual | $207 | $127 |
| Bristol West | $208 | $106 |
| Farmers | $209 | $106 |
| GAINSCO | $209 | $97 |
| Clearcover | $214 | $118 |
| The General | $214 | $86 |
| Chubb | $225 | $118 |
| CSAA | $234 | $154 |
| The Hartford | $235 | $132 |
| Shelter | $239 | $132 |
| Dairyland | $247 | $101 |
| Anchor | $250 | $115 |
| 21st Century | $257 | $134 |
| State Auto | $291 | $152 |
| Amica | $403 | $230 |
Country Financial offers the lowest rates for drivers with moving violations on their records, averaging $62 per month for liability-only coverage.
Having an incident on your record can raise your premium because insurers see that information as a risk factor for future accidents.[2] Some insurance companies weigh certain incidents less heavily than others, so comparing quotes can help you find the best auto policy for you.
These are the cheapest insurance companies for drivers with different incidents:
Drivers with a speeding ticket: Country Financial
Drivers with an at-fault accident: Country Financial
Drivers with a DUI: Country Financial
The cheapest overall insurers also tend to have the cheapest rates for drivers with incidents because their base rates are lower to begin with. Discounts, which aren’t reflected in quoted amounts, can also reduce rates significantly.
The following table shows the cheapest insurers and their national average monthly liability-only rates for drivers with common infractions.
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Insurance Company | Speeding Ticket | At-Fault Accident | DUI |
|---|---|---|---|
| Country Financial | $63 | $63 | $60 |
| Auto-Owners | $63 | $63 | $61 |
| USAA | $67 | $70 | $73 |
| State Farm | $68 | $71 | $76 |
| Mile Auto | $87 | $102 | $106 |
| Erie | $92 | $92 | $96 |
| Commonwealth Casualty | $94 | $108 | $115 |
| GEICO | $108 | $105 | $114 |
| American Family | $109 | $113 | $108 |
| National General | $109 | $118 | $126 |
| GAINSCO | $111 | $120 | $139 |
| Direct Auto | $114 | $127 | $129 |
| Safeco | $117 | $124 | $145 |
| The General | $123 | $123 | $116 |
| Elephant | $123 | $134 | $147 |
| Dairyland | $123 | $133 | $145 |
| Root | $125 | $132 | $159 |
| Travelers | $129 | $135 | $139 |
| AssuranceAmerica | $135 | $139 | $149 |
| Bristol West | $135 | $141 | $152 |
| Farmers | $138 | $145 | $152 |
| Anchor | $140 | $147 | $163 |
| Mercury | $143 | $158 | $153 |
| Clearcover | $152 | $180 | $158 |
| Chubb | $153 | $161 | $169 |
| Plymouth Rock | $164 | $130 | $184 |
| Liberty Mutual | $164 | $170 | $182 |
| Shelter | $183 | $187 | $191 |
| 21st Century | $185 | $191 | $180 |
| The Hartford | $197 | $197 | $205 |
| CSAA | $209 | $233 | $221 |
| State Auto | $212 | $217 | $202 |
| Amica | $334 | $335 | $348 |
Country Financial offers the cheapest liability-only insurance for teen drivers, averaging $58 per month, according to Insurify data. Country Financial has the lowest full-coverage rates for teens, at $119 per month, on average.
Insurance companies charge teen drivers higher rates because of their lack of experience and tendency toward risky driving behaviors. Most insurers offer a good student discount and one for taking a driver’s education course.
Teens have the costliest premiums by age group. But if you keep a clean record, rates typically decrease once you turn 20 years old and continue decreasing from there, according to Insurify data. Insuring young drivers on an existing family policy could save you money and qualify you for a multi-vehicle discount.
Here are the average liability-only car insurance quotes from the cheapest companies for teen drivers insured on their own policy.
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Insurance Company | Average Monthly Quote |
|---|---|
| Country Financial | $58 |
| Auto-Owners | $103 |
| State Farm | $107 |
| Root | $132 |
| GEICO | $141 |
| The General | $153 |
| Dairyland | $164 |
| Bristol West | $180 |
| National General | $187 |
| Safeco | $190 |
| Liberty Mutual | $212 |
| Travelers | $223 |
| Farmers | $227 |
| Chubb | $264 |
| The Hartford | $347 |
| Amica | $425 |
| State Auto | $444 |
| CSAA | $452 |
Country Financial provides the lowest minimum-coverage rates for senior drivers, with a monthly average of $32. The cheapest full-coverage insurer for senior drivers is Country Financial, averaging $65 per month.
Insurance premiums typically decrease as you age and gain driving experience. But rates start to rise for drivers in their 70s, as accident risks increase. Since 2014, senior traffic fatalities have increased 33%.[3]
If you’re a senior driver, shopping around can help you find the best policy since some insurers offer discounts for senior drivers. For example, with GEICO, senior drivers in 30 U.S. states can apply for a guaranteed renewal policy, so you don’t have to worry about an insurance company deciding not to renew.
Below are the average minimum-coverage quotes from the cheapest companies for senior drivers.
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Insurance Company | Average Monthly Quote |
|---|---|
| Country Financial | $32 |
| Auto-Owners | $34 |
| State Farm | $37 |
| GEICO | $57 |
| National General | $62 |
| Travelers | $71 |
| The General | $72 |
| Safeco | $75 |
| The Hartford | $76 |
| Chubb | $76 |
| Farmers | $76 |
| Dairyland | $84 |
| Bristol West | $85 |
| CSAA | $95 |
| State Auto | $98 |
| Liberty Mutual | $101 |
| Root | $109 |
| Amica | $163 |
Country Financial offers the lowest minimum-coverage car insurance rates for drivers with poor credit, at $52 per month. Country Financial has the cheapest full-coverage rates for drivers with poor credit, averaging $106 monthly.
Insurance companies typically use information from your consumer credit reports to generate a proprietary credit-based insurance score. This score helps them estimate your likelihood of filing a car insurance claim.
Generally, negative information in your credit history, like collections or overdue balances, can lower your credit-based insurance score and lead to higher car insurance rates.[4]
Here are average monthly liability-only rates from top insurers for drivers with poor credit.
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Insurance Company | Average Monthly Quote |
|---|---|
| Country Financial | $52 |
| USAA | $63 |
| Auto-Owners | $83 |
| State Farm | $88 |
| Mile Auto | $91 |
| American Family | $96 |
| GEICO | $97 |
| Commonwealth Casualty | $101 |
| Safeco | $105 |
| The General | $106 |
| Travelers | $108 |
| National General | $109 |
| Direct Auto | $111 |
| Erie | $113 |
| Mercury | $113 |
| GAINSCO | $120 |
| Dairyland | $125 |
| Elephant | $127 |
| AssuranceAmerica | $128 |
| Bristol West | $131 |
| Farmers | $131 |
| Root | $137 |
| Plymouth Rock | $138 |
| Anchor | $142 |
| Liberty Mutual | $145 |
| Clearcover | $146 |
| Shelter | $163 |
| 21st Century | $165 |
| The Hartford | $173 |
| CSAA | $190 |
| State Auto | $190 |
| Chubb | $229 |
| Amica | $284 |
You have several ways to get cheaper rates on your car insurance. Start with the strategies below.
Potential savings: 30%
Effort: Very low
Different insurers may offer better coverage options for your driving habits, credit history, and lifestyle. Shopping around will help you find the best car insurance quote. With 120+ partner insurers and more than 250 million quotes served, Insurify is the best place to compare car insurance rates.
Potential savings: 2%–34%
Effort: Low
Safe driver, good student, multi-car, and multi-policy discounts could lower your car insurance bill. You can also get a discount for bundling home (or renters) and auto policies with the same insurer, which often results in substantial savings.
Potential savings: 34%
Effort: Moderate
Practice safe driving habits by wearing your seat belt, using your turn signal, and avoiding speeding, tailgating, distracted driving, and hard braking. Keeping your driving record clean is the best way to qualify for lower rates.
Potential savings: 51%
Effort: Moderate
If you’ve paid off your vehicle, dropping a full-coverage policy for liability-only insurance could save you a lot on premiums. You may also consider reducing your liability coverage to state-minimum limits. An Insurify survey found that more than 5% of Americans have dropped full coverage and more than 12% have lowered their coverage limits to combat rising car insurance prices.
Potential savings: 3%–40%
Effort: Moderate
Improve your and your car’s safety with anti-theft systems, anti-lock brakes, and daytime running lights. Some insurers will reward you with discounts.
Potential savings: 34%
Effort: Moderate
If you’re an infrequent or low-mileage driver, usage-based options like pay-as-you-go and pay-per-mile insurance may be the cheapest.
Agent Tip: Why it‘s important to disclose all household members
“Be sure to account for all household members when you‘re seeking a quote to make sure the insurance company can rate and cover them properly. Besides helping you get an accurate quote, disclosing your household members protects you from a ‘material misrepresentation incident,‘ which could mean your insurer denies a claim or cancels your policy.”
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Your vehicle choice affects your car insurance costs. An older or lower-value vehicle typically costs less to insure than a brand-new one, a luxury model, or a high-value vehicle, like a vintage collector’s car. Insurers charge higher rates for vehicles that would cost more to repair or replace to account for the higher cost of any potential claim.
Insurers also assign lower rates to vehicles with strong safety features. Here are the five cheapest cars to insure, based on Insurify quote data.
Make and Model | Average Monthly Quote: Full Coverage | Starting MSRP |
|---|---|---|
| Dodge Caravan | $102 | Discontinued |
| Honda Fit | $113 | $16,000–$18,000 |
| Subaru Outback | $117 | $36,445 |
| Subaru Forester | $119 | $31,445 |
| Fiat 500 | $120 | Discontinued |
Location is an important factor in car insurance costs.[5] Population density, road and weather conditions, vehicle vandalism and theft rates, and claims that other drivers file in your area can all affect your car insurance rate. Rates can vary significantly from state to state and between different ZIP codes in the same city.
Car insurance in Florida is typically on the more expensive side, at $142 per month for liability coverage. Here are the average monthly rates in every state (including Washington, D.C.).
State | Full Coverage | Liability Only |
|---|---|---|
| Alabama | $141 | $66 |
| Arizona | $163 | $91 |
| Arkansas | $151 | $74 |
| California | $202 | $97 |
| Colorado | $218 | $97 |
| Connecticut | $225 | $162 |
| Delaware | $262 | $166 |
| Florida | $237 | $142 |
| Georgia | $259 | $156 |
| Hawaii | $126 | $62 |
| Idaho | $107 | $64 |
| Illinois | $162 | $83 |
| Indiana | $129 | $65 |
| Iowa | $111 | $56 |
| Kansas | $155 | $79 |
| Kentucky | $194 | $121 |
| Louisiana | $209 | $107 |
| Maine | $139 | $74 |
| Maryland | $303 | $192 |
| Massachusetts | $138 | $103 |
| Michigan | $228 | $130 |
| Minnesota | $183 | $93 |
| Mississippi | $185 | $89 |
| Missouri | $180 | $92 |
| Montana | $139 | $62 |
| Nebraska | $133 | $69 |
| Nevada | $259 | $163 |
| New Hampshire | $84 | $52 |
| New Jersey | $256 | $182 |
| New Mexico | $135 | $65 |
| New York | $221 | $145 |
| North Carolina | $113 | $69 |
| North Dakota | $114 | $66 |
| Ohio | $117 | $64 |
| Oklahoma | $169 | $83 |
| Oregon | $156 | $91 |
| Pennsylvania | $161 | $90 |
| Rhode Island | $299 | $177 |
| South Carolina | $256 | $159 |
| South Dakota | $152 | $62 |
| Tennessee | $132 | $60 |
| Texas | $204 | $110 |
| Utah | $146 | $93 |
| Vermont | $143 | $58 |
| Virginia | $207 | $117 |
| Washington | $183 | $95 |
| Washington, D.C. | $247 | $143 |
| West Virginia | $155 | $82 |
| Wisconsin | $126 | $57 |
| Wyoming | $94 | $50 |
It’s well worth considering regional insurers when you’re looking for affordable car insurance rates. If you prefer to handle buying coverage one-on-one with an insurance agent, smaller companies may offer more personalized service and have more local knowledge than large insurers.
Regional insurers are more limited and usually only offer policies in certain states, but depending on where you live, they may be the cheapest option.
These are the average liability-only and full-coverage car insurance quotes from the cheapest regional insurance companies.
Insurance Company | States Served | Full Coverage | Liability Only |
|---|---|---|---|
| COUNTRY Financial | Alabama, Alaska, Arizona, Colorado, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Minnesota, Missouri, Nevada, North Dakota, Oklahoma, Oregon, Tennessee, Washington, and Wisconsin | $90 | $44 |
| NJM | Connecticut, Maryland, New Jersey, Ohio, and Pennsylvania | $93 | $57 |
| Mile Auto | Arizona, Colorado, Florida, Georgia, Ohio, Oregon, Tennessee, Texas, and Utah | $138 | $74 |
| Erie | Illinois, Indiana, Kentucky, Maryland, New York, North Carolina, Ohio, Pennsylvania, Tennessee, Virginia, Washington, D.C., West Virginia, and Wisconsin | $118 | $67 |
| American Family | Arizona, Colorado, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Minnesota, Missouri, Nebraska, Nevada, North Dakota, Ohio, Oregon, South Dakota, Utah, Washington, and Wisconsin | $160 | $82 |
| Mercury | Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia | $171 | $95 |
| Direct Auto | Alabama, Arkansas, Florida, Georgia, Louisiana, Mississippi, North Carolina, Ohio, South Carolina, Tennessee, Texas, and Virginia | $168 | $90 |
| Clearcover | Alabama, Arizona, Georgia, Illinois, Indiana, Kentucky, Louisiana, Maryland, Mississippi, Missouri, Nebraska, Ohio, Oklahoma, Texas, Utah, Virginia, West Virginia, and Wisconsin | $214 | $118 |
Most insurers offer discounts that can help drivers save on their premiums. If you qualify for multiple discounts, you can save even more. Many insurers allow policyholders to stack discounts together for maximum savings, although some may cap the number you can stack.
You can find the discounts below from top insurers, including State Farm, USAA, GEICO, Progressive, and more. Ask an insurance agent which discounts you’re eligible for.
Car Insurance Discount | Potential Savings |
|---|---|
| Safe driver/good driver | 22% |
| Bundling | 7%–25% |
| Multi-car | 7%–25% |
| Good student | 10%–15% |
| Passive restraint | 30% |
| Telematics | 10%–30% |
| Military | 15%–25% |
| Anti-theft | 23% |
| Pay-in-full | Varies |
| Low-mileage | Varies |
| Defensive driver course | 5% |
| New car | 10%–15% |
| Anti-lock brakes | 5% |
| Student-away-from home | Varies |
| Homeowners | Varies |
| Loyalty | Varies |
| Early bird | Varies |
| Paperless | Varies |
*Quotes generated for Insurify users within the last 10 days. Last updated on September 3, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users within the last 10 days. Last updated on September 3, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
No one wants to pay more than they have to for car insurance, but it’s important to buy enough coverage to fully protect you financially. And you should weigh company reputation, customer service ratings and reviews, claims processing, and coverage options against price.
Making a solely price-driven decision about car insurance comes with some significant risks, including:
You might end up underinsured. State-minimum coverage is usually the cheapest option. But if you cause an accident that results in serious injuries and totaled cars, your financial liability for all the damages could exceed your state’s minimum requirements.
Your own car might not be protected. If you buy only liability coverage because it’s the cheapest option, you won’t have help repairing or replacing your own car. Full coverage is more expensive, but it provides collision and comprehensive coverages to protect your vehicle.
You could run afoul of your lender’s requirements. Lenders and leasing companies typically require borrowers to buy full coverage to fully protect their investment in the vehicle.
A high deductible could hit your wallet. Choosing a higher deductible is one way to keep full-coverage car insurance costs down. But a higher deductible also means you have a greater financial risk if something happens to your vehicle.
Agent Tip: How to decide what‘s the best car insurance coverage for you
“Sometimes the cheapest option isn’t the best one for your needs. Say you bought a new car for cash. With no lienholder telling you that you’ve got to buy full coverage, you might consider going for the cheaper option, which is liability only. But in your situation, liability-only coverage would leave you exposed to a big financial loss if you total your new car.”
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Car insurance is an important investment, so it’s a good idea to research companies carefully and compare quotes before making a decision. To get you started, here are some answers to commonly asked questions about car insurance.
Liability-only insurance is the cheapest type of coverage you can buy, and it averages $98 per month, according to Insurify data. Country Financial is the cheapest car insurance company overall, with an average monthly liability premium of $44.
No. Getting a car insurance quote won’t affect your credit because insurance companies use a “soft” inquiry.
Cheap car insurance and bad car insurance aren’t the same thing. Cheap car insurance can provide you with adequate financial protection at an affordable cost. Bad car insurance leaves you underinsured or improperly protected, regardless of cost. It’s even possible for bad car insurance to be very expensive.
Country Financial is the cheapest car insurance company and has an average liability-only rate of $44 per month. The cheapest insurance company for you could be different. Regional insurers sometimes have lower rates, and companies consider many factors to determine your rates. But they’re less broadly available than national companies like State Farm, Progressive, or GEICO.
NJM has the cheapest rates for full coverage, at $84 per month. The next cheapest are Auto-Owners and Country Financial, at $88 and $90 per month, respectively.
Regional insurers often offer competitive rates, so the cheapest overall insurers may not be available in every state. Various factors can affect the full-coverage rates available to you, so shopping around is one of the best ways to find the cheapest available policy.
The best way to get cheap car insurance is by comparing quotes from at least three different car insurance companies. You can also ask if you qualify for any discounts, which could lower your premiums even more.
Other ways to get cheaper car insurance include increasing your deductible amount, taking a defensive driving course, and opting for liability-only coverage if your car is paid off or if you have an older vehicle.
You can get cheap car insurance directly from national insurance companies, from regional insurers, or by using a quote-comparison tool like Insurify to gather multiple quotes at once. No single company offers the cheapest car insurance to every driver.
Insurify data shows that Country Financial, Auto-Owners, and NJM offer cheap liability-only policies.
Comprehensive car insurance is already a comparatively cheap part of a full-coverage car insurance policy. With a $1,000 deductible, comprehensive adds only about $17 per month to your premium, Insurify data shows. Of course, your actual cost will vary based on factors like your driving record, age, gender, location, and vehicle.
The best way to compare cheap car insurance companies is to use an online quote-comparison website. You’ll enter some personal information once, then you’ll be able to compare quotes from multiple insurers in one place.
You can also compare quotes on individual insurance company websites, but this is more time-consuming and requires you to enter your personal information multiple times.
Car insurance typically starts to get cheaper after you pass age 25. Rates continue to decline, leveling off in middle age, as long as you maintain a clean driving record. Rates begin to climb again slightly for drivers in their 70s as accident risks increase with age.
You need to buy enough insurance coverage to fully protect you financially, including at least enough liability coverage to meet your state’s minimum requirements. If you have a brand-new, financed, leased, or high-value vehicle, you’ll need collision and comprehensive coverage in addition to liability. And, if you have significant assets, you should consider higher bodily injury and property damage liability limits.
A used Dodge Caravan is the cheapest vehicle to insure, averaging $102 per month for full coverage, according to Insurify data. The Honda Fit, Subaru Outback, and Subaru Forester are the three next-cheapest vehicles to insure, with full-coverage averages of $113, $117, and $119 per month, respectively.
Generally, vehicles with moderate value, older vehicles, or newer ones with safety features are the cheapest to insure.
Insurify data scientists analyzed more than 250 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
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Media relations director for Insurance Information Institute
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Impartial, independent expert
Data expert on auto trends and driver behavior
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At Insurify, our goal is to help customers compare insurance products and find the best policy for them. We strive to provide open, honest, and unbiased information about the insurance products and services we review. Our hard-working team of data analysts, insurance experts, insurance agents, editors and writers, has put in thousands of hours of research to create the content found on our site.
We do receive compensation when a sale or referral occurs from many of the insurance providers and marketing partners on our site. That may impact which products we display and where they appear on our site. But it does not influence our meticulously researched editorial content, what we write about, or any reviews or recommendations we may make. We do not guarantee favorable reviews or any coverage at all in exchange for compensation.
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