Safeco

Safeco - Car Insurance

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4.8 Rating

2,700 Reviews

12 Million

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Click here for our full review of Safeco car insurance quotes, discounts, and coverages.

Ratings

Insurify

Composite Score
86
What is this?
U.S Auto Insurance Shopping Study (2018)
OptionsResults
Call Center RepresentativeThe rest
Local AgentBetter than most
Overall SatisfactionAbout average
Policy OfferingsAbout average
PricingAbout average
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsResults
Claim ServicingThe rest
Estimation ProcessThe rest
First Notice of Loss (FNOL)The rest
Overall SatisfactionThe rest
Rental ExperienceThe rest
Repair ProcessThe rest
SettlementThe rest
J.D. Power Ratings by Region (out of 1000)
RegionRatingsState Average
California811About average
Central803The rest
Florida825About average
New England796The rest
North Central803The rest
Northwest798The rest
Southeast820About average
Southwest792The rest
Safeco Ratings
BrandRatingsUser reviews
Mobile App (iOS)
4.6
1,200
Mobile App (Android)
3.6
89
Insurify
4.1
1,801
Trust Pilot
Trustpilot score: 2.5
TrustScore 2.5
4
J.D. Power Ratings by Region (out of 1000)
Company NameRatings
A.M. BestA
Standard & Poor'sA
FitchA-
Moody'sA2

Discounts

The largest discounts from Safeco are: Good Credit, Multiple Vehicle, Low Mileage

Carrier Discounts
Discount %
73%
36%
20%
20%
16%
15%
15%
3%
Good CreditMultiple VehicleLow MileageStudent Away at SchoolGood StudentGood DriverteenSMARTAnti-Theft Device
Discount Group
Discount TypeDiscount %
Good Creditup to 73%
Multiple Vehicleup to 36%
Low Mileageup to 20%
Student Away at Schoolup to 20%
Good Studentup to 16%
Good Driverup to 15%
teenSMARTup to 15%
Anti-Theft Deviceup to 3%
Multiple PolicyVaries
Defensive DriverVaries
Anti-lock BrakeVaries
Home OwnerVaries
PrepayVaries
Senior AdultVaries
Paid in fullVaries
DeductibleVaries
Driving trainingVaries
LoyaltyVaries
Accident ForgivenessVaries
Accident FreeVaries
Claims Free RenewalVaries
Multiple PolicyVaries
RightTrackVaries
New Teen DriverVaries
Early ShopperVaries
Diminishing DeductibleVaries

Payment methods

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    Automatic Online Payment
    Info
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    Bank Payment/Direct Deposit
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    Credit Card Payment
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    Debit Card Payments
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    Electronic Check
    Info
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    Mail Payment
    Info
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    Online Payment
    Info
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    Phone Payment
    Info

Features and Services

 Safeco's insurance agents are available for customer support 24 hours a day, 7 days a week. Policyholders can access, manage, and make payments to their policy online. Safeco customers have access to a number of additional coverages including $10,000 for reimbursement of first aid at the scene of an accident; diminishing deductible for every year you go without an auto claim; rental car reimbursement; electronic key and lock replacement; pet coverage; and CD/DVD replacement.

 
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    24/7 service
  • benefit/accident-forgiveness.svg
    Accident forgiveness
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    Roadside assistance
  • benefit/diminishing-deductible.svg
    Diminishing deductible
  • benefit/online-portal.svg
    Online account management
  • benefit/first-aid.svg
    Reimbursement of first aid

Car Insurance Coverage

Not seeing the state you're looking for? See all states here.

Optional Coverage

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    Accident Forgiveness
    Info
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    First Aid Reimbursement
    Info
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    Rental Reimbursement
    Info
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    Build Your Own Plan
    Info
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    Roadside Assistance
    Info
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    Emergency Assistance Coverage
    Info
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    Gap Insurance
    Info
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    Electronic Key & Lock Replacement
    Info
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    Sound System Coverage
    Info
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    New Car Replacement Coverage
    Info
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    Pet Coverage
    Info
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    Personal/Upgraded Item Coverage
    Info
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    Vanishing Deductible
    Info
  • complete-tick.svg
    Ridesharing Coverage
    Info

Safeco provides Uber and Lyft driver insurance in the following states:

SR‌-22 Insurance by State

Safeco Insurance Products

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Car Insurance
products/ridesharing.svg
Ridesharing Insurance
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Motorcycle Insurance
products/boat.svg
Boat Insurance
products/classic.svg
Classic Car Insurance
products/rv.svg
RV Insurance
products/umbrella.svg
Umbrella Insurance
products/home.svg
Home Insurance
products/rental.svg
Renters Insurance
products/condo.svg
Condo Insurance
products/df.svg
Dwelling Fire Insurance

FAQs - Safeco Car Insurance

How does Insurify work?

Insurify lets you freely compare accurate car insurance quotes and discounts from top national and regional insurance companies in a matter of minutes. You can choose between coverage levels and adjust deductibles to ensure you're not just getting the cheapest policy, but the most appropriate one, too. Users save an average of $489 a year when they buy a new insurance policy through Insurify.

How does Insurify find me the cheapest car insurance quotes?

Think of Insurify as your personalized, online insurance agent. Insurify's platform uses the latest in AI to match you with real, accurate, and bindable car insurance quotes based on your driver history and budget. Insurify is not an insurance company and will not share the information you share on the site with any third party.

How is Insurify different from other insurance quote comparison sites?

Insurify is the top-rated and most-rated insurance comparison website in America. Unlike comparison sites that just take your information and sell it to the highest bidder, Insurify is built on trust and empowerment. No matter your license record, budget, or regional background, Insurify is committed to securing the cheapest and best deals that work for you.

Compare Safeco to GEICO

Safeco vs GEICO

Company History

Safeco Insurance, a Liberty Mutual insurance company, was founded in 1923. 

Safeco is headquartered in Seattle, Washington and specializes in property and casualty insurance products like auto, homeowners, boat, and RV insurance. 

Safeco currently has an overall customer satisfaction rating of 3 out of 5 from J.D. Power and Associates. Interestingly, its parent company Liberty Mutual has a rating of 2 out of 5. 

The company has an A.M. Best rating of "A," signaling excellent financial strength.

Contact Information

Principal place of business address: 175 Berkeley Street, Boston, MA 02116

Operations address: Safeco Plaza, Seattle, WA 98185 

Street address: 1001 Fourth Avenue, Seattle, WA 98154

Phone number: 1 (800) 332-3226

Website: www.safeco.com

 

How to cancel your Safeco Car Insurance Policy

You must contact your local agent in order to cancel your policy.

Safeco Reviews

4.1
5 Stars
57 %
4 Stars
20 %
3 Stars
10 %
2 Stars
4 %
1 Star
9 %

Most Helpful Review

By Rebekka
Reliable insurance

Most Critical Review

By
I bought an auto policy in 7/2/2015. Then got a letter of notice more than 2 months later that premium is being increased by 600 dollars. My husband spoke to a staff at Safeco, that we provided all the info on runningg drivig records before buying the policy, and it was reviewed before the contract. It ws not accceptable that the premium incrased so much, to the amount we never agreed upon, we would've never bought at first place. Talking about refund, applying the incrased premium retroactively for the past 2 months does not make sense at all, either! We stated we wanted to speak to the staff's manager/supervisor the next say, and he said yes, but nobody called us back since last Friday. Very disappointing experience with both Safeco and Answer. We submitted cancel request and waiting. Will need to get proper amount of refund. Very unreasonable

All Reviews

Showing 1 - 10 out of 1000 Reviews
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Read reviews that mention

Adil
Doing really well
Cynthia Davis
I just want to give everyone a warning about SafeCo insurance. They are trying to scam me out of $400 because I refuse to show them what my bank balance is (I showed them where the money came out, with reference numbers, but they want my balance).. And every time I call they make up something new to try to keep my money, and my policy never even started with them because he stated (in a recorded call) that the quote was for me and my son, yet only added me, and charged me the price he quoted for both of us. Now I have had to file a complaint with the Insurance Commissioner and my bank. What a nightmare. I hate thieves and con artists. I hope karma serves you just what you deserve, SafeCo.
Jessica
Excellent service
Roseann
Claims process
Robert
Poor communication and lack of handling a claim
Terence
Ewsy claim process
Judy
The price and amount I'm being charged
Charles
Quality Company, great service.
Charles
Looking for something cheaper
Tyrone
Was very happy with them when we originally signed up. Are switching due to increasing premium costs.
Showing 1 - 10 out of 1000 reviews

Safeco Car Insurance Information

Insurify Composite Score86
Number of discounts26
Number of reviews1801
User Rating4.1
A.M. BestA
Standard & Poor'sA

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.