|Insurify Composite Score||85||Number of discounts||20||Number of reviews||1,000||User Rating||4.1||A.M. Best||A||Standard & Poor’s||A|
Click here for our full review of Safeco car insurance quotes, discounts, and coverages.
As we work together to slow the spread of COVID-19, state insurance commissions and
insurance providers are constantly changing regulations and practices surrounding monthly
payments, claim payouts, and more. To stay up to date with the latest on auto insurance
reimbursements in your area, be sure to check with your state’s insurance commission and
your current auto insurance provider.
If your driving habits have changed due to COVID-19, find a new, cheaper, ready-to-buy auto insurance policy on Insurify by comparing dozens of quotes at once.
|State||Average Monthly Cost|
|Overall Satisfaction||About average|
|Policy Offerings||About average|
|Local Agent||Better than most|
|Call Center Representative||The rest|
|Overall Satisfaction||The rest|
|First Notice of Loss (FNOL)||The rest|
|Claim Servicing||The rest|
|Estimation Process||The rest|
|Repair Process||The rest|
|Rental Experience||The rest|
|New England||796||The rest|
|North Central||803||The rest|
|Mobile App (iOS)||
|Mobile App (Android)||
|Standard & Poor's||A|
The largest discounts from Safeco are: Good Credit Discount, Multiple Vehicle Discount, Student Away at School Discount
|Discount Type||Discount %|
|Good Credit Discount||up to 73%|
|Multiple Vehicle Discount||up to 36%|
|Student Away at School Discount||up to 20%|
|Low Mileage Discount||up to 20%|
|Good Student Discount||up to 16%|
|Good Driver Discount||up to 15%|
|teenSMART Discount||up to 15%|
|Multiple Policy Discount||up to 14%|
|Anti-Theft Device Discount||up to 3%|
|Anti-lock Brake Discount||Varies|
|Home Owner Discount||Varies|
|Defensive Driver Discount||Varies|
|Senior Adult Discount||Varies|
|Paid in full discount||Varies|
|Driving training discount||Varies|
|Accident Free Discount||Varies|
Safeco's insurance agents are available for customer support 24 hours a day, 7 days a week. Policyholders can access, manage, and make payments to their policy online. Safeco customers have access to a number of additional coverages including $10,000 for reimbursement of first aid at the scene of an accident; diminishing deductible for every year you go without an auto claim; rental car reimbursement; electronic key and lock replacement; pet coverage; and CD/DVD replacement.
Safeco offers both standard and optional car insurance coverages, so you can build a customized policy.
Basic auto insurance plans include:
Optional coverages offered by Safeco include:
Safeco RideSharing coverage extends your personal auto insurance to include the times you’re driving for Uber, Lyft, or other rideshare services.
Typically, personal auto insurance becomes ineffective when you’re driving for hire. Whatsmore, supplement insurance offered by Uber and Lyft only covers you when you have passengers in your car. A RideSharing plan fills this coverage gap when you’re on the clock, but don’t have any passengers.
This coverage option is currently available in Arizona, Colorado, Illinois, Indiana, Kansas, Minnesota, Missouri, Oklahoma, Oregon, Tennessee, Utah, Washington, and Wisconsin.
Safeco offers motorcycle and recreational vehicle insurance to protect your bikes, ATVs, snowmobiles, scooters, golf carts, and more.
Basic, state required coverages include:
Additional coverage options include:
Safeco offers boat and watercraft insurance to cover your bass or fishing boat, cabin cruiser, ski boat, sailboat, pontoon, Jet Ski, WaveRunner, and other personal watercraft on land or sea. Coverage is valid up to 75 miles off the coast.
A standard boat and personal watercraft policy from Safeco includes:
Optional boat insurance coverages include:
Safeco offers specialized insurance coverage for your antique and classic cars, modified collector cars, reproductions, replicas, restorations, and modern classic cars. You can customize your policy based on the age of your car, how many miles you drive, and any modifications.
Safeco allows you to have multiple classic cars on one policy.
Every basic classic car policy from Safeco includes:
Optional coverages include:
Safeco offers insurance coverage for your recreational vehicle, coach motorhome, travel trailer, fifth wheel, pop up camper, or camper van. Policies cover 150 days of personal use a year, and the ability to reduce coverage during the offseason.
A basic policy with Safeco includes:
Additional coverage options include:
Safeco offers worldwide umbrella protection if you’re found at fault for an accident that exceeds your auto or home insurance policy liability limits. You must be a Safeco auto insurance policyholder in order to purchase a Safeco umbrella policy.
Policy coverage can be increased by increments of $1 million, for a maximum limit of $5 million.
Safeco offers standard and optional homeowners insurance options, so you can customize your policy to suit your needs.
Standard coverages from Safeco include:
Optional home insurance coverage includes:
Safeco offers insurance coverage for your personal belongings and liability, whether you’re renting an apartment or an entire house.
Standard renters insurance coverage includes:
Additional coverage options include:
Safeco offers condo insurance to protect your personal belongings, liability, and the remodel work you’ve done to your unit.
Standard condo insurance through Safeco includes:
Optional condo insurance coverages include:
Safeco offers residential rental property insurance for landlords who rent out one to four-unit properties, including single families, condo units, duplexes, and fourplexes.
Landlord Protection offers coverage for property damage and liability specific to landlords, such as wrongful eviction, and entry.
Landlord coverage with Safeco includes:
Safeco Insurance, a Liberty Mutual insurance company, was founded in 1923.
Safeco is headquartered in Seattle, Washington and specializes in property and casualty insurance products like auto, homeowners, boat, and RV insurance.
Safeco currently has an overall customer satisfaction rating of 3 out of 5 from J.D. Power and Associates.Interestingly, its parent company Liberty Mutual has a rating of 2 out of 5.
The company has an A.M. Best rating of "A," signaling excellent financial strength.
Principal place of business address: 175 Berkeley Street, Boston, MA 02116
Operations address: Safeco Plaza, Seattle, WA 98185
Street address: 1001 Fourth Avenue, Seattle, WA 98154
Phone number: 1 (800) 332-3226
You must contact your local agent in order to cancel your policy.
I was surprised at how well I was treated and quickly my issues were resolved. I was expecting some hassles, but all I saw were minor issues. Got a fair price for my vehicle without any discussion, too!
I bought an auto policy in 7/2/2015. Then got a letter of notice more than 2 months later that premium is being increased by 600 dollars. My husband spoke to a staff at Safeco, that we provided all the info on runningg drivig records before buying the policy, and it was reviewed before the contract. It ws not accceptable that the premium incrased so much, to the amount we never agreed upon, we would've never bought at first place. Talking about refund, applying the incrased premium retroactively for the past 2 months does not make sense at all, either! We stated we wanted to speak to the staff's manager/supervisor the next say, and he said yes, but nobody called us back since last Friday. Very disappointing experience with both Safeco and Answer. We submitted cancel request and waiting. Will need to get proper amount of refund. Very unreasonable