Safeco Insurance, a Liberty Mutual company was founded in 1923. Safeco is headquartered in Seattle Washington and specializes in automotive, homeowners, and even boat insurance. They currently have a JD Power and Associates rating of 3 out of 5 for overall customer satisfaction.
Safeco offers a variety of specific auto insurance discounts to their customers so be sure you’re taking advantage of all the savings you’re eligible for by contacting your current Safeco agent or unlocking them on Insurify! You could save with a:
|Discount Type||Discount %|
|Multiple Policy Discount||up to 14%|
|Good Driver Discount||up to 15%|
|Defensive Driver Discount||Varies|
|TeenSmart Discount||up to 15%|
|Low Mileage Discount||up to 20%|
|Multiple Vehicle Discount||up to 36%|
|Anti-Theft Device Discount||up to 3%|
|Anti-lock Brake Discount||Varies|
|Home Owner Discount||Varies|
|Good Credit Discount||up to 73%|
|Student Away at School Discount||up to 20%|
|Good Student Discount||up to 16%|
|Senior Adult Discount||Varies|
|Paid in full discount||Varies|
|Driving training discount||Varies|
|Accident Free Discount||Varies|
Safeco has been offering its customers exceptional service for over 90 years. Their insurance agents are available for customer support 24 hours a day, 7 days a week. Customers can access, manage, and make payments to their policy online. Safeco customers have access to a number of additional coverages including $10,000 for reimbursement of first aid at the scene of an accident, diminishing deductible for every claim-free year, rental car reimbursement, electronic key and lock replacement, pet coverage, and CD/DVD replacement.
|Accident Forgiveness||Your rates won't automatically increase after an accident even if you're at fault.|
|First Aid Reimbursement||Reimbursement up to a certain amount for the cost of first aid administered due to an accident.|
|Rental Reimbursment||Reimburses the per day cost of a rental car (daily and maximum reimbursement may vary)|
|Build Your Own Plan||Allows you to customize your own plan though different coverage options.|
|Road Side Assistance||Typically adds coverage for towing, tire changes, lockout services, and more|
|Emergency Assistance Coverage||Adds extended coverage for emergency expenses such as lodging, meals and transportation if you're involved in an accident more than 25 miles from your home.|
|Gap Insurance||If your vehicle is loaned or leased and totaled, Gap insurance may pay for the difference between the cash value of the vehicle and the unpaid balance of the loan or lease.|
|Electronic Key & Lock Replacement||Covers your electronic keys if they're are lost or stolen, along with any remote control pads and locks.|
|Sound System Coverage||Covers the cost of replacing a stolen/damaged audio and/or video equiptment|
|New Car Replacement Coverage||If your brand new vehicle gets totaled, you car will be replaced with a brand new vehicle.|
|Pet Coverage||Helps cover veterinary expenses in the event that your pet is injured or dies in a collision.|
|Personal/Upgraded Item Coverage||Covers the insured for personal items, and some car upgrades damaged due to an accident or if they're stolen (maximum reimbursment my vary)|
|Vanishing Deductible||Your deductible reduces for every year of safe driving, typically by $100.|
|Ridesharing Coverage||For one, the gap in your auto insurance coverage when you drive for a transportation network company (TNC), such as Uber or Lyft.|
|Credit Card Payment|
|Debit Card Payments|
|Bank Payment/Direct Deposit|
|Online Payment||Hate those annoying IVR menus? Pay your bill online.|
|Phone Payment -IVR||Ran out of postage? Want to keep things fast but simple? You can pay your bill over the phone.|
|Mail Payment||The option to mail in a personal check or money order. Don't forget the postage, sometimes the classics never die!|
|Automatic Online Payments||Forgetful? This option automatically charges your credit or debit card that you provided so that you never have to worry.|
|Electronic Check||Ran out of checks? Electronic checks work just as well, this usually sometimes includes ther Electronic Funds Transfer options (EFT).|
Safeco offers both standard and optional car insurance coverages, so you can build a customized policy.
Basic auto insurance plans include:
Optional coverages offered by Safeco include:
Safeco RideSharing coverage extends your personal auto insurance to include the times you’re driving for Uber, Lyft, or other rideshare services.
Typically, personal auto insurance becomes ineffective when you’re driving for hire. Whatsmore, supplement insurance offered by Uber and Lyft only covers you when you have passengers in your car. A RideSharing plan fills this coverage gap when you’re on the clock, but don’t have any passengers.
This coverage option is currently available in Arizona, Colorado, Illinois, Indiana, Kansas, Minnesota, Missouri, Oklahoma, Oregon, Tennessee, Utah, Washington, and Wisconsin.
Safeco offers motorcycle and recreational vehicle insurance to protect your bikes, ATVs, snowmobiles, scooters, golf carts, and more.
Basic, state required coverages include:
Additional coverage options include:
Safeco offers boat and watercraft insurance to cover your bass or fishing boat, cabin cruiser, ski boat, sailboat, pontoon, Jet Ski, WaveRunner, and other personal watercraft on land or sea. Coverage is valid up to 75 miles off the coast.
A standard boat and personal watercraft policy from Safeco includes:
Optional boat insurance coverages include:
Safeco offers specialized insurance coverage for your antique and classic cars, modified collector cars, reproductions, replicas, restorations, and modern classic cars. You can customize your policy based on the age of your car, how many miles you drive, and any modifications.
Safeco allows you to have multiple classic cars on one policy.
Every basic classic car policy from Safeco includes:
Optional coverages include:
Safeco offers insurance coverage for your recreational vehicle, coach motorhome, travel trailer, fifth wheel, pop up camper, or camper van. Policies cover 150 days of personal use a year, and the ability to reduce coverage during the off season.
A basic policy with Safeco includes:
Additional coverage options include:
Safeco offers worldwide umbrella protection if you’re found at fault for an accident that exceeds your auto or home insurance policy liability limits. You must be a Safeco auto insurance policyholder in order to purchase a Safeco umbrella policy.
Policy coverage can be increased by increments of $1 million, for a maximum limit of $5 million.
Safeco offers standard and optional homeowners insurance options, so you can customize your policy to suit your needs.
Standard coverages from Safeco include:
Optional home insurance coverage includes:
Safeco offers insurance coverage for your personal belongings and liability, whether you’re renting an apartment or an entire house.
Standard renters insurance coverage includes:
Additional coverage options include:
Safeco offers condo insurance to protect your personal belongings, liability, and the remodel work you’ve done to your unit.
Standard condo insurance through Safeco includes:
Optional condo insurance coverages include:
Safeco offers residential rental property insurance for landlords who rent out one to four-unit properties, including single families, condo units, duplexes, and fourplexes.
Landlord Protection offers coverage for property damage and liability specific to landlords, such as wrongful eviction and entry.
Landlord coverage with Safeco includes: