ACE Limited vs Allstate Car Insurance

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2,700 Reviews

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Last Updated: January 2022

Ratings

Insurify Composite Score

ACE Limited
Not Rated
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Insurify Composite Score

Allstate
85
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Insurify Composite Score

ACE Limited VS Allstate
Not Rated
85
What is this?
User Ratings
OptionsACE Limited Allstate
Rating/Reviews
2 reviews
1,114 reviews
U.S Auto Insurance Shopping Study (2018)
OptionsACE Limited Allstate
Call Center Representative--About average
Insurer Website--The rest
Local Agent--About average
Overall Satisfaction--The rest
Policy Offerings--The rest
Pricing--The rest
U.S Auto Insurance Claims Satisfaction Study (2018)
OptionsACE Limited Allstate
Claim Servicing--About average
Estimation Process--Better than most
First Notice of Loss (FNOL)--About average
Overall Satisfaction--About average
Rental Experience--About average
Repair Process--Better than most
Settlement--About average
J.D. Power Ratings by Region (out of 1000)
RegionACE Limited Allstate
California--820 pt
About average
Central--822 pt
About average
Florida--837 pt
Better than most
Mid-Atlantic--837 pt
About average
New England--834 pt
Better than most
New York--824 pt
About average
North Central--823 pt
About average
Northwest--798 pt
The rest
Southeast--830 pt
About average
Southwest--815 pt
About average
Texas--835 pt
Better than most
Mobile App Ratings
RegionACE Limited Allstate
Android--
12,515 Reviews
iOS--
56,800 Reviews
Financial Ratings
OptionsACE Limited Allstate
A.M. Best--A+
Fitch--A+
Moody's--Aa3
Standard & Poor's--AA-

Auto Insurance Quotes

For Married Drivers

CityACE Limited Allstate
Austin--$37
Chicago--$111
Philadelphia--$133
Phoenix--$105
Santa Monica--$116

For Single Drivers

CityACE Limited Allstate
Austin--$42
Chicago--$128
Philadelphia--$136
Phoenix--$129
Santa Monica--$255

For Male Drivers

CityACE Limited Allstate
Austin--$39
Chicago--$124
Philadelphia--$129
Phoenix--$129
Santa Monica--$252

For Female Drivers

CityACE Limited Allstate
Austin--$39
Chicago--$116
Philadelphia--$139
Phoenix--$105
Santa Monica--$120

For Drivers with Speeding Ticket

CityACE Limited Allstate
Austin--$44
Chicago--$175
Philadelphia--$144
Phoenix--$163
Santa Monica--$341

For Drivers with No Speeding Ticket

CityACE Limited Allstate
Austin--$38
Chicago--$108
Philadelphia--$133
Phoenix--$107
Santa Monica--$153

For Drivers Age Between 18-40

CityACE Limited Allstate
Austin--$41
Chicago--$130
Philadelphia--$130
Phoenix--$134
Santa Monica--$290

For Drivers Age Between 40-65

CityACE Limited Allstate
Austin--$37
Chicago--$102
Philadelphia--$121
Phoenix--$94
Santa Monica--$104

For Drivers Age of 65+

CityACE Limited Allstate
Austin--$41
Chicago--$146
Philadelphia--$193
Phoenix--$141
Santa Monica--$101

For Drivers with Average Credit

CityACE Limited Allstate
Austin--$41
Chicago--$122
Philadelphia--$149
Phoenix--$114
Santa Monica--$153

For Drivers with Fair Credit

CityACE Limited Allstate
Austin--$38
Chicago--$125
Philadelphia--$154
Phoenix--$117
Santa Monica--$133

For Drivers with Good Credit

CityACE Limited Allstate
Austin--$38
Chicago--$107
Philadelphia--$120
Phoenix--$103
Santa Monica--$129

For Drivers with Excellent Credit

CityACE Limited Allstate
Austin--$41
Chicago--$125
Philadelphia--$114
Phoenix--$134
Santa Monica--$328

Quotes & Discounts

Discount typeACE Limited Allstate
Good CreditUp to 60%--
Multiple VehicleUp to 30%Up to 10%
Good StudentUp to 20%Up to 10%
Good DriverUp to 16%Up to 10%
Multiple PolicyUp to 10%Up to 10%
teenSMARTUp to 10%Up to 35%
Defensive DriverUp to 2%Up to 20%
Anti-Theft DeviceVariesUp to 10%
Anti-lock BrakeVariesUp to 10%
Daytime Running LightsVaries--
E-billingVariesUp to 10%
EV/HybridVariesUp to 10%
Early QuoteVariesUp to 10%
PrepayVariesUp to 10%
Senior AdultVariesUp to 5%
Accident Forgiveness--Up to 30%
Deductible--Varies
Discount Finder--Varies
Driving training--Varies
Family--Varies
Farm Vehicle--Up to 10%
Low Mileage--Up to 10%
New Car--Up to 15%
Paid in full--Up to 10%
Paperless documents--Varies
Passive Restraint--Up to 10%
Preferred payment--Up to 5%
Student Away at School--Up to 5%
Utility Vehicle--Varies

Payment Methods

Discount typeACE Limited Allstate
Automatic Online Payment
yesyes
Bank Payment/Direct Deposit yesyes
Credit Card Payment yesyes
Debit Card Payments yesyes
Electronic Check
yesyes
Mail Payment
yesyes
Mobile App Payments
--yes
Multi-Payment Installment Plans
yes--
Online Payment
yesyes
Person 2 Person Payment --yes
Phone Payment
yesyes
Prepayment
--yes

Features and Services

Features and ServicesACE Limited Allstate
24/7 serviceyesyes
Accident forgiveness--yes
Enhanced towing & substitute coverage--yes
Loyalty rewards program--yes
Mobile app--yes
Online account managementyesyes
Roadside assistanceyesyes
Text and email alertsyes--

Optional Coverages

Optional CoveragesACE Limited Allstate
Accident Forgiveness
--yes
Accidental Death, Dismemberment, Disability
--yes
Antique or Collector Car Insurance
yesyes
Emergency Lockout Coverage
--yes
Glass Coverage yes--
Loss of Use Coverage
--yes
Mechanical Breakdown Insurance
--yes
New Car Replacement Coverage
--yes
No Fault Coverage
--yes
Original Equipment Manufacturer Coverage
yes--
Preferred Repair Services
--yes
Rental Reimbursement
yesyes
Ridesharing Coverage
--yes
Roadside Assistance
yesyes
Sound System Coverage
--yes
Umbrella Policy
--yes

Uber and Lyft driver insurance

  • ACE Limited
  • Allstate
  • Both

Compare Insurance Products

ProductACE Limited Allstate
ATV InsuranceATV Insurance--yes
Car InsuranceCar Insuranceyesyes
Boat InsuranceBoat Insurance--yes
Business InsuranceBusiness Insurance--yes
Condo InsuranceCondo Insurance--yes
Home InsuranceHome Insurance--yes
Life InsuranceLife Insurance--yes
Motorcycle InsuranceMotorcycle Insurance--yes
Pet InsurancePet Insurance--yes
Renters InsuranceRenters Insurance--yes
RV InsuranceRV Insurance--yes
Snowmobile insuranceSnowmobile insurance--yes

User Reviews

  • ACE Limited Reviews
  • Allstate Reviews
1.0
1 Star
100 %

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Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.