Best Cheap Car Insurance for Seniors: Compare Quotes (2024)

Though your car insurance rates may start to increase as a senior driver, you can still find affordable coverage options.

Jamie Johnson
Written byJamie Johnson
Jamie Johnson
Jamie Johnson
  • 6 years experience in personal finance writing

  • Featured on Credit Karma and Insider

Jamie is a meticulous researcher who has published 2,000+ personal finance articles. Her expertise is trusted by major brands like Bankrate and Rocket Mortgage.

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Ashley Cox
Edited byAshley Cox
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Ashley CoxSenior Managing Editor
  • 7+ years in content creation and management

  • 5+ years in insurance and personal finance content

Ashley is a seasoned personal finance editor who’s produced a variety of digital content, including insurance, credit cards, mortgages, and consumer lending products.

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Updated March 26, 2024

Save up to $717 by comparing quotes from the top 100+ insurance companies

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Cheapest recent rates

Drivers using Insurify have found quotes as cheap as $37/mo for liability only and $42/mo for full coverage.

*Quotes generated for Insurify users within the last 10 days. Last updated on March 25, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from March 25, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users within the last 10 days. Last updated on March 25, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from March 25, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

Seniors usually qualify for lower auto insurance rates than younger drivers because of their driving experience. But rates do start to rise in your 70s since older drivers are at higher risk of getting into an accident.[1]

You may need to shop around for a different insurer if you want to continue to save on auto insurance. And certain discounts can help seniors reduce the cost of insurance.

Quick Facts
  • GEICO provides the best value for seniors with a clean driving record.

  • Seniors can save money on car insurance by taking a defensive driving course.

  • Clubs like AAA and AARP also offer auto discounts for senior drivers.

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The best car insurance company for seniors: GEICO

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.3
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
835
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$54/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$119/mo

A highly recognizable name in car insurance, GEICO is a subsidiary of Berkshire Hathaway. The company started out as the Government Employees Insurance Company, serving U.S. government workers and military personnel. In addition to auto insurance, GEICO also sells homeowner, flood insurance, life insurance, business insurance, and identity protection, among other products. A.M. Best gives GEICO its highest rating for financial stability and credit. However, GEICO has nearly twice as many complaints as expected in the National Association of Insurance Commissioner’s Consumer Complaints Index.

Pros
  • Good rates for good drivers, seniors, and young drivers

  • Accident forgiveness available

Cons
  • High rates for drivers with certain violations, like DUIs

  • No rideshare or new car replacement coverage available

Radera - March 26, 2024
Verified

Don't Recommend

I wouldn't recommend them. They seem to look for any reason to cancel your policy.

Jan - March 25, 2024
Verified

Average

Rigid on pricing.

Linda - March 23, 2024
Verified

Best for the Money

They were helpful in trying to lower my bill.
Read our GEICO review

When you’re evaluating car insurance companies, it’s important to consider factors like your age, driving history, and how often you drive. The best auto insurance will provide the coverage you need at a price that fits your budget.

If you’re a senior driver with a clean driving record, GEICO provides the best overall value. GEICO offers coverage in all 50 states and more discounts than nearly any other insurer.

And GEICO offers discounts specific to seniors — you could qualify for a defensive driving discount or a five-year good driving discount. If you’re older than 50, you can apply for guaranteed policy renewal so you don’t have to worry about your insurer declining to renew your policy as you grow older.

Best car insurance for seniors with a DUI: Progressive

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
819
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$82/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$146/mo

Although its founding in 1937 makes Progressive comparatively young, it is among the largest car insurers in the U.S. The company offers car, home, renters, commercial, and other types of insurance. Progressive customers can enjoy savings by bundling their car insurance with another type of Progressive policy – typically homeowners or renters. Available discounts range from multi-policy and multi-car discounts, to the Snapshot save driver discount. Progressive has an A.M. Best rating of A+ for financial stability. However, the company has a slightly higher-than-expected number of complaints in the National Association of Insurance Commissioner’s Consumer Complaints Index.

Pros
  • Rewards for good drivers

  • Numerous coverage options and discounts available

Cons
  • Higher-than-expected amount of complaints

  • Ranked 11 out of 15 companies in the J.D. Power Customer Satisfaction Index Ranking

Michael - March 26, 2024
Verified

I wish annual auto insurance premiums were as enticing as Progressive's customer service!

Communication and response are positive experiences. However, I have found Progressive to be more on the expensive side when it comes to annual premiums. Recent research into other insurance companies has proven to be beneficial when considering lowering my personal auto insurance premiums. That is the primary reason I am looking toward other companies hoping to reduce my annual insurance rates. It is looking very promising!

Jeffrey - March 26, 2024
Verified

Progressive - A Waste of Money and Time

I am very disappointed and will be looking for another company for coverage.

Usvaldo - March 25, 2024
Verified

Need to Improve for the American People

Snapshot can mistakenly mark you as being on your phone when you're in the house while your car is remote starting.
Read our Progressive review

If you’ve received a DUI, you’re considered a riskier driver, and some companies won’t insure you. Progressive insures drivers with a DUI and can file an SR-22 on your behalf if necessary. However, your rates will go up by an average of 13% after your first DUI, according to the company’s website.

Progressive also offers a number of discounts seniors can take advantage of, like a multi-policy discount for bundling your home and auto insurance together. And if you remain a Progressive customer for a long time, you could earn a continuous coverage discount.

Best auto insurance for seniors with a speeding ticket: State Farm

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IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.4
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$53/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$116/mo

State Farm has been in business for more than 100 years, and today sells auto and other vehicle insurance, homeowners, life, health, pet, disability, and small business insurance. Available in all 50 states, State Farm car insurance policies offer multiple ways to save, from customizing coverage types, to a robust list of discounts. The company has far fewer complaints than expected for the industry, according to the National Association of Insurance Commissioner’s Consumer Complaints Index. State Farm also ranks among the top 10 companies for customer satisfaction in every region on the J.D. Power Overall Customer Satisfaction Index.

Pros
  • High rates of customer satisfaction

  • Rideshare insurance available

Cons
  • No gap insurance offering

  • May not be the cheapest choice for drivers with violations

Craig - March 26, 2024
Verified

I called three times to talk with an agent, but he never called back. It was a very disappointing experience!

I called three times to talk with an agent, but he never called back. It was a very disappointing experience!

David - March 26, 2024
Verified

Considering Expanding Coverage

I was never informed that my rate would increase every month for some reason. No one told me about it. I received a notice in the mail stating that what I was supposed to pay that month was always 10 or 20 dollars more than it was the previous month. I would have liked to have been informed about this.

Beverly - March 26, 2024
Verified

Unsatisfactory Experience

A kid threw a rock through my window and I was blamed for the claim. What is the purpose of having insurance?
Read our State Farm review

If you receive a speeding ticket, you can expect your insurance premiums to go up. State Farm is the best option for drivers with a history of speeding tickets and other moving violations.

State Farm received an A++ rating from A.M. Best, which means the company has demonstrated a superior ability to pay out claims. It’s also highly rated for its customer service and consistently provides low insurance rates.

State Farm also offers many discounts seniors can take advantage of, though you may not be eligible for certain discounts based on your driving history. You could earn a discount by demonstrating that your vehicle has certain safety features or by bundling multiple policies together.

Learn More: What Are the Best Cars for Senior Drivers?

Learn More: What Are the Best Cars for Senior Drivers?

Best car insurance for senior drivers with accidents: Travelers

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.3
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
829
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$90/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$198/mo

Travelers has been in business for more than 165 years. Today, the company sells auto insurance, homeowners, renters, flood, pet, and other types of insurance. In addition to liability and full-coverage car insurance, Travelers offers gap insurance, rental car reimbursement, roadside assistance, rideshare insurance, new car replacement coverage, and more. Policyholders can save with a number of discounts, including for bundling multiple policies, safe driving, paying in full, student discounts, and more. Travelers has fewer complaints than expected with the National Association of Insurance Commissioner’s Consumer Complaints Index. A.M. Best gives the company an A++ for financial strength.

Pros
  • Accident forgiveness available

  • Robust coverage selections and discount offerings

Cons
  • Rideshare coverage only available in Colorado and Illinois

  • High number of negative customer reviews with the Better Business Bureau

Jeffrey - March 23, 2024
Verified

Excellent

Fast.

Lisa - March 14, 2024
Verified

Long-term customer with minor rate reduction

The premium is too much for what I need.

Abbas Ali - March 12, 2024
Verified

Hiding the Facts

They require you to install the telematics app on your phone to monitor your driving for 90 days, after which I was supposed to receive up to a 20% discount. I scored very high and was told the discount would be applied when I renew next year. This was absolutely untrue.
Read our Travelers review

Travelers offers the best car insurance for senior drivers with a history of accidents, both in terms of price and overall value. Travelers is a financially stable company with a demonstrated record of good customer service.

The company offers extended transportation expenses coverage and rental reimbursement insurance coverage, which can be helpful if your car needs repairs due to an accident and you need a rental car.

You can also take advantage of various discounts to lower your car insurance premiums. For example, you can lower your rate by bundling your home and auto insurance or by driving an environmentally-friendly vehicle.

Best auto insurance for senior veterans: USAA

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.3
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
880
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$46/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$100/mo

In business for more than 100 years, USAA exclusively serves members of the military and their immediate families. The company offers multiple types of insurance products, as well as banking, investing, and retirement services. Auto insurance customers have access to a number of discounts, including for bundling, insuring multiple vehicles, living on a military base, and more. A.M. Best gives USAA an A++ rating for financial strength, and the company had the highest or second-highest rating of all insurers in every region in J.D. Power’s Overall Customer Satisfaction Index. Customer reviews are mixed for service and claims processing.

Pros
  • Low premiums

  • SafePilot program rewards good driving with up to 30% discount

Cons
  • Only available to active-duty military, veterans, military spouses, or children of service members or veterans

  • No 24/7 customer phone support

Roy - March 21, 2024
Verified

My Review

USAA is the best.

Gary - March 18, 2024
Verified

Poor

Too darn high.

Gabrielle - March 16, 2024
Verified

Just Don't! Save Yourself!

Absolutely terrible. This company left me without a car for 8 months. They couldn't decide whether or not to total my car after it was already repaired. There were so many mistakes on their end and all I received at the end was a voicemail acknowledging their mistakes and an apology. This was literally the worst experience I've had with an insurance company. I'm traumatized!
Read our USAA review

USAA is the best auto insurer for senior veterans, thanks to its low insurance premiums and excellent customer service. The company has been named the cheapest car insurance company for the last three years, and members save an average of $725 by switching to USAA, according to the insurer’s website.

As a USAA customer, you can save money by showing you have a history of good driving. You can also receive a discount for newer vehicles and cars with anti-theft devices. And if you’re at a stage in life where you don’t spend a lot of time driving, you could receive a low-mileage discount.

How much is car insurance for senior drivers?

Car insurance costs vary depending on what age group you fall into. Drivers in their 60s pay the lowest rates for auto insurance, and costs gradually begin to increase in your 70s.

Earl Jones, an insurance agent with Earl L. Jones Insurance Agency, says seniors will see their auto insurance rates increase around age 75. “Typically, they will see a rate increase every one to three years depending on state laws,” he explains.

The following table outlines how much you can expect to pay for car insurance as a senior driver, based on age. Drivers in their 60s pay 12% less for car insurance than drivers 80 or older, according to Insurify data.

Age GroupAverage Monthly Quote
60s$181
70s$195
80+$206
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance companies for senior drivers

Different car insurance companies have different rates, so it’s important to shop around for auto insurance. The following table shows the 15 cheapest insurers with average monthly quotes for liability-only coverage for seniors.

Insurify data shows that senior drivers insured with Auto-Owners pay nearly 57% less than drivers who have a policy through Travelers.

Insurance CompanyAverage Monthly Quote
Auto-Owners$50
Plymouth Rock Assurance$65
State Farm$69
Erie$69
USAA$71
GEICO$81
American Family$91
Anchor$93
Allstate$95
National General$99
Apparent$104
Safeco$106
Elephant$112
Mercury$115
Travelers$115
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

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Cheapest car insurance companies for seniors by state

The state you live in can also affect your insurance prices.[2] The following table shows the cheapest insurers in each state and their average monthly costs for liability-only coverage for senior drivers.

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Keep Reading: Minimum Car Insurance Requirements by State

Keep Reading: Minimum Car Insurance Requirements by State

How to reduce car insurance costs as a senior

Here are six ways you can lower your car insurance premiums as a senior driver:

  • Increase your deductible. Seniors can save money on car insurance premiums by increasing their deductible to $1,000 or higher, according to Jones. Just make sure you can afford to pay your deductible amount out of pocket if you need to file a claim.

  • Take a defensive driving course. Some insurance companies offer a discount for drivers who take a defensive driving course. And you’ll likely receive a discount if you’ve had a clean driving record for the past five years.

  • Bundle your insurance. One of the best ways to save money on insurance is by bundling multiple policies together. For instance, you can save by bundling your home and auto insurance or by insuring multiple vehicles on a single policy.[3]

  • Choose automatic payments. Many insurance companies offer a discount to drivers who set up automatic monthly payments. And automatic payments will protect you from lapses in your insurance coverage.

  • Get a low-mileage discount. If you spend very little time driving, you may qualify for a low-mileage discount.

  • Ask for a veteran discount. If you’re a senior veteran, ask your insurance company if it offers a veteran discount. GEICO, Farmers, and Liberty Mutual all offer a veteran discount.

Car insurance discounts for senior drivers

Car insurance discounts are a great way to reduce your car insurance costs. Here are five car insurance discounts available specifically to senior drivers:

  • Mature driver discount: A mature driver discount is only available to drivers older than 65. Some insurance companies may have additional requirements, like maintaining a clean driving record or continuous insurance coverage.

  • Low-mileage discount: Insurers usually offer low-mileage discounts to people who drive fewer than 10,000 miles per year. This discount is a good option for many senior drivers who spend less time behind the wheel.

  • Defensive driving discount: You may also earn a discount for taking a defensive driving course. But Jones warns that seniors will need to repeat the course every one to three years to keep the discount. “The senior defensive drivers course costs and program vary per state, so it’s best for seniors to check with their state’s department of motor vehicles for details and approved course providers,” he says.

  • Club discounts: Your insurer may give you a discount if you belong to certain clubs, like AAA or AARP.

  • Loyalty discount: If you’ve been with the same insurance company for a long time, you may qualify for a loyalty discount. Ask your insurance company if it offers this discount.

How to get an AARP car insurance discount

One way that seniors can save money on car insurance is by applying for the AARP auto insurance discount. The AARP Auto Insurance Program through The Hartford gives seniors special discounts on auto insurance.

Seniors can save an average of $507 by signing up for this program, according to The Hartford website. And if you’re ever hurt in an accident, you’ll receive alternative transportation and assistance with the following tasks:

  • House cleaning

  • Lawn maintenance

  • Snow removal

  • Transportation services

  • Food preparation

  • Dog walking

Government-mandated discounts for seniors

In some states, insurance companies are legally required to provide auto insurance discounts to anyone who completes an approved defensive driving course. If you’re older than 55 and pass an approved mature driver safety course, you may qualify for a discount on your insurance.

To take advantage of this discount, contact your insurance company to find out what its policies are in your state. Your insurer may still offer the discount even if it isn’t required where you live.

Next, you’ll find an approved course — AAA and AARP both offer mature driver safety courses. If you’re a member of either of those organizations, you may be able to take the course at a discounted price.

From there, you can register and take the class. Once you’ve completed the course, you can submit proof of completion to your insurance company.

Check Out: What is a Defensive Driving Course and How Do You Enroll in One?

Check Out: What is a Defensive Driving Course and How Do You Enroll in One?

How to find the best auto insurance for seniors

Here are some steps you can take to find the best auto insurance policy:

  1. Figure out what kind of policy you need. Before you start looking for insurance, take some time to figure out what kind of policy you need. For instance, if you have an older car and spend very little time driving, a liability-only policy may be enough.

  2. Think about how much time you spend driving. How much time you spend driving will influence the type of auto insurance you buy. If you spend very little time on the road, you may qualify for a low-mileage discount.

  3. Consider the type of coverage you want. Next, consider any add-on coverage you’re looking for in an auto policy. For instance, you may want roadside assistance or rental car coverage.

  4. Research different insurers. Research different insurance companies to see which one provides the best coverage for your situation. Veterans with a clean driving record will likely need a different insurer than someone with a DUI or history of accidents.

  5. Use an online comparison tool. Anytime you’re looking for auto insurance, it’s a good idea to receive quotes from multiple companies. You can use an online quote-comparison tool to get quotes from several companies in one place.

Find Car Insurance for Seniors

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Car insurance for seniors FAQs

As a senior driver, you have insurance needs specific to your individual situation and driving preferences. Here’s some additional information that can help as you’re shopping for a car insurance policy.

  • Which auto insurance company has the cheapest rates for seniors?

    Auto-Owners is the cheapest insurance company for seniors, with liability-only policies costing an average of $50 per month. However, GEICO provides the best overall value for seniors with clean driving records.

  • Is AARP auto insurance any good for senior drivers?

    Seniors can save money on auto insurance by signing up for the AARP Auto Insurance Program through The Hartford. And you’ll receive additional services and benefits if you ever get injured in an auto accident.

  • Does car insurance get cheaper as you get older?

    Car insurance is usually cheaper for older drivers than for drivers younger than 25. However, once you reach your 70s, your insurance rates may start to go up since older drivers are at higher risk of getting in an accident. That’s why it’s important to shop around for auto insurance and take advantage of senior discounts.

  • How does a defensive driver course for seniors work?

    Your insurance company may give you a discount for taking an approved defensive driver course. You’ll start by contacting your insurance company to find out whether it offers a discount. From there, you can sign up for an approved course and submit proof of completion to your insurance company.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. Centers for Disease Control and Prevention. "Older Adult Drivers." Accessed April 19, 2023
  2. Insurance Information Institute. "What determines the price of an auto insurance policy?." Accessed April 19, 2023
  3. Insurance Information Institute. "Nine ways to lower your auto insurance costs." Accessed April 19, 2023
Jamie Johnson
Jamie Johnson

Jamie Johnson is a Kansas City-based personal finance writer whose work has been featured on several of the top finance and business sites in the country, including Insider, Credit Karma, Bankrate, Rocket Mortgage, Fox Business, Quicken Loans, and The Balance. For the past six years, she's dedicated more than 10,000 hours of research and writing to more than 2,000 articles about personal finance topics.

Ashley Cox
Edited byAshley CoxSenior Managing Editor
Headshot of Managing Editor Ashley Cox
Ashley CoxSenior Managing Editor
  • 7+ years in content creation and management

  • 5+ years in insurance and personal finance content

Ashley is a seasoned personal finance editor who’s produced a variety of digital content, including insurance, credit cards, mortgages, and consumer lending products.

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