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Cheap Auto Insurance Quotes in Easton, PA, for 2022

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Why you can trust Insurify

Insurify is America's highest-rated insurance comparison platform. We partner with the nation's top insurance companies and are licensed as an agent in all 50 states. However, the insurance experts writing our content operate independently of our partners, and you can learn more about how we make money by viewing our advertising disclosures. Also check out reviews from over 3,000 satisfied customers, our data methodology, and our editorial standards.
JJ Starr
Written by
JJ Starr
Photo of an Insurify author
Written by
JJ Starr
Insurance Writer
J.J. Starr is a health and finance writer with a background in banking, lending, and financial advising. She holds a Series 6, FINRA, and life insurance licensure and a master's degree from New York University. Through her writing, she strives to use her decade of experience to help consumers make sound financial choices. Connect with J.J. on LinkedIn.
Danny Smith
Edited by
Danny Smith
Photo of an Insurify author
Edited by
Danny Smith
Insurance Writer
Danny is an insurance writer at Insurify. Specializing in auto insurance, he works to help drivers navigate the complicated world of insurance to find the best possible policy. He received a bachelor's degree from the University of Massachusetts Amherst. You can connect with Danny on LinkedIn.

Updated July 21, 2022

Quick Facts

  • The average cost of car insurance in Easton is $142 per month or $1,704 annually.

  • Car insurance in Easton is $58 less than the average cost of insurance in Pennsylvania.

  • The cheapest car insurance provider in Easton on average is Nationwide.

Car Insurance in Easton, PA

Drivers in Easton not only pay lower car insurance costs than most Pennsylvanians but also less than most drivers in the country. If you’re looking for low-cost policies, you have plenty of options to choose from, and if you take the time to compare car insurance quotes, you could save even more.

Quotes by Top Companies

Nationwide
$66
Travelers
$115
Dairyland
$135
Progressive
$158
Liberty Mutual
$164

See More:

Cheap Car Insurance Pennsylvania

Compare Car Insurance

Cheapest Car Insurance in Easton, PA

What is the cheapest car insurance in Easton?

Nationwide is the cheapest car insurance provider on average in Easton, with rates starting at $66 per month. It’s still important to compare car insurance rates, as everyone’s situation is unique.

The cheapest auto insurance policy doesn’t always mean the policy with the best value (though it might!). When comparing car insurance quotes, always consider the full scope of a policy, including insurance coverage options, coverage limits, deductibles, and perks like roadside assistance. You may find that a better car insurance policy is only a few more monthly dollars.

Insurance CompanyAverage Monthly Quote
Nationwide$66
Travelers$115
Dairyland$135
Progressive$158
Liberty Mutual$164
Kemper Preferred$98
Metromile$100
Acuity$117
Clearcover$117
Plymouth Rock$123
National General$139
Safeco$139
Verti$149
Foremost$156
SafeAuto$159
Direct Auto$160
Bristol West$169
State Auto$174
Midvale Home & Auto$183
Grange$189
The General$211
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.

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Minimum Car Insurance Requirements in Pennsylvania

All motor vehicles operated or parked on Pennsylvania roadways are required to be insured. Proof of insurance must be carried in your car at all times and must be available when:

  • Requested by law enforcement

  • Renewing vehicle registration

  • The vehicle is involved in a car accident

The minimum liability insurance requirements for private passenger vehicles in Pennsylvania[1] are:

  • $15,000 per person for bodily injury

  • $30,000 per accident for bodily injury

As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. Pennsylvania is a no-fault state, meaning both parties’ insurance providers will pay for expenses, regardless of which party caused the accident.

  • $5,000 per accident for property damage

If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident.

  • $5,000 per accident for Medical Benefits

Medical Benefits, similar to PIP coverage, will cover the policyholder for medical payments they incur in the event of an accident. Depending on your plan, you may also receive non-medical benefits, compensating you for lost wages, household expenses, and even funeral costs.

Easton Car Insurance Rates by Driving and Accident History

Your driving record has a big impact on the price you pay for car insurance because it’s what insurers use to determine the likelihood that you’ll make a claim[2]. Policyholders with clean records pay less for car insurance coverage than those with issues in their past. Drivers with more serious incidents pay even higher rates and may find it difficult to get an affordable policy.

Driver HistoryAverage Monthly Cost
Clean Record$145
Speeding Ticket$194
At-Fault Accident$212
DUI$289
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.

See More:

High-Risk Car Insurance Pennsylvania

DUI Car Insurance Pennsylvania

Easton Car Insurance Rates by Credit Tier

Maintaining good financial habits saves you money again and again and can even save you money on auto insurance coverage[3]. On average, Easton drivers with excellent credit scores spend much less per year on car insurance than drivers with poor credit. Drivers with good or better credit also save money on their auto loans, credit cards, and home insurance.

Credit TierAverage Monthly Cost
Excellent$124
Good$147
Average$161
Poor$250
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.

How to Get the Cheapest Car Insurance in Easton

There are a few ways to get cheap car insurance. First, obey traffic laws and practice defensive driving habits. This lowers the likelihood that you’ll get a ticket or make an at-fault claim. Next, choose an older, safe vehicle, preferably one you can buy without a car loan. These tend to cost less to insure than newer, financed vehicles, especially luxury vehicles.

Third, take advantage of all the car insurance discounts you’re entitled to, and don’t be afraid to speak with your insurance agent to review your policy. Lastly, always compare car insurance quotes before buying and at least every six months. You can do this for free with the tools at Insurify. Our comparison tools are easy to use and completely confidential. Try it today.

Frequently Asked Questions

  • The best way to get discounted insurance is by comparing rates and using discounts. Bundling your insurance products—car insurance plus life insurance, homeowners insurance, business insurance, renters insurance, commercial insurance, ATV insurance, and other insurance needs—gets drivers the best discount. But many options are out there for getting cheap rates.

  • The average car insurance premium costs $142 per month, or $1,704 a year, in Easton. That’s significantly cheaper than the average rate in the state. Drivers in Easton can lower their rates by raising insurance deductibles, swapping to liability-only policies on older vehicles, using discounts, and comparing car insurance quotes from several insurers before buying a policy.

  • Two things drive up rates the most: car insurance claims and traffic violations. The bigger the claim or violation, the more expensive the premium. Other factors can also increase your rate, including your annual mileage, the age of your vehicle, car safety features, marital status, and more. The best way to get cheap car insurance is to practice safe driving habits and obey laws.

Insurify Insights

How Easton Drivers Measure Up

While most drivers know that car insurance quotes are determined in part by your personal driving history, many may be unaware that rates are also impacted by the average risk of the drivers around you as well. Check out Insurify's latest analysis of driving records in Easton, Pennsylvania below:

Methodology

Drawing from an internal database of over 4 million car insurance applications, the research team at Insurify analyzes patterns in car ownership and driver behavior - including how Easton drivers measure up to their fellow motorists across Pennsylvania in areas including speeding, DUIs, and more.
Insurify Insights publishes data-driven articles, trend analyses, and national rankings each week on all factors related to cars and those who drive them.

honda

Honda Accord

Most Popular Car in Easton

#67

City with the Most Speeding Tickets Rank in Pennsylvania

#66

City with the Most Moving Violations Rank in Pennsylvania

#31

City with the Most DUIs Rank in Pennsylvania

#81

City with the Most Suspended Licenses in Pennsylvania

  • While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Easton drivers rank 63 in the number of car accidents per driver across all cities in Pennsylvania.

    • Rank within state: #63
    • Percent of drivers in Easton with an accident: 8.5%
  • While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Easton drivers rank 31 in the number of DUI’s per driver across all cities in Pennsylvania.

    • Rank within state: #31
    • Percent of drivers in Easton with a DUI: 1.8%
  • Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Pennsylvania, Easton drivers rank 66 in the number of reckless driving offenses per driver.

    • Rank within state: #66
    • Percent of drivers in Easton with a reckless driving offense: 0.9%
  • The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Pennsylvania, Easton drivers rank 59 in rude driving infractions.

    • Rank within state: #59
    • Percent of drivers in Easton with a reckless driving violation: 1.2%
  • Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Pennsylvania, Easton drivers rank 67 in the number of speeding infractions per driver.

    • Rank within state: #67
    • Percent of drivers in Easton with a speeding ticket: 5.4%
  • Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Easton drivers rank 18 in clean driving records across all cities in Pennsylvania.

    • Rank within state: #18
    • Percent of drivers in Easton with clean record: 80.9%
  • As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Easton drivers rank 29 in hybrid and electric vehicle ownership across all cities in Pennsylvania.

    • Rank within state: #29
    • Percent of drivers in Easton with a hybrid/electric vehicle: 0.9%

Insurify Insights

Insurify's team of data scientists and content specialists presents Insurify Insights, a series of automotive, home, and health studies focusing on the topics that impact us all. through expert analysis of over 4 million car insurance applications and an array of top data sources, the Insurify Insights team produces new data-driven articles, trend analyses, regional superlatives, and national rankings every week. See Insurify Insights as featured in Forbes, Fox News, USA Today, NPR, and more.

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  • Data scientists at Insurify analyzed over 40 million auto insurance rates across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. With these insights, Insurify is able to offer drivers insight into how their car insurance premiums are priced by companies.

Sources

  1. Pennsylvania Department of Motor Vehicles. "State Minimum Car Insurance Requirements." Accessed May 28, 2022
  2. Pennsylvania Department of Transportation - Driver and Vehicle Services. "Public Records Frequently Asked Questions." Accessed July 21, 2022
  3. Pennsylvania Financial Group. "Does Your Credit Score Affect Your Insurance Rates?." Accessed July 21, 2022
JJ Starr
Written by
JJ Starr
Linkedin

Insurance Writer

J.J. Starr is a health and finance writer with a background in banking, lending, and financial advising. She holds a Series 6, FINRA, and life insurance licensure and a master's degree from New York University. Through her writing, she strives to use her decade of experience to help consumers make sound financial choices. Connect with J.J. on LinkedIn.

Learn More
Danny Smith
Edited by
Danny Smith
Linkedin

Insurance Writer

Photo of an Insurify author
Edited by
Danny Smith
Insurance Writer
Danny is an insurance writer at Insurify. Specializing in auto insurance, he works to help drivers navigate the complicated world of insurance to find the best possible policy. He received a bachelor's degree from the University of Massachusetts Amherst. You can connect with Danny on LinkedIn.