Cheap Auto Insurance Quotes in Altoona, PA (2021)

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Car Insurance in Altoona, PA

The average cost of Pennsylvania car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Altoona, PA to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$67
$73
$103
$127
$161
State FarmProgressiveAllstateGEICOAmerican Family
Monthly $

Cheapest Car Insurance in Altoona, PA

Here are the cheapest carriers in Altoona for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$160
$246
$144
$153
$137
$121
PennsylvaniaPhiladelphiaPittsburghAllentownErieAltoona
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Altoona, PA Driving Facts

pennsylvania

Minimum Car Insurance Requirements in PA

All motor vehicles operated or parked on Pennsylvania roadways are required to be insured. Proof of insurance must be carried in your car at all times and must available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

The minimum liability insurance requirements for private passenger vehicles in Pennsylvania are as follows:

  • $15,000 per person/$30,000 per accident for Bodily Injury (BI)

Bodily injury liability coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by Pennsylvania state law are $15,000 for the death or injury of a single victim as a result of a car accident and $30,000 for the deaths or injuries of multiple victims. Insurance companies list this type of coverage as 15/30, referring to the dollar limitations of each minimum. In the case of an accident, liability coverage can aid perpetrators with costs involved in a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by Pennsylvania law.

  • $5,000/accident for Property Damage (PD)

The state minimum amount of property damage liability coverage required in the state of Pennsylvania is $5,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident.

  • $5,000/accident for Medical Benefits (PIP)

The minimum requirements in Pennsylvania include $5,000 first-party benefits towards medical expenses per accident. Insurance companies offer higher limits of up to $100,000 per accident.

Pennsylvania is the only state in the country that requires “first-party benefits coverage.” These benefits act as coverage in an accident regardless of fault.

Find local Altoona agents

Saleme Insurance Service Inc 
1409 11th Ave, Altoona, PA 16601
Warren A Gingrich Agency Inc 
9 Logan Blvd, Altoona, PA 16602-3123
Teeter Insurance Agency Inc 
3375 Lynwood Dr, Altoona, PA 16602-1729
Carlin & Associates Insurance 
PO Box 1269, Altoona, PA 16603-1269
Blair Insurance Services Inc 
107 Ivyside Estates Lane, Altoona, PA 16601
Solensky Insurance Agency Inc
3119 Pleasant Valley Blvd #1, Altoona, PA 16602
A & A Insurance
200 S Logan Blvd, Altoona, PA 16602
Young Insurance Agency
731 N 4th Ave, Altoona, PA 16601
Scheeler Insurance
415 Kettle St, Altoona, PA 16602
Carlin & Associates Insurance Inc
3107 Beale Ave Suite 101, Altoona, PA 16601

Insurify Insights: How Altoona Drivers Measure Up

ford
Ford Escape
Most Popular Car in
Altoona, PA
suspended licenses
#1
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Altoona drivers measure up to their fellow Pennsylvania motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Altoona

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Altoona drivers rank 5 in the number of car accidents per driver across all cities in Pennsylvania.

  • Rank within state: #5
  • Percent of drivers in Altoona with an accident: 12.97%
  • Drivers in Altoona, PA with an accident in their driving history paid on average 47.66% more than drivers with a clean record

Speeding Altoona

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Pennsylvania, Altoona drivers rank 2 in the number of speeding infractions per driver.

  • Rank within state: #2
  • Percent of drivers in Altoona with a speeding ticket: 11.24%
  • Drivers in Altoona, PA with a speeding ticket in their driving history paid on average 22.66% more than drivers with a clean record

DUI/DWIs Altoona

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Altoona drivers rank 1 in the number of DUI’s per driver across all cities in Pennsylvania.

  • Rank within state: #1
  • Percent of drivers in Altoona with a DUI: 4.9%
  • Drivers in Altoona, PA with a DUI in their driving history paid on average 28.13% more than drivers with a clean record

Most Popular Vehicle Altoona

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Altoona is the Ford Escape.

Hybrid/Electric Vehicle Ownership Altoona

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Altoona drivers rank 21 in hybrid and electric vehicle ownership across all cities in Pennsylvania.

  • Rank within state: #21
  • Percent of drivers in Altoona with a hybrid/electric vehicle: 0.48%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.