4.8out of 3,000+ reviews

Cheap Auto Insurance Quotes in East Stroudsburg, PA, for September 2022

Secure. Free. Easy-to-use.
Advertising disclosures
auto insurance

Why you can trust Insurify

Insurify partners with top insurance companies and is a licensed agent in all 50 states. However, the insurance experts writing our content operate independently of our partners. Check out reviews from over 3,000 satisfied customers, how we make money, our data methodology, and our editorial standards.

Why you can trust Insurify

Insurify partners with top insurance companies and is a licensed agent in all 50 states. However, the insurance experts writing our content operate independently of our partners. Check out reviews from over 3,000 satisfied customers, how we make money, our data methodology, and our editorial standards.
Jamie Vassar

By: Jamie Vassar

Edited by Danny Smith

Updated August 2, 2022

Quick Facts

  • The average cost of car insurance in East Stroudsburg is $173/mo. or $2,076 annually.
  • Car insurance in East Stroudsburg is $27 less than the average cost in Pennsylvania.
  • The cheapest top car insurance provider in East Stroudsburg on average is Dairyland.

Car Insurance in East Stroudsburg, PA

The average cost of full auto insurance coverage in Pennsylvania is $200 per month or $2,400 per year. And the average cost of car insurance in East Stroudsburg is just $27 less per month. These numbers can vary due to a driver’s profile, however, so it’s wise to compare car insurance quotes online before committing to a policy.

Quotes by Top Companies

Dairyland
$137
Nationwide
$140
Travelers
$144
Progressive
$168
Liberty Mutual
$199

Cheapest Car Insurance in East Stroudsburg, PA

What is the cheapest car insurance in East Stroudsburg?

Dairyland is the cheapest top car insurance provider on average in East Stroudsburg, with rates starting at $137 per month. It’s still important to compare car insurance rates because everyone’s situation is unique.

You should always compare quotes to find your best personal rate. Factors like the gender and age of the driver and the year of the vehicle can cause quotes to vary. However, there are many providers in the city that offer coverage for under $200 per month, making many affordable options.

Insurance CompanyAverage Monthly Quote
Dairyland$137
Nationwide$140
Travelers$144
Progressive$168
Liberty Mutual$199
Metromile$71
Plymouth Rock$138
Mile Auto$138
Kemper Preferred$151
Clearcover$159
Acuity$170
National General$173
Midvale Home & Auto$183
Grange$185
Safeco$189
State Auto$191
Bristol West$206
Direct Auto$212
SafeAuto$213
Verti$218
The General$258
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.

Compare Car Insurance Quotes Instantly

  • Personalized quotes in 5 minutes or less
  • No signup required

Minimum Car Insurance Requirements in Pennsylvania

Each state has its own laws about the minimum insurance it requires for drivers. For instance, drivers in Pennsylvania must carry both bodily injury and property damage liability coverage[1]. Read more on Pennsylvania’s minimum car insurance requirements.

East Stroudsburg Car Insurance Rates by Driving and Accident History

When calculating quotes for potential customers, car insurance companies often look at an individual’s driving record to determine how risky insuring them may be[2]. Essentially, the riskier the behavior shown on a record, the higher the monthly rate. For example, a driver with a clean record could pay $83 less than a driver with a recorded at-fault accident.

Driver HistoryAverage Monthly Cost
Clean Record$170
Speeding Ticket$228
At-Fault Accident$248
DUI$338
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.

East Stroudsburg Car Insurance Rates by Credit Tier

A driver’s credit score is another way insurance agencies gauge risk in potential customers; however, this time the risk is evaluated on a much broader scale[3]. If a driver’s general credit is low, it could mean they more frequently exercise risky behavior. Therefore, companies try to reward responsible behavior by providing lower monthly rates.

Credit TierAverage Monthly Cost
Excellent$151
Good$178
Average$196
Poor$304
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.

How to Get the Cheapest Car Insurance in East Stroudsburg

Although many factors like gender, age, and year of the vehicle can affect rates, safe driving is an effective way to keep insurance rates affordable in East Stroudsburg because it lowers the likelihood of risk factors that affect your quotes. Bundling auto insurance with renters insurance or homeowners insurance is another way to get hefty discounts on car insurance rates.

Why spend time on the phone with insurance agents, repeatedly answering the same unhelpful questions? Get instant access to real and personalized quotes, and buy the cheapest car insurance policy online with Insurify. Insurify makes comparing car insurance companies easy, finding the best rates and the most customized discounts and coverage options.

Frequently Asked Questions

  • The cheapest top car insurance providers in the city are Dairyland and Nationwide, though it’s always wise to compare quotes before committing to a coverage plan. With Insurify, every driver confidently decides on plans to fit their specific needs with our network of over 200 insurance companies throughout the country.

  • The average cost of full auto insurance coverage in Pennsylvania is $200 per month or $2,400 per year, while the average cost of car insurance in East Stroudsburg is $27 less per month. Remember these are averages, and actual prices can vary due to a driver’s profile. Compare quotes directly on Insurify in minutes to find the best fit for you.

  • Risk factors like accidents or a history of impaired driving are going to be the most significant elements to drive up car insurance rates. For example, a driver who has an at-fault accident on their driving profile will pay around $78 more per month than a driver with a clean record.

Compare Car Insurance Quotes Instantly

  • Personalized quotes in 5 minutes or less
  • No signup required
  • Data scientists at Insurify analyzed over 40 million auto insurance rates across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. With these insights, Insurify is able to offer drivers insight into how their car insurance premiums are priced by companies.

Jamie Vassar
Jamie Vassar
Linkedin

Insurance Writer

Jamie Vassar is a personal finance writer currently based out of the Midwest. After years in the customer service and support world, she now hopes to use her degree from the University of Nebraska, Omaha, to better help readers understand their insurance policies and matters of personal finance. Connect with Jamie on LinkedIn.

Learn More

Sources

  1. Pennsylvania Department of Motor Vehicles. "State Minimum Car Insurance Requirements." Accessed July 27, 2022
  2. Pennsylvania Department of Transportation. "Public Records Frequently Asked Questions." Accessed July 30, 2022
  3. Pennsylvania Financial Group. "Does Your Credit Score Affect Your Insurance Rates?." Accessed July 30, 2022