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Cheap Auto Insurance Quotes in Collegeville, PA, for September 2022

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Why you can trust Insurify

Insurify partners with top insurance companies and is a licensed agent in all 50 states. However, the insurance experts writing our content operate independently of our partners. Check out reviews from over 3,000 satisfied customers, how we make money, our data methodology, and our editorial standards.
Margaret Wack

By: Margaret Wack

Edited by Danny Smith

Updated August 2, 2022

Quick Facts

  • The average cost of car insurance in Collegeville is $138 per month or $1,656 annually.
  • Car insurance in Collegeville is $62 less than the average monthly cost in Pennsylvania.
  • The cheapest car insurance provider in Collegeville on average is Travelers.

Car Insurance in Collegeville, PA

Car insurance in Collegeville costs an average of $138 per month or $1,656 per year. Besides location, some of the factors that influence the cost of auto insurance include what type of car you drive, your driving history, and your credit score. We’ll cover the best way to secure cheap car insurance in Collegeville, along with how to select the right policy for you.

Quotes by Top Companies

Travelers
$81
Nationwide
$90
State Auto
$101
Liberty Mutual
$127
Progressive
$140

Cheapest Car Insurance in Collegeville, PA

What is the cheapest car insurance in Collegeville?

Travelers is the cheapest car insurance provider on average in Collegeville, with rates starting at $81 per month. It’s still important to compare car insurance rates, as everyone’s situation is different.

The cheapest car insurance provider in Collegeville on average is Travelers. That said, car insurance rates can vary widely depending on your specific situation, so it’s a good idea to get a personalized quote in order to more accurately compare rates between different insurance companies.

Insurance CompanyAverage Monthly Quote
Travelers$81
Nationwide$90
State Auto$101
Liberty Mutual$127
Progressive$140
Kemper Preferred$96
Plymouth Rock$106
Grange$112
Clearcover$116
National General$129
Acuity$131
Safeco$144
Midvale Home & Auto$147
Direct Auto$154
Bristol West$157
SafeAuto$163
Verti$184
Dairyland$199
The General$242
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.

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Minimum Car Insurance Requirements in Pennsylvania

Every state has its own laws about the minimum insurance it requires for its drivers. For instance, drivers in Pennsylvania must have property damage and bodily injury liability coverage[1]. Read more on Pennsylvania’s minimum car insurance requirements.

Collegeville Car Insurance Rates by Driving and Accident History

Your driving history is one of the main factors that can affect your car insurance rates[2]. Insurers view drivers with clean driving records as safer bets and are likely to charge them less for car insurance. On the other hand, if you’ve received a speeding ticket, been in an at-fault accident, or gotten a DUI, you may have to pay more for car insurance.

Driver HistoryAverage Monthly Cost
Clean Record$147
Speeding Ticket$197
At-Fault Accident$215
DUI$293
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.

See More:

High-Risk Car Insurance Pennsylvania

DUI Car Insurance Pennsylvania

Collegeville Car Insurance Rates by Credit Tier

Your credit score is another factor that may affect how much you pay for car insurance[3]. Insurers don’t actually use your credit score to determine rates—instead, they use something known as an insurance score, which uses information available on your credit report, including debt, credit history, collections, and more. Drivers with good credit may qualify for lower rates.

Credit TierAverage Monthly Cost
Excellent$113
Good$134
Average$147
Poor$228
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.

How to Get the Cheapest Car Insurance in Collegeville

If you’re a Collegeville driver looking for cheap auto insurance coverage, one of the best ways to secure lower rates is to shop around and compare quotes from different insurance companies. Insurers weigh factors like your driving record and credit differently, so comparing personalized quotes helps you make an accurate comparison between your insurance options.

Using Insurify is one easy way to shop for car insurance. Insurify lets you compare quotes from multiple different insurers in just a few minutes. Just provide some information about yourself and your car, then browse rates and purchase a policy online or over the phone with an insurance agent. Insurify works with over 200 companies to help you get the best deal.

Frequently Asked Questions

  • The best way to find cheap car insurance in Collegeville is to compare rates. This helps ensure that you’re making an apples-to-apples comparison between different insurance policies that meet your insurance needs. Some insurers also offer discounts for bundling auto insurance with homeowners insurance or renters insurance and for safe driving behaviors.

  • Car insurance in Collegeville costs an average of $138 per month or $1,656 per year. Aside from where you live, some of the factors that can influence how much you pay to insure your vehicle include your driving history, your credit score, your age, your gender, and the type of vehicle you drive. Comparing quotes can help you save significantly.

  • While location is just one of the factors that insurers consider when determining your rates, it can play a significant role. Some location-based factors that insurers consider include the population density, the rate of accidents in your area, the percentage of uninsured drivers, and any local laws or regulations, such as minimum coverage requirements for liability insurance.

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  • Data scientists at Insurify analyzed over 40 million auto insurance rates across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. With these insights, Insurify is able to offer drivers insight into how their car insurance premiums are priced by companies.

Margaret Wack
Margaret Wack
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Personal Finance Writer

Margaret Wack is a personal finance writer with a master's from St. John's College. She has written about finance and insurance topics for publications including Investopedia, Bankrate, MoneyGeek, The Simple Dollar, Money Under 30, and more. She has also written for sites like Angi, US News & World Report, ArtfulTea, and Reviews.com. Connect with Margaret on LinkedIn.

Learn More

Sources

  1. Pennsylvania Department of Motor Vehicles. "State Minimum Car Insurance Requirements." Accessed July 27, 2022
  2. Pennsylvania Department of Transportation. "Public Records Frequently Asked Questions." Accessed July 27, 2022
  3. Pennsylvania Financial Group. "Does Your Credit Score Affect Your Insurance Rates?." Accessed July 27, 2022