Cheapest Auto Insurance in Aurora, Colorado (2026)

Located just east of the capital of Denver, Aurora, Colorado, is the third-largest city in the state. While the former frontier town has a mild climate, Aurora drivers pay an overall average monthly cost of $175 for car insurance, which is more expensive than the state average of $140 per month.

Aurora’s higher auto insurance rates could be due to its high population and proximity to Denver, which has very high vehicle theft rates. Shopping for the right car insurance can be daunting, from comparing coverages to finding an affordable rate.

Here’s how to compare quotes and find the best auto insurance Aurora has to offer.

3 of the cheapest car insurance companies in Aurora

To make finding the right car insurance for you a little easier, Insurify compiled a list of the best auto insurance companies in Aurora, taking into account average monthly rates and Insurify Quality (IQ) Scores. Keep in mind that the best auto insurance company for you will depend on your unique situation and insurance needs.

Insurance Company	IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	Full Coverage	Liability Only	Best For
State Farm	9.3	$120	$59	Cheap rates
USAA	9.1	$155	$76	Military members and their families
American Family	9.3	$166	$81	Discounts

Disclaimer: Table data sourced from real-time Aurora car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Aurora may vary based on the policy buyer's unique driver profile.

• How Insurify rates insurance companies

  Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.

  We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.

  • Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
  • Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
  • Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
  • Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
  • Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.

Best insurer for cheap rates: State Farm

Cheap Rates

Compare Quotes

User Reviews	4.0 7,276 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	9.3 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$72/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$147/mo

Hide Details

Driver Reviews

4.0

Best choice in Aurora, COBased on 16,338 verified driver reviews and ratings

How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

AI-generated from the text of verified reviews collected by Insurify

Best in Aurora for

Customer service

Competitive rates

Discounts for safe drivers

How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

AI-generated from the text of verified reviews collected by Insurify

Best in Aurora for

Customer service

Competitive rates

Discounts for safe drivers

Showing 31 Colorado reviews for Aurora drivers - See all 7,276 State Farm reviews

John

Verified Review

Happy State Farm customer for over 25 years.

Reviewed in Colorado on March 12, 2026

If you're looking for multiple options at affordable rates, choose State Farm. I've been with them for over 25 years, and each time I try to find lower rates with comparable coverage, it ends without success at any other insurance company. The biggest difference I've experienced involves the annual premium for Homeowner's Insurance. I've received estimates from other carriers that have been twice the amount I pay at State Farm. Bundled with Auto coverage, I've not found a more affordable insurance company.

Lelia

Verified Review

State Farm Reviewed

Reviewed in Colorado on February 25, 2026

Shop around and compare.

Jerry

Verified Review

Excellent

Reviewed in Colorado on February 14, 2026

Shop around before you buy, but make sure you're comparing apples to apples.

Philip

Verified Review

I did the survey

Reviewed in Colorado on February 13, 2026

State Farm is great. I like dealing directly with my agent.

Le

Verified Review

St Farm Experience

Reviewed in Colorado on February 9, 2026

St Farm has been a fair insurer for decades. However, rates are increasing by leaps and bounds—just increased 22%!

Frank

Verified Review

Comments

Reviewed in Colorado on February 6, 2026

I have had very little contact with the office of this agent. I have not even received a Christmas card, a birthday card, or a call, but that doesn’t matter because the times that I’ve had claims, which has only been twice in the past 5-6 years, they have responded excellently. However, that is the claims office, not my agent.

Glenn

Verified Review

State Farm Review

Reviewed in Colorado on January 22, 2026

Excellent Service

Raymond

Verified Review

Great people but high cost increases.

Reviewed in Colorado on January 12, 2026

Service has been quite good with very nice, helpful staff. The only issue is that the price has gone up significantly over the last two years.

Janis

Verified Review

Excellent insurance. Can be pricey.

Reviewed in Colorado on January 9, 2026

I feel good about it.

Previous

1234…11

Next

Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

657

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

0.84

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

State Farm is one of Aurora’s cheapest companies for full-coverage auto insurance. It offers a variety of coverage and discount options and is a good fit for all age groups.

Pros

• Competitive pricing, with many available discounts

• Personalized service from a network of local agents

Cons

• Policy purchasing not available online — only through an agent

• Generally poor ratings from many trusted review sites

Best insurer for military members and their families: USAA

Military Members and Their Families

Compare Quotes

User Reviews	4.9 1,502 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	9.1 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$95/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$189/mo

Show Details

Driver Reviews

4.9

Best choice in Aurora, COBased on 3,254 verified driver reviews and ratings

How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

AI-generated from the text of verified reviews collected by Insurify

Best in Aurora for

Members of the military community

Outstanding customer service

Competitive rates

How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

AI-generated from the text of verified reviews collected by Insurify

Best in Aurora for

Members of the military community

Outstanding customer service

Competitive rates

Showing 13 Colorado reviews for Aurora drivers - See all 1,502 USAA reviews

Vlademir

Verified Review

Right price and fair.

Reviewed in Colorado on February 26, 2026

I have not had any issues, and the price was always far below other insurers.

Dale

Verified Review

USAA Experience

Reviewed in Colorado on January 28, 2026

Transparent, very good service, good value.

Marge

Verified Review

USAA

Reviewed in Colorado on January 26, 2026

I have been with them for 54 years and no one has beaten the rate for the coverage I want.

William

Verified Review

Unhappy Vet

Reviewed in Colorado on January 16, 2026

The insurance premium price keeps going up, and I have had no accidents and no speeding tickets. I would like to know why that has happened.

Jimmie

Verified Review

Not a bargain

Reviewed in Colorado on January 9, 2026

USAA is very high in cost and slow to pay out.

Joseph

Verified Review

USAA has no loyalty to long-term customers

Reviewed in Colorado on January 4, 2026

USAA consistently delivers exceptional service; I have been a loyal customer for nearly two decades. However, I've observed a continuous increase in rates, which suggests a lack of loyalty to long-standing customers. I believe USAA should consider implementing loyalty discounts for their tenured clientele, rather than consistently raising their rates.

Scott

Verified Review

USAA is good but shop around. You could do better.

Reviewed in Colorado on December 31, 2025

Overpriced compared to other carriers.

Oscar

Verified Review

I'm just checking prices. Their service is great, but their prices match the service. Just checking prices and coverage. They go hand in hand.

Reviewed in Colorado on November 22, 2025

I'm just checking prices. Their service is great, but their prices match the service. Just checking prices and coverage. They go hand in hand.

Cary

Verified Review

OK

Reviewed in Colorado on November 11, 2025

Good company, but costs keep going up.

Previous

12345

Next

Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

739

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

1.31

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

USAA offers a variety of insurance policies for military members, veterans, and their families. You need to be a member before you can buy its insurance, but it provides some of the best rates in the country.

Pros

• Robust mobile app allows for easy claims filing, policy access, and customization

• Available in all 50 states, the District of Columbia, U.S. territories, and some international locations

Cons

• Only covers passenger vehicles and trucks — motorcycle, ATV, RV, boat, or personal watercraft policies not available

• Not accessible to people without a connection to the U.S. military

Best insurer for discounts: American Family

Discounts

Compare Quotes

User Reviews	4.5 263 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	9.3 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$101/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$203/mo

Show Details

Driver Reviews

4.5

Best choice in Aurora, COBased on 593 verified driver reviews and ratings

How drivers feel about American Family

Drivers appreciate the fast claims processing and good initial rates but dislike the consistent rate increases and poor communication from agents.

AI-generated from the text of verified reviews collected by Insurify

Best in Aurora for

Outstanding customer service

Flexible coverage options

Families with young drivers

How drivers feel about American Family

Drivers appreciate the fast claims processing and good initial rates but dislike the consistent rate increases and poor communication from agents.

AI-generated from the text of verified reviews collected by Insurify

Best in Aurora for

Outstanding customer service

Flexible coverage options

Families with young drivers

Showing recent national reviews - See all 263 American Family reviews

Stanley

Verified Review

Excellent

Reviewed in Florida on March 16, 2026

No issues. I was able to switch to garage-only coverage when away for months at a time.

Matt

Verified Review

Great carrier! They are always interested in finding my family a better value, and so far nobody can beat them.

Reviewed in Washington on March 6, 2026

Great carrier! They are always interested in finding my family a better value, and so far nobody can beat them.

Camille

Verified Review

I love everything about them! The only complaint that I have is they do not serve Arizona, and now I have to find a new carrier that can come close to providing the same kind of excellent service that American Family has!

Reviewed in Arizona on March 3, 2026

I love everything about them! The only complaint that I have is they do not serve Arizona, and now I have to find a new carrier that can come close to providing the same kind of excellent service that American Family has!

Previous

1234…12

Next

Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

657

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

0.47

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A

Why we picked this company

American Family has been in business for nearly a century and offers a variety of coverage options and discounts.

Pros

• Savings of up to 23% available through auto and home insurance policy bundling

• Usage-based programs help safe and infrequent drivers save on car insurance

Cons

• Poor ratings from customers reviews on Trustpilot — many of which mention poor claims handling

• Not available in all 50 states

How to get the cheapest car insurance in Aurora

Car insurance companies consider several factors when setting your car insurance rates. Some of those factors are mostly outside your control, such as your age, repair costs in your area, marital status, crime rates, and the rates of auto accidents and vehicle thefts in your ZIP code.

But you do have some control over other factors, so here are a few tips for residents of Aurora looking for the best rate on cheap car insurance:

• Drive safely. Insurers often reward lower premiums to people who demonstrate safe driving habits. Avoiding accidents and traffic violations can help keep rates low by showing insurers you’re a reliable driver.

• Consider higher deductibles. Increasing your deductible can lower your overall premium because you’re on the hook for covering more of the costs if you have a claim. Just make sure you can afford to pay it if you need to.

• Take advantage of discounts. Many insurance companies offer discounts that can help bring down your premium, such as bundling auto with your homeowners insurance, renters insurance, or life insurance, insuring multiple vehicles on the same policy, installing anti-theft devices in your motor vehicle, or taking a defensive driving course. Talk to your agent about the discounts available to see which ones you might qualify for.

Find Cheap Car Insurance in Aurora, Colorado

Liability rates start at $72 per month

Enter your ZIP codeView My Quotes

Excellent

4.7 out of 5 based on 12,839 reviews

Secure. Free. Easy-to-use.

Cheapest liability-only car insurance in Aurora: State Farm

Liability-only car insurance is a type of policy that covers only the other party’s bodily injury and property damage costs in the event of an accident — not damage to your own vehicle. These policies are often attractive to owners of older vehicles looking for a lower rate while still meeting the state’s minimum requirements for car insurance.^[1]

Liability insurance costs an average of $119 per month in Aurora. The insurers below offer affordable liability rates in the city.

The below rates in Aurora, CO, are estimated rates current as of: Monday, March 9 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance Company	Average Monthly Quote
State Farm	$72
Sun Coast	$86
Mile Auto	$95
USAA	$95
The General	$96
Root	$97
Progressive	$101
American Family	$101
Bristol West	$107
GEICO	$112
Allstate	$113
Nationwide	$120
Auto-Owners	$130
Safeco	$143
National General	$151
Dairyland	$158
Direct Auto	$158
Travelers	$183
Farmers	$192
Liberty Mutual	$254

Disclaimer: Table data sourced from real-time Aurora car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Aurora may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Aurora: State Farm

Full-coverage auto insurance is a type of policy that covers both your own property damage costs, as well as the liability and property damage costs of the other party in an accident. This coverage makes sense if you drive frequently, especially if you drive a late-model or new vehicle that would be expensive to repair or replace.^[1]

Aurora drivers pay a monthly average of $231 for full-coverage policies. The companies in the table below offer affordable full-coverage rates in Aurora.

The below rates in Aurora, CO, are estimated rates current as of: Monday, March 9 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance Company	Average Monthly Quote
State Farm	$147
USAA	$189
Root	$194
American Family	$203
Progressive	$217
Mile Auto	$222
GEICO	$225
Allstate	$227
Bristol West	$237
The General	$241
Nationwide	$243
Safeco	$252
Sun Coast	$260
Auto-Owners	$262
Direct Auto	$322
National General	$322
Travelers	$370
Liberty Mutual	$378
Farmers	$386
Dairyland	$404

Disclaimer: Table data sourced from real-time Aurora car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Aurora may vary based on the policy buyer's unique driver profile.

Car insurance requirements in Colorado

Colorado state law requires all automobile owners in the state to carry liability insurance in the form of bodily injury coverage and property damage coverage.

The only exception to this requirement applies to people with more than 25 vehicles registered in their name. They can apply to the state insurance commissioner to qualify as a self-insurer by providing proof that they can pay the state-mandated minimum coverages without insurance.^[2]

Colorado requires the following minimum coverages:

Coverage	Minimum Requirements
Bodily injury liability	$25,000 per person / $50,000 per accident
Property damage liability	$15,000 per accident

You may also want to purchase optional insurance products in addition to basic coverage. Consider the following important coverage options when shopping for cheap insurance:

• 

  Collision coverage

  Collision insurance covers the costs of damage to your car resulting from a collision with another vehicle or object.

• 

  Comprehensive coverage

  Comprehensive insurance covers the cost of damage to your car resulting from events other than collisions, such as theft, fire, hail, or vandalism.

• 

  Medical payments coverage

  Medical payments (MedPay) or personal injury protection (PIP) coverage pay for medical expenses incurred by you and passengers in your vehicle due to a covered accident.

• 

  Uninsured/underinsured motorist coverage

  Uninsured/underinsured motorist coverage protects you if you’re hit by a driver without insurance or a hit-and-run driver. Underinsured motorist coverage applies when someone doesn’t have high enough limits to pay the total costs of your bodily injury or property damage.

• 

  Gap coverage

  Gap insurance pays the difference between the fair market value of your vehicle and how much you owe on the auto loan if your vehicle is totaled.^[3]

Cheapest car insurance for drivers with an incident

An incident is an event that can affect the cost of your car insurance, such as getting in an at-fault accident, getting a speeding ticket, driving under the influence (DUI), or other moving violations. Incidents on your driving record tend to increase your car insurance rates because they indicate that you’re a risky driver.

Find Car Insurance in Aurora, CO

Monthly rates start at $88 for drivers with an incident

Enter your ZIP codeGet My Quotes

Excellent

4.7 out of 5 based on 12,839 reviews

Secure. Free. Easy-to-use.

Cheapest car insurance for drivers with a speeding ticket: State Farm

Several companies in Aurora, Colorado, offer competitive rates for people with a speeding ticket on their driving record.

Aurora drivers with a speeding ticket pay a monthly average of $155 for liability coverage and $300 for full coverage.

This table lists some insurance companies with affordable monthly rates for Aurora residents who have received a speeding ticket.

The below rates in Aurora, CO, are estimated rates current as of: Monday, March 9 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance Company	Clean Driving Record	With Speeding Ticket
State Farm	$72	$93
Sun Coast	$86	$112
Mile Auto	$95	$118
USAA	$95	$125
The General	$96	$131
Root	$97	$131
Progressive	$101	$131
American Family	$101	$134
Bristol West	$107	$137
GEICO	$112	$149
Allstate	$113	$150
Nationwide	$120	$159
Auto-Owners	$130	$173
Safeco	$143	$191
National General	$151	$191
Dairyland	$158	$201
Direct Auto	$158	$201
Travelers	$183	$242
Farmers	$192	$250
Liberty Mutual	$254	$329

Disclaimer: Table data sourced from real-time Aurora car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Aurora may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident: State Farm

If you have an at-fault accident on your driving record, you may be understandably worried about finding affordable car insurance. Drivers in Aurora with an accident on their record pay an average of $155 per month for minimum coverage.

The following table lists the cheapest car insurance companies for Aurora drivers who have been involved in an at-fault accident.

The below rates in Aurora, CO, are estimated rates current as of: Monday, March 9 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance Company	Clean Driving Record	With Accident
State Farm	$72	$94
Sun Coast	$86	$112
Mile Auto	$95	$127
USAA	$95	$126
The General	$96	$131
Root	$97	$129
Progressive	$101	$132
American Family	$101	$135
Bristol West	$107	$140
GEICO	$112	$145
Allstate	$113	$150
Nationwide	$120	$160
Auto-Owners	$130	$171
Safeco	$143	$199
National General	$151	$199
Dairyland	$158	$208
Direct Auto	$158	$214
Travelers	$183	$245
Farmers	$192	$254
Liberty Mutual	$254	$335

Disclaimer: Table data sourced from real-time Aurora car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Aurora may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DUI: State Farm

Finding affordable car insurance after a DUI can be challenging, as many insurers will increase your rates significantly or even deny drivers with DUIs coverage altogether. After a DUI in Colorado, you’ll have to get SR-22 insurance — a certificate from your insurance company proving you have the minimum required insurance coverage.^[4]

Liability-only insurance for Aurora drivers with a DUI costs $166 per month, on average. The price of a full-coverage policy increases to $323 per month.

The following table shows the cheapest car insurance companies in Aurora for drivers with DUIs.

The below rates in Aurora, CO, are estimated rates current as of: Monday, March 9 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance Company	Clean Driving Record	With DUI
State Farm	$72	$104
Sun Coast	$86	$120
Mile Auto	$95	$137
USAA	$95	$137
The General	$96	$139
Root	$97	$140
Progressive	$101	$141
American Family	$101	$146
Bristol West	$107	$154
GEICO	$112	$160
Allstate	$113	$163
Nationwide	$120	$173
Auto-Owners	$130	$188
Safeco	$143	$219
National General	$151	$218
Dairyland	$158	$228
Direct Auto	$158	$228
Travelers	$183	$264
Farmers	$192	$277
Liberty Mutual	$254	$366

Disclaimer: Table data sourced from real-time Aurora car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Aurora may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for seniors: State Farm

Experienced drivers tend to be safer on the road, so insurance rates usually decrease around age 35. But they typically increase again around age 70. Drivers 70 and older are involved in more fatal car crashes per mile traveled than middle-aged drivers, according to the Insurance Institute for Highway Safety (IIHS). Insurers raise rates to account for that increased risk.^[5]

Senior drivers in Aurora pay $97 per month, on average, for a liability policy.

This table lists the companies with the lowest average monthly car insurance costs for senior drivers in Aurora.

The below rates in Aurora, CO, are estimated rates current as of: Monday, March 9 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance Company	Full Coverage	Liability Only
State Farm	$112	$55
USAA	$149	$75
American Family	$158	$78
Root	$158	$79
Mile Auto	$169	$72
GEICO	$174	$86
Progressive	$178	$83
Allstate	$179	$89
Nationwide	$180	$89
Bristol West	$192	$87
The General	$197	$79
Auto-Owners	$201	$100
Sun Coast	$213	$70
Safeco	$215	$122
National General	$246	$115
Direct Auto	$252	$124
Travelers	$287	$142
Farmers	$297	$148
Liberty Mutual	$307	$206
Dairyland	$332	$130

Disclaimer: Table data sourced from real-time Aurora car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Aurora may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens: State Farm

Auto insurance rates for teen drivers are much higher than those for adults. Teen drivers have little driving experience, and immaturity can lead them to take risks behind the wheel, making them a higher accident risk.^[6]

Liability-only insurance costs teen drivers in Aurora an average of $216 per month, and full coverage costs $419 per month.

Some ways to find savings include keeping teen drivers on their parents’ insurance policy, ensuring they’re assigned to a safe vehicle, and taking advantage of discounts, such as those for being a good student and taking defensive driver courses.

The table below shows companies offering the lowest monthly prices for auto insurance for teens.

The below rates in Aurora, CO, are estimated rates current as of: Monday, March 9 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance Company	Full Coverage	Liability Only
State Farm	$285	$140
Root	$335	$167
USAA	$350	$176
American Family	$385	$191
Progressive	$394	$183
GEICO	$402	$200
The General	$422	$168
Bristol West	$423	$191
Allstate	$450	$224
Mile Auto	$457	$196
Sun Coast	$472	$156
Nationwide	$475	$235
Safeco	$508	$288
Auto-Owners	$527	$262
Direct Auto	$620	$304
National General	$653	$306
Liberty Mutual	$666	$448
Dairyland	$693	$271
Travelers	$769	$380
Farmers	$769	$383

Disclaimer: Table data sourced from real-time Aurora car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Aurora may vary based on the policy buyer's unique driver profile.

Aurora car insurance quotes by credit tier

The state of Colorado allows insurers to consider credit history when underwriting auto insurance policies. Credit scores can affect car insurance rates significantly, as insurers use them to evaluate risk. Drivers with excellent or good credit scores generally receive lower rates than drivers with poor credit.

The table below shows the average Aurora car insurance premiums by credit tier to help you better understand how your credit score can affect your rate.

Is car insurance more expensive in Aurora?

The national average auto insurance rate is $136 per month — less expensive than Aurora’s average of $175.

Part of that difference might be due to Colorado’s terrain. Aurora’s proximity to the picturesque Rocky Mountains makes it an excellent destination for skiers, snowboarders, and other winter sports enthusiasts. But it also means its roadways are subject to snow and ice, which can cause accidents and lead to higher repair costs.

More cities in Colorado

Below, you’ll find average car insurance quotes in some other Colorado cities.

City	Full Coverage	Liability Only
Arvada	$203	$99
Boulder	$163	$85
Broomfield	$221	$97
Colorado Springs	$212	$98
Fort Collins	$170	$80
Greeley	$186	$83
Pueblo	$204	$89

Disclaimer: Table data is based on real-time Aurora quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.

Aurora car insurance FAQs