As we work together to slow the spread of COVID-19, state insurance commissions and insurance providers are constantly changing regulations and practices surrounding monthly payments, claim payouts, and more. To stay up to date with the latest on auto insurance reimbursements in your area, be sure to check with your state’s insurance commission and your current auto insurance provider.
If your driving habits have changed due to COVID-19, find a new, cheaper, ready-to-buy auto insurance policy on Insurify by comparing dozens of quotes at once.
|State||Average Monthly Cost|
|Insurer Website||About average|
|Local Agent||About average|
|Overall Satisfaction||About average|
|Policy Offerings||About average|
|Claim Servicing||About average|
|Estimation Process||About average|
|First Notice of Loss (FNOL)||About average|
|Overall Satisfaction||About average|
|Rental Experience||About average|
|Repair Process||The rest|
|North Central||808||The rest|
|Mobile App (iOS)|
|Mobile App (Android)|
|Standard & Poor's||A|
The largest discounts from Farmers are: Multiple Policy Discount, EV/Hybrid Discount, Anti-lock Brake Discount
|Discount Type||Discount %|
|Multiple Policy Discount||up to 10%|
|EV/Hybrid Discount||up to 5%|
|Anti-lock Brake Discount||Varies|
|Anti-Theft Device Discount||Varies|
|Defensive Driver Discount||Varies|
|Good Driver Discount||Varies|
|Good Student Discount||Varies|
|Multiple Vehicle Discount||Varies|
|Passive Restraint Discount||Varies|
|Student Away at School Discount||Varies|
|Daytime Running Lights Discount||Varies|
|Early Quote Discount||Varies|
|Youth Driving Discount||Varies|
|Preferred payment discount||Varies|
|Home Owner Discount||Varies|
|Provider Switch Discount||Varies|
|Paid in full discount||Varies|
|Mature driver discount||Varies|
|Professional organization discount||Varies|
|Senior Adult Discount||Varies|
|Paperless documents discount||Varies|
|Driving training discount||Varies|
|Electronic Stability Control||Varies|
|Affinity group discount||Varies|
|Driving Habits Discount||Varies|
|Good Payer Discount||Varies|
|Claims Free Renewal Discount||Varies|
|On Your Own Discount||Varies|
Farmers insurance agents are available for claims support 24 hours a day, 7 days a week. Farmers' policyholders have access to the company's extensive Inner Circle network, which includes services such as car shopping and roadside assistance. Customers can stay connected with Farmers and their Inner Circle with the Farmers Insurance Mobile App, which lets them manage policies, file claims, contact an agent, and make payments on the go.
Learn more about Farmers Life Insurance
In addition to standard coverage, Farmers offers a variety of additional coverage options so you can truly make your policy your own.
Farmers offers the following standard car insurance coverages:
Farmers also offers a long list of optional coverages you can add to your policy, including:
Farmers classic car insurance provides more coverage than a regular car insurance policy so you can be sure you have enough protection for your antiques, foreign and domestic sports cars, modifieds, customs, classics, hot rods, and more.
To qualify for a Farmers classic car policy, your vehicle must be in original or restored original condition. “Antique” cars must be 25 years or older, while a “classic” car must be 19 to 24 years old.
A classic car policy comes with numerous coverage options including Guaranteed Value™ and original replacement parts coverage.
Farmers home insurance policies go beyond basic and offer extra benefits to all of their customers, so they can enjoy additional protection without the additional cost.
Farmers offers all the typical coverages you’d find on a home insurance policy, such as:
Farmers' optional homeowners coverages include:
Farmers insurance allows you to pick specific coverage options for your condominium, personal belongings, and assets.
Farmers standard condo insurance coverage includes:
Optional condo insurance coverages from Farmers include:
Farmers offers earthquake insurance to families living in both earthquake-prone and non-prone areas. In California, Farmers agents offer earthquake coverage through an independent organization, the California Earthquake Authority (CEA).
Earthquake insurance is meant to cover the cost of rebuilding your home, replacement of your personal belongings, and relocating you if your home is uninhabitable after an earthquake.
Farmers offer residential and commercial lines of flood insurance so you can cover your home and business with one company.
Farmers offers flood insurance through an independent organization, the National Flood Insurance Program, which provides coverage limits of $250,000 for residential buildings, $100,000 for its contents and $500,000 each for commercial building and contents. Policy options include:
Building property coverage will protect things like the foundation, electrical and plumbing systems, refrigerators, stoves, dishwashers, permanently installed carpeting over unfinished flooring, and curtains, etc.
Optional coverages include:
Farmers provides specialized mobile home policies with the following coverages:
Optional mobile home coverages include:
Renters insurance from Farmers will cover:
Optional renters insurance coverages from Farmers include:
Farmers Life® insurance offers a variety of term life and permanent life coverage and product options so you can choose what’s right for you and your family.
Term life: Farmers offers three different kinds of term life policies with different coverage amounts.
Whole life: One of the most common types of permanent life insurance policies, Farmers offers three whole life policies to choose from with varying benefits.
Universal life: Farmers universal life offers lifelong coverage with numerous benefits like flexible payments, adjustable benefits and coverage levels, and cash accumulation. There are two universal life policies to choose from with varying benefits.
Farmers allows business owners to customize their commercial insurance policies to their needs. Farmers offers the following standard business insurance coverages:
Farmers also offers a variety of optional business insurance coverages, including:
Farmers offers extensive recreational and specialty insurance options with multi-line discounts so you can protect all your toys with one company.
Each coverage option comes with a variety of policy packages to choose from, such as the Marine Choice Saver Package, Marine Choice Plus, and Marine Choice Elite. With a Farmers recreational policy, you can insure your:
Farmers offers a wide range of standard and optional motorcycle insurance coverages so you can build a policy to match your ride. Farmers accepts bikes such as cruisers, touring bikes, sport cycles, trike conversions, custom cycles, class bikes, and more.
Standard motorcycle coverages include:
Additional coverages include:
Farmers offers personal umbrella policies with benefits such as worldwide coverage, coverage for libel, slander, or defamation of character, and coverage for defense costs and attorney fees.
Farmers offers person umbrella policy limits from $1 million to $5 million.
Farmers has partnered with Pet Best to provide their customers with pet insurance that will cover the cost of veterinary bills for unexpected accidents, illnesses, and emergency care. Farmers also offers optional coverages for routine check-ups and preventative care.
Farmers and Pet Best offer the following coverages:
Headquartered in the greater Los Angeles area, Farmers Insurance Group was founded in 1928.
Farmers serves more than 10 million households with more than 19 million individual policies. It employs over 48,000 exclusive and independent agents across the country and boasts around 21,000 employees.
Farmers specializes in auto insurance, homeowners insurance, life insurance, renters insurance, commercial insurance, and more, as well as financial services.
A.M. Best gives Farmers a financial strength rating (FSR) of "A," signaling above-average financial health and ability to pay out claims.
According to the J.D. Power & Associates U.S. Auto Claims Satisfaction Study, Farmers has a rating of 4.5 out of 5 for overall customer satisfaction.
Headquarters address: 6301 Owensmouth Avenue, Woodland Hills, CA 91367
Phone number: (888) 327-6335
|Insurify Composite Score||85|
|Number of discounts||36|
|Number of reviews||506|
|Standard & Poor's||A|