The largest discounts from Farmers are: Multiple Policy Discount, Eco-nomy Car Discount, Senior Adult Discount
|Discount Type||Discount %|
|Multiple Policy Discount||up to 10%|
|Eco-nomy Car Discount||up to 5%|
|Senior Adult Discount||Varies|
|Professional organization discount||Varies|
|Mature driver discount||Varies|
|Paid in full discount||Varies|
|Provider Switch Discount||Varies|
|Home Owner Discount||Varies|
|Preferred payment discount||Varies|
|Paperless documents discount||Varies|
|Anti-lock Brake Discount||Varies|
|Driving training discount||Varies|
|Electronic Stability Control||Varies|
|Affinity group discount||Varies|
|Driving Habits Discount||Varies|
|Good Payer Discount||Varies|
|Claims Free Renewal Discount||Varies|
|Youth Driving Discount||Varies|
|Early Quote Discount||Varies|
|Anti-Theft Device Discount||Varies|
|Defensive Driver Discount||Varies|
|Good Driver Discount||Varies|
|Good Student Discount||Varies|
|Multiple Vehicle Discount||Varies|
|Passive Restraint Discount||Varies|
|Student Away at School Discount||Varies|
|Daytime Running Lights Discount||Varies|
|On Your Own Discount||Varies|
Farmers has been offering its customers exceptional service for over 80 years. Their insurance agents are available for claim support 24 hours a day, 7 days a week. Their customers have access to their extensive Inner Circle network which includes services such as a car shopping and roadside assistance. Stay connected with Farmers and your Inner Circle with the Farmers Insurance Mobile App which allows you to manage your policy, claims, contact your agent, and make payments on the go.
Learn more about Farmers Life Insurance.
When it comes to auto insurance, Farmers calls itself the “Smart Choice,” because they offer a variety of additional coverage options so you can truly make your policy your own.
Farmers offers the standard car insurance coverages like:
They also offer a long list of optional coverages you can add to your policy, including:
Farmers classic car insurance provides more coverage than a regular car insurance policy so you can be sure you have enough enough protection for your antiques, foreign and domestic sports cars, modifieds, customs, classics, hot rods, and more.
To qualify for a Farmers classic car policy, your vehicle must be in original or restored original condition. “Antique” cars must be 25 years and older, while a “classic” car must be 19 to 24 years old.
A classic car policy comes with numerous coverage options including Guaranteed Value™ and original replacement parts coverage.
Farmers home insurance policies go beyond basic and offer extra benefits to all of their customers, so they can enjoy additional protection without the additional cost.
Farmers offers all the typical coverages you’d find on a home insurance policy, such as:
Farmers optional homeowners coverages include:
Farmers insurance allows your to pick specific coverage options for your condominium based on what matters most to you, whether it’s your condo unit, personal belongings, or your assets.
Farmers standard condo insurance coverage includes:
Optional condo insurance coverages from Farmers include:
Farmers offers earthquake insurance to families living in both earthquake prone and non-prone areas. Specifically in California, Farmers agents offer earthquake coverage through an independent organization, the California Earthquake Authority (CEA).
Earthquake insurance is meant to cover the cost of rebuilding your home, replacing your personal belongings, and relocating you if your home is uninhabitable after an earthquake.
Farmers offers flood insurance whether you live near a body of water or not, because every home is potentially a “flood zone” under the right conditions. Farmers offer residential and commercial lines of flood insurance so you can cover your home and business with one company.
Farmers offers their flood insurance through an independent organization, the National Flood Insurance Program which provides coverage limits of $250,000 for residential buildings, $100,000 for its contents and $500,000 each for commercial building and contents. Policy options include :
Building property coverage will protect things like the foundation, electrical and plumbing systems, refrigerators, stoves, dishwashers, permanently installed carpeting over unfinished flooring, and curtains, etc.
Optional coverages include:
Farmers understands that mobile and manufactured homes are special and therefore need more than a standard home insurance policy to protect them. Farmers provides specialized mobile home policies with:
Optional mobile home coverages include:
Farmers offer flexible renters insurance policies so you can choose what you want covered and from what kinds of damage. Renters insurance with Farmers is customizable and affordable.
Farmers renters insurance will cover:
Optional renters insurance coverages from Farmers include:
Farmers Life® insurance offers a variety of term life and permanent life coverage and product options so you can choose what’s right for you and your family.
Term life: Farmers offers 3 different kinds of term life policies with different coverage amounts.
Whole life: One of the most common types of permanent life insurance policies, Farmers offers 3 whole life policies to choose from with varying benefits.
Universal life: Farmers universal life offers lifelong coverage with numerous benefits like flexible payments, adjustable benefits and coverage levels, and cash accumulation. There are 2 universal life policies to choose from with varying benefits.
Farmers allows business owners to customize their commercial insurance policies to their needs so there’s no way you’ll pay extra for coverage you don’t need. Farmers offers standard business insurance coverage options like:
Farmers also offers a variety of optional business insurance coverages including:
Farmers offers extensive recreational and specialty insurance options with multi-line discounts so you can protect all your toys with one company.
Each coverage comes with a variety of policy packages to choose from such as Marine Choice Saver Package, Marine Choice Plus, Marine Choice Elite, etc. With a Farmers recreational policy you can insure your:
Farmers offers a wide range of standard and optional motorcycle insurance coverages so you can build a policy to match your ride. Farmers accepts bikes such as cruisers, touring bikes, sport cycles, trike conversions, custom cycles, class bikes, and more.
Standard motorcycle coverages include:
Additional coverages include:
Farmers offers personal umbrella policies with benefits such as worldwide coverage, coverage for libel, slander, or defamation of character, and coverage for defense costs and attorney fees.
Farmers offers person umbrella policy limits from $1 million to $5million.
Farmers has partnered with Pet Best to provide their customers with pet insurance that will cover the cost of veterinary bills for unexpected accidents, illnesses, and emergency care. There also offer optional coverages for routine check-ups and preventative care.
Farmers and Pet Best offer the following coverage:
Headquartered in Los Angeles, California, Farmers Insurance Group was founded in 1928. Parent company of 21st Century, Farmers currently serves more than 10 million households, with more than 20 million individual policies, and employs over 50,000 agents, and has almost 24,000 employees. Farmers specializes in auto, homeowners, renters, property & liability as well as business services.
They provided me with good service and whenever I needed to make a change in coverage they were very accommodating and when I had a claim they were very quick in taking care of it.
Farmers is the absolute worst insurance company around, their communication is poor, customer service is poor & they don’t seem to care about their customers needs